scholarly journals Impact of cash in hand in the total priority sector lending: an empirical assessment

2021 ◽  
Vol 5 (S3) ◽  
pp. 74-80
Author(s):  
Achmad Husaini ◽  
Maria K Tupamahu ◽  
Rulinawaty Rulinawaty ◽  
Bibhu Prasad Sahoo ◽  
Rahul Chauhan

As a major lending institution, nationalized banks in India have the major responsibilities for achieving the government's socio-economic objectives like growth in agriculture, education, small scale sector, and housing in the backward area. This is because, in emergent countries like India, the availability of funds for the above priority sectors is scarce. Hence, in this paper, we aim to see any impact of cash in hand on lending to the priority sector. The article analyzes secondary data of 12 years periods starting from 1st April 2006 to 31st March 2018 (total span of 12 years). The outcome indicates nationalized bank's ability to generate priority sector loans is checked by the availability of cash in hand.

Author(s):  
Lya Aklimawati ◽  
Djoko Soemarno ◽  
Surip Mawardi

Development the competitive industries primarily small firms ought to be realized for improving economic growth of a community. Small industries have an important role especially on income equity improvement in rural areas. The objective of this study was to assess industry players motivation for developing their business in coffee processing and also to analyze factors which influence business income focused on micro and small-scale coffee industries in Bondowoso District. Survey method was used in this study for collecting primary and secondary data. A number of respondents were 25 coffee industry players who be determined by judgement sampling method. Data were analyzed by descriptive and statistic method. Multiple linear regression was used in the suspected factors that affect small industries income. The results indicated that the main motivation of industry players in initiating and developing coffee business was financial incentive. Consecutively, indicators that may explain industry player’s motivation were expectation, motive and incentive. Micro and small-scale industries income was affected by raw material, marketing reach, technology and business experience. Meanwhile, micro and small-scale industries income was not affected by labor cost and source of capital.


2021 ◽  
Vol 3 (3) ◽  
pp. 679-688
Author(s):  
Do Quang Giam ◽  
Dao Thi Hoang Anh ◽  
Vu Ngoc Huyen ◽  
Lai Phuong Thao ◽  
Dao Huu Bao ◽  
...  

Group-based lending is a form of loan provision for individuals and households in rural areas for production and consumption purposes. Proceeding from the imbalance between demand and supply on small-scale capital, and also Government policies on sustainable poverty reduction, the Vietnam Bank for Agriculture and Rural Development (Agribank) has coordinated with its local authorities and socio-political organizations to provide loan services via group lending. The purpose of this paper was to evaluate the status of group lending development of the Agribank-Bac Giang Branch II. The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality. The findings show positive prospects in both the bank and customers for the development of group lending activity and obstacles in the group lending development of the branch. The paper also proposes some solutions for the branch to tackle difficulties and promote the development of group lending in the branch in Bac Giang province.


2018 ◽  
Vol 26 (S2) ◽  
pp. S55-S67 ◽  
Author(s):  
Erin Leahey

This paper synthesizes findings from two studies the author conducted that examine how engagement in interdisciplinary research (IDR) influences scholars’ careers. Results from these two studies, one large-scale and quantitative and the other small-scale and qualitative, provide a much needed empirical assessment of IDR’s effects on individual careers. In essence, they provide a nice antidote (and some caution) to the rhetoric and enthusiasm surrounding IDR. My co-authors of these studies and I find that engaging in interdisciplinary research increases a scholar’s visibility in terms of citations, but also presents challenges, including reduced productivity, cognitive challenges, lack of support, extra time and commitment, and framing of one’s work. This paper concludes by discussing the policy implications of this research.


2020 ◽  

Abstract This case study was prepared as part of an Asian Development Bank (ADB) Special Evaluation Study (SES) on Small-Scale Freshwater Rural Aquaculture Development. In the context of the SES, this case study used primary and secondary data and published information to document the human, social, natural, physical and financial capital available to households involved in the production and consumption of freshwater farmed fish and to identify channels through which the poor are affected. The history, biophysical, socioeconomic and institutional characteristics of Lake Taal, Batangas, Philippines are described, followed by accounts of the technology and management used for tilapia cage farming and nursery operations, with detailed profiles of fish farmers and other beneficiaries. Transforming processes are then discussed with respect to markets, labour, institutions, support services, policy, legal instruments, natural resources and their management and environmental issues. Main outcomes, conclusions and implications for poverty alleviation are then summarized.


2020 ◽  
Vol 7 (2) ◽  
pp. 243-254
Author(s):  
Shahida Akhter ◽  
Alamgir Hasan ◽  
Hasan Habibur Rahman ◽  
Md Kamrul Hassan ◽  
Most Tahmina Khan ◽  
...  

The study was attempted to explore the small scale broiler farming of Tangail district. Bhuapur, Ghatail, Kalihati, Shakhipur, Delduar and Basail Upazilas were selected purposively for this study. Primary data were collected through face to face interview with the respondents of broiler farmers during February to July, 2016. Secondary data were collected from the BBS, poultry production and marketing reports, journals, DAM, DLS and MS theses. A total of 30 broiler farm owners and 54 intermediaries were selected by applying purposive sampling technique. In the production and marketing system of broiler, many intermediaries were involved such as Bepari, Paiker, Wholesaler and Retailer. Marketing of broiler, produced in Tangail district, was moved from producers to the consumers through four separate chains. The average production cost of farmer for 500 birds was BDT 54781.25, and marketing cost of paiker, wholesaler and retailer were BDT 1230, BDT 1310 and BDT 440, respectively. However, beparies received highest marketing cost which was BDT 1370/500 birds. Transportation was found as the highest cost item which was 37.96%, 39.02% and 40.46%, in case of bepari, paiker, and wholesalers, respectively, but there was no transportation cost of retailer. Broiler farmers sold 90% of their broiler to paiker/bepari and remaining 10% to retailer (distance paiker) sold directly. Paikers sold 85.63% of their broilers to retailers and 14.34% to retailers through wholesalers. Consumer purchases100% of broiler from the retailers in the study areas. Broiler producers did not get fair price due to lack of economic storage facilities, existence of stronger middlemen, inadequacy of veterinary care and services, inefficient transportation facilities, and lack of proper marketing information. It could be concluded that institutional credits, timely supply of inputs and stable price of broiler should be ensured along with the provision of transport and market facilities. Res. Agric., Livest. Fish.7(2): 243-254,  August 2020


2019 ◽  
Vol 3 (Supplement_1) ◽  
Author(s):  
Nina Schlossman ◽  
Roberta Lauretti-Bernhard ◽  
Amanda Bridges

Abstract Objectives There is currently no information on what buyers know about nutrition of their fair trade coffee grower's nutrition and therefore are missing the opportunity to improve the condition of their grower families, many of whom are headed by women. Our objectives are to highlight knowledge and awareness of buyers and consumers; identify best practices to address needs of coffee growers and families to improve nutrition resources; and develop “Nutrition Actions for Coffee Growers” for companies to implement. Methods Review evidence and secondary data; review U.S. Government programs supporting small-scale farmers and their effectiveness to address grower nutrition; conduct key informant interviews with coffee buyers and companies identified during the Specialty Coffee Expo, April 2019 and Sustainability Consortium TSC10 Conference. Research protocol: Internet-search (pubmed, other sources); synthesize evidence from studies, publications, research; attend Specialty Coffee Expo and Sustainability Consortium TSC10; identify key informants among TSC10, International Women's Coffee Association (IWCA), coffee buyers and companies focusing on fair trade coffee; develop interview instruments; conduct interviews. Results This abstract is focused on methods and protocol for our research which will be the first of its kind. Conclusions This study will provide insight into fair trade purchasers’ understanding and recommend actions companies can take to enable women growers and their families to improve family food security and nutrition. Women provide up to 70% of labor in cultivating and harvesting coffee and 20–35% of coffee-producing households are female headed (International Coffee Organization, ICC 121, 2018). Even when growers get a price premium for fair trade or organic certification, it is not enough to support family livelihoods (Bacon, 2008; Méndez, 2010; Beauchelt, 2012, 2011). Better understanding among fair trade coffee buyers and companies will provide opportunities for growers to ensure better household nutrition. These actions could be scaled to other fair trade products like cocoa, essential oils, artisanal textiles. Funding Sources Global Food & Nutrition Inc. provided funding for the literature review and conference participation.


2017 ◽  
Vol 113 (5/6) ◽  
Author(s):  
Louise C. Gammage ◽  
Astrid Jarre ◽  
Charles Mather ◽  
◽  
◽  
...  

Fishers in the small-scale, commercial linefishery in the southern Cape, South Africa, are exposed to variability and change in the marine social-ecological system of which they are a part. Faced with multi-scalar changes within this complex system, fishers employ a wide range of strategies in reaction to change. As part of a broader study of stressors that bring about change in these systems, this contribution examines the fishers’ responses to these changes and is based on a participant-led, semi-structured interview process of skippers/boat owners, crew, processors and spouses/partners, in six communities in the southern Cape region, and has been supplemented with appropriate secondary data. The results are discussed using a resilience framework. The data were initially considered thematically by stressor, but results identified that a place-based analysis was equally important. Three major groupings were identified: (1) fishers who adapt and show clear business-orientation, (2) fishers who cope, and (3) fishers who react and are thus caught in a poverty trap. In addition to place-specific history, local feedback loops and indirect effects need to be better accounted for to understand these responses to change at various scales. The results of this study are expected to contribute to the basis of scenario planning in the region.


2020 ◽  
Vol 18 (1) ◽  
pp. 162-170 ◽  
Author(s):  
Budi Prasetyo Samadikun ◽  
Arya Rezagama ◽  
Bimastyaji Surya Ramadan ◽  
Pertiwi Andarani ◽  
Erina Dwi Rumanti

ABSTRAKKegiatan daur ulang sampah di Kota Semarang dapat dilakukan dengan cukup baik berkat campur tangan dari sektor informal. Sayangnya, kegiatan pengelolaan sampah formal tidak mempertimbangkan nilai pemulihan sampah. Penelitian ini bertujuan untuk mengidentifikasi aliran sampah plastik di sektor informal di Kota Semarang. Peneliti menggunakan wawancara mendalam untuk mengumpulkan data. Ada 46 agen daur ulang, termasuk lima (5) pemulung, 17 pengepul 20 perusahaan skala kecil, tiga (3) perusahaan skala besar, dan 1 perantara (pabrik penggilingan plastik) yang telah diwawancarai. Data dari Badan Lingkungan Hidup Kota Semarang digunakan sebagai data sekunder. Hasil penelitian menunjukkan bahwa jumlah sampah plastik yang dihasilkan oleh masing-masing agen daur ulang diperkirakan 23,98 kg/ hari di tingkat pemulung, 54,74 kg/ hari di tingkat pengepul, 347,48 kg / hari di tingkat perusahaan skala kecil, 1.735,3 kg / hari di tingkat perusahaan skala besar, dan 2.160 kg / hari di tingkat perantara. Produsen bijih plastik daur ulang berlokasi di luar Kota Semarang, sedangkan bank sampah berbasis masyarakat adalah bagian dari pengelolaan sampah berbasis masyarakat yang tidak mencari keuntungan. Oleh karena itu, tidak dibahas secara mendalam di penelitian ini.Kata kunci: sampah plastik, aliran sampah, agen daur ulangABSTRACTWaste recycling activities in Semarang City can be conducted quite well due to the interference of the informal sector. Unfortunately,  the formal waste management activities do not consider the utilization of waste recovery value. This study aims to identify the flow of plastic waste in the informal sector in Semarang City. We used in-depth interviews to collect data. There are 46 recycling agents, including five (5) scavengers, 17 scrap dealers, 20 small scale enterprises, three (3) large scale enterprises, and 1 intermediate (plastic grinding mill) that has been interviewed. Data from The Environment Agency of Semarang City obtained as secondary data. The results showed that the amount of plastic waste generated by each recycling agent was estimated at 23.98 kg/day at the scavenger level, 54.74 kg/day at the scrap dealer level, 347.48 kg/day at the small scale enterprise level, 1,735.3 kg / day days at large scale enterprise level, and 2,160 kg/day at the level of plastic waste intermediates. Recycled plastic ore producers are located outside Semarang City, whereas the community-based waste bank is part of community based solid waste management that is not looking for profit. Hence, it is not discussed in depth in this study.Keywords: plastic waste, waste flow, recycling agent


2002 ◽  
Vol 27 (3) ◽  
pp. 191-198
Author(s):  
L. RathaKrishnan ◽  
K. Santhy

Economic reforms introduced in India during 1991–92 had triggered the process of economic development in the country. It is from this period a structural shift occurred in Indian industry. The liberalization has also facilitated the Indian industries to sell their products throughout the world market. As the multinational Corporation normally own, manage, and control production, they can sell their products all over the world without much difficulty. After the announcement of globalization in India, the number of multinational corporation had increased from 389 (1981) to 2303 (1996), about six fold increase in 15 years period. The present paper examines how multinational corporations help regional development. A case study approach was followed. Both primary and secondary data were collected from the Whirlpool India Limited for a period of 18 years, starting from 1983–84 to 2000–01. By using simple growth rate and regression analysis this study found that there is a favourable shift in employment and infrastructure development in the region. After the establishment of the MNC, the region has received various benefits, namely employment, better road and transportation, local markets, hospitals, street lights, drinking water and other infrastructural facilities. Further more, this MNC has not harmed the growth of tiny and small scale industries in the region. In fact, the MNC has helped many small-scale industries to establish their industries in the region.


2018 ◽  
Vol 4 (1) ◽  
pp. 58-64
Author(s):  
Muhammad Reza Rozaqi ◽  
Ediyanto

The rapid development of fishery products in Indonesia as well as a large contribution to Gross Domestic Product (GDP) especially from sea fishing business, unfortunately still not recognized. The scale of small-scale enterprises and the fisherman's status, mostly fishermen who are related to the fisherman's fish marketing system as a producer, have a weak position compared to the trader or industry as the buyer. This study aims to 1) to know Margin Analysis and Fisherman Analysis Share chain of fish marketing to fishermen and retailers; 2) to know the institutional role involved in the marketing of fishery products in TPI Karangantu. This research was conducted from September to October 2016 at TPI Karangantu Serang Banten. The research method used by collecting from primary data and secondary data with descriptive analysis, marketing margin analysis and Fisherman Share analysis. The results of the calculation of Marketing margin analysis and Fisherman Share analysis from fishermen to retailers in September - November were Bullfish Rp.3.999 and 84%, Bloated Fish Rp.5.483 and 82%, Japuh Fish Rp.2.164 and 75%, Lemuru Fish Rp. 2.444 and 89%, Fish Fly Rp. 2.487 and 90%, Mackerel Fish Rp. 5,063 and 91%, Anchovy Rp. 2,461 and 81%.


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