scholarly journals The Impact of Financial Education and Socioeconomic Status on the Undergraduate Students' Financial Literacy

2022 ◽  
Vol 27 (1) ◽  
pp. 55
Author(s):  
Khusaini Khusaini ◽  
Bambang Mardisentosa ◽  
Asep Ferry Bastian ◽  
Ruhiyat Taufik ◽  
Windi Widiawati

Financial literacy is a crucial variable for researchers and policymakers because financial literacy's contribution encourages inhabitants to organize future financial planning and decision improvement. The study aims to empirically investigate the determinants of financial literacy such as financial education, parents' socioeconomic status, and gender. The authors used a cross-sectional survey approach with N = 325 samples. The result of measuring students' financial literacy showed a moderate condition (moderate level). The multiple linear regression models showed that parents' socioeconomic status significantly improved students' financial literacy. Meanwhile, financial education and gender did not prove significant in influencing students' financial literacy. The empirical study generated that encouraging parents is one of the essential policy elements in improving students' financial literacy. The higher students' socioeconomic status tends to encourage better financial planning and decision because they comprehend the literacy skills.

Author(s):  
R Swart ◽  
R Duys ◽  
ND Hauser

Background: Simulation-based education (SBE) has been shown to be an effective and reproducible learning tool. SBE is used widely internationally. The current state of SBE in South Africa is unknown. To the best of our knowledge this is the first survey that describes the use and attitudes towards SBE within South Africa. Methods: An online survey tool was distributed by email to: i) the South African Society of Anaesthesiologists (SASA) members; and ii) known simulation education providers in South Africa. The respondents were grouped into anaesthesia and non-anaesthesia participants. Descriptive statistics were used to analyse the data. Ethics approval was obtained: HREC REF 157/2017. Results: The majority of the respondents provide SBE and integrate it into formal teaching programmes. There is a will amongst respondents to grow SBE in South Africa, with it being recognised as a valuable educational tool. The user groups mainly targeted by SBE, were undergraduate students, medical interns, registrars and nurses. Learning objectives targeted include practical skills, medical knowledge, critical thinking and integrated management. Amongst anaesthesia respondents: the tool most commonly used to assess the quality of learner performance during SBE, for summative assessment, was ‘expert opinion’ (33%); the most frequent methods of evaluating SBE quality were participant feedback (42%) and peer evaluation (22%); the impact of SBE was most frequently assessed by informal discussion (42%) and learner feedback (39%). In anaesthesia SBE largely takes place within dedicated simulation facilities on site (47%). Most respondents report access to a range of SBE equipment. The main reported barriers to SBE were: finance, lack of trained educators, lack of equipment and lack of protected time. A limited number of respondents report engaging in SBE research. There is a willingness in both anaesthesia and non-anaesthesia groups (96% and 89% respectively) to collaborate with other centres. Conclusion: To the best of our knowledge this publication provides us with the first cross-sectional survey of SBE in anaesthesia and a selection of non-anaesthetic respondents within South Africa. The majority of respondents indicate that SBE is a valuable education tool. A number of barriers have been identified that limit the growth of SBE within South Africa. It is hoped that with a commitment to ongoing SBE research and evaluation, SBE can be grown in South Africa.


2014 ◽  
Vol 29 (1) ◽  
pp. 11-23 ◽  
Author(s):  
John Andy Wood ◽  
Julie Johnson ◽  
James S. Boles ◽  
Hiram Barksdale

Purpose – The purpose of this research is an examination of three different types of sales approaches (product-, solution- and provocation-based) on relational outcomes. The type of sales approach influences buyer's assessments about the trustworthiness of the salesperson and the conflict with the salesperson. These outcomes of the sales approach affect the customer's economic and non-economic satisfaction. Design/methodology/approach – Using cross-sectional survey data from a sample of 840 organizational buyers, a structural equation model measures the path coefficients of the proposed model and tests the differences in the magnitude based on gender. Findings – The results indicate that sales approaches will differentially influence assessments of trustworthiness and conflict. The magnitude of the influence of the sales approach on outcomes is different between genders. Originality/value – To the best of the authors' knowledge, this is the first empirical study to examine the impact of sales approaches on both genders of organizational buyers.


Author(s):  
Akua Peprah-Yeboah ◽  
Weliko Emmanuel Blialy Frejus ◽  
Ernest Fianko

This study investigates how psychological traits affect financial literacy levels at the undergraduate level of education. Using a cross-sectional survey of 580 students, the study examines whether the level of openness, conscientiousness and cognitive ability of students affect how financially literate they are. The Pearson’s Correlation Test and Ordinary Least Square Regression methods are employed to test hypothesized relationships. The results show a generally low level of financial literacy. Further, openness, conscientiousness, and cognitive ability were found to have a statistically significant correlation with financial literacy (r=0.349, 0.287 and 0.199 respectively). Similarly, the regression analysis found a positive relationship between all three variables and the dependent variable (financial literacy). Therefore, the study recommends that innovative financial literacy programmes that target the youth need to be introduced. It is imperative that these programmes have components that are tailor-made for individuals with different personality traits to attract them. Finally, the programmes must contain aspects which aim to improve the cognitive abilities of the beneficiaries to increase their effectiveness.


Author(s):  
Sarah Powell ◽  
Cassie Odahowski ◽  
Elizabeth Crouch ◽  
Erica Sercy ◽  
Jackie Knight ◽  
...  

Objective: Nearly half of U.S. colleges/universities have implemented tobacco-free campus policies. This study analyzed knowledge, attitudes, and practices associated with the tobacco-free policy at a large public university. It is important to study public university tobacco policies to determine the most efficient and cost-effective way to reduce tobacco related disease due to tobacco use and exposure. Methods: This study used a cross-sectional, campus-wide electronic survey distributed in November 2016. The primary outcomes of interest included 1) correct knowledge of the tobacco-free policy, 2) community member willingness to approach observed violation of the policy, and 3) a positive opinion of the policy’s effectiveness. Descriptive statistics and logistic regression were used to examine the impact of demographic factors on the outcomes. Results: After analysis, the team found that 23% of university faculty, staff, and students had incorrect knowledge about the campus tobacco-free policy. Almost 70% of the university community reported not having approached a smoking violator. Males were significantly less likely to understand the tobacco-free policy in full, approach a violator, or have a positive opinion about its effectiveness. Staff had better knowledge of the policy, a higher likelihood of approaching a violator, and a better opinion about the policy’s effectiveness compared to graduate and undergraduate students. Conclusions: Interventions are needed to increase awareness and confidence regarding implementation and enforcement of the tobacco-free policy on campus, particularly among faculty and students. This paper expands on the currently increasing knowledge of tobacco-free policy enforcement and benefits. KEYWORDS: Campus; Tobacco Regulation; Tobacco; Secondhand Smoke; Cross-Sectional Survey


Author(s):  
Suzan A. AlKhater

Objectives: Professionalism has garnered immense attention in medical education due to increased societal accountability and focus on excellence in healthcare. However, less attention has been given to identifying attitudes about professionalism in medical students who are the future advocates of the healthcare system. This study aimed to assess perceptions of Saudi undergraduate medical students towards professionalism. Methods: A cross-sectional survey was carried out among 2nd- and 6th-year students of a Saudi medical college in September of 2018. A self-administered professionalism questionnaire was anonymously completed. Students were asked to provide their level of agreement with 18 survey items using a 5-point Likert scale. Results: Overall, 288 students participated in the study (49.3% males and 50.7% females), with a response rate of 90%. The median professionalism score was high (71.0; range: 64-76) regardless of age, gender, or level of education. Similar high scores were noted in the following subscales: Excellence, 20.0 (18, 21); Respect for Others, 17.0 (14, 18); Altruism, 12.0 (10, 13); Duty, 8.0 (7, 9); Accountability, 7.0 (6, 8); and Honor and Integrity, 8.0 (7, 10). No gender differences were observed in the majority of subscales. However, males demonstrated higher scores in the Duty subscale (9.0 vs. 8.0; P = 0.026). Conclusion: Medical students demonstrated high professionalism scores. Future studies are needed to assess the impact of the course curriculum on their level of professionalism over time. Keywords: assessment, curriculum, medical students, professionalism, survey.


2020 ◽  
Vol 112 (1) ◽  
pp. 38-45
Author(s):  
Sarah Minkow ◽  
Virginia Gray ◽  
Selena Nguyen Rodriguez ◽  
Wendy Reiboldt ◽  
James Childers

Cooking attitudes and behaviors among college students—and related implications to dietary quality—are largely unexplored. This study assessed the relationship between college students' fruit and vegetable intakes and cooking attitudes, confidence, and frequency (N = 448) using a cross-sectional survey. Hierarchical linear regression models examined associations between cooking attitudes, confidence, and frequency of fruit and vegetable intake. Fruit and vegetable intake was positively correlated with cooking attitudes, confidence, and frequency. Regression analysis indicated cooking frequency is a significant predictor of fruit and vegetable consumption when controlling for sex, kitchen access, and cooking attitudes and confidence. Future studies are needed to investigate the impact of cooking interventions on diet quality.


2020 ◽  
Vol 22 (Supplement_H) ◽  
pp. H33-H36
Author(s):  
Anastase Dzudie ◽  
Epie Njume ◽  
Jerome Boombhi ◽  
Alexis Awungia ◽  
Marie S Ndom ◽  
...  

Abstract Hypertension is a global public health challenge, but awareness, treatment, and control rates remain low. May Measurement Month (MMM) creates a platform for awareness creation and opportunistic screening which can identify significant numbers with raised blood pressure (BP). We present results of the 2018 edition of MMM in Cameroon. A cross-sectional survey of self-selected volunteers aged ≥18 years was conducted in May 2018. The definition of hypertension and statistical analyses followed the standard protocol. Data were collected from 28 public (indoors and outdoors) and private locations which were assigned unique site identification numbers, over a 30-day period. Of the 8883 participants screened, 53.8% were male and the median age was 35 (interquartile range 21) years, and 30.0% reported not having a previous BP measurement. After imputation, 1867 (21.0%) were hypertensive, 645 (34.5%) were aware of their diagnosis, and 507 (27.2%) were on antihypertensive medication, among whom 242 (47.8%) had controlled BP. In linear regression models adjusting for age, sex, and the use of antihypertensive medication, systolic and diastolic BP were significantly higher in participants aware of their diagnosis, those on antihypertensive medication, and who reported alcohol intake of 1–3 times per month and, one or more times per week. Hypertension prevalence is the lowest, and awareness, treatments, and control rates the highest reported in epidemiological studies in Cameroon in the last two decades. Further surveys will be useful in evaluating the impact, if any, of the MMM campaign on the burden of hypertension in the Cameroon.


2021 ◽  
Vol 20 (1) ◽  
Author(s):  
Kathryn E. Coakley ◽  
Huyen Le ◽  
Spirit Rae Silva ◽  
Aspen Wilks

Abstract Background COVID-19 has impacted mental health globally, however, associations between anxiety and appetitive traits during the pandemic are unreported. This study evaluated anxiety symptom severity and associations with appetitive traits in students at a large public University in the U.S. during the pandemic. Methods Current undergraduate and graduate/professional students completed a cross-sectional survey in fall 2020. Demographic information, anxiety symptoms in the past 2 weeks assessed by the Generalized Anxiety Disorder Scale (GAD-7), and appetitive traits assessed by the Adult Eating Behavior Questionnaire (AEBQ) were evaluated. Mean scores for eight AEBQ scales (four food approach and four food avoidance traits) were calculated. Differences in mean scores were examined between participants with moderate to severe anxiety symptoms (GAD-7 score ≥ 10) and those with mild to no anxiety symptoms (GAD-7 score < 10) via independent samples t-tests and effect sizes. Associations between GAD-7 score and individual appetitive traits were also examined, adjusting for age and gender. Results Of the 1243 students who completed the survey (57% undergraduates; mean age = 26.5 years), 51.9% reported moderate to severe anxiety symptoms. Groups experiencing the highest degree of moderate to severe anxiety symptoms included transgender, gender fluid, and other-gendered participants (73.6%); the youngest age group [18–20 years (62%)]; undergraduate students (60.7%); and Hispanic/Latinx participants (57.7%). Participants with moderate to severe anxiety symptoms had higher scores for most food approach and avoidance traits but lower scores for enjoyment of food than those with mild to no anxiety symptoms. Effect sizes were largest for hunger and emotional over-eating (Cohen’s d = 0.31 and 0.30, respectively). Adjusting for age and gender, GAD-7 score was significantly and positively associated with hunger, emotional over-eating, food and satiety responsiveness, and food fussiness and negatively associated with enjoyment of food. Conclusions Over half of students at a U.S. University reported moderate to severe anxiety symptoms during COVID-19. More severe anxiety symptoms were associated with increased hunger, emotional over-eating, and food and satiety responsiveness and decreased enjoyment of food. Universities must consider strategies to address anxiety, particularly in younger students; transgender, gender fluid, and students of other genders; and across race/ethnicities keeping in mind associations with appetitive traits.


2020 ◽  
Vol 11 (SPL1) ◽  
pp. 1026-1033
Author(s):  
Nivedha Valliammai Mahalingam ◽  
Abilasha R ◽  
Kavitha S

Enormous successes have been obtained against the control of major epidemic diseases, such as SARS, MERS, Ebola, Swine Flu in the past. Dynamic interplay of biological, socio-cultural and ecological factors, together with novel aspects of human-animal interphase, pose additional challenges with respect to the emergence of infectious diseases. The important challenges faced in the control and prevention of emerging and re-emerging infectious diseases range from understanding the impact of factors that are necessary for the emergence, to development of strengthened surveillance systems that can mitigate human suffering and death. The aim of the current study is to assess the awareness of symptomatic differences between viral diseases like COVID-19, SARS, Swine flu and common cold among dental students that support the prevention of emergence or re-emergence. Cross-sectional type of study conducted among the undergraduate students comprising 100 Subjects. A questionnaire comprising 15 questions in total were framed, and responses were collected in Google forms in SPSS Software statistical analysis. The study has concluded that dental students have an awareness of the symptomatic differences between infectious viral disease. The study concluded that the awareness of symptomatic differences between viral diseases like COVID-19, SARS, Swine flu, Common cold is good among the dental students who would pave the way for early diagnosis and avoid spreading of such diseases. A further awareness can be created by regular webinars, seminars and brainstorming sessions among these healthcare professionals.


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