scholarly journals PEMBUATAN APLIKASI DALAM MENGINTEGRASIKAN DATA KEUANGAN, DATA ORDER, DAN DATA STOK PADA UKM MOST BROTHERS DI DEPOK JAWA BARAT

Sarwahita ◽  
2019 ◽  
Vol 16 (01) ◽  
pp. 17-34
Author(s):  
Lasminiasih Lasminiasih ◽  
Sartika Sartika ◽  
Ranti Putri Pratiwi
Keyword(s):  
Raw Materials ◽  
Financial Data ◽  
Financial Report ◽  
Design Database ◽  
Income Statement ◽  
Medium Enterprise ◽  
System Information ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The City

Abstract Most Brothers are Small Medium Enterprise (SME) in the printing or canvass clothes, shirts, hat, bags and others in the city of Depok. Currently, Most Brothers is still using the system of recording financial data, order data, and stock data manually or not computerized. This research aims to propose the use of a system information such as application in integrating financial data, order data, and stock data. The method used in this research is descriptive qualitative by conducting observations and interviews directly. In making application, used design database desktop based MYSQL application. The output produced by this application is a simple financial report consisting of income statement and cash flow. There is also a order data report to complete consumer orders in structured and timely. As well as, report of stock data to find out the number of raw materials available.                  Keywords: Information System, Application, Financial Report, Order Data, Stock Data, Small Medium Enterprises (SME)   Abstrak Most Brothers adalah Usaha Kecil Makro (UKM) dalam bidang percetakan atau sablon baju, kaos, topi, tas dan lain-lain di kota Depok. Saat ini, Most Brothers masih menggunakan sistem pencatatan data keuangan, data order, dan data stok secara manual atau belum terkomputerisasi. Penelitian ini bertujuan untuk mengusulkan pembuatan sistem informasi berupa aplikasi untuk mengintegrasikan data keuangan, data order, dan data stok. Metode yang digunakan dalam penelitian ini adalah deskriptif kualitatif dengan malakukan observasi dan wawancara secara langsung. Dalam pembuatan aplikasi, digunakan perancangan database berbasis desktop dengan aplikasi MySQL. Output yang dihasilkan aplikasi ini yaitu laporan keuangan sederhana yang terdiri dari laba rugi dan arus kas. Terdapat pula Laporan data order untuk menyelesaikan pesanan konsumen secara terstruktur dan tepat waktu. Serta, laporan data stok barang untuk mengetahui jumlah bahan baku produksi yang tersedia.

scholarly journals Entrepreneur’s Understanding on MSME (Micro Small Medium Enterprises) on Concept on Sharia Financial Statement

2019 ◽  
Author(s):  
Syafrida Hani
Keyword(s):  
Financial Statements ◽  
Financial Statement ◽  
Financial Report ◽  
Strategic Research ◽  
Analysis Technique ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The City ◽  
Descriptive Method ◽  
Research Grant

This research is part of an institutional strategic research grant organized and funded by DRPM Kemenristek Dikti 2017-2018. This article aims to find out how much understanding of SME entrepreneurs in the city of Medan to the concept of Islamic financial statements. Data analysis technique using descriptive method. This research finds that the term of syariah financial report not yet well known by entrepreneur of MSME. However, the understanding of MSME entrepreneurs about the concept of shariah financial statements can be stated very well. It is characterized by the acquisition of the average number of 80.12%. Perceptions of the benefits of financial statements are quite good, but to apply it still needs to coaching MSME entrepreneurs to what is expected from Law no. 20 of 2008.

HUBUNGAN ANTARA RASIO KREDIT BERMASALAH DENGAN RASIO PROFITABILITAS: Studi Empiris pada BPRse-Kota Tangerang Periode 2015

2017 ◽  
Vol 2 ◽  
pp. 179-186
Author(s):  
Yohan Henri Wibowo
Keyword(s):  
Empirical Evidence ◽  
Significant Relationship ◽  
Small And Medium Enterprises ◽  
Profit Margin ◽  
Financial Report ◽  
Secondary Sources ◽  
Normality Test ◽  
Net Profit ◽  
Medium Enterprises ◽  
The City

The aims of this study is to find empirical evidence, that there is a significant relationship between the Non Performing Loan Ratio is reflected in indicators of Non-Performing Loan (NPL) with a Profitability Ratio that is reflected in the indicators Net Profit Margin (NPM).The collecting of data method is secondary sources from Quarterly Financial Report Rural Banks (hereinafter referred to as BPR) as the city of Tangerang. The sample in this study is BPRin Kota Tangerang are categorized as Micro, Small and Medium Enterprises (hereinafter referred to as SMEs). The hypothesis was tested by normality test and linear regression, The results of the study are not found empirical evidence that there is a significant relationship between Non-Performing Loan Ratios were reflected in NPL with Ratio Profitability indicators are reflected in indicators of NPM.These results indicate that required the mediating factor, namely the Contractual Interest Income from Loans and Expenses of Assets Allowance (hereinafter referred PPAPWD) Keywords: Non-Performing Loan, Net Profit Margin

scholarly journals Financing gap in Malaysian small-medium enterprises: A supply-side perspective

2013 ◽  
Vol 16 (5) ◽  
pp. 115-126 ◽  
Author(s):  
Shamshubaridah Ramlee ◽  
Madeline Berma
Keyword(s):  
Supply Side ◽  
Demand And Supply ◽  
Theoretical Approaches ◽  
Bank Financing ◽  
Medium Enterprise ◽  
Research Gap ◽  
Financing Gap ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
Sme Financing

In Malaysia, the issue of financing gap in Small Medium Enterprise (SME) financing is common, but hardly discussed nor researched. The issue of financing gap or lacuna arises due to the mismatch between the demand and supply of institutional funds for SMEs. SMEs contend that finance for SMEs are abundant, however, the supply of bank financing is largely unavailable to them. Banks, on the other hand, maintain that lending to these SMEs remains low because of lack of qualified demand. This brought to the forefront the issue of financing lacuna; a perennial issue in many developing countries, including Malaysia. The objective of this paper is to discuss the financing lacuna in Malaysian SMEs, focussing on the supply side. This paper focuses on the supply perspective to fulfil the research gap in understanding the financing lacuna, which has often been overlooked due to the tendency to analyse financing lacuna from the demand side only. This has been based on surveyed data of SME entrepreneurs. This paper outlines the theoretical approaches and practices of SMEs financing in Malaysia, followed by an analysis of the factors that shaped the financing lacuna (gap).

scholarly journals THE CHALLENGES FOR SMALL MEDIUM ENTERPRISE (SME) IN THE COTTAGE INDUSTRIES

2020 ◽  
Vol 2 (2) ◽  
pp. 01-12
Author(s):  
Nurshadira Mohd Raof ◽  
Syarizal Ab Rahim ◽  
Dzulkifli Mukhtar ◽  
Mohd Zulkifli Muhammad
Keyword(s):  
Human Resources ◽  
Business Owners ◽  
Thematic Content Analysis ◽  
Face To Face ◽  
Interview Session ◽  
Medium Enterprise ◽  
Analyse Data ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
Cottage Industries

There were many reasons why challenges happened around the sellers of SME business. The main purpose of this study was to identify the challenges of small-medium enterprises in cottage industries in Kota Bharu. Based on this study, there were literally four challenges of cottage industries in the SME business. The challenges in this study were the growth challenges in human resources, lack of operation management, financial deficiencies and lack of market power. In this study, face to face interview session was conducted and focused on business owners to obtain more information on what challenges they faced while running a small-medium enterprise (SME) business. The thematic content analysis was used to analyse the interview data. The analyse data suggested themes reflect these challenges.

scholarly journals THE DEVELOPMENT MODEL OF BROWN SUGAR MICRO SMALL MEDIUM ENTERPRISE IN SUMBERRINGIN VILLAGE SANAN KULON SUB-DISTRICT BLITAR REGENCY

2018 ◽  
Vol 16 (2) ◽  
pp. 142
Author(s):  
Arfida Boedirochminarni
Keyword(s):  
Development Model ◽  
Social Media Marketing ◽  
Brown Sugar ◽  
Beverage Industry ◽  
Food And Beverage Industry ◽  
Food And Beverage ◽  
Medium Enterprise ◽  
Per Capita ◽  
Small Medium Enterprises ◽  
Medium Enterprises

Blitar Regency is one of the areas in East Java that has become the place for the growth of the food and beverage industry, and has enormous potential. MSME (Micro, Small, Medium Enterprises) in Blitar Regency in 2011 was recorded at 18,644 units. The number then increased significantly in 2015 reaching 254,187 units. One of them is Sumberingin Micro, Small, Medium Enterprises located in the Sumberringin village, Sanan Kulon sub-district, Blitar Regency. These MSMEs seek to improve the economic sector of the region by processing natural resources into goods of the sale value, namely brown sugar. They can produce more than 12kg for each production. Their profits in one production with 12 units get more than IDR 250,000. They have a lot of contributions to their village in increasing the income per capita by producing traditional product to the market and develop their local potential to compete with other modern products through social media marketing and modern market places.

scholarly journals Analisis Strategi Penguatan Usaha Kecil Menengah Pada Masa Pandemi Covid-19 di Kota Medan

2021 ◽  
Vol 21 (2) ◽  
pp. 588
Author(s):  
Ngatno Sahputra ◽  
Budi Antoro ◽  
Zulham Zulham
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Rapid Economic Growth ◽  
Strategic Role ◽  
Distribution Process ◽  
The Republic ◽  
Medium Enterprises ◽  
The City ◽  
Central Statistics

It cannot be denied that micro, small and medium enterprises have a strategic role in the country's economic system, among these strategic roles are absorbing local resources and wider employment opportunities and contributing to efforts to alleviate poverty. Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia in 2017, the workforce absorbed from MSMEs was 97.02%. This figure increased from the previous year of 112,828,610 people. The city of Medan has the potential for very rapid economic growth, the Central Statistics Agency (BPS) of Medan noted that the economy of Medan in 2018 grew by 5.92%. Even though the potential of micro-businesses is very potential, various problems still surround micro-businesses, making it difficult to develop. As an economic foundation, the MSME sector is the sector most affected by the Covid-19 outbreak due to the absence of activities outside the home by most people. This study intends to identify and analyze the problems faced by Small and Medium Enterprises and strategies for their strengthening during the Covid 19 Pandemic in Medan City. This research is a qualitative study with a literature review which was conducted in the city of Medan in July-November 2020. The type of data used is secondary data from the Central Statistics Agency and the Ministry of Cooperatives and Small and Medium Enterprises with the object of research being MSME actors. The results showed that the sales of MSME products in the city of Medan decreased by 68% due to difficulty in obtaining raw materials and delays in the distribution process as well as difficulties in capital which resulted in a slowing down of the production process by 16% of the total number of MSMEs in the city of Medan. The strengthening strategy is the Rapid Skimming strategy by setting high sales and promotion prices, or vice versa, namely the Low Skimming strategy and the Rapid Penetration strategy, by setting low product prices and high promotions or vice versa with the Slow Penetration strategy.

scholarly journals MSME’S DEMOGRAPHIC AS MODERATION IN THE IMPACT OF PERCEPTION AND UNDERSTANDING OF BOOKKEEPING TOWARDS QUALITY OF FINANCIAL REPOR

2019 ◽  
Vol 3 (1) ◽  
pp. 1
Author(s):  
Cahyani Tunggal Sari ◽  
Lukman Ahmad Imron Pahlawi
Keyword(s):  
Quantitative Research ◽  
Bank Loan ◽  
Financial Report ◽  
Moderating Variables ◽  
Report Quality ◽  
Business Size ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The Impact

Micro Small Medium Enterprises (MSME) especially in culinary are the main destination of tourist in Surakarta Indonesia. As the tourist destination, MSME must be creative in develop their product. The financial ability is the main source of the owner in develop their business. Bank loan is an alternative in order to improve the financial sorce. Therefore, the MSME’s owner need to compile the financial report as one of bank loan requirement. This study is a quantitative research which is use multiple regression analysis using moderation variables. The quality of financial report is the dependent variable. The Independent variables are the MSME’s owner perception and understanding about book keeping. This study also enclose the MSME’s owner demographic background that consist of educational leverage and business size as the moderating variables. The data is collected from culinary MSME’s in Surakarta, Indonesia in the year of 2017. The findings of this research shows that educational leverage and business size are Predictor Moderation Variable. Besides, the perception and understanding are not significantly influence the financial report quality. The result of beta value shows that the business size strengthen the bookkeeping perception variable and weaken the understanding variable towards financial report quality. While the educational leverage strengthen the understanding variable and weaken the perception variables even all of them are not significantly influenced.

scholarly journals Sistem Informasi Promosi Produk : Studi Pada Usaha Kecil Menengah Kabupaten Bengkalis

2018 ◽  
Vol 9 (1) ◽  
pp. 59-70
Author(s):  
Kasmawi Kasmawi ◽  
Mansur Mansur ◽  
Diah Angraina Fitri
Keyword(s):  
Human Resources ◽  
Product Information ◽  
Internet Access ◽  
Web Based ◽  
Promotion System ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
The City ◽  
Product Promotion

Pemanfaatan teknologi informasi dapat membantu pemasaran produk Usaha Kecil Menengah (UKM) secara maksimal dengan memanfaatkan website dan akses internet untuk mengakses pasar dan mempromosikan produk. Sistem promosi produk UKM di Kabupaten Bengkalis dilakukan dengan cara konvensional yaitu promosi melalui kedai-kedai, di toko-toko/swalayan, ataupun berupa informasi melalui kerabat atau teman. Hal ini akan berpengaruh terhadap omset pada UKM. Selain itu sumber daya manusia dibidang TI masih sangat rendah. Penelitian ini bertujuan untuk membangun sistem informasi promosi produk berbasis web untuk meningkatkan promosi produk UKM di Kota Bengkalis. Informasi yang diberikan berupa informasi produk pada semua kategori, promosi produk-produk unggulan, dan promosi toko-toko yang berkaitan dengan produk yang dipromosikan. Abstract The ulitization of information techonology can help marketing Small Medium Enterprises (SMEs) products maximally by utilizing website and internet access to access market and promote product. SMEs product promotion system in Bengkalis Regency is done by conventional means of promotion through shops, in store or supermarkets or in the form of information through relatives or friends. This will affect the turnover of SMEs in addition, human resources in the information thecnology (IT) filed is still very low. This research aims to build a web based product information promotion system to improve the promotin of SMEs products of the city of Bengkalis. Information provided for the form of product information about all categories, promotion of superior products, and promotion of stores related to the product being promoted.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PERKEMBANGAN UMKM DI SURAKARTA

2016 ◽  
Vol 14 (1) ◽  
pp. 15
Author(s):  
Hartono Hartono ◽  
Deny Dwi Hartomo
Keyword(s):  
Development Strategy ◽  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Raw Material ◽  
Labor Costs ◽  
Strategic Advice ◽  
Medium Enterprises ◽  
Performance Conditions ◽  
The City

<p><em>Micro, Small and Medium Enterprises (MSMEs) have a very significant impact on the Indonesian economy. Therefore, it is important to do research in order to determine the condition of current performance and analyze the factors that influence the development of MSMEs and to provide strategic advice on the development of MSMEs in Surakarta. Long-term goal is the development of MSMEs in Surakarta in the future as measured from the increase in sales, so the SMEs entrepreneurs increase revenue, reduce unemployment and ultimately can reduce the level of poverty in Surakarta by particular and Indonesia by general.</em></p><p><em>The study took a sample of 91 MSMEs entrepreneurs spread across five districts in the city of Surakarta. Each district taken by SMEs entrepreneurs with purposive sampling method. Mapping MSMEs performance conditions were analyzed descriptively to describe various aspects such as firm age, labor, raw materials, capital and problems faced. While the factors that influence the development of MSMEs were statistically analyzed with multiple regression models.</em></p><em>The results showed that the performance of the mapping conditions of SMEs in Surakarta average face problems in raw material costs, labor costs and promotion costs, as well as in the capital. Capital cost and total variable evidenced by the positive and significant impact on the development of the business. While the age factor and the company's workforce does not have a significant influence on the development of SME. It can be understood that the main problem in SMEs are raw materials and capital. There is a type of business that is not easy to obtain raw materials in the market. Therefore SME development strategy with more emphasis on the supply of raw material, marketing, production, and capital.</em>

scholarly journals Islamic Financing for Small Medium Enterprises: Challenges and Opportunities

2020 ◽  
Vol 12 (Number 2) ◽  
pp. 50-64
Author(s):  
Siti Nurain Muhamad ◽  
Wan Nur Syahida Wan Ismail ◽  
Nurul Aisyah Awanis A Rahim ◽  
Sarah Nadia Ahmad
Keyword(s):  
Financial Institutions ◽  
Islamic Banks ◽  
Slow Mode ◽  
Challenges And Opportunities ◽  
Islamic Financial Institutions ◽  
Medium Enterprise ◽  
The Government ◽  
Small Medium Enterprises ◽  
Medium Enterprises ◽  
Business Financing

This study attempts to discuss the challenges and opportunities of Islamic financing for Small Medium Enterprise (SMEs), as the Islamic finance industry's growth and SMEs are stimulated in this recent year. The government has introduced Islamic SME financing since 2012, and Malaysia has promoted it by granting a rebate for the participated parties, especially Islamic financial institutions. However, the government's opportunities are still in the slow mode to be grabbed by SMEs. With selected literature related to SMEs and Islamic financing, this study discussed SMEs and Islamic banks' practices in Malaysia. Based on the literature, several issues had to be highlighted, such as SMEs' readiness to have the opportunity with larger firms, SMEs' behaviours, and attitudes when dealing with external supports, as well as their awareness of business financing. Thus, this study highlights the challenges and real issues among SMEs and points out the opportunities for improvement that are expected to benefit SMEs and Islamic financial institutions in Malaysia.

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