scholarly journals Analysis on the Effect of Deposits and Financing on The Net Income (SHU) at KPN Al Ikhlas IAIN Batusangkar

2018 ◽  
Vol 11 (1) ◽  
pp. 181
Author(s):  
R. Rizal ◽  
D. David ◽  
Sri Adella Fitri ◽  
R. Ramadanis
Keyword(s):  
Field Research ◽  
Secondary Data ◽  
Civil Servant ◽  
Title Page ◽  
Quantitative Approach ◽  
Net Income ◽  
Significance Level ◽  
Member Participation

<div class="page" title="Page 1"><div class="layoutArea"><div class="column"><p><span>Cooperative is an institution founded by and for the members with the purpose to prosper the members with maximum achievement of outcome. The phenomenon that happened in Sharia civil servant cooperative Al-Ikhlas in IAIN Batusangkar from year of 2015 until the closing book in 2016, shows that </span><span>member deposits and financing toward members has </span><span>increased. Meanwhile, the net income is decreased. This phenomenon is interesting to investigate because </span><span>it seems like the increasing of deposits and financing do not influence the net income. Consequently, This </span><span>research aims to analysis the effect of deposit, such </span><span>as special obligatory deposit, financing deposit and financing simultaneously and partially towards net </span><span>income (SHU) at sharia civil servant cooperative </span><span>(KPN) Al Ikhlas IAIN Batusangkar. This is a field research with quantitative approach during the </span><span>year of 2015 and 2016 as the secondary data. The R</span>esult of this research shows that partially, merely financing that has effect towards net income (SHU) with significance level accost 6% that is 0.059 on wald value in the amount of 3,561.While basic contribution, obligatory deposit, special obligatory deposit, financing deposit have no significant effect on net income (SHU). Furhtermore, the amount of basic contribution effect, obligatory deposit effect, special obligatory deposit effect, financing deposit and financing simultaneously on net income (SHU) is 57.2%, while the remaining 42.8% is influenced by other factors that not examined in this research. It is suggested to the management of this sharia cooperative to find out another halal finance to increase financing so it can increase net income such as increasing member participation by gaining the amount of deposits. </p></div></div></div>

scholarly journals PENGARUH JENIS PEKERJAAN DAN TINGKAT PENDIDIKAN TERHADAP PERCERAIAN DI PENGADILAN AGAMA SEMARANG TAHUN 2015

At-Taqaddum ◽  
2018 ◽  
Vol 10 (2) ◽  
pp. 109
Author(s):  
Rokhmadi Rokhmadi
Keyword(s):  
Higher Education ◽  
Qualitative Data ◽  
Field Research ◽  
Quantitative Approach ◽  
Significance Level ◽  
Level Of Education ◽  
The Third ◽  
Quantitative Results ◽  
The Relationship ◽  
Work Type

This research tries to know the influence of work type and level of education to divorce in Religious Court of Semarang Year 2015. This type of research is field research that is quantitative and qualitative in nature. The quantitative approach, which is to find out the relationship and differences in the variables influence the type of work, and the level of education to the occurrence of divorce in the Semarang Religious Court in 2015. While the qualitative data approach is used as an analysis material from quantitative results. The result of first hypothesis in this research is accepted that society having background of work type non-state civil apparatus will tend to easier to divorce, while people with a background of the type of work as state civil apparatus servants tend to be better able to control themselves from divorce, because the variables not in the equation score 6.512 with a significance level of 0.011 smaller than 0.05 (0.011 &lt;0.05). The second hypothesis is accepted that people with with elementary and secondary will tend to be easier to divorce, while those with higher education will tend to be better able to control themselves from divorce because the variables not in the equation score of 5,738 with significance level of 0.017 less than 0.05 (0.017 &lt;0.05); and the third hypothesis is also accepted that people with background of non-state civil apparatus and elementary and secondary will tend to be easier to divorce, whereas people with background types of work as State civil apparatus and higher education will tend to be more able to control themselves from divorce, because the variables not in the equation scores are 10.861 with a significance level of 0.004 smaller than 0.05 (0.004 &lt;0.05).

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP LABA NETO PADA ENAM PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 67
Author(s):  
Itang Itang ◽  
Lisna Nur Apifah
Keyword(s):  
Life Insurance ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Net Income ◽  
Life Insurance Company ◽  
Significance Level ◽  
Net Profit ◽  
Independent Variable

Profit or loss is usually used to assess the performance of the company's performance The main factor in determining the size of the profit is income where the size of the profit is an indicator of success or failure of management in managing the company. The formulation of the problems in this study are: 1). What is the effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia?, 2). How big is the effect of insurance income on the net profit of 6 Islamic life insurance companies in Indonesia? The purpose of this study is 1). To find out whether there is an effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia, 2). To find out how much influence the insurance income has on net income of 6 Islamic life insurance companies in Indonesia. The method used in this study is a quantitative method that uses a classic assumption test, hypothesis testing, correlation coefficient test and coefficient of determination test. The data used are secondary data obtained by the official website of a life insurance company. The results showed that the independent variable of insurance income had a significant effect on net income, t table of 2.04841. Because the tcount> ttable = 6.525> 2.04841 and a significance level of 0.000 because the significance value was less than 0.05 then it could be concluded that Ho was rejected and Ha was accepted .From testing the coefficient of determination (R Square) or the coefficient of determination that is equal to 0.599 so that the magnitude of the influence of Insurance Revenues on Net Profit of 0.599 = 59.9%

scholarly journals Efektifitas Zakat Produktif Dalam Memberdayakan UMKM (Studi Kasus Pelaku UMKM di Pedan, Klaten, Jawa Tengah)

2021 ◽  
Vol 7 (1) ◽  
pp. 174
Author(s):  
M Usman ◽  
Nur Sholikin
Keyword(s):  
Positive Impact ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Primary Data ◽  
Net Income ◽  
Business Results ◽  
Capital Growth ◽  
Before And After ◽  
Qualitative Descriptive

Productive zakat is zakat given to a person or group of people to be used as working capital. Giving productive zakat to mustahik MSME actors is expected to help increase Mustahik's income so that it can reduce poverty levels. Productive zakat distribution at Baznas is expected to be able to alleviate poverty in society. In 2018, Pedan District was one of the areas selected by Baznas in distributing productive zakat to MSME players. This sub-district is located in Klaten Regency which has a position as one of the development centers of Klaten Regency. The majority of Pedan people work as MSME actors, so that if the potential of this community can be maximized it will reduce the level of poverty in the area. This research is a field research (field research). To achieve this goal the writer uses a qualitative descriptive approach. In this study, primary data was generated from interviews with mustahik who received assistance from Baznas. Meanwhile, secondary data is obtained from books, journals and related laws and regulations. The results showed that the distribution of productive zakat at Baznas to MSME players in Pedan has had a positive impact on increasing their business results as seen from the amount of mustahik income before and after receiving productive zakat calculated from the total net income of MSMEs after receiving assistance from Baznas, return or net profit received by mustahik in 2018 and 2019, the final capital analysis is calculated after the total liabilities and equity of MSME businesses, the level of capital growth (Pedan people) before and after receiving productive zakat

scholarly journals INFLUENT OF FINANCIAL CAPITAL ON ITS RENTABILITY AT COOPERATIVE OWN BY THE EMPLOYEE OF THE CITY OF SUKABUMI (KPRI-PKS)

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Nani Pujiastuti
Keyword(s):  
Correlation Analysis ◽  
Balance Sheet ◽  
Field Research ◽  
Secondary Data ◽  
Literature Survey ◽  
Financial Capital ◽  
Net Income ◽  
Financial Report ◽  
Analysis Technique ◽  
The City

The study is carried out to understand the problems on the financial capital, its rentability, and the influent of rentability on the financial capital at the Cooperative Own by the Employee of the City of Sukabumi (KPRI-PKS). The method used in this study is a descriptive associative. This methode is used to provide solution to the question on casual’s relation or influence of two variables. Correlation analysis technique, determination and regression is used. The data used in this study is the secondary data which was gathered from the financial report balance sheet and from the calculation net income (SHU) report. For collection of the data in this study is done through field research and literature survey. The study indicates, that the financial capital of KPRI-PKS from 2009-2013 is increased annually. The highest financial capital is reached in 2011 with total financial capital of IRD 757.982.120 and the lowest is in 2013 with the financial capital of IDR 368.134.591. The value of their capital rentability is fluctuated, but the trend is declining. The rentability value in 2009 could reach 15.70% and the lowest is in 2011 which is only 6.75%. It is clearly showed the during 2009 to 2011 the rentability is drop significantly due to the increase of financial capital percentage compare to the increase of SHU percentage. While between 2012 and 2013 rentability of the financial capital is smaller and the percentage of SHU increased. Based on this study, the financial capital do positively influence the rentability up to 61% and the rest of 39% is influenced by other factors which are not included in this study.

Persepsi Birokrat Pendidikan di Bangka Belitung Terhadap Peraturan Menteri PAN dan RB RI Tentang Izin Belajar

2018 ◽  
Vol 4 (2) ◽  
pp. 1-20
Author(s):  
Soleha Soleha
Keyword(s):  
Field Study ◽  
Field Research ◽  
Secondary Data ◽  
Civil Servant ◽  
Civil Servants ◽  
Primary Data ◽  
Bureaucratic Reform

AbstrakTujuan penelitian ini untuk mengetahui persepsi birokrat pendidikan, terkait pemberian izin belajar bagi calon mahasiswa khususnya PNS yang melanjutkan pendidikan ke program pascasarjana IAIN SAS Babel. Penelitian ini menjadi penting karena banyaknya persepsi birokrat pendidikan dalam mengintepretasikan dari Permen PAN dan RB, sehingga proses pemberian izin belajar banyak terkendala. Jenis Penelitian menggunakan penelitian lapangan (field research) dengan pendekatan yuridis empiris, yaitu menganalisa permasalahan dengan cara memadukan bahan-bahan hukum (yang merupakan data skunder) dengan data primer yang diperoleh di lapangan. Hasil penelitian persepsi birokrat pendidikan tentang izin belajar memiliki kesamaan. Namun, dalam mengintepretasikan Permen PAN dan RB tentang proses izin belajar yang dilakukan mahasiswa dengan status PNS baik dari kementrian agama dan pendidikan memikili hasil yang berbeda. Keyword: persepsi, izin belajar, Program PascasarjanaAbstractThe purpose of this study was to determineeducationbureaucrat’s perception, in giving the study permits for students candidates, especially civil servants who continued their education in graduate programIAIN SAS Bangka Belitung. This research is important because there are many education bureaucrats’s perception in interpreting the regulation of State Minister of Administrative and Bureaucratic Reform , so that the study permits is not easy to be issued. This research used field study with an empirical juridical approach, namely analyzing problems by integrating legal materials (which are secondary data) with primary data obtained in the field. The results of the study reveals that education bureaucrats’s perceptions about study permits are not different. However, there weredifferent results in interpreting the regulation of State Minister of Administrative and Bureaucratic Reform related to the process of study permits conducted by students who work as civil servant in the Ministry of Religious Affairs and Ministry of Education.Keyword: perception, study permit, Postgraduate Program

scholarly journals ANALISIS KOMPETENSI SUMBER DAYA MANUSIA PADA DINAS PEKERJAAN UMUM DAN PENATAAN RUANG KOTA BOGOR

2019 ◽  
Vol 5 (2) ◽  
pp. 149
Author(s):  
Olisah Olisah ◽  
Denny Hernawan ◽  
Irma Purnamasari
Keyword(s):  
Formal Education ◽  
Field Research ◽  
Secondary Data ◽  
Civil Servant ◽  
Civil Servants ◽  
Primary Data ◽  
Main Task ◽  
Five Dimensions ◽  
The Mean ◽  
And Function

The aim of this research is to describe the competency of human resources, namely civil servants, and the obstacles faced by the Local Office of Public Work and Spatial Planning in Bogor City. The theory of this research stems from Spencer and Spencer’s theory on competency, including five dimensions, namely knowledge, skill, trait, self-concept, and motive. The method of this research is descriptive method. The samples of this research determine 54 respondents from 117 civil servants. The data of this research is collected by using the field research (observation, interview, and questionnaire) to collect primary data and the library research to collect secondary data. The data of questionnaires is analyzed by using the Weight Mean Score formula to count the mean score. The secondary data is used to enrich the discussion of this research. The result of this research indicate the mean score of civil servant competency 4.25 included in best criteria. It means that a majority of civil servants has good competency to conduct the main task and function in order to achieve the goals of the local office. Moreover, there are still some civil servants who have not competencies, as indicated in the lack of skill certificate, formal education, and training.Keywords: Competency, Human Resource, Civil Servant.

scholarly journals HUBUNGAN PREMI, PENDAPATAN INVESTASI DAN SURPLUS UNDERWRITTING PADA KEUNTUNGAN PT. ASURANSI JASINDO TAKAFUL

2020 ◽  
Vol 7 (10) ◽  
pp. 1989
Author(s):  
Elsha Dwi Angganis Satata ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Return On Investment ◽  
Secondary Data ◽  
Financial Statements ◽  
Quantitative Approach ◽  
Significance Level ◽  
Mutual Help ◽  
Investment Returns ◽  
Islamic Insurance ◽  
Takaful Insurance

ABSTRAKAsuransi syariah merupakan salah satu upaya untuk saling melindungi dan saling membantu antar beberapa pihak melalui investasi pada aset dan atau tabarru yang memberikan pola pengembalian untuk menghadapi risiko tertentu melalui suatu kontrak yang sesuai dengan prinsip syariah. Salah satu kegiatan utama perusahaan baik asuransi konvensional maupun syariah adalah penjaminan emisi. Penelitian ini bertujuan untuk mengetahui pengaruh variabel premi, pengembalian investasi dan dana penjaminan surplus tabarru terhadap laba PT Asuransi Takaful Jasindo baik secara parsial maupun simultan. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan data sekunder berupa laporan keuangan PT Asuransi Takaful Jasindo periode 2011-2014. Penelitian ini menggunakan taraf signifikansi 5%. Hasil regresi dalam penelitian ini menunjukkan bahwa variabel premi berpengaruh signifikan terhadap laba asuransi, sedangkan variabel hasil investasi dan surplus dana penjaminan tabarru tidak berpengaruh signifikan terhadap laba asuransi syariah.Kata Kunci: Jasindo Takaful, Premi, Pendaptan Investasi, Surplus Underwriting Tabarru', Laba Asuransi ABSTRACTIslamic insurance is one of the efforts to protect each other and mutual help among several parties through investment in assets and or tabarru which provide pattern returns to face certain risks through a contract in accordance with Islamic principles. One of the main activities of the company both conventional and Islamic insurance is underwriting.  This study aims to determine the effect of variable premium, return on investment and underwriting surplus funds tabarru to profits Jasindo PT Asuransi Takaful insurance either partially or simultaneously. This study uses a quantitative approach using secondary data such as financial statements of PT Asuransi Takaful Jasindo period 2011-2014. This study used a significance level of 5%. The regression results in this study indicate that the variable premium significantly affects insurance profit, while the variable investment returns and underwriting surplus funds tabarru not significantly affect on earnings Islamic insurance.Keyword: Jasindo Takaful, Premiums, Return on Investment, Underwriting Surplus Tabarru', Profit Insurance

PENGARUH KOMPETENSI, MOTIVASI, DAN KOMUNIKASI TERHADAP KINERJA PEGAWAI PADA DINAS PEKERJAAN UMUM DAN PENATAAN RUANG KABUPATEN BANDUNG BARAT

2019 ◽  
Vol 2 (2) ◽  
pp. 1-14
Author(s):  
Lydia Novi Yanti
Keyword(s):  
Case Studies ◽  
Secondary Data ◽  
T Test ◽  
Civil Servants ◽  
Quantitative Approach ◽  
Research Approach ◽  
Validity And Reliability ◽  
F Test ◽  
Simultaneous Test

This research is conducted in order to assess the effect of competency, motivation, and communication on employee’s performance (case studies at Dinas Pekerjaan Umum dan Penataan Ruang West Bandung Regency) partially and simultaneously. There are many factors that affect the employee’s performance, but this research is only limited to the factors of competency, motivation, and communication. The researcher used primary and secondary data. The research approach used is quantitative approach which the samples are 55 civil servants which is assessed by 5 Heads of Fields and 2 Heads Sub-Division. Before analyzing, all research validity and reliability instruments are examined. After the data are valid and reliable then analyzed by using classical assumption test, partial test (t test), and simultaneous test (F test) helping by IBM SPSS version 23 software. The result of analysis showed that competency, motivation, and communication variables are affected positively significantly and partially to the employee’s performance. Competency, motivation, and communication variables simultaneously affected positively and significantly about 54,3% and the rest is about 45,7% affected by other variable that is not observed in this research.  

DETERMINAN INFLASI DI INDONESIA PERIODE 1980-2015

2016 ◽  
Vol 21 (1) ◽  
pp. 1-7
Author(s):  
Risna Risna
Keyword(s):  
Interest Rate ◽  
Interest Rates ◽  
Money Supply ◽  
Government Spending ◽  
Positive Impact ◽  
Secondary Data ◽  
Quantitative Approach ◽  
State Spending ◽  
Factors Affecting ◽  
The Interest Rate

This study aims to determine the effect of government spending, the money supply, the interest rate of Bank Indonesia against inflation.This study uses secondary data. Secondary data were obtained directly from the Central Bureau of Statistics and Bank Indonesia. It can be said that there are factors affecting inflationas government spending, money supply, and interest rates BI. The reseach uses a quantitative approach to methods of e-views in the data. The results of analysis of three variables show that state spending significantand positive impact on inflationin Indonesia, the money supply significantand negative to inflationin Indonesia, BI rate a significantand positive impact on inflation in Indonesia

Efficiency of pay for performance program on the brazilian judiciary

2014 ◽  
Author(s):  
Luis Cláudio de Jesus-Silva ◽  
Antônio Luiz Marques ◽  
André Luiz Nunes Zogahib
Keyword(s):  
Performance Improvement ◽  
Pay For Performance ◽  
Field Research ◽  
The State ◽  
Quantitative Approach ◽  
The Internet ◽  
Court Of Justice ◽  
And Performance ◽  
Compensation Program ◽  
Structured Questionnaire

This article aims to examine the variable compensation program for performance implanted in the Brazilian Judiciary. For this purpose, a survey was conducted with the servers of the Court of Justice of the State of Roraima - Amazon - Brazil. The strategy consisted of field research with quantitative approach, with descriptive and explanatory research and conducting survey using a structured questionnaire, available through the INTERNET. The population surveyed, 37.79% is the sample. The results indicate the effectiveness of the program as a tool of motivation and performance improvement and also the need for some adjustments and improvements, especially on the perception of equity of the program and the distribution of rewards.

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