scholarly journals ANALISIS FAKTOR DETERMINASI KREDIT SECARA LANGSUNG DAN TIDAK LANGSUNG DI KABUPATEN BERAU

2013 ◽  
Vol 11 (2) ◽  
pp. 247
Author(s):  
. Amiruddin

The purpose of this study is to (1) analyze the effect of per capita income, inflation, interest rate, savings last year and the savings directly to credit in Berau. (2) analyze the effect of per capita income, inflation, interest rate, savings last year and the savings indirectly to credit in Berau. (3) analyze which variables are dominant influence on credit in Berau Disrict. In order to test the hypothesis analysis the authors use analytical tools path analysis using SPSS 19. The data used in this study is the data per capita income, inflation, interest rate, savings and credit in 2002-2012. The results show that there is a direct influence between per capita income, inflation, interest rate, savings last year and the savings to credit in Berau District, and The results show that there is a indirect influence between per capita income, inflation, interest rate, savings last year and the savings to credit in Berau

2020 ◽  
Author(s):  
Abdol-Hossain Kaviani ◽  
Mahboobeh Khorsandi ◽  
Nasrin Roozbahani

Abstract Background: Determining the factors that affect the adoption of preventive behaviors that can reduce the risk of skin cancer is an important first step for designing interventions promoting these behaviors. The present study was conducted aimed to path analysis of skin cancer preventive behaviors in rural women based on protection motivation theory. Methods: In this cross-sectional study, 230 rural women in the west of Iran were selected randomly. Data were collected by a valid and reliable questionnaire including demographic information and structures of protection motivation theory by interview with rural women and then analyzed using SPSS 22 and LISREL8.8. Results: In relation with skin cancer preventive behaviors, 27.8% of women wore sun-blocking clothing when working under the sun, 21.7% used sunscreen cream, 5.7% wore cap and 4.8 wore gloves and sunglasses. Protection motivation theory and per capita income explained 76% of motivation variance and 25% of the variance of skin cancer preventive behaviors. Response efficacy structure was the strongest predictor of the motivation of protection (0/001> p, ß= -0.44) and per capita income (0/001> p, ß= -0.34) and motivation (0/001> p, ß= -0.33) were the strongest predictors of these behaviors. Conclusions: This study showed that protection motivation theory is efficient in predicting preventive behaviors of skin cancer and promoting interventions of the behaviors can be designed and implemented by this theory. It is also necessary to perform proper planning in promoting these behaviors in people with low per-capita income.


Author(s):  
Swagata Ghoshal ◽  
S. K. Acharya

The health-ecology and ecosystem has become very much vulnerable due to constant pollution, extortion, ground water depletion, arsenic and heavy metal contaminated water. This study dealt with health ecosystem and health dynamics of farm women so that they can combat various ecological and occupational problems as they are provider of food. This study was conducted with objectives to generate classified information on the mental hygiene of farm women. A survey was carried out at Kotulpur Block in Bankura district of West Bengal with one hundred farm women as respondents and they were selected randomly. The data were collected through pilot study, structured interview and focused group interview. The statistical tools used for data analysis were correlation analysis, multiple regression and step-down regression analysis, path analysis, factor analysis and artificial neural network analysis. Twenty independent variables were selected for this study i.e. functional literacy, per capita income, menstrual hygiene, status of drinking water etc. Distance of work place from residence (x7), duration of employment (x9), per capita income (x12), per capita expenditure (x13), dizziness (x17) and status of drinking water (x19) are some of those variables which have made a significant impact on the mental hygiene of farm women. Among those variables, per capita income (x12) is the most important factor as it has exerted the highest indirect effect on as many as 13 exogenous variables to characterize the mental hygiene of farm women (y) in path analysis.


2012 ◽  
Vol 10 (1) ◽  
pp. 1
Author(s):  
Akhmad Syaihu Syaihu

The purpose of this study is to analyze the effect of foreign investment and domestic investment directly to employment opportunities. To analyze the effect of foreign investment and domestic investment directly to unemployment. To analyze the effect of foreign investment and domestic investment indirectly to employment opportunities. To analyze the effect of foreign investment and domestic investment indirectly to unemployment. To analyze the effect of employment opportunities directly to unemployment. In order to test the hypothesis analysis the authors use analytical tools path analysis using SPSS 19. The data used in this study is the data per foreign investment, domestic investment, employment opportunities and unemployment in 2002-2011. The results show that two is a direct influence between foreign investment and domestic investment to employment opportunities and unemployment in East Kalimantan, and The results show that two is a indirect influence between foreign investment and domestic investment to employment opportunities and unemployment in East Kalimantan


2014 ◽  
Vol 12 (2) ◽  
pp. 179
Author(s):  
Fitroh Yuni Prakatiwi

The research aimed to (1) find out how much the influence of per capita income and interest level to life-insurance policy demand of AJB Bumiputera 1912 Dieng Branch of Malang, (2) find out variables with dominant influence to the request of life-insurance for AJB Bumiputer 1912 Dieng Branch of Malang, (3) as landscape or information for similar research related with life-insurance in the near future. Data taken by the writer was secondary data where the data found from AJB Bumiputera 1912 Dieng Branch of Malang and BPS Malang. While data used for multiple analysis and hypothesis test using T test and F test. Regression analysis result showed that interest level (x1) influenced 4.022152 while per capita income (x2) influenced 11.11860 and determination coefficient 0.930052. So the strongest variable to the life-insurance request was per capita income (x2) with hypothesis test count 11.11860 where the coefficient determination was 0.930052.


2020 ◽  
Author(s):  
Abdol-Hossain Kaviani ◽  
Mahboobeh Khorsandi ◽  
Nasrin Roozbahani

Abstract Background: Determining the factors that affect the adoption of preventive behaviors that can reduce the risk of skin cancer is an important first step for designing interventions promoting these behaviors. Based on protection motivation theory, the present study conducted a path analysis of skin cancer preventive behaviors in rural women to explore such factors. Methods: In this cross-sectional study, 243 rural women in the west of Iran were randomly selected to receive a valid and reliable questionnaire assessing constructs from protection motivation theory, as well as demographic information. Fully completed questionnaires were returned by 230 women and data were analyzed using SPSS 22 and LISREL8.8. Results: In relation with skin cancer preventive behaviors, 27.8% of women wore sun-blocking clothing when working under the sun, 21.7% used sunscreen cream, 5.7% wore cap and 4.8 wore gloves and sunglasses. Protection motivation theory and per capita income explained 51% of motivation variance and 25% of the variance of skin cancer preventive behaviors. Response efficacy construct was the strongest predictor of the motivation of protection (ß= -0.44, p<0/001). Per-capita income (ß= -0.34, p<0/001) and motivation (ß= -0.33, p<0/001) were the strongest predictors of these behaviors. Conclusions: This study showed that protection motivation theory is efficient in predicting preventive behaviors of skin cancer and the interventions can be designed and implemented by this theory. It is also necessary to perform proper planning in promoting these behaviors in people with low per-capita income.


1973 ◽  
Vol 12 (4) ◽  
pp. 433-437
Author(s):  
Sarfaraz Khan Qureshi

In the Summer 1973 issue of the Pakistan Development Review, Mr. Mohammad Ghaffar Chaudhry [1] has dealt with two very important issues relating to the intersectoral tax equity and the intrasectoral tax equity within the agricultural sector in Pakistan. Using a simple criterion for vertical tax equity that implies that the tax rate rises with per capita income such that the ratio of revenue to income rises at the same percentage rate as per capita income, Mr. Chaudhry found that the agricultural sector is overtaxed in Pakistan. Mr. Chaudhry further found that the land tax is a regressive levy with respect to the farm size. Both findings, if valid, have important policy implications. In this note we argue that the validity of the findings on intersectoral tax equity depends on the treatment of water rate as tax rather than the price of a service provided by the Government and on the shifting assumptions regard¬ing the indirect taxes on imports and domestic production levied by the Central Government. The relevance of the findings on the intrasectoral tax burden would have been more obvious if the tax liability was related to income from land per capita.


1993 ◽  
Vol 32 (4I) ◽  
pp. 411-431
Author(s):  
Hans-Rimbert Hemmer

The current rapid population growth in many developing countries is the result of an historical process in the course of which mortality rates have fallen significantly but birthrates have remained constant or fallen only slightly. Whereas, in industrial countries, the drop in mortality rates, triggered by improvements in nutrition and progress in medicine and hygiene, was a reaction to economic development, which ensured that despite the concomitant growth in population no economic difficulties arose (the gross national product (GNP) grew faster than the population so that per capita income (PCI) continued to rise), the drop in mortality rates to be observed in developing countries over the last 60 years has been the result of exogenous influences: to a large degree the developing countries have imported the advances made in industrial countries in the fields of medicine and hygiene. Thus, the drop in mortality rates has not been the product of economic development; rather, it has occurred in isolation from it, thereby leading to a rise in population unaccompanied by economic growth. Growth in GNP has not kept pace with population growth: as a result, per capita income in many developing countries has stagnated or fallen. Mortality rates in developing countries are still higher than those in industrial countries, but the gap is closing appreciably. Ultimately, this gap is not due to differences in medical or hygienic know-how but to economic bottlenecks (e.g. malnutrition, access to health services)


This paper focuses upon the magnitude of income-based poverty among non-farm households in rural Punjab. Based on the primary survey, a sample of 440 rural non-farm households were taken from 44 sampled villages located in all 22 districts of Punjab.The poverty was estimated on the basis of income level. For measuring poverty, various methods/criteria (Expert Group Criteria, World Bank Method and State Per Capita Income Criterion) were used. On the basis of Expert Group Income criterion, overall, less than one-third of the persons of rural non-farm household categories are observed to be poor. On the basis, 40 percent State Per Capita Income Criteria, around three-fourth of the persons of all rural non-farm household categories are falling underneath poverty line. Similarly, the occurrence of the poverty, on the basis of 50 percent State Per Capita Income Criteria, showed that nearly four-fifths of the persons are considered to be poor. As per World Bank’s $ 1.90 per day, overall, less than one-fifth of rural non-farm household persons are poor. Slightly, less than one-fourth of the persons are belonging to self-employment category, while, slightly, less than one-tenth falling in-service category. On the basis of $ 3.10 per day criteria, overall, less than two-fifth persons of all rural non-farm household categories were living below the poverty line.


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