scholarly journals DAMPAK PINJAMAN DAN BANTUAN MODAL KERJA TERHADAP KINERJA USAHA Studi Kasus UMKM Binaan KADIN Jawa Tengah

2017 ◽  
Vol 10 (3) ◽  
pp. 189
Author(s):  
Hoo Helena Ayu Liani ◽  
Chatarina Yekti Prawihatmi
Keyword(s):  
Financial Institutions ◽  
Business Performance ◽  
Positive Impact ◽  
Easy Access ◽  
Government Agencies ◽  
Working Capital ◽  
Market Expansion ◽  
The One ◽  
The Impact ◽  
Depth Interviews

<p>Permasalahan UMKM yang selama ini dipandang utama adalah permodalan. UMKM biasanya tidak memiliki akses yang mudah untuk memperoleh pinjaman untuk modal kerja. Untuk itulah terdapat skema bantuan modal yang disediakan oleh berbagai lembaga keuangan dan lembaga pemerintah untuk mengatasi permasalahan modal di UMKM. Penelitian ini bertujuan untuk mengetahui dampak bantuan dan pinjaman modal kerja pada kinerja usaha UMKM yang dibina oleh TTIC Kadin Jawa Tengah. Responden pada penelitian ini adalah  UMKM yang telah dibina oleh TTIC kadin Jawa Tengah, yang berjumlah 20 UMKM. Teknik pengumpulan data dalam penelitian ini adalah melalui wawancara mendalam  dipandu dengan kuesioner. Metode penelitian pada penelitian ini adalah metode deskriptif eksploratif . Hasil penelitian ini menunjukkan bahwa bantuan /pinjaman modal kerja untuk UMKM binaan TTIC Kadin Jawa Tengah memberikan stimulus dalam usaha-usaha mengembangkan kinerja usahanya terutama dalam menambah peralatan, melakuakn inovasi , menambah tenaga kerja sampai dengan usaha perluasan pasar. Meskipun tidak secara langsung, pinjaman /bantuan modal telah berdampak positif terhadap kinerja usaha UMKM binaan TTIC Kadin Jawa Tengah.</p><p>The one of main problem of MSMEs  is capital. MSMEs usually do not have easy access to obtain loans for working capital. For this reason there is a capital assistance scheme provided by various financial institutions and government agencies to address capital problems in MSMEs. This study aims to determine the impact of aid and working capital loans on the performance of SMEs business which is fostered by TTIC Kadin  Jawa Tengah. Respondents in this study are MSMEs that have been fostered by TTIC Kadin Jawa Tengah. The number of respondents are 20 MSMEs. Data collection techniques in this study is through in-depth interviews guided by questionnaires. The research method in this research is descriptive explorative method. The results of this study indicate that assistance / working capital loans for MSMEs fostered by TTIC Kadin Jawa Tengah provide stimulus in the efforts to develop business performance, especially in adding equipment, making innovation, adding labor to market expansion efforts. Although indirectly, the loan / capital assistance has a positive impact on the performance of UMKM business fostered by TTIC Kadin Jawa Tengah.</p>

scholarly journals The Impact of Misleadership on Poor Performance: A Study of Financial Institutions in Pakistan

2019 ◽  
Vol 1 (1) ◽  
pp. 34
Author(s):  
Sahibzada Muhammad Hamza ◽  
Zubair Hassan
Keyword(s):  
Financial Institutions ◽  
Positive Impact ◽  
Poor Performance ◽  
Foreign Bank ◽  
Corporate Managers ◽  
Corporate World ◽  
The Poor ◽  
The One ◽  
Managerial Employees ◽  
The Impact

The main purpose of this research is to investigate the impact of misleadership on poor performance in the Pakistan financial institutions. This research is carried on the strategic and managerial employees of the one (1) private and one (1) foreign bank operated in Pakistan with an engagement of 200 employees as the sample respondents. The findings of the study indicates that missing, misguided and Machiavellian leadership has no significant impact of the poor performance in the studied context while only misinformed leadership in the cluster of the independent variables shows a significant positive impact on the poor performance in the financial institutions of Pakistan.  However, it is concluded that the proposed dimensions of Rayment & Smith (2010) misleadership framework does not significantly impact the poor performance in the financial institutions of Pakistan except the dimension of misinformed leadership. Further, it is recommended to examine new contexts with the engagement of a wider sample to find more accurate and generalize results for the investigated topic. Hence, this research will benefit the corporate managers and the research community with the new practicing dynamics of misleadership in today’s global corporate world.

scholarly journals Impact assessment on the performance of e-learning in corporate training programs in the context of globalization

2017 ◽  
Vol 11 (1) ◽  
pp. 398-410
Author(s):  
Roxana Maria Gavril ◽  
Jan Kiehne ◽  
Christian Richard Hell ◽  
Carsten Kirschner
Keyword(s):  
Organizational Development ◽  
Business Performance ◽  
Learning Strategy ◽  
Production Systems ◽  
Positive Impact ◽  
Theory And Practice ◽  
Easy Access ◽  
State Education ◽  
E Learning ◽  
The Impact

Abstract The goal of this paper is to identify the main criteria based on which e-Learning is used in organizational development with positive impact on business performance. Globalization has led to a multitude of changing markets, including learning and education. While quality production systems are implemented based on imposed standards, the business knowledge of employees varies in each country, mirroring the education system provided locally. The results are individually different knowledge gaps which challenged the learning industry to develop new strategies embedded in e-learning solutions. Major contribution to theory and practice on combining vision and spoken learning is brought by the work of psychologists and professors of education (Allen, 2012; Mayer, 2009; Hattie, 2009). Their innovations offered solutions for easy access to knowledge and implementation methods, as well as the documentation of the inclusion of videos in e-learning modules (Halls, 2012), offering teachers and trainers the possibility to create a live experience to trainees engaged in e-learning programs. This paper is based on data collected internationally and our empirical research undertaken in Romania, which is Europe’s main cluster for various production industries and world’s second for IT. Based on a questionnaire, we interviewed 18 multinational companies which perform parts of their business activities in Romania. Research results show that with the implementation of an effective e-learning strategy a 40-60% cost reduction, a complete measurability of the learning process and a standardized input and outcome of trainings has been achieved. This paper aims to highlight the impact of e-learning applied for business trainings within global developing companies. This study may be applicable to state education and thus could help to reduce the gap between local education and global expectations.

Static and Dynamic Studies of Gasoline in View of its Octane Number and its Toxic Effect

2013 ◽  
Vol 12 (7) ◽  
pp. 451-459
Author(s):  
Ashraf Yehia El-Naggar ◽  
Mohamed A. Ebiad
Keyword(s):  
Toxic Effect ◽  
Aromatic Hydrocarbons ◽  
Octane Number ◽  
Liquid Fuel ◽  
Positive Impact ◽  
Hydrocarbon Composition ◽  
Different Temperatures ◽  
Different Seasons ◽  
The One ◽  
The Impact

Gasoline come primarily from petroleum cuts, it is the preferred liquid fuel in our lives. Two gasoline samples of octane numbers 91 and 95 from Saudi Arabia petrol stations were studied. This study was achieved at three different temperatures 20oC, 30oC and 50oC representing the change in temperatures of the different seasons of the year. Both the evaporated gases of light aromatic hydrocarbons (BTEX) of gasoline samples inside the tank were subjected to analyze qualitatively and quantitatively via capillary gas chromatography. The detailed hydrocarbon composition and the octane number of the studied gasoline samples were determined using detailed hydrocarbon analyzer. The idea of research is indicating the impact of light aromatic compounds in gasoline on the toxic effect of human and environment on the one hand, and on octane number of gasoline on the other hand. Although the value of octane number will be reduced but this will have a positive impact on the environment as a way to produce clean fuel.

Diversity and the Performance of Selected Financial Institutions of Asia

2018 ◽  
Vol 2 (1) ◽  
pp. 1
Author(s):  
Shafaque Fatima ◽  
Saqib Sharif
Keyword(s):  
Financial Institutions ◽  
Positive Impact ◽  
Financial Institution ◽  
Gender Diversity ◽  
Business Case ◽  
Ordinary Least Squares ◽  
Cross Sectional ◽  
Age Diversity ◽  
The Impact ◽  
Nationality Diversity

Linking with the business case for diversity, this study examines whether the top management team (TMT) and the board of directors (BODs) diversity has a positive impact on financial institution (FI) performance in select countries of Asia least researched domain. We use data from 119 financial institutions across Asia for the year 2015, initially 1,447 institutions; however, incomplete data was excluded from final analysis. We use three proxies for diversity, that is, nationality diversity, gender diversity, and age diversity of TMT and BODs. To investigate the impact of TMT and BODs diversity, cross-sectional ordinary least-squares estimation is applied, using Return on Average Assets (ROAA%) as a measure of performance.  We find that nationality diversity and age diversity is positively and significantly related to FIs performance. Our evidence indicates that executives and board members with diverse exposure and younger age improve FIs profitability. However, there is no significant relationship between gender and FIs performance.

scholarly journals Impact of Digital Technologies on Business Performance in Serbia

2021 ◽  
Author(s):  
Ernad Kahrović ◽  
Atif Avdović
Keyword(s):  
Business Performance ◽  
Statistical Significance ◽  
Research Question ◽  
Digital Technologies ◽  
General Information ◽  
Mobile Technologies ◽  
Ordinal Scale ◽  
Business Transformation ◽  
Market Expansion ◽  
The Impact

Research Question: The main goal of the study was to investigate the degree to which Serbian businesses accept and use digital technologies as part of the digital business transformation process. Motivation: The main aim was to research the specific determinants of the digital economy, digital technology and digital business transformation. Through an empirical analysis, digital technologies were classified as primary and secondary and the motive was to examine whether digital technologies affect revenue growth, productivity improvement, increase in market share, customer satisfaction and employee satisfaction, reduction in operating costs, development and use of digital products, digital market expansion and digital platform development. Idea: The main idea behind the study was to determine to what extent the said technologies are employed in Serbian businesses, as well as to develop a model of the impact of digital technologies on business performance, which may serve as a basis for further research. Data: The research was conducted from October 2020 to March 2021. A questionnaire was sent to over 500 email addresses of Serbian companies, and 98 questionnaires were filled in and duly returned. We displayed the most important characteristics of our sample and that way pointed out its randomness and representativeness and explained the choice of data analytics methods we use. Tools: The research instrument was a questionnaire including the general information (Part I). Part II included the question regarding the primary and secondary digital technologies used in their daily business activities. In Part III, the participants were required to state the specific outcomes their company expects to obtain as a result of digital business transformation. Findings: Mobile technologies, social networks and cloud computing were found to be dominantly employed technologies by the Serbian businesses from the sample. In percentage terms, the second class of disruptive technologies was shown to be insignificantly present in the Serbian companies. Finally, it appears that the role and importance of robotics and artificial intelligence have started to be recognised on the business scene. There is a significant impact of digital technologies on business performances, and we also give correlations between specific digital technologies and business performances, and intensity and statistical significance of impact in each case. We have also determined that some significant technologies make a latent, indirect impact on performances and shown the way that occurs. The analysis is performed after standardizing the ordinal scale values of variables making the results more accurate. Contribution: The paper provides the state of affairs regarding digital technologies use by Serbian businesses, as well as that of digital business transformation.

scholarly journals The Embellishment of Bottom Line through Hyperbole of Accrued Earnings: A Case of Deliberate Earnings Management of a Non-bank Financial Institution Enlisted in Dhaka Stock Exchange and Chittagong Stock Exchange

2016 ◽  
Vol 2 (4) ◽  
pp. 42
Author(s):  
Md. Thasinul Abedin
Keyword(s):  
Financial Institutions ◽  
Positive Impact ◽  
Financial Institution ◽  
Stock Exchange ◽  
Loan Loss ◽  
Accounts Receivable ◽  
Loan Loss Provision ◽  
Loan Loss Provisions ◽  
Accrued Earnings ◽  
The Impact

The study has tried to find out the key parameters through which a non-bank financial institution can embellish its earnings. The study has found that loan loss provisions increases in line with the increase in loan and advances and interest suspense. Moreover, non-bank financial institutions always report other assets except accounts receivable figure which foreshadows an existence of deliberate inflation of earnings. The study has found a positive impact of total loan loss provisions and interest suspense on accrued income, a clear message that non-bank financial institutions always report more accrued earnings to safeguard their profit. Increase in accrued income in line with total loan loss provision and interest suspense is also validated by increase in accrued income with respect to other assets except accounts receivable figure even though the impact of other assets on accrued income is insignificant at 5% level, an accounting channel through which excess other assets except accounts receivable would be inflated for excess increase in accrued income. The study has deduced that other assets except accounts receivable is a reserve bank for discretionary inflation of earnings even though it is insignificant. The study has used time series monthly data of International Leasing and Financial Services Limited, a non-bank financial institution from 2009-2015 reported in the Statement of NBDC sent to Bangladesh Bank each month. Two-time series models have been used in this study. The first model has tried to find out the impact of loan and advances, interest suspense, and other assets except accounts receivable on total loan loss provision. In the first model, there is a significant impact of loan and advances, interest suspense, and other assets except accounts receivable on total loan loss provision. The second model has tried to discern the impact of total loan loss provision, interest suspense, and other assets on accrued income along with other independent variables namely-loan and advances, total fixed assets, and operating income. The study has found a significant positive impact of total loan loss provision and interest suspense on accrued income and insignificant impact of other assets except accounts receivable on accrued income. For both models, there is no long-run relationship among the variables.

scholarly journals The impact of social media on business growth and performance in India

2019 ◽  
Vol 9 (4) ◽  
pp. 190-194
Author(s):  
BALUSAMY S ◽  
VENKATASUBRAMANIAM A ◽  
GIRI N
Keyword(s):  
Social Media ◽  
Social Presence ◽  
Business Performance ◽  
Positive Impact ◽  
Positive Influence ◽  
Communication Techniques ◽  
Essential Tool ◽  
And Performance ◽  
Scalable Communication ◽  
The Impact

Until the late 1990’s the only form of media known to businesses were television, newspapers and radio, however in the early 2000s, a revolution in media was witnessed and the world was introduced to Social Media. Social Media is a just like any other Form of media is a tool used for communication but at the larger scale for social interaction using highly accessible and scalable Communication techniques. Social media has a positive impact and a positive influence on the company as well as the customers. Social media is becoming an essential tool for marketers, which is at a very minimum investment. In today’s’ scenario consumers judge a company based on their online presence, hence companies can innovate and simultaneously create a strong social presence by always catering to their customers’ needs and concerns.Internationally, companies have adopted Social Media as an essential tool for their marketing campaign; however the same is not adapted in India to a large extent. What are the benefits of Social media? What are the examples of Social media? This study understands the benefits,impact and importance of Social Media on business performance and growth.

The speed of change and performance risk: examining the impacts of IT spending in the US hotel industry

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Nan Hua ◽  
Tingting Zhang ◽  
Melissa F. Jahromi ◽  
Agnes DeFranco
Keyword(s):  
Business Performance ◽  
Positive Impact ◽  
Hotel Industry ◽  
Content Type ◽  
Performance Risk ◽  
The Us ◽  
The Usa ◽  
Revenue Volatility ◽  
The Impact ◽  
Speed Accuracy

Purpose This study aims to investigate the impact of the speed of change (trend) in information technology (IT) expenditures on performance risk indicated by revenue volatility in the US hotel industry. Design/methodology/approach To systematically investigate the impacts of IT expenditures on hotel performance risks, this study collects the same store proprietary data of 1,471 hotel properties from CBRE, a leading hotel consulting firm in the USA, from 2011 to 2017, with a total of 10,297 observations. Findings Econometric analyses are performed and results indicate a significant and positive impact of the speed of change of IT systems expenditures on the performance risk after comprehensively controlling for confounding factors following prior research. Originality/value With the increased importance of IT in day-to-day activities, hospitality business owners have started to quickly adjust their investment in IT infrastructure and superstructure to enhance their business performance. However, their fast-changing expenditures may introduce more risks to their businesses based on the speed–accuracy tradeoff, systems theory and the Schumpeterian Growth Model. This study is one of the pioneer projects that ever assessed the impact of IT expenditure and speed of change on performance risks of hotels.

Opportunities and Limitations of Socio-economic Adaptation in the Coronavirus Crisis

2021 ◽  
pp. 33
Author(s):  
Vladimir Titov
Keyword(s):  
Information And Communication Technologies ◽  
Narrative Analysis ◽  
Economic Behavior ◽  
Economic Adaptation ◽  
The Status ◽  
Market Opportunities ◽  
Information And Communication ◽  
The One ◽  
The Impact ◽  
Depth Interviews

The article reviews the methodological assumptions and results of in-depth interviews held in May 2020. The aim of the article is to identify various aspects of the population’s socio-economic adaptation in the context of the coronavirus pandemic crisis. The author uses the tradition of phenomenological sociology, hermeneutics and narrative analysis as the methodology for the analysis of in-depth interviews contents. The content analysis of the interviews allows to identify certain similarities and differences between two groups of respondents, distinguished by the status of employment (employees and entrepreneurs) in terms of assessment of the crisis’ impact on enterprises and various businesses, specific of the socio-economic behavior, resources, and adaptation practices. A feature of socio-economic behavior common for both categories is the wait-and-see approach to find out possible prospects of the economy and the labour market. However, respondents in the status of employee are generally characterized by a more confident assessment of prospects of job preservation and income level. Active forms of adaptive behavior are particularly noticed among respondents employed in the area of information and communication technologies. Entrepreneurs tend to combine, on the one hand, a negative assessment of the impact the crisis has on their business, and on the other, the desire to look for new market opportunities, realistically assessing the threats and risks, and to rely on themselves. In the context of the ongoing crisis, the specificity of the population’s socio-economic adaptation is associated not only with the status of employment, but also with the industry specifics, an accumulated portfolio of orders, stability of the client base, and social capital.

R&D volatility and market value: the role of executive overconfidence

2019 ◽  
Vol 14 (2) ◽  
pp. 411-431
Author(s):  
Benlu Hai ◽  
Qingzhu Gao ◽  
Ximing Yin ◽  
Jin Chen
Keyword(s):  
Business Performance ◽  
Positive Impact ◽  
Market Value ◽  
Data Set ◽  
Content Type ◽  
Dynamic Perspective ◽  
Innovation Strategies ◽  
The Impact ◽  
The Relationship

Purpose Significant increase or decrease in research and development (R&D) expenditure may have an immense impact on market value. Based on the punctuated equilibrium theory, this paper aims to empirically analyze the impact of R&D volatilities on market value and the moderating effect of executive overconfidence. Design/methodology/approach The study uses the panel data set that covers 902 Shanghai and Shenzhen A-share manufacturing listed firms and multiple regression method to test the theoretical hypotheses. Findings The results show that both positive and negative R&D volatilities have a robust and significant positive impact on the market value. Further analysis shows that the executive overconfidence positively moderates the relationship between R&D volatilities and market value. Research limitations/implications In a rapidly changing and highly competitive environment, firms should recognize that the balance of innovation strategies will help to bring higher market value. Furthermore, firms could improve corporate governance to make the best of managerial characteristics, such as overconfidence, on the innovation decision-making process. Originality/value By pushing the static perspective to a dynamic perspective and empirically documenting the role of executive overconfidence, this study contributes to the literature on the relationship between R&D expenditure and market value, generating theoretical and practical insights for firms to improve innovation governance and innovation strategies to achieve better business performance.

Sign in / Sign up

Export Citation Format

Share Document