scholarly journals Формирование среды реализации цифровых инициатив сотрудников банка

Author(s):  
Тарас Гриценко ◽  
Жанна Передера ◽  
Анна Теряева

В работе рассматривается возможность формирования в банковском секторе среды, в которой сотрудники смогут самостоятельно реализовывать цифровые инициативы для развития компании и самообучения. Обоснована необходимость её наличия. Проведен анализ соответствия поставленной проблемы российским и мировым трендам на основе изучения федеральных программ и оценок рейтинговых агентств. В результате исследования разработан бизнес-процесс реализации цифровых инициатив, про-веден конкурентный анализ его преимуществ и недостатков перед традиционным подходом к обучению. The article discusses the possibility of forming in the banking business an environment in which employees will be able to in-dependently implement digital initiatives for the development of the company and self-learning. The necessity of its presence is grounded. The analysis of compliance of the problem with the trends in Russia and the world based on the study of Federal programs and ratings agencies. To attract new staff with the necessary knowledge, banks have a number of tools - business classes, sponsorship programs, mentoring, hackathons, man-agement fights, case-championships, etc. It has been revealed that new professionals with technical skills can solve complex problems and generate products. But it’s difficult for them to dive into the banking sector, study its features and offer their own solutions to problems. It was also revealed that the company is interested in product results that are practice oriented. Com-bining product results and training is only possible by creating an environment in which they can discuss their ideas, find sup-port and implement them. As a result, a business process for the implementation of digital initiatives has been formed, a competi-tive analysis of its advantages and disadvantages over the tradi-tional approach to training has been conducted. strategies. The leading method of research is the definitions according grouping to the principles of the matrix method. It was revealed that the economic security concept is disclosed using factors freely com-bined into three groups (includes: sustainability, protection of interests, ensuring sovereignty), and the most common definitions are built using words-markers: state, security, advantage, process. One of the main study results is an algorithm for constructing the definition of the economic security concept, which allows to model and refine the definition of the concept based on the initial categories, consider-ing the economic context. The author's definition is also formulated, which reflects the interrelation of such components as the protection of interests, the impact of threats, the stability preservation, inde-pendence, ensuring development, self-adaptation and self-reproduction.

Author(s):  
Илья Рябков ◽  
Наталья Яшалова

Целью настоящего исследования является изучение исторической динамики понятия «экономическая безопасность», его текущих трактовок, систематизация определений че-рез выделение ключевых подходов и терминов, а также выделение унифицированного метода «генерации» понятия «экономическая безопасность» и его подвидовых понятий. В статье через призму подходов различных (по времени и географии) экономических школ проведен анализ формулировок определения, произведена их сравнительная характеристика в ведущих концепциях экономической безопасности (Российская Федерация и Соединенные Штаты Америки). Вы-двинуто предложение о соблюдении непротиворечивой иерархии построения определения «экономическая безопасность» с выявлением отношений со смежными категория-ми и понятиями, представлена авторская формулировка данной категории. One of the fundamental concepts in economic theory is the con-cept of "economic security". In the practice of Russian economic research, since the 1990s there have been numerous and often heterogeneous definitions of this concept. The main purpose of the study was to consider the development of economic security concepts on the historical horizon and the modern concept defi-nitions classification, given by Russian and foreign researchers. The article puts forward the thesis that the maintaining economic process of efficiency and development, both of individual eco-nomic entities and the state, depends on a clear understanding of the economic security concept, the search for approaches to the economic security preservation. Interest is the systematization of the economic security concepts presented in the leading powers strategies. The leading method of research is the definitions according grouping to the principles of the matrix method. It was revealed that the economic security concept is disclosed using factors freely com-bined into three groups (includes: sustainability, protection of interests, ensuring sovereignty), and the most common definitions are built using words-markers: state, security, advantage, process. One of the main study results is an algorithm for constructing the definition of the economic security concept, which allows to model and refine the definition of the concept based on the initial categories, consider-ing the economic context. The author's definition is also formulated, which reflects the interrelation of such components as the protection of interests, the impact of threats, the stability preservation, inde-pendence, ensuring development, self-adaptation and self-reproduction.


Author(s):  
Marina Buyanova ◽  
Irina Averina ◽  
Alina Kulakova

Modern globalization processes cause the emergence of new threats to society, and necessitate the development of innovative mechanisms to overcome them in order to improve the level of security at various levels of management. The objective of this study is to test the methodology for assessing the level of security of the economic system of the region (based on the use of an integral indicator), as well as the definition of mechanisms for its provision at the meso-level. The structure of this indicator includes aspects of the impact on the stability of the system of the following factors (market, non-market and social ones), based on the system of indicators (the number of employed population, the cost of technological innovation per capita, investment in fixed capital, etc.). The calculation of summary indicators is given on the example of one of the subjects of the Russian Federation (Volgograd region), which allowed to determine negative changes in the level of economic security in the region (significant technological backwardness, consistent depletion of natural resources, growth of budget commitments, etc.). Due to the comprehensive assessment, a list of factors that cause this condition has been identified with the aim of further targeted impact from public authorities to overcome the negative trends in the economic system of the region and (or) leveling their consequences. The development of mechanisms to ensure the economic security of the region, based on the above-mentioned method of integrated assessment, allows not only to fully assess the state of the regional economy, but also to identify the potential to strengthen the position of the entity of the country both at the national and international arena.


Author(s):  
Natalia Danik ◽  
Kateryna Lohachova ◽  
Inna Grebenuk

The article considers the impact of the COVID-19 pandemic on the regulatory activities of the National Bank of Ukraine. The interdependence of the banking and economic systems and the impact of their inefficient interaction on banking in general and each individual commercial bank in particular are analyzed. It is established that before the onset of the pandemic crisis in the world, the banking system of Ukraine was characterized as stress-resistant, taking into account the reforms of liquidity and recapitalization. The stability of the banking system is affected by economic pressures caused by the spread of coronavirus and lower oil prices. According to one of the world’s three reputable rating agencies, Fitch Ratings, the level of pressure on banks depends on the depth and duration of the economic downturn, specific risks to the national economy and external finances (for example, tourism revenues or remittances), national government measures and individual banks. The implementation of anti-crisis measures developed by the National Bank of Ukraine as tools to increase financial and economic security in the country as a whole, and financial institutions in terms of increasing banking risks caused by the outbreak of the COVID-19 pandemic. The spread of this infection also has negative consequences for the economy and financial system of Ukraine. Therefore, the National Bank of Ukraine has introduced a system of anti-crisis measures during quarantine in the country. The NBU covers information about events in the economy through its own website, social media pages, and the media. These measures are implemented to mitigate the impact of coronavirus disease on citizens and businesses, and to ensure the quality and smooth operation of the financial system. The banking system continues to operate, without imposing any restrictions on the operation of banks and their operations. As a result of the study, a system of measures of national support for the banking sector by the National Bank of Ukraine and the International Monetary Fund was proposed through the prism of a number of guidelines and regulatory points, which are supporting instruments rather than control and regulatory ones.


2020 ◽  
Vol 18 (2) ◽  
pp. 166-179 ◽  
Author(s):  
Svitlana Fedulova ◽  
Oleksandr Pivovarov ◽  
Veronika Khudolei ◽  
Vitalina Komirna ◽  
Andrii Kalynovskyi

The correlation between the development of a regional economy and the degree of infrastructural development of a country or its territory is a common practice. Considering this, the paper is aimed at studying the impact of water infrastructure on the economic security of regional socio-economic systems in order to develop a water security system for them. A variety of threats against key waterworks can seriously undermine the national economy and water security of regions and cities. Thus, the study analyzes the process of transformation of water infrastructure in the context of ensuring the economic security of regional socio-economic systems. It offers the definition of such categories as “water infrastructure” and “water security of a regional socio-economic system” to formulate a relevant economic policy in Ukraine based on world experience. The study proves the need to attribute water infrastructure to the critical infrastructure sectors of Ukraine and its regions, based on the best world practices in managing water resources and protecting the water infrastructure itself from technogenic, physical, and cyber-physical threats. According to the study results, conceptual bases for ensuring the economic security of regional socio-economic systems are developed, which differ in view of the water security system of the regional socio-economic system, giving priority to the engineering and technical infrastructure of a region.


2021 ◽  
Vol 80 (1) ◽  
pp. 53-58
Author(s):  
G. P. Koptayeva ◽  
◽  
M. Kanabekova ◽  
Ye. Zh. Yertayev ◽  
A. B. Orazbayeva ◽  
...  

The research is caused, firstly, by the need to specify the definition of financial and credit institutions as subjects of the banking sector of Kazakhstan, analyze and evaluate existing approaches to managing their stability in the strategic aspect and identify factors (possible threats and dangers) that lead to loss of financial stability, and, secondly, by the need to develop a mechanism for managing the financial profitability of financial and credit institutions, ensuring their stable position both in the short and long term. To improve the quality of financial management and ensure the profitability of financial and credit institutions, it is necessary to justify and develop a strategy for managing their financial stability. At the same time, it should be borne in mind that even with high efficiency and profitability, insufficient attention to the issues of ensuring the stability and economic security of financial and credit institutions can lead to financial difficulties for them. Taking into account the problems discussed above, the relevance of issues related to improving the stability mechanism of financial and credit institutions has significantly increased, as has the need to find a new methodological apparatus aimed at adapting and studying foreign experience and its practical implementation in the domestic banking system.


Author(s):  
L. Prymostka ◽  
N. Pantielieieva ◽  
I. Krasnova ◽  
V. Lavreniuk ◽  
O. Lytvynenko

Abstract. The globalization of markets, the need to comply with modern economic trends and introduce new technological solutions to increase the profitability of the banking business have significantly intensified the processes of mergers and acquisitions in the banking sector. M&A processes are long and complex, their results are difficult to forecast in lack of actual detailed research. The diversity of the results of the available research requires updating the data based on larger volumes of transactions and larger time intervals. The purpose of the article is to substantiate two hypotheses: first, the impact of M&A agreements especially on the increase in the value of banks; and impact of factors that show economic development level on the value of banks. The object of the study is the relationship between the value of commercial banks in domestic and foreign financial markets, M&A agreements, as well as economic indicators published by the World Bank and measuring the level of economic development of countries. The article uses statistical modeling method. The constructed model of linear regression allows to state that the fact of influence of M&A on growth of cost of consolidated banks is fair for 54.8% of cases. The study shows that the M&A processes have the greatest impact on the value of banks in the interval of 3—5 years after the conclusion of the agreement. Analysis of the relationship between economic indicators and the growth of bank value shows that the greatest impact on the value of banks has percent of the growth of GDP and GDP per capita, but the low value of the determinant at 22.9% indicates a low dependence of bank value on the level of economic indicators in general. It was found that external factors do not directly affect the growth in the value of banks in the process of M&A transactions. The question of expanding the system of factors that will influence the M&A processes and, as a consequence, the value of the banks, will be the subject of further research. Keywords: globalization of markets, mergers and acquisitions of banks, consolidation, M&A dynamic, market capitalization, bank value. JEL Classification Е44, Е47, G14 Formulas: 2; fig.: 4; tabl.: 4; bibl.: 14.


2020 ◽  
Vol 10 (10) ◽  
pp. 2442-2449
Author(s):  
T.M. Mazurchuk ◽  
◽  
S.G. Arnett ◽  

The authors of the work investigate one of the key areas of the Russian economy - the oil industry. It is hydrocarbons that account, on average, up to 40% of the Russian budget revenues. Oil revenues provide macroeconomic stability of the state, employment of the population in the oil and gas sector and related industries, as well as the stability of the ruble currency in the international market and prices for most types of products in the domestic market. The aim of the work is to study the possibilities of improving the current mechanisms for controlling price formation for key brands of hydrocarbons in order to increase the economic and energy security of the Russian Federation. The scientific study also analyzes the impact of the prices for Urals and Brent crude oil on the Russian ruble quotes against the US dollar and other world currencies. The correlation between the increasing of main oil brands value on the hydrocarbon market and strengthening of the Russian currency, as well as the filling the Reserve and other national funds, as one of the factors in the development of the Russian economy, is studied. The scientific basis of the research was Russian and foreign publications, state statistical materials, opinions and assessments of experts in the field, as well as the authors’ own developments. While studying the materials, the authors considered such indicators as: prices for “Brent”and “Urals” oil, their relationship and the reasons for the fall in prices for gasoline and hydrocarbon-derived materials, as well as the impact on the prices of goods in other economic sectors. The paper studies and selects the most effective responses to changes in the market environment in the context of nonstationary fuel prices.


2011 ◽  
Vol 121-126 ◽  
pp. 4764-4769
Author(s):  
Ying Cai Yuan ◽  
Yan Li ◽  
Yi Ming Wang ◽  
Qiang Guo

High velocity and stability are the development trend and inevitable requirement, but the clearance would make the stability of mechanical system deceased, especially in high speed. To the folder mechanism with clearances in high velocity, combined with the definition of sensitivity and the kinematics analysis, the kinematics sensitivity analysis model is derived by the matrix analysis method. Through the sensitivity analysis model, it can be easy to get the relationship of the design variables and the mechanism’s robustness, which provides the base to design the folder mechanism in high velocity.


Author(s):  
Iryna Ivonchak

The article highlights the main destructive factors influencing the economic security of business, namely: risks, threats and dangers, the impact of which leads to undesirable changes in the structure, functions, parameters and effectiveness of business. In the context of scientific research on the nature and relationship of the concepts of «risk», «danger», «threat», as well as their impact on business, the work of both foreign and domestic scientists. The analysis of modern economic scientific literature made it possible to explore the theoretical and methodological approaches of both domestic and foreign scientists in the interpretation of these economic categories. In turn, this allowed us to summarize and present the most common of the existing approaches to defining the categories of «threat», «risk» and «danger» using a table. According to this study, a significant variety of approaches to these economic categories was identified, which led to an imbalance among scientific views and made it difficult to establish a single link between them. In addition, groups of scientists have been singled out, where some researchers identify the concepts of «risk», «threat» and «danger», while others distinguish them and see each other's sources of origin. Given the analysis of the essence of the definition of «risk», «threat» and «danger», we present our own author's approaches to their interpretations, established the distinctions and relationships between them. The vision of interaction of categories «risk», «threat» and «danger» is resulted by means of the scheme-drawing. The importance of a clear understanding of the nature and delimitation of each of the destructive factors, which is necessary for the implementation of research methodology of economic security of business, which allows to determine their scale and assess the impact on economic security. Thus, the identification and neutralization of potential and real risks, threats and dangers that negatively affect the state and effectiveness of entrepreneurial activity, necessitate new requirements to strengthen the economic security of entrepreneurial activity, and its level will determine the ability to resist destructive factors in the long run. Thus, in turn, the results of the research provide an opportunity to prepare a basis for further research related to the definition of methods and areas of prevention and neutralization of destructive factors affecting the economic security of business.


Author(s):  
Jean Jacques Kouadjo Tchekwagep ◽  
Anol K. Mukhopadhyay ◽  
Shoude Wang ◽  
Shifeng Huang ◽  
Xin Cheng

This study examined the stability of rapid sulphoaluminate cement concrete (R-SACC) when exposed to heat for extended periods of time. The physicochemical processes present in R-SACC as a function of temperature were determined through various tests. The general behavior of rapid sulphoaluminate cement (R-SAC) at a range of temperatures is summarized. The results show that observing color change could be a simple way to identify deterioration of R-SACC, along with the rebound hammer. The matrix formation of ettringite was broken and the mass of the hydrated product decreased with heat exposure; the major mineral composition of the paste consisted of CaSO4, CaCO3 and β-C2S; and the interface between aggregate and paste in the R-SACC become loosely structured with cracks. Between 50°C and 120°C, the rapid sulphoaluminate cement (R-SAC) paste first expanded and then shrank, and the shrinkage rate of R-SAC was much greater than that of R-SACC.


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