scholarly journals Household Accounting: A Case Study of Johor State

2021 ◽  
Vol 6 (18) ◽  
Author(s):  
Norhayati Alias ◽  
Raziah Mohamed Sadique ◽  
Noraizah Abu Bakar ◽  
Dini Onasis
Keyword(s):  
Economic Crisis ◽  
Financial Management ◽  
Household Income ◽  
Financial Stability ◽  
Publishing House ◽  
General Pattern ◽  
Secondary Data ◽  
The United States ◽  
The Other ◽  
Alcoholic Beverages

Household accounting is also known as the financial management of household income and consumption were given attention during this pandemic era. The reason is that the pattern of spending among households plays an important role in ensuring the financial stability and sustainability of households, especially during a crisis. During the inflation phenomenon, purchasing power decreases despite the increase or constant in the value of household income. A significant amount of the consumption among households is finances through debt. Malaysia’s household debt to GDP is among the highest in Asia that exceeded several high-income nations, including the United States and Japan. The household-to-GDP ratio was 86.9% in 2015 and increased to 87.5% as of June 2020. The increase especially during the contraction of nominal GDP and economic crisis because of the Covid-19 pandemic is indeed very alarming. Therefore, consumers need to keep track of their income and spending behavior to help them to become more resilient, despite the economic crisis. This study attempts to investigate the pattern of managing household accounting, specifically consumption and income among Johor citizens.  For this study, the secondary data was collected through the Report of Statistics Department for the year 2019.  Descriptive statistical analysis was carried out to investigate the patterns of consumption among three income groups: B40, M40, and T20. Consumptions were divided into 13 groups of necessities and non-necessities household expenses. The result showed that across the three groups, housing and utility expenses are the highest consumptions followed by food and non-alcoholic beverages. Group B40 is the lowest income group among the three consumed more than the other two groups for both types of expenses. One possible explanation could be this group has more members in the household as compared to the other two groups. However, a more detailed analysis of this fact should be carried out in the future to understand why it is so. This study is limited only to Johor state. A future in-depth study could widen the sample to the whole of Malaysia to better understand the general pattern of consumption of Malaysian households. By understanding the pattern of consumption, we could help the household to better manage their spending, prioritize their consumption, and hope to help them to save some for future use. Keywords: household, household accounting, income, consumption eISSN: 2398-4287© 2021. The Authors. Published for AMER ABRA cE-Bs by e-International Publishing House, Ltd., UK. This is an open access article under the CC BYNC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/). Peer–review under responsibility of AMER (Association of Malaysian Environment-Behaviour Researchers), ABRA (Association of Behavioural Researchers on Asians/Africans/Arabians) and cE-Bs (Centre for Environment-Behaviour Studies), Faculty of Architecture, Planning & Surveying, Universiti Teknologi MARA, Malaysia. DOI: https://doi.org/10.21834/ebpj.v6i18.3081

25. Economic Problems in the West and the Economic Rise of China in the East

2020 ◽  
pp. 612-632
Author(s):  
John W. Young ◽  
John Kent
Keyword(s):  
Economic Crisis ◽  
The United States ◽  
The Other ◽  
The West ◽  
Public And Private ◽  
Bric Countries ◽  
Rise Of China ◽  
Vladimir Putin ◽  
Full Swing ◽  
Financial Capitalism

This chapter examines the shift in global balance that began in the post-2007 economic crisis. For a considerable time before the 2008 crisis, the United States and most European states had been living on high levels of debt both national and individual, public and private. Manufacturing in the developed West, and its provision of secure jobs for many workers, was undermined by the new economic environment of globalization, as well as the growth of cheaper manufacturing in China and the other BRIC countries. A new epoch of financial capitalism, which had emerged since the 1980s, was in full swing by the start of the Noughties. The chapter first considers the post-2007 economic crisis, before discussing the continuing rise of China and Russian foreign policy under Vladimir Putin. It concludes with an assessment of international reactions to China’s rise, including those of East Asia, international organizations, and Taiwan.

scholarly journals Development of Incomes and Expenditures in Slovak Households

2017 ◽  
Vol 14 (2) ◽  
pp. 37-44
Author(s):  
Zuzana Lazíková
Keyword(s):  
Economic Crisis ◽  
Household Income ◽  
Slovak Republic ◽  
The Other ◽  
Living Standard ◽  
Common Currency ◽  
Savings Rate ◽  
The Common ◽  
Household Incomes ◽  
The Eu

Abstract The household income is one of the basic indicators of the human living standard in the countries or their regions. The indicator of income is very closely connected to the indicator of expenditures, which completes the view of the living standard of households. During the last two decades, there were some important events that have influenced the development of household incomes and expenditures in Slovakia, such as accession of the Slovak Republic into the EU, adoption of the common currency euro or economic crisis as well. In the last years, the net incomes as well as the net expenditures of the Slovak households have increased. According to the results, this trend will continue; however, the net expenditures will increase faster than the net incomes of households. Therefore, we can expect that the savings rate will decrease. On the other hand, the differences of net household income and expenditures among the regions of Slovakia were not eliminated. There is still a high difference of the net household income mainly between the Bratislava region and the Prešov region.

scholarly journals THE COMPETITIVENESS OF INDONESIA'S EXPORT TO UNITED STATES, 1986-2003: A SHIFT-SHARE ANALYSIS

2007 ◽  
Vol 8 (1) ◽  
pp. 36
Author(s):  
Ahmad Helmy Fuady
Keyword(s):  
United States ◽  
Economic Crisis ◽  
The United States ◽  
The Other ◽  
Republic Of Korea ◽  
Single Digit ◽  
The Us ◽  
Asian Economies ◽  
Changes Over Time ◽  
Over Time

The objective of this paper is to examine the competitiveness of Indonesia's exports to the United States (US) market, compared to other Asian economies, namely Thailand, Malaysia, Singapore, China, Republic of Korea and India, over the period of 1986-2003. A shift-share method is applied to single digit SITC US imports data from those countries. It found that the competitiveness of Indonesia's exports changes over time. The Indonesia's exports reached its best performance in the period 1992-1997. However, after the 1997 economic crisis, Indonesia faces a serious problem, since none of its export has competitiveness in the US market, compared to the reference economy. The analysis also shows that China has consistently posed a serious pressure not only for Indonesia, but also for the other Asian economies.

scholarly journals Attitudes of Sub-Sale Home Buyers and Vendors in the 21st Century: Legal implications

2018 ◽  
Vol 3 (13) ◽  
pp. 1-7
Author(s):  
Nuraisyah Chua Abdullah ◽  
Ramzyzan Ramly ◽  
Muhammad Izwan Ikhsan
Keyword(s):  
Publishing House ◽  
The United States ◽  
The Other ◽  
Ethical Values ◽  
Legal Implications ◽  
Legal Duty ◽  
International Publishing ◽  
Home Buyer ◽  
House Buyers ◽  
Open Access Article

This article analyses the legal implications of sub-sale house buyers and sellers' attitudes as illustrated in judicial cases from Malaysia, Australia and the United States. The cases demonstrate that purchasers still sleep on their legal duty to conduct a pre-purchase inspection. On the other hand, vendors often conceal the defects in the property and refuse to rectify the defects. This article recommends that consumer education is vital to protect the rights of purchasers and to uplift the vendors' ethical values of in a sale and purchase of the sub-sale house. It is also suggested that the jurisdiction of the Tribunal for Consumer Claims or the Tribunal for Homebuyer Claims be considered to be expanded to hear disputes arising from the purchase of houses from the sub-sale market.Keywords: fraud; inspection; home buyer; vendor.eISSN 2398-4279 © 2018. The Authors. Published for AMER ABRA cE-Bs by e-International Publishing House, Ltd., UK. This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/). Peer–review under responsibility of AMER (Association of Malaysian Environment-Behaviour Researchers), ABRA (Association of Behavioural Researchers on Asians) and cE-Bs (Centre for Environment-Behaviour Studies), Faculty of Architecture, Planning & Surveying, Universiti Teknologi MARA, Malaysia. DOI: https://doi.org/10.21834/ajqol.v3i13.156

scholarly journals ANALISIS POLA PENDAPATAN RUMAH TANGGA PERTANIAN PRA DAN PASCA TERJADINYA KRISIS EKONOMI DI INDONESIA: APLIKASI MULTIPLIER DECOMPOSITION PADA SISTEM NERACA SOSIAL

2017 ◽  
Vol 5 (1) ◽  
pp. 1 ◽  
Author(s):  
Firmansyah Firmansyah
Keyword(s):  
Economic Crisis ◽  
Household Income ◽  
Manufacturing Sector ◽  
Farm Workers ◽  
The Other ◽  
Household Expenditure ◽  
Economic Activities ◽  
Agricultural Household ◽  
On Farm ◽  
Farm Livestock

Contraction of Indonesia's production sectors in 1998 as economic crisis impacts, have not been occurred on Farm, Livestock, Forestry and Fisheries sector and Electricity, Gas and Water sector. Particularly on Farm, Livestock, Forestry and Fisheries sector is interesting that the sector have been gave a second big contribution on Indonesia GDP less than Manufacturing sector, meanwhile most Indonesia citizen are farmer. On the other word, this sector is the Indonesia economy base.We have not said yet that Indonesia's citizen as prosperous as before crisis. Because, nor the sector it self and its agents would not live 'alone' and need others sector's commodities. It could be said, that linkage with the other sectors is high.The aim of this is to observe the agricultural household income, pre and post economic crisis, that we have used Indonesia SAM table 1995, 1998 and 1999 and multiplier decomposition analysis.Analysis result of SAM table explains a big shock of economic activity on agricultural household particularly on farm workers household and farmer landowner 0-0,5 Ha households. Although on 1998 agricultural household is worse than condition before, the prospect of recovery has been seen on income condition and agricultural household expenditure on SAM 1999 observation.Multiplier analysis on SAM table indicate that from 1995 to 1999 the sock of economic activities by agricultural household less than non-agricultural household. In fact, economic crisis did not give significant impact on agricultural household, however the recovery of agricultural household is sluggish. The result shows that from 1995 to 1999 agricultural household is consistent, mainly on farmer land owner 0-0,5 Ha household and farmer worker household.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG BERHUBUNGAN DENGAN TINGKAT PARTISIPASI ANGGOTA UPKD PASCA PROYEK BRDP (Studi Kasus UPKD Sidodadi di Desa Sidodadi Kec. Pondok Kelapa Kab. Bengkulu Utara)

2007 ◽  
Vol 6 (1) ◽  
pp. 87-99
Author(s):  
Bambang Sumantri ◽  
Indra Cahyadinata ◽  
Anastasia Surbakti
Keyword(s):  
Household Income ◽  
Random Sampling ◽  
Research Result ◽  
Secondary Data ◽  
Simple Random Sampling ◽  
Analysis Data ◽  
The Other ◽  
Spearman Rank ◽  
Class Participation ◽  
Long Time

This research aimed to knowthe class of participated member sidodadi UPKD pasca BRDP and to know the factors related to participated from the customers of Sidodadi UPKD pasca BRDP in North Bengkulu, by using primary and secondary data. Data was taken from 71 samples of costumers by using Simple Random Sampling. The analysis data which been used in this research was Spearman Rank by using two tail of t-test by confidence level of 95 % (a=0,025). The research result shows that variable of education, the long time as member and household income show significanly with class partitipation, while the other of variabels are family members and perception were not significantly to class participation Key words: participated member , the factors related to participated

scholarly journals COVID-19 and Spillover Effect of Global Economic Crisis on the United States’ Financial Stability

2021 ◽  
Vol 12 ◽  
Author(s):  
Khurram Shehzad ◽  
Liu Xiaoxing ◽  
Faik Bilgili ◽  
Emrah Koçak
Keyword(s):  
United States ◽  
Economic Crisis ◽  
Financial Stability ◽  
Global Economy ◽  
The United States ◽  
Financial Instability ◽  
Future Expectations ◽  
Health Crisis ◽  
The Government ◽  
The Impact

Due to the novel coronavirus pandemic (COVID-19), the lockdown engendered has had a vicious impact on the global economy. This analysis’ prime intention is to evaluate the impact of the United States’ economic and health crisis as a result of COVID-19 on its financial stability. Additionally, the investigation analyzed the spillover impact of the worldwide economic slowdown experienced by COVID-19 on the United States’ financial volatility. The study applied an autoregressive distributed lag (ARDL) model and discovered that the economic and health crises that occurred in the United States portentously upset the future expectations of its investors. Conspicuously, the health crisis in Spain and Italy were ominous spillovers of the United States’ financial instability in the short-run. Likewise, an economic crisis ensued in the United Kingdom because of COVID-19 causing spillover for the United States markets’ financial instability. The examination evaluated that Asian and African nations’ economic crises perilously affects the United States’ financial stability. The study determined that financial instability occurred in the United States due to its own economic and health crises persisted for a longer period than financial disequilibrium that occurred in other nations. The analysis suggested some strategies of smart lockdown that the government of the United States and other nations should follow to restart the economic cycle through tighter controls to minimize losses by following the steps of (a) preparing a lockdown checklist, (b) monitoring completion of lockdown tasks, and (c) complete a close-down stock take or count.

scholarly journals PENGARUH PENDAPATAN RUMAH TANGGA TERHADAP KONSUMSI DAGING BROILER DI KELURAHAN KLEAK KECAMATAN MALALAYANG MANADO

ZOOTEC ◽  
2019 ◽  
Vol 40 (1) ◽  
pp. 143
Author(s):  
Mexen A Putong ◽  
J K.J Kalangi ◽  
M T Massie ◽  
T F.D Lumi
Keyword(s):  
Household Income ◽  
Secondary Data ◽  
Population Data ◽  
Meat Consumption ◽  
The Other ◽  
Primary Data ◽  
Ceteris Paribus ◽  
Broiler Meat ◽  
Urban Village ◽  
Positive Effect

THE EFFECT OF HOUSEHOLD INCOME ON BROILER MEAT CONSUMPTION AT  KLEAK URBAN VILLAGE OF MALALAYANG SUB DISTRICT  MANADO. The study was done to determine  the amount of broiler meat consumption in each household based on the level of household income at Kleak urban village  of Malalayang sub district in Manado. The survey was  used to get primary and secondary data. Primary data were taken from 30 samples of respondents obtained through interviews using the questionnaire.  Kleak is one among urban village in Malalayang Sub District with the total  of 806 households and consist of 2.705 population. Data Based on the variables and their measurements, the results of this study showed that income had the positive effect on broiler meat consumption of households on the Kleak urban village    Malalayang Sub District in Manado following the formulation, Y = 19368.49 + 0.013 X. This implied that as income increases per IDR  1  consumption increased by 0.013 kg assuming the other variables are fixed (ceteris paribus).

scholarly journals A Model of Global Beverage Markets

2020 ◽  
Vol 15 (3) ◽  
pp. 330-354
Author(s):  
Glyn Wittwer ◽  
Kym Anderson
Keyword(s):  
Computable General Equilibrium ◽  
The United States ◽  
Computable General Equilibrium Model ◽  
The Other ◽  
Alcoholic Beverages ◽  
The European Union ◽  
The United Kingdom ◽  
Alternative Scenarios ◽  
Business As Usual ◽  
Jel Classifications

AbstractThis article describes a new empirical model of the world's markets for alcoholic beverages and, to illustrate its usefulness, reports results from projections of those markets from 2016–2018 to 2025 under various scenarios. It not only revises and updates a model of the world's wine markets (Wittwer, Berger, and Anderson, 2003), but also adds beer and spirits so as to capture the substitutability of those beverages among consumers. The model has some of the features of an economy-wide computable general equilibrium model, with international trade linking the markets of its 44 countries and seven residual regions. It is used to simulate prospects for these markets by 2025 (business-as-usual), which points to Asia's rise. Then two alternative scenarios to 2025 are explored: one simulates the withdrawal of the United Kingdom from the European Union (EU); the other simulates the effects of the recent imposition of additional 25% tariffs on selected beverages imported by the United States from several EU member countries. Future applications of the model are discussed in the concluding section. (JEL Classifications: C53, F11, F17, Q13)

25. The Shifting Global Balance

2013 ◽  
Author(s):  
John W. Young ◽  
John Kent
Keyword(s):  
United States ◽  
Economic Crisis ◽  
The United States ◽  
The Other ◽  
Public And Private ◽  
Bric Countries ◽  
Rise Of China ◽  
Vladimir Putin ◽  
Full Swing ◽  
Financial Capitalism

This chapter examines the shift in global balance that began in the post-2007 economic crisis. For a considerable time before the 2008 crisis, the United States and most European states had been living on high levels of debt both national and individual, public and private. Manufacturing in the developed West, and its provision of secure jobs for many workers, was undermined by the new economic environment of globalization, as well as the growth of cheaper manufacturing in China and the other BRIC countries. A new epoch of financial capitalism, which had emerged since the 1980s, was in full swing by the start of the Noughties. The chapter first considers the post-2007 economic crisis before discussing the continuing rise of China and Russian foreign policy under Vladimir Putin. It concludes with an assessment of international reactions to China’s rise, including those of East Asia, international organizations, and Taiwan.

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