scholarly journals Analisis Strategi Penguatan Usaha Kecil Menengah Pada Masa Pandemi Covid-19 di Kota Medan

2021 ◽  
Vol 21 (2) ◽  
pp. 588
Author(s):  
Ngatno Sahputra ◽  
Budi Antoro ◽  
Zulham Zulham

It cannot be denied that micro, small and medium enterprises have a strategic role in the country's economic system, among these strategic roles are absorbing local resources and wider employment opportunities and contributing to efforts to alleviate poverty. Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia in 2017, the workforce absorbed from MSMEs was 97.02%. This figure increased from the previous year of 112,828,610 people. The city of Medan has the potential for very rapid economic growth, the Central Statistics Agency (BPS) of Medan noted that the economy of Medan in 2018 grew by 5.92%. Even though the potential of micro-businesses is very potential, various problems still surround micro-businesses, making it difficult to develop. As an economic foundation, the MSME sector is the sector most affected by the Covid-19 outbreak due to the absence of activities outside the home by most people. This study intends to identify and analyze the problems faced by Small and Medium Enterprises and strategies for their strengthening during the Covid 19 Pandemic in Medan City. This research is a qualitative study with a literature review which was conducted in the city of Medan in July-November 2020. The type of data used is secondary data from the Central Statistics Agency and the Ministry of Cooperatives and Small and Medium Enterprises with the object of research being MSME actors. The results showed that the sales of MSME products in the city of Medan decreased by 68% due to difficulty in obtaining raw materials and delays in the distribution process as well as difficulties in capital which resulted in a slowing down of the production process by 16% of the total number of MSMEs in the city of Medan. The strengthening strategy is the Rapid Skimming strategy by setting high sales and promotion prices, or vice versa, namely the Low Skimming strategy and the Rapid Penetration strategy, by setting low product prices and high promotions or vice versa with the Slow Penetration strategy.

2017 ◽  
Vol 3 (8) ◽  
pp. 656
Author(s):  
Sunarno Sunarno ◽  
Imron Mawardi

Murabaha Financing have potentially lower risk than other financing product. It chosen by USP Kopontren XYZ to fulfill members financing demand both for business development and consumptive purposes. Termination of Employment Relationship, working cycle and Bad characters some members cause of the collectibility default in Murabaha Financing.This study using qualitative approach and case studies. The collection of primarydata through in-depth interview, while secondary data obtained from the AnnualMembers Meeting report Kopontren XYZ . Explanation building analysis techniques are use to explain the results of in-depth interviews in order to explain the handling of murabaha financing collectibility default.The results explained to handling collectability default adopt according to The Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 35.3 / Per / M.KUKM / X / 2007, executing from cash collateral, financial penalties for those who deliberately, and converts the contract.


Author(s):  
E. Upendar ◽  
K. Ramulu

<div><p><em>Micro Small and Medium Enterprises include Khadi, Village and Rural Enterprise. Today Millions of people depending upon MSMEs sector. Indian MSMEs are contributing regarding 45% manufacturing output and 40% exports. Every year 8-9% of GDP contributing to developing the nation.This sector is providing employment second largest after agriculture. The main advantage of this sector is employment potential low capital. MSMEs sector contributing develop the country but every day facing a number of challenges like the High cost of Raw materials, collateral requirements, Competition from domestic and foreign markets, Increased fuel prices, lack of credit facilities from financial institutions, etc. Due to the financing problems, every day 79 MSMEs are falling in sickness. The government took many initiatives for this sector but still problems persist. There are many opportunities in this sector for budding entrepreneurship but due to the many challenges the MSMEs sector is still unable to survive.The study is based on secondary data only. Every year this sector is worldwide generating 3, 000 employment opportunities for the people. The MSMEs sector is playing important role in poverty reduction and regional imbalances.Still today the Government of India took there are many initiatives to develop this sector but still the problems are encountering this sector.</em></p></div>


2016 ◽  
Vol 14 (1) ◽  
pp. 15
Author(s):  
Hartono Hartono ◽  
Deny Dwi Hartomo

<p><em>Micro, Small and Medium Enterprises (MSMEs) have a very significant impact on the Indonesian economy. Therefore, it is important to do research in order to determine the condition of current performance and analyze the factors that influence the development of MSMEs and to provide strategic advice on the development of MSMEs in Surakarta. Long-term goal is the development of MSMEs in Surakarta in the future as measured from the increase in sales, so the SMEs entrepreneurs increase revenue, reduce unemployment and ultimately can reduce the level of poverty in Surakarta by particular and Indonesia by general.</em></p><p><em>The study took a sample of 91 MSMEs entrepreneurs spread across five districts in the city of Surakarta. Each district taken by SMEs entrepreneurs with purposive sampling method. Mapping MSMEs performance conditions were analyzed descriptively to describe various aspects such as firm age, labor, raw materials, capital and problems faced. While the factors that influence the development of MSMEs were statistically analyzed with multiple regression models.</em></p><em>The results showed that the performance of the mapping conditions of SMEs in Surakarta average face problems in raw material costs, labor costs and promotion costs, as well as in the capital. Capital cost and total variable evidenced by the positive and significant impact on the development of the business. While the age factor and the company's workforce does not have a significant influence on the development of SME. It can be understood that the main problem in SMEs are raw materials and capital. There is a type of business that is not easy to obtain raw materials in the market. Therefore SME development strategy with more emphasis on the supply of raw material, marketing, production, and capital.</em>


2011 ◽  
Vol 13 (1) ◽  
pp. 21 ◽  
Author(s):  
Tulus T. H. Tambunan

The main aim of this paper is to discuss recent development of micro, small and medium enterprises (MSMEs) and their current problems in Indonesia, based on analysis of secondary data on their performance focusing on their contribution to gross domestic product (GDP) and productivity, and their constraints. It shows that their GDP share is larger than that of large enterprises (LEs). But it is mainly because their number is huge, while their productivity is low. Their main constraints are mainly high cost of raw materials, marketing difficulties, and lack of capital.


2021 ◽  
Vol 5 (3) ◽  
Author(s):  
Darsanto Darsanto ◽  
Khasan Effendy ◽  
Nuryanto Nuryanto

The Implementation of regional development in the autonomy era is in accordance with Law Number 23 RI of 2014 concerning Regional Government based on regional capacities and initiatives. Where there are several development problem faced. Especially in Ternate City, when viewed from the perspective of population welfare, the problem of poverty and unemployment are still considered quite high. Therefore, strategic efforts are needed to deal with the problem in question. This paper aims to, 1) Describe the government’s efforts improved the regional economy through micro, small, and medium enterprises in managing local wisdom products in Ternate City, North Maluku Province; 2) Describe the factors that influenced efforts improved the regional economy through micro, small, medium enterprises in managing local wisdom product. The approach of this study was qualitative and descriptive method. The theory used to analyzed the main focus was The of Manpower Creation by Mansour Fakih. To saw the factors that affect the productivity of micro, small and medium enterprises used the concept proposed by Wilantara and Susilawati. The data sources were primary data and secondary data. Data collection techniques were obtained through interviews, observation and documentation carried out in Ternate City by involving the government and micro, small and medium enterprises by selecting a number of samples based on the snowball method. The results of this study indicate that the efforts made by the Local Government of Ternate City to improve its economy through micro, small, medium enterprises based on local wisdom potentiality are considered quite effective, because able to encourage and maintain productivity of business actors. These efforts generally take the form of development, fostering and provision of business capital that are regulative, service, facilitative and evaluative  roles. Although, there are several obstacles that are quite prominent and influential, including the lack of business capital, product marketing, inefficiency of bureaucratics services, low human resource capacity for technology and limited raw materials. Therefore, it is recomended that there be improvements in term of increating business capital, marketing creativity, supply of raw materials and increasing the latest technology-based education and training activities.


AdBispreneur ◽  
2020 ◽  
Vol 4 (2) ◽  
pp. 81
Author(s):  
Nenden Kostini ◽  
Ratna Meisa Dai

Classic problems that are often encountered in Small and Medium Enterprises are generally related to the lack of management capabilities in working capital management. These limitations cause difficulties in measuring the financial performance of Small and Medium Enterprises. Measurement of financial performance, generally uses complex financial indicators for large companies so that it is not suitable when applied to Small and Medium Enterprises. This study aims to determine the condition of the financial performance of Small and Medium Enterprises in the City of Tasikmalaya. Measurement of financial performance uses simple financial ratios, which consist of current ratio, debt ratio and net margin ratio. The population and sample in this study are Small and Medium Enterprises in the Creative Industry Sector in the City of Tasikmalaya with 48 Small and Medium Enterprises. In addition to in-depth interviews with Small and Medium Enterprises, documentation studies were also conducted to collect secondary data. Processing data using a comparative or comparison method. The results of data processing show that the financial position of most of the Small and Medium Enterprises in Tasikmalaya City is in a liquid condition because the position of current assets is still greater than the current debt, and the profitability is quite good. Permasalahan klasik yang sering ditemui pada Usaha Kecil Menengah, umumnya berkaitan dengan minimnya kemampuan manajemen dalam pengelolaan modal kerja. Keterbatasan tersebut menyebabkan kesulitan dalam pengukuran kinerja keuangan Usaha Kecil Menengah. Pengukuran kinerja keuangan, umumnya menggunakan indikator keuangan yang kompleks untuk perusahaan besar sehingga tidak sesuai bila diterapkan pada Usaha Kecil Menengah. Penelitian ini bertujuan untuk mengetahui kondisi kinerja keuangan Usaha Kecil Menengah di Kota Tasikmalaya. Pengukuran kinerja keuangan menggunakan rasio keuangan sederhana, yang terdiri dari current rasio, debt rasio dan net margin rasio. Metode penelitian dalam penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian deskriptif. Adapun yang menjadi populasi dan sampel dalam penelitian ini adalah Usaha Kecil Menengah pada Sektor Industri Kreatif di Kota Tasikmalaya sebanyak 48 Usaha Kecil dan Menengah. Selain wawancara mendalam dengan pelaku Usaha Kecil Menengah, dan Dinas KUKM Kota Tasikmalaya, studi dokumentasi juga dilakukan untuk mengumpulkan data sekunder. Pengolahan data menggunakan metode komparatif atau perbandingan. Hasil penelitian menunjukkan bahwa posisi keuangan sebagian besar Usaha Kecil Menengah di Kota Tasikmalaya berada dalam kondisi yang likuid karena posisi harta lancar masih lebih besar daripada utang lancarnya, serta profitabilitas yang cukup baik. Hal ini terlihat dari kondisi current rasio yang menunjukkan


2017 ◽  
Vol 11 (2) ◽  
pp. 187-206 ◽  
Author(s):  
Fitria Faradila ◽  
Hasni Hasni

Upaya mempercepat laju ekspor Indonesia melalui peningkatan ekspor dari sektor usaha kecil dan menegah (UKM) merupakan pendekatan yang strategis. UKM telah terbukti sebagai sektor yang mampu bertahan dalam situasi krisis ekonomi domestik dan global. Namun demikian, UKM menghadapi beberapa kendala dalam menembus pasar internasional. Trading House dapat menjadi salah satu solusi dalam mengatasi kendala tersebut. Penelitian ini bertujuan untuk menyusun kriteria prioritas produk potensial ekspor dan sekaligus menentukan produk prioritas ekspor UKM yang akan dimasukkan dalam Trading House. Data yang digunakan adalah data sekunder yang berasal dari BPS dan data primer yang berasal dari FGD. Metode yang digunakan adalah metode Analytical Network Process (ANP). Metode ANP diharapkan dapat memberikan hasil yang lebih bagus mengingat kemampuannya dalam memperhitungkan interaksi dua arah antar elemen dan kluster dalam kerangka penelitian. Hasil analisis menunjukkan bahwa kriteria prioritas untuk menentukan produk Trading House adalah pangsa ekspor, impor dunia dan ketersediaan bahan baku lokal. Produk prioritas Trading House adalah perhiasan dan aksesoris, furnitur, makanan olahan, produk tekstil dan garmen, minyak atsiri (produk spa aromaterapi). Pemerintah perlu segera membangun Trading House yang komprehensif dan mensosialisasikan fungsinya kepada pelaku usaha terutama UKM. One of the efforts to accelerate Indonesian exports can be done through increasing small and medium enterprises (SMEs) which is a strategic approach. SMEs are able to survive in the domestic and global economic crisis even though they experienced some obstacles in getting an access to international market. Trading House could be a solution in overcoming the SMEs difficulties. This study aims to establish priority criteria of potential export products as well as priority of export products of SMEs through Trading House. This study utilized both secondary data coming from BPS and primary data from Focus Group Discussion (FGD), and used Analytical Network Process (ANP) method. The ANP is aimed to give the best solution of the problem since it considers two way interactions between elements or clusters (feedback). The results show that the priority criteria for determining Trading House products include the share of exports, world imports and the availability of local raw materials. Trading House priority products are jewelry and accessories, furniture, processed foods, textile and garment products, essential oils (aromatherapy spa products).The government must immediately build a comprehensive Trading House and socialize its functions to business players, especially SMEs.


2021 ◽  
Vol 4 (2) ◽  
pp. 199-220
Author(s):  
Riko Agus Pramono ◽  
Driana Leniwati

The purpose of this study is to found see how healthy the Teratai Women Cooperative in Merjoyo Village, Purwoasri District, Kediri Regency. The aspects of capital, productive asset quality, management, efficiency, liquidity, independence and growth, as well as the cooperative's identity, are used to assess cooperatives, as per the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and medium enterprises of the Republic of Indonesia Number 6 of 2016. This sort of research combines qualitative descriptive research with secondary data gathered from management accountability reports presented at Annual Member Meetings, specifically the cooperative financial accounts for 2018-2020. The results of the analysis show that the Teratai Women's Cooperative's health level rating in 2018-2020 had an average final score of 56.18, indicating that the predicate is under supervision.


2020 ◽  
Vol 4 (2) ◽  
pp. 206-216
Author(s):  
Abi Pratiwa Siregar ◽  
Jamhari Jamhari ◽  
Lestari Rahayu Waluyati

Updating data is an absolute thing to do to produce a decision or make a valid and reliable policy. In the field of co-operatives, data updated from time to time can be utilized to measure the extent to which cooperatives use available resources to achieve predetermined outputs. The objectives of this study are: 1) to find out the application of co-operative data updates in Indonesia, and 2) to measure the efficiency of co-operatives in Indonesia. The method used is a descriptive analysis using secondary data from the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia's (Kemenkop dan UKM) publication. The results showed that the data update of co-operatives in Indonesia has been running regularly. However, in several published publications,  the status is very temporary and have not been updated with the most recent time. Furthermore, based on efficiency aspects, co-operatives in several regions have not run their activities efficiently, either the activities that have not been optimal) or activities have exceeded the optimal capacity.


Author(s):  
Sulasno, Sulasno ◽  
Uul Nabila

Micro, Small and Medium Enterprises (UMKM) have an important and strategic role in national economic development, UMKM in Serang City have the potential to drive the regional economy of UMKM into one of the economic pillars that drives the wheels of the economy in Indonesia. Based on data from the Serang City Industrial, Trade and Cooperatives Office, the total number in each district of the city and district of Serang reaches 10,132 UMKM, 499 MSMEs that have a small micro business license (UMK). This proves that the awareness of MSME entrepreneurs on the importance of a business permit, the importance of a brand in a product is still minimal. On this basis, we make a program called law weekend, which is a legal approach to the public or business people so that they can understand the importance of copyright, the importance of brands and contribute to trademark registration in order to protect UMKM.


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