scholarly journals Kajian Fatwa Dewan Syariah Nasional Tentang Mudharabah

2020 ◽  
Vol 3 (1) ◽  
pp. 107
Author(s):  
Fadhilah Mursid
Keyword(s):  
Qualitative Research ◽  
Financial Institutions ◽  
Research Method ◽  
Qualitative Research Method ◽  
Secondary Literature ◽  
Similar Tendency ◽  
Legal Standing ◽  
Islamic Financial Institutions ◽  
Legal Construction ◽  
Different Content

<p>Until now, mudharabah is still carried out in people's lives even though it has been modified to a degree. Even in Islamic Financial Institutions, mudaraba becomes a mainstay product that is often offered by customers. With the increasing number of LKS that makes mudharabah as one of its flagship products. MUI as an institution that has the authority to issue fatwas related to Islamic economics through DSN considers it necessary to issue a fatwa on mudharabah so that the procedure is carried out in accordance with Islamic Sharia. Regarding the fatwa it is interesting to analyze how the implementation of the DSN fatwa on mudaraba in the study of muamalah fiqh. The researcher uses a descriptive qualitative research method which discusses comprehensively using various sources of primary and secondary literature data relating to the MUI DSN fatwas on mudharabah. The results of the study concluded that overall the existing fatwa was in accordance with the provisions contained in the treasury of Islamic economics. However, in carrying out legal construction as a legal standing, it is still very global, especially in the use of fiqh proposals. Even from a number of fatwas, there is a similar tendency in legal construction of different content of the fatwa.</p>

scholarly journals Keterkaitan Kerahasiaan Bank dan Pajak: Antara Kepentingan Negara dan Pribadi

2019 ◽  
Vol 16 (2) ◽  
pp. 212
Author(s):  
Akhmad Yasin
Keyword(s):  
Qualitative Research ◽  
Financial Institutions ◽  
Financial Services ◽  
Research Method ◽  
Financial Information ◽  
Constitutional Court ◽  
Legal Research ◽  
Qualitative Research Method ◽  
Bank Secrecy ◽  
Tax Payments

Bank sebagai lembaga keuangan, eksistensinya sangat tergantung dari kepercayaan masyarakat yang menjadi nasabahnya. Masyarakat telah memercayai bank sebagai institusi yang menyimpan dana nasabah, mengelola dan menyalurkan kembali kepada masyarakat dalam bentuk pinjaman atau kredit. Oleh karena itu, untuk menjaga kepercayaan nasabah tersebut, bank harus mematuhi ketentuan mengenai rahasia bank. Permasalahan dalam penelitian ini adalah mengetahui dalam kondisi bagaimana rahasia bank dapat diakses, pihak-pihak mana yang wajib menjaga kerahasiaan bank, adakah keterkaitan kerahasiaan bank dengan pajak, dan perlukah kerahasiaan bank yang terkait pajak dihilangkan. Penelitian ini menggunakan metode penelitian deskriptif kualitatif. Hasil penelitian mengungkapkan bahwa terdapat beberapa kondisi dimana rahasia bank boleh dibuka, tetapi tidak semua informasi dan data keuangan nasabah boleh dibuka di hadapan publik kecuali setelah adanya persetujuan dari Otoritas Pajak dan setelah mendapat laporan dari lembaga jasa keuangan di bawah pengawasan Otoritas Jasa Keuangan. Pembukaan rahasia bank diperbolehkan apabila berhubungan dengan kepentingan negara, seperti untuk kepentingan peningkatan kepatuhan masyarakat terhadap pembayaran pajak dan peningkatan penerimaan negara di sektor pajak.Banks as financial institutions, their existence is very dependent on the people’s trust who become their customers. The community has trusted banks as institutions that store customer funds, manage and channel back to the community in the form of loans or credits. Therefore, to maintain the customer's trust, the bank must obey bank secrets provisions. This research uses descriptive qualitative research method in the form of normative legal research and laws and regulations studies related to bank secrecy, derived from literature such as constitutional court decision, books, journals, articles, magazines, and websites. The results reveal that there are several conditions under which bank secrets may be opened, but not all financial information and data of the client may be disclosed in public unless after approval by the Tax Authority after receiving a report from a financial services institution under the supervision of the Financial Services Authority. The unveiling of bank secrecy is permitted when it comes to the interests of the state, such as for the purpose of increasing public compliance of tax payments and increasing state revenues in the tax sector. 

scholarly journals FINANCING TO DEPOSIT RATIO (FDR) SEBAGAI SALAH SATU PENILAIAN KESEHATAN BANK UMUM SYARIAH (Study Kasus Pada Bank BJB Syariah Cabang Serang)

2016 ◽  
Vol 7 (1) ◽  
Author(s):  
DIDIN RASYIDIN
Keyword(s):  
Qualitative Research ◽  
Risk Management ◽  
Financial Institutions ◽  
Research Method ◽  
Liquidity Risk ◽  
Islamic Banks ◽  
Qualitative Research Method ◽  
Islamic Bank

Abstract. Study on Assessment the Commercial Islamic Bank by Financing to Deposit Ratio (FDR) at BJB Syariah Serang. Islamic bank is a bank that operates without relying on interest. Islamic banks can also be interpreted as financial institutions/ banks operations and products are developed based on the Quran and Hadith. Antonio and Perwataatmadja distinguish two senses, namely the Islamic banks and banks operating with Islamic Shari'a principles. Islamic Bank is a bank that operates with Islamic Shari'a and an ordinance operating refers to the provisions of the Qur'an and hadith. The purpose of this study is to determine how percentage and how does the calculation of Financing to Deposit Ratio of Bank Jawa Barat Syariah at the end of 2013. The method used in this research is descriptive cualitative method. Qualitative research method is a method to investigate an object that can not be measured by numbers or other sizes that are exact. The conclusion of the study is the Financing to Deposit Ratio (FDR) at Bank BJB Syariah is 104.28%. This means that banks liquidity ability to anticipate the needs of liquidity and liquidity risk management is weak is ranked fourth compositeAbstrak. Financing to Deposit Ratio (FDR) Sebagai Salah Satu Penilaian Kesehatan Bank Umum Syariah (Study Kasus Pada Bank BJB Syariah Cabang Serang). Bank syariah adalah bank yang beroperasi tanpa mengandalkan bunga. bank syariah juga dapat diartikan sebagai lembaga keuangan yang operasional dan produknya dikembangkan berdasarkan Al-Quran dan Hadis. Antonio dan Perwataatmadja membedakan dua pengertian, yaitu bank syariah dan bank yang beroperasi dengan prinsip syariat Islam. Bank syariah adalah bank yang beroperasi dengan syariat dan tata cara Islam yang mengacu pada ketentuan Al-Qur'an dan hadits. Tujuan dari penelitian ini adalah untuk menentukan bagaimana persentase dan bagaimana perhitungan Financing to Deposit Ratio Bank Jawa Barat Syariah pada akhir 2013. Metode yang digunakan dalam penelitian ini adalah metode deskriptif analisis kualitatif. Kesimpulan dari penelitian ini adalah Pembiayaan to Deposit Ratio (FDR) di Bank BJB Syariah adalah 104,28%. Ini berarti bahwa kemampuan likuiditas bank untuk mengantisipasi kebutuhan likuiditas dan manajemen risiko likuiditas lemah berada di peringkat keempat.

scholarly journals Implementation of the National Islamic Council Fatwa Number 47/DSN-MUI/II/2005 in Banks Syariah Mandiri Branch Manado

2019 ◽  
Vol 17 (1) ◽  
pp. 19
Author(s):  
Faradila Hasan ◽  
Mar'atul Jannah S. Habu
Keyword(s):  
Qualitative Research ◽  
Financial Institutions ◽  
Research Method ◽  
Qualitative Research Method ◽  
Ability To Pay ◽  
Normative Approach ◽  
Second Stage ◽  
Two Stages

This study aims to determine the policies of Bank Syariah Mandiri Branch Manado in resolving murabahah receivables disputes for customers who are unable to pay and the realization of DSN No. fatwa. 47 / DSN-MUI / II / 2005 at Bank Syariah Mandiri, Branch Manado. The method used a qualitative research method using a normative approach. The informants interviewed were as many as five informants who were employees of the Bank Syariah Mandiri Branch of Manado. The concept of the settlement of murabahah receivables for customers who are unable to pay has two stages. First for customers who are categorized as having a reduced ability to pay but can still pay off the remaining debt by restructuring. The second stage is for customers who are classified as no longer able to pay their remaining debts even though the bank has provided several policies. Sharia Financial Institutions (LKS) may settle for customers who cannot complete or pay off their financing by agreed amounts and times; the system has been by the provisions of sharia in terms of the properties of the DSNI-MUI. 

Perempuan dan Liminalitas dalam Tradisi Perkawinan Adat di Timor Tengah Selatan

2020 ◽  
Vol 6 (1) ◽  
pp. 114
Author(s):  
Marsel Eliaser Liunokas
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Literature Study ◽  
Qualitative Research Method ◽  
South Central ◽  
A Value ◽  
Traditional Marriage ◽  
The Village ◽  
As If

Timorese culture is patriarchal in that men are more dominant than women. As if women were not considered in traditional rituals so that an understanding was built that valued women lower than men. However, in contrast to the article to be studied, this would like to see the priority of women’s roles in traditional marriages in Belle village, South Central Timor. The role of women wiil be seen from giving awards to their parents called puah mnasi manu mnasi. This paper aims to look at the meaning of the rituals of puah mnasi maun mnasi and the role and strengths that women have in traditional marriage rituals in the village of Belle, South Central Timor. The method used for this research is a qualitative research method using interview techniques with a number of people in the Belle Villa community and literature study to strengthen this writing. Based on the data obtained this paper shows that the adat rituals of puah mnasi manu mnasi provide a value that can be learned, namely respect for women, togetherness between the two families, and brotherhood that is intertwined due to customary marital affrairs.

PENTINGNYA PENDIDIKAN UNTUK TANAMKAN SIKAP TOLERAN DI MASYARAKAT

2019 ◽  
Author(s):  
Muawanah
Keyword(s):  
Qualitative Research ◽  
Multicultural Education ◽  
Professional Education ◽  
Research Method ◽  
Qualitative Research Method ◽  
Education Management ◽  
The Creation

The purpose of applying education to instill tolerance in society is to form citizens who can realize a common civilization in the life of nation and state, and able to create Indonesian people as a whole. Education is one way to instill tolerant. As for efforts education to instill tolerant attitude in society through: 1) multicultural education and character; 2) education with national insight; and 3) professional education management. The method used in this writing is a qualitative research method descriptive library studi. Expected with education so the community can respect the diversity and eliminate suspicion and discrimination so that the creation of a tolerant society.

scholarly journals Exploring the consequences of teachers’ self-efficacy: a case of teachers of English as a foreign language

2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Goudarz Alibakhshi ◽  
Fariborz Nikdel ◽  
Akram Labbafi
Keyword(s):  
Job Satisfaction ◽  
Qualitative Research ◽  
Foreign Language ◽  
Self Efficacy ◽  
Teaching Practices ◽  
Research Method ◽  
Structured Interviews ◽  
Qualitative Research Method ◽  
Burn Out ◽  
Efl Teachers

AbstractTeacher self-efficacy has been abundantly studied. However, it seems that the consequences of teachers’ self-efficacy have not been appropriately explored yet. The research objective was to investigate the consequences of teachers’ teaching self-efficacy. The researchers used a qualitative research method. They collected the data through semi-structured interviews with 20 EFL teachers who were selected through purposive sampling. The interviews were content analyzed thematically. Findings showed that self-efficacy has different consequences: pedagogical, learner-related, and psychological. Each consequence has several sub-categories. It is concluded that high self-efficacy affects teachers’ teaching practices, learners’ motivation, and achievement. It also affects teachers’ burn-out status, psychological being, as well as their job satisfaction. The findings can be theoretically and pedagogically important to EFL teachers, teacher-trainers, and administrators of educational settings.

INOVASI PEMBELAJARAN AKIDAH AKHLAK ABAD 21 DENGAN METODE MULTIPLE INTELEGENCES

2021 ◽  
Vol 1 (1) ◽  
pp. 16-25
Author(s):  
Saibah Saibah
Keyword(s):  
Qualitative Research ◽  
Data Analysis ◽  
Multiple Intelligences ◽  
Research Method ◽  
Multiple Intelligence ◽  
Learning Motivation ◽  
Seventh Grade ◽  
Learning Methods ◽  
Qualitative Research Method ◽  
Inductive Analysis

Education in the 21 century requires educators to be more creative, but there are still many educators who use monotonous learning methods so that students tend to get bored and ignore learning. Purpose of this study was to determine the effectiveness of the use of multiple intelligence learning methods when applied in learning Akidah Akhlak. This study uses a qualitative research method with a phenemonological approach. The phenemonological approach used is the Schutz approach. Data analysis is an inductive analysis. The subjects that became the focus of this study were the Akidah Akhlak education teachers, seventh grade students of SMP Muhammadiyah one Jember. The results of the research of the Multiple Intelligences method are effective in learning because it can provide learning motivation to students and are able to hone the intelligence of each student.

Engineering Students’ Perspectives on Progress Tracking and Badge Features

2021 ◽  
Vol 1 (1) ◽  
pp. 94-99
Author(s):  
Vina Zahrotun Kamila ◽  
Islamiyah ◽  
Ade Nugraha ◽  
Nazila Fairuz Assyifa ◽  
Rara Puspa Aisyah
Keyword(s):  
Qualitative Research ◽  
Content Analysis ◽  
Research Method ◽  
Engineering Students ◽  
General View ◽  
Qualitative Research Method ◽  
Campus Environment ◽  
Open Questions ◽  
Online Forms ◽  
Phenomenological Design

The purpose of this study was to examine the opinions of engineering students from various departments regarding the progress tracking and digital badge features applied in courses in the Learning Management System (LMS). The phenomenological design which is a qualitative research method is used in this study. Online forms with close and open questions were used to collect data. The study was conducted with a total of 226 students, who studied in 5 different departments. The data is subject to content analysis. According to the research results, students stated that the features tested triggered motivation to complete assignments and develop other students. As for the opinion of some students that these features should be held in every course in the LMS. Despite the general view of an LMS equipped with these features (Moodle), their general view of the features, especially the progress tracking feature and digital badges is quite good. What needs to be questioned is the willingness of lecturers and policymakers to apply it consistently in the campus environment.

scholarly journals PROSES REVITALISASI TARI PAKARENA LAIYOLO OLEH SANGGAR SELAYAR ART DI KABUPATEN KEPULAUAN SELAYAR

2019 ◽  
Vol 16 (2) ◽  
pp. 157
Author(s):  
Dewi Primasari
Keyword(s):  
Qualitative Research ◽  
Subject Matter ◽  
Research Method ◽  
Interaction Analysis ◽  
Analysis Approach ◽  
Qualitative Research Method ◽  
The Subject

<p>ABSTRAK<br />Artikel ini merupakan hasil dari penelitian yang memfokuskan pada pokok permasalahan bagaimana proses revitalisasi tari Pakarena Laiyolo oleh Sanggar Selayar Art. Tujuan penelitian ini untuk memahami dan menjelaskan setiap tahap proses revitalisasi yang dilakukan oleh sanggar Selayar Art untuk menghidupkan kembali tari Pakarena Laiyolo. Metode penelitian yang digunakan adalah metode penelitian kualitatif, dengan pendekatan interaksi analisis. Hasil penelitian yaitu memaparkan hasil kajian berupa proses yang dilakukan oleh Sanggar Selayar Art dalam upaya melestarikan tari Pakarena Laiyolo.</p><p><br />Kata kunci: Sanggar Selayar Art, tari Pakarena Laiyolo.</p><p><br />ABSTRACT</p><p><br />This article is the result of a study that focuses on the subject matter of how the process of revitalization of Pakarena Laiyolo dance is by Sanggar Selayar Art. The purpose of this study was to understand and explain each stage of the revitalization process carried out by the Selayar Art studio in order to revive Pakarena Laiyolo dance. The research method used is qualitative research method with an interaction analysis approach. The results describe about results of the study in the form of a process carried out by Selayar Art Studio in an effort to preserve the Pakarena Laiyolo dance.</p><p><br />Keywords: Selayar Art Studio, Pakarena Laiyolo Dance.</p>

scholarly journals Kiprah Syaikh Maulana Malik Ibrahim pada Islamisasi Gresik Abad ke-14 M dalam Babad Gresik I

2020 ◽  
Vol 1 (1) ◽  
pp. 1-10
Author(s):  
Syarifah Wardah El Firdausy ◽  
Nur Azizah ◽  
Solichah Solichah ◽  
Umi Habibah ◽  
Dwi Retty Warsadila ◽  
...  
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Boarding Schools ◽  
Qualitative Research Method ◽  
14Th Century

This study aims to describe the process of Islamization of Gresik in the 14th century brought by Shaykh Maulana Malik Ibrahim and recorded in the Babad Gresik I. This study uses the qualitative research method based on the study of literature of Babad Gresik I manuscript which has been in the form of Indonesian translation book written by Soekarman (1990). The results of this study are (1) The profile of Shaykh Maulana Malik Ibrahim, including: (a) The arrival of Shaykh Maulana Malik Ibrahim in Gresik region recorded in Babad Gresik I and (b) The death of Shaykh Maulana Malik Ibrahim recorded in Babad Gresik I as well as (2) The methods of da'wah conducted by Shaykh Maulana Malik Ibrahim in the process of Islamization of Gresik in the 14th century including two methods, namely: (a) Da'wah methods through the trade/commerce routes recorded in Babad Gresik I and (2) Da'wah methods through education Islamic boarding schools recorded in Babad Gresik I. Overall, it can be seen that there were some contributions of Syaykh Maulana Malik Ibrahim in the process of Islamization in the 14th  century in Gresik that was recorded in Babad Gresik I.

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