scholarly journals IMPLEMENTATION OF RAHN IN SHARIA GOLD FINANCING AT MODERN ISLAMIC FINANCIAL INSTITUTIONS (CASE STUDY IN BANK BRI SYARIAH BRANCH OF PEKANBARU).

Hukum Islam ◽  
2018 ◽  
Vol 18 (1) ◽  
pp. 40
Author(s):  
AHMAD MAULIDIZEN
Keyword(s):  
Data Collection ◽  
Financial Institutions ◽  
Field Research ◽  
Islamic Banking ◽  
Financial Industry ◽  
Collection Method ◽  
Data Collection Method ◽  
Islamic Financial Institutions

Islamic Financing Products have started to grow rapidly in the current banking and financial industry at this time. This situation can be seen through the increase of Islamic banking assets for several years, in addition to the inclusion of more institutions offering Islamic products. Sharia Gold Pawn Products is the delivery of marhun (collateral goods) from the rahin (customers using mortgage financing) to the bank as a guarantee of part or all of the debt. This research is field (field research) with data collection method through observation, interview and documentation study in data collection. The author concludes that the application of Rahn's contract on Sharia gold mortgage financing at Bank BRI Syariah has been in accordance with the National Sharia Board Fatwa and there are several things that must be improved so as not to conflict with Sharia principles

scholarly journals KONSEP PEMBIAYAAN BERBASIS AKAD JUAL BELI PADA BAITUL MAAL WAT TAMWIL PAHLAWAN TULUNGAGUNG

2020 ◽  
Vol 6 (7) ◽  
pp. 1434
Author(s):  
Ike Nofita Nurohmah ◽  
Irham Zaki
Keyword(s):  
Data Collection ◽  
Qualitative Methods ◽  
Financial Institutions ◽  
Study Strategies ◽  
Microfinance Institutions ◽  
Descriptive Case Study ◽  
Islamic Financial Institutions ◽  
Islamic Microfinance

Financing using a sale and purchase contract is one of the most dominant financing in Islamic financial institutions. One of the Islamic microfinance institutions namely baitul maal wat tamil has two types of sale and purchase agreements on its financing products, namely the contract of sale and purchase of murabahah and bai bithaman ajil. This study discusses the concept of financing based on the sale and purchase contract, namely murabahah and bai bithaman ajil on baitul maal wat tamwil (BMT) Pahlawan Tulungagung. The things that need to be reviewed in the practice of the ajabahah and bai bithaman contract are adjusted to the points in the DSN-MUI Fatwa on murabahah financing. This study uses qualitative methods with descriptive case study strategies. Data collection through interviews with four respondents consisting of financing managers, managers and two members of the financing of buying and selling financing and documentation. Interpretation and conclusions are made by linking between data obtained in interviews and documentation. The results of the study show that the concept of financing murabahah and bai bithaman ajil in BMT Pahlawan is not fully in accordance with the DSN-MUI Fatwa regarding the purchase of goods. However, this is still tolerated because of the limitations of BMT to purchase goods which then applies the Al-hajatu tunazzilu rule, manzilata al-dharurah, which is a requirement or need to occupy an emergency position so that the purchasing system is allowed.Keywords: Financing, Murabaha, Bai bithaman ajil, DSN-MUI, BMT Pahlawans

scholarly journals Talent Management for Shariah Auditors: Case Study Evidence From the Practitioners

2019 ◽  
Vol 10 (3) ◽  
pp. 252
Author(s):  
Nor Aishah Mohd Ali ◽  
Nawal Kasim
Keyword(s):  
Financial Institutions ◽  
Group Discussion ◽  
Internal Audit ◽  
Talent Management ◽  
Islamic Banking ◽  
Complex Dynamic ◽  
Islamic Financial Institutions ◽  
To Come ◽  
Audit Team

The environment for most financial institutions today is complex, dynamic, highly competitive, and extremely volatile, and such condition is likely to remain for years to come. In addition to these external situations, most financial institutions also faced the challenge to manage talents flow in particular, a shortage of needed competencies. One measure to overcome this condition is to be systematic in managing their human capital if they wish to gain and sustain a competitive advantage in years ahead. This paper postulates to explore the competency criteria as one of talent management for shariah auditors in the Islamic Financial Institutions (IFIs) in Malaysia. A qualitative design was adopted by conducting interviews with 30 practitioners consisting of the Heads of Shariah audit departments (HSA) and shariah auditors (SAR) from the IFIs and the Head of Islamic banking department from the Central Bank of Malaysia. This is followed by a focus group discussion to validate the findings. The study found that there was mixed practices on talent management in terms of competency aspect required for shariah auditors. Generally, participants agreed that certain skills, knowledge and characteristics added with years of experience in the field, are pre-requisite to become competent shariah auditors. This study is unique as it explores the case from the qualitative stance. Opinions were elicited from the parties directly involved in preparing guidelines to the IFIs as well as those practitioners executing the shariah audit function within their institutions. IFIs will have better guideline on recruiting competent future shariah auditors, as part of their internal audit team to uphold the shariah precept.

واقع الصناعة المالية الإسلامية عبر العالم

2018 ◽  
Vol 5 (1) ◽  
pp. 597-624
Keyword(s):  
Economic Development ◽  
Financial Market ◽  
Financial Institutions ◽  
Islamic Banking ◽  
International Level ◽  
Financial Industry ◽  
Positive Growth ◽  
Islamic Financial Institutions ◽  
Asset Size ◽  
Shed Light

ملخص: شهدت الصناعة المالية الإسلامية على مدى العقود الثلاثة الأخيرة تطورات هامة، على مستوى نمو الأصول والموجودات وكذلك على مستوى الانتشار الجغرافي والدولي، وبرزت أيضا كأحد مجالات المنافسة والتأثير على السوق المالي وأصبحت تساهم في التنمية الاقتصادية التي شهد نموها دوليا اتجاها إيجابيا من خلال العديد من المؤسسات المالية الإسلامية. يهدف البحث إلى تسليط الضوء على ما حققته الصناعة المالية الإسلامية ومدى انتشارها على المستوى الدولي مع إعطاء بعض النماذج للصناعة المالية الإسلامية في الدول الإسلامية وغير الإسلامية. الكلمات المفتاحية: الصناعة المالية الإسلامية، الصيرفة الإسلامية، الصكوك، الصناديق الإسلامية، التكافل. Abstract Over the last three decades, the Islamic financial industry has witnessed significant developments, both in terms of asset size and geographical spread. It has emerged as one of the areas of competition and has played a role in influencing the financial market and contributing to economic development which has witnessed positive growth due to the efforts of many Islamic Financial Institutions. The research aims to shed light on the achievements of the Islamic financial industry and its spread at the international level, while giving some examples to the Islamic financial industry in Islamic and non-Islamic countries. Keywords: Islamic Financial Industry, Islamic Banking, Sukuk, Islamic Funds, Takaful.

scholarly journals Analisis Peningkatan Kompetensi, Pelatihan, dan Motivasi Terhadap Kinerja Karyawan (Studi Pada Perusahaan Daerah Air Minum Surakarta)

2020 ◽  
Vol 17 (2) ◽  
pp. 253
Author(s):  
Kukuh Purbo Marjiyanto ◽  
Zakky Fahma Auliya
Keyword(s):  
Data Collection ◽  
Employee Performance ◽  
Sampling Technique ◽  
Primary Data ◽  
Collection Method ◽  
Data Collection Method ◽  
Water Company ◽  
Competence Training ◽  
Regional Water

ABSTRACTThis study aims to determine the effect of competence, training, and motivation on employee performance (a case study of a Surakarta municipal water company). This type of research is quantitative. This research uses primary data. The sample in this study were 112 respondents taken from Surakarta regional water company (PDAM) employees who had competence in their fields, and had received training and motivation from the company. The sampling technique uses simple purposive. Data collection method using a questionnaire. The results showed that competency had a significant effect on the performance as evidenced by the t value of 4.381; a significance value of 0,000 <0.05. The training did not significantly influence the performance as evidenced by the t value of 1.232; a significance value of 0.221> 0.05. Motivation has a significant effect on the performance as evidenced by the t value of 3.074; significance value 0.003 <0.05.

scholarly journals IMPOLITENESS STRATEGY IN INSTAGRAM CYBERBULLYING: A CASE STUDY OF JENNIFER DUNN POSTED BY @LAMBE_TURAH

ETNOLINGUAL ◽  
2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Fani Indrawan
Keyword(s):  
Social Media ◽  
Data Collection ◽  
Qualitative Approach ◽  
Collection Method ◽  
Data Collection Method

Social media is used by most Indonesian people. Social media brings good and bad influence. One of the bad influences is cyberbullying. Cyberbullying that is found in Instagram is the most different from other social media. Instagram has become the source of hate campaign by the occurrence of gossip account. @Lambe_turah is one of the biggest gossip accounts in Indonesia. The posts in @Lambe_turah have triggered its followers to perform cyberbullying to the person in their post. The victim of cyberbullying who became the focus of this research was Jennifer Dunn. The aim of this study was to investigate the comments which contain cyberbullying by using impoliteness strategy proposed by Culpeper (2005). This study uses qualitative approach. It is shown by the data collection method which was done by examining documents. The analysis of this study was done by interpreting the collected data. The result showed that negative impoliteness was the most common impoliteness strategy to be used in cyberbullying. The second impoliteness strategy that was used in cyberbullying was bald on record. From both of these strategies, it could be concluded that cyberbullying tend to attack the addressee directly by using various types of statements. 

scholarly journals Upaya Perlindungan Konsumen terhadap Akad Klausula Baku (Studi pada Pengadilan Agama Makassar Klas IA)

2018 ◽  
Vol 5 (2) ◽  
pp. 187
Author(s):  
Disa Nusia Nisrina
Keyword(s):  
Case Studies ◽  
Financial Institutions ◽  
Subject Matter ◽  
Field Research ◽  
Islamic Banking ◽  
Standard Contract ◽  
Consumer Rights ◽  
Islamic Financial Institutions ◽  
The Subject

Penerapan akad klausula baku semakin banyak seiring berkembangnya berbagai macam bentuk transaksi dalam perbankan syariah dan lembaga keuangan Islam lainya, akad baku masih sering menggunakan klausula eksemsi yang mengandung pembatasan tindakan kepada konsumen dalam melakukan kegiatan bisnis, hal ini sering memicu terjadinya konflik atau sengketa dalam perjanjian. Sehingga, jika terjadi sengketa antara konsumen dengan lembaga keuangan syariah khususnya perbankan syariah maka dibutuhkan peran pengadilan agama dalam melindungi hak-hak konsumen. Pokok masalah yang dikaji dalam penelitian ini adalah bagaimana upaya perlindungan konsumen terhadap akad klausul baku di Pengadilan Agama kota Makassar?. Metode yang digunakan dalam artikel ini adalah lapangan (field research kualitatif) dengan pendekatan teologis-Syari, dan yuridis-normatif, serta studi kasus. Setelah penelitian dan pengkajian dilakukan maka ditemukan bahwa, hakim memiliki upaya korektif untuk memperbaharui akad baku yang memberatkan konsumen dalam menjalankanya, upaya tersebut diharapkan dapat melindungi hak-hak konsumen, diantara bentuk upaya korektif tersebut adalah rescheduling yakni penjadwalan ulang, reconditioning merupakan persyaratan kembali dan restrukturisasi adalah penataan ulangThe implementation of standard contract is increasing as various forms of transactions develop in Islamic banking and other Islamic financial institutions, standard contract still often use exclusion clauses that contain restrictions on actions for consumers in conducting business activities, this often triggers conflicts or disputes in agreement. So, if there is a dispute between consumers and Islamic financial institutions, especially Islamic banking, the role of Islamic courts is needed in protecting consumer rights. The subject matter examined in this study is how to protect consumers against the standard clause contract in the Makassar City Religion Court?. The method used in this article is a field (field research qualitative) with a theological-Syari approach, and juridical-normative, as well as case studies. Upon research and  accomplishment of this study it is found that, the judge has a corrective effort to renew the standard contract which is burdensome for the consumer in carrying out it. The effort is expected to protect consumer rights. Among the corrective efforts is rescheduling, reconditioning and restructuring

scholarly journals Pemberian Hadiah Pada PT BPRS Gajahtongga Kotopiliang Kota Sawahlunto

2021 ◽  
Vol 1 (2) ◽  
pp. 123
Author(s):  
Yenni Puspita Sari ◽  
Zainuddin Zainuddin
Keyword(s):  
Data Collection ◽  
Financial Institutions ◽  
Analytical Methods ◽  
Field Research ◽  
Secondary Data ◽  
Data Sources ◽  
The Gift ◽  
Islamic Financial Institutions ◽  
Secondary Data Sources

This study examines the prizes given by PT. BPRS Gajahtongga Kotopiliang City of Sawahlunto on savings and financing products. The problem in this research is that the bank's wadi’ah savings product promises to give a gift in the form of a bonus in the form of an increase in the balance and the bank also gives bonuses to customers who pay installments on time in the form of money said at the beginning of the contract. The type of research used is field research with descriptive analytical methods that use economic fiqh theory. The data sources used are primary and secondary data sources, while the data collection techniques used are interviews and documentation. The result of this research is that the gift given by PT BPRS Gajahtongga Kotopiliang in the form of a bonus to customers on the wadi'ah savings product is not yet in accordance with the DSN Fatwa NO: 86 / DSN-MUI / IX / 2012 regarding the prize in raising funds in Islamic Financial Institutions, while the provision of a loan installment bonus if the purpose is to discipline customers in paying their legal debt. However, the system for awarding bonuses is not in accordance with the provisions of prizes at Islamic Financial Institutions

KEWENANGAN PERADILAN MILITER DALAM MEMERIKSA DAN MENGADILI TINDAK PIDANA PENYALAHGUNAAN SENJATA API

2021 ◽  
Vol 3 (1) ◽  
pp. 20
Author(s):  
A. Rahmani Samsul ◽  
Hasta Sukidi ◽  
Supardin Supardin
Keyword(s):  
Data Collection ◽  
Criminal Law ◽  
Islamic Law ◽  
Field Research ◽  
Research Approach ◽  
Collection Method ◽  
Data Collection Method ◽  
The Right ◽  
The Military ◽  
Military Discipline

AbstrakTujuan dari penelitian ini untuk mengetahui proses penyelesaian Pidana yang dilakukan oleh Prajurit TNI dan untuk mengetahui perbuatan Melanggar hukum Pidana dalam Penyalahgunaan Senjata Api yang di Tinjau dari Perspektif Hukum Islam. Penelitian ini termasuk penelitian lapangan atau field research kualitatif deskriptif dengan pendekatan penelitian yang digunakan adalah normatif dan yuridis.Adapun sumber data di penelitian ini ialah Hakim Militer dan Oditur Militer disertai Undang-Undang dan informasi media serta dari Al-Qur’an. Dengan menggunakan metode pengumpulan data yang digunakan adalah membaca dan menelusuri buku yang berkaitan dengan observasi, interview dan dokumentasi. Hasil penelitian ini menjelaskan tentang pandangan hukum islam terhadap kasus Penyalahgunaan Senjata Api yang dilakukan oleh Prajurit TNI yang melanggar norma atau aturan yang mendasar dari seorang Prajurit TNI. Maka penyelesaian perkara akan ditangani langsung oleh Atasan yang Berhak Menghukum (Ankum) yang akan menyelidiki terlebih dahulu dan menggolongkan pelanggaran tersebut sebagai disiplin Militer atau Tindak Pidana Militer dan selanjutnya akan diproses melalui persidangan dalam rana peradilan Militer XIV. Implikasi dari penelitian ini adalah Prajurit TNI seharusnya mematuhi aturan yang berlaku pada setiap peraturan yang diterapkan pada lingkungan Militer. Dalam Penyalahgunaan senjata Api seperti ini akan membuat masyarakat menjadi takut kepada seorang Prajurit TNI dan membuat nama baik seorang Prajurit TNI tercoreng.Kata Kunci: Aturan, Senjata api, Yuridis AbstractThe main problem of this research is is to determine the criminal settlement process carried out by TNI soldiers and to find out the acts of violating the criminal law in the misuse of firearms which are reviewed from the perspective of Islamic law. This research includes field research or descriptive qualitative field research with the research approach used is normative and juridical. The sources of data in this study are Military Judges and Military Prosecutors accompanied by laws and media information as well as from the Qur'an. By using the data collection method used is reading and browsing books related to observation, interviews and documentation, the results of this study explain the views of Islamic law on the case of the misuse of firearms by TNI soldiers who violate the basic norms or rules of a TNI soldier. Then the settlement of the case will be handled directly by the Superior with the Right to Punish (Ankum) who will investigate first and classify the violation as a Military discipline or Military Crime and will then be processed through a trial in the military court XIV. The implication of this research is that TNI soldiers should obey the rules that apply to every regulation applied to the military environment. In the misuse of firearms like this, people will be afraid of a TNI soldier and tarnish the good name of a TNI soldier.Keywords: Rules, Firearms, Juridical

scholarly journals Assessment of the Methodological Rigor of Case Studies in the Field of Management Accounting Published in Journals in Brazil

2015 ◽  
Vol 26 (67) ◽  
pp. 27-42 ◽  
Author(s):  
Kelly Cristina Mucio Marques ◽  
Reinaldo Rodrigues Camacho ◽  
Caio Cesar Violin de Alcantara
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Case Studies ◽  
Management Accounting ◽  
Research Strategy ◽  
Collection Method ◽  
Data Collection Method ◽  
Use Of Data ◽  
Methodological Rigor

This study aims to assess the methodological rigor of case studies in management accounting published in Brazilian journals. The study is descriptive. The data were collected using documentary research and content analysis, and 180 papers published from 2008 to 2012 in accounting journals rated as A2, B1, and B2 that were classified as case studies were selected. Based on the literature, we established a set of 15 criteria that we expected to be identified (either explicitly or implicitly) in the case studies to classify those case studies as appropriate from the standpoint of methodological rigor. These criteria were partially met by the papers analyzed. The aspects less aligned with those proposed in the literature were the following: little emphasis on justifying the need to understand phenomena in context; lack of explanation of the reason for choosing the case study strategy; the predominant use of questions that do not enable deeper analysis; many studies based on only one source of evidence; little use of data and information triangulation; little emphasis on the data collection method; a high number of cases in which confusion between case study as a research strategy and as data collection method were detected; a low number of papers reporting the method of data analysis; few reports on a study's contributions; and a minority highlighting the issues requiring further research. In conclusion, the method used to apply case studies to management accounting must be improved because few studies showed rigorous application of the procedures that this strategy requires.

scholarly journals The Visibility of the Translator: A Case Study of the Palestinian Translator

2017 ◽  
Author(s):  
AWEJ for Translation &amp; Literary Studies ◽  
Mohammed El-Haj Ahmed ◽  
Ghadeer Jamal Shabana
Keyword(s):  
Data Collection ◽  
English Language ◽  
Collection Method ◽  
Data Collection Method ◽  
Highly Sensitive ◽  
Special Examination ◽  
The Impact

This study aims at investigating the impact of ideology on rendering highly sensitive news items with special examination of the visibility of the Palestinian translator. It shows how ideology controls speech and how the translator should use certain jargons in his translation as a weapon of resistance to refute the superiority implied in the occupier's discourse. The study also investigates whether Palestinian translators would counter ‘interpellation’ as a strategy of resistance through translation. For this purpose, 30 participants of translation students at the English Language department at IUG were tested. The test consisted of 10 sentences incorporating 12 highly sensitive terms. Another data collection method was a questionnaire administered to 11 male MA translation students. The questionnaire included 13 statements that tackle the issues of visibility, ideology, and neutrality in translation. The participants showed a highly emotive and ideological tendency in translating such terms. The researchers then ended up with some recommendations for researchers, translators, and syllabus designers.

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