scholarly journals IoT Based Accident Detection and Life Guard System

2021 ◽  
Vol 10 (3) ◽  
pp. 1966-1971
Keyword(s):  
Emergency Services ◽  
Heavy Traffic ◽  
Insurance Companies ◽  
Road Accidents ◽  
Threshold Values ◽  
Insurance Claim ◽  
Pressure Threshold ◽  
Fatal Crashes ◽  
Health Insurance Companies ◽  
Accident Detection

In an enormous population, people make vehicles for their needs, leading to heavy traffic. Every day, thousands of people die in road accidents across the world, creating a global hazard. In the existing system, when an accident occurs, information only is sending to emergency services through GSM, but there is no prospect for an insurance claim. This research paper describes the detection of the crash using a piezoelectric device by the observation of vibration caused by fatal crashes. There are two types of accidents: major accidents and minor accidents. These will be determined by establishing new crash pressure threshold values. Depending on the nature of the accident, official announcements can decide to make to eitherlocal emergency services and vehicle insurance companies, or both vehicle insurance and health insurance companies, as well as local emergency services.

scholarly journals IoT based car accident detection and notification algorithm for general road accidents

2019 ◽  
Vol 9 (5) ◽  
pp. 4020
Author(s):  
Shivani Sharma ◽  
Shoney Sebastian
Keyword(s):  
Delay Time ◽  
Emergency Services ◽  
First Aid ◽  
The Other ◽  
Smart Sensors ◽  
Road Accidents ◽  
Loss Of Life ◽  
Car Accidents ◽  
Accident Detection ◽  
Car Accident

<p>With an increase in population, there is an increase in the number of accidents that happen every minute. These road accidents are unpredictable. There are situations where most of the accidents could not be reported properly to nearby ambulances on time. In most of the cases, there is the unavailability of emergency services which lack in providing the first aid and timely service which can lead to loss of life by some minutes. Hence, there is a need to develop a system that caters to all these problems and can effectively function to overcome the delay time caused by the medical vehicles. The purpose of this paper is to introduce a framework using IoT, which helps in detecting car accidents and notifying them immediately. This can be achieved by integrating smart sensors with a microcontroller within the car that can trigger at the time of an accident. The other modules like GPS and GSM are integrated with the system to obtain the location coordinates of the accidents and sending it to registered numbers and nearby ambulance to notify them about the accident to obtain immediate help at the location.</p>

Online Patient Consultation

2020 ◽  
Vol 158 (04) ◽  
pp. 345-350
Author(s):  
Christian Juhra ◽  
Jörg Ansorg ◽  
David Alexander Back ◽  
Dominik John ◽  
Andrea Kuckuck-Winkelmann ◽  
...  
Keyword(s):  
New Technologies ◽  
Communication Technologies ◽  
Phone Call ◽  
Insurance Companies ◽  
Personal Contact ◽  
Software Products ◽  
Patient Consent ◽  
Health Insurance Companies ◽  
Patient Consultation ◽  
Certified Software

AbstractNew communication technologies allow patients to communicate with their physicians from anywhere using computer or smartphone. Adding video to the mere phone call optimizes the personal contact between patient and physicians regardless of distance. Legal and reimbursements requirements must be taken into account, especially only certified software products must be used. In addition, patient consent is needed and confidentiality must be assured. The video patient consultation can be reimbursed by the health insurance companies. As with all new technologies, the introduction of these video consultations faced some challenges. Although patients and physicians have expressed great interest in this technology, it has been rarely used so far. The current COVID crisis increased the need for video consultations resulting in an increasing use of video patient consultation. It can be expected that this demand will still exists after the COVID crisis.

scholarly journals Which health-related reasons lead to prehospital emergency care and how does subjective emergency status connect to subsequent care?

2021 ◽  
Author(s):  
Silke Piedmont ◽  
Anna Katharina Reinhold ◽  
Jens-Oliver Bock ◽  
Enno Swart ◽  
Bernt-Peter Robra
Keyword(s):  
Health Insurance ◽  
Emergency Care ◽  
Third Party ◽  
Insurance Companies ◽  
Prehospital Emergency Care ◽  
Health Related ◽  
Life Threatening ◽  
Prehospital Emergency ◽  
Health Insurance Companies ◽  
Reported Data

Abstract Objectives/Background In many countries, the use of emergency medical services (EMS) increases steadily each year. At the same time, the percentage of life-threatening complaints decreases. To redesign the system, an assessment and consideration of the patients’ perspectives is helpful. Methods We conducted a paper-based survey of German EMS patients who had at least one case of prehospital emergency care in 2016. Four health insurance companies sent out the questionnaire to 1312 insured persons. We linked the self-reported data of 254 respondents to corresponding claims data provided by their health insurance companies. The analysis focuses a.) how strongly patients tend to call EMS for themselves and others given different health-related scenarios, b.) self-perceived health complaints in their own index case of prehospital emergency care and c.) subjective emergency status in combination with so-called “objective” characteristics of subsequent EMS and inpatient care. We report principal diagnoses of (1) respondents, (2) 57,240 EMS users who are not part of the survey and (3) all 20,063,689 inpatients in German hospitals. Diagnoses for group 1 and 2 only cover the inpatient stay that started on the day of the last EMS use in 2016. Results According to the survey, the threshold to call an ambulance is lower for someone else than for oneself. In 89% of all cases during their own EMS use, a third party called the ambulance. The most common, self-reported complaints were pain (38%), problems with heart and circulation (32%), and loss of consciousness (17%). The majority of respondents indicated that their EMS use was due to an emergency (89%). We could detect no or only weak associations between patients’ subjective urgency and different items for objective care. Conclusion Dispatchers can possibly optimize or reduce the disposition of EMS staff and vehicles if they spoke directly to the patients more often. Nonetheless, there is need for further research on how strongly the patients’ perceived urgency may affect the disposition, rapidness of the service and transport targets.

scholarly journals Economic burden of bronchiectasis in Germany

2018 ◽  
Vol 53 (2) ◽  
pp. 1802033 ◽  
Author(s):  
Roland Diel ◽  
James D. Chalmers ◽  
Klaus F. Rabe ◽  
Albert Nienhaus ◽  
Robert Loddenkemper ◽  
...  
Keyword(s):  
Matched Control ◽  
Financial Burden ◽  
Chronic Obstructive Lung Disease ◽  
Insurance Companies ◽  
Chronic Obstructive ◽  
Health Insurance Companies ◽  
Comorbidity Index ◽  
German Statutory Health Insurance ◽  
Direct Expenditure

Estimates of healthcare costs for incident bronchiectasis patients are currently not available for any European country.Out of a sample of 4 859 013 persons covered by German statutory health insurance companies, 231 new bronchiectasis patients were identified in 2012. They were matched with 685 control patients by age, sex and Charlson Comorbidity Index, and followed for 3 years.The total direct expenditure during that period per insured bronchiectasis patient was EUR18 634.57 (95% CI EUR15 891.02–23 871.12), nearly one-third higher (ratio of mean 1.31, 95% CI 1.02–1.68) than for a matched control (p<0.001). Hospitalisation costs contributed to 35% of the total and were >50% higher in the bronchiectasis group (ratio of mean 1.56, 95% CI 1.20–3.01; p<0.001); on average, bronchiectasis patients spent 4.9 (95% CI 2.27–7.43) more days in hospital (p<0.001). Antibiotics expenditures per bronchiectasis outpatient (EUR413.81) were nearly 5 times higher than those for a matched control (ratio of mean 4.85, 95% CI 2.72–8.64). Each bronchiectasis patient had on average 40.5 (95% CI 17.1–43.5) sick-leave days and induced work-loss costs of EUR4230.49 (95% CI EUR2849.58–5611.20). The mortality rate for bronchiectasis and matched non-bronchiectasis patients after 3 years of follow-up was 26.4% and 10.5%, respectively (p<0.001). Mortality in the bronchiectasis group was higher among those who also had chronic obstructive lung disease than in patients with bronchiectasis alone (35.9% and 14.6%, respectively; p<0.001).Although bronchiectasis is considered underdiagnosed, the mortality and associated financial burden in Germany are substantial.

scholarly journals Application of IOT for Human Safety on Road

2021 ◽  
Vol 12 (2) ◽  
Author(s):  
Tripura Pidikiti , Et. al.
Keyword(s):  
Global Positioning System ◽  
Positioning System ◽  
Infrared Sensor ◽  
Road Accidents ◽  
Emergency Center ◽  
Global Positioning ◽  
Prevention System ◽  
Alcohol Sensor ◽  
Two Wheeler ◽  
Accident Detection

Two wheelers (motor bikes) are most used easy and economic means of transportation and it also has become unsafe because of the tremendous increase of road accidents. When two-wheeler met with an accident, it is difficult to spot the neighborhood of the accident and mammoth loss occurs due to time factor. This paper presents Internet of Things based accident detection and prevention system. This is a novel system divided into four parts: first to identify the accident to send signal to emergency center along with location using Arduino based Global Positioning System and Global System for Mobile Communication and remaining are to warn to prevent the accidents like an accelerometer to determine the velocity and tilt of the vehicle, Infrared sensor to detect any obstacles and an alcohol sensor.

scholarly journals Thriving in a changing world – opportunities and challenges for private health insurance companies

2018 ◽  
Vol 1 (2018/1) ◽  
Keyword(s):  
Health Insurance ◽  
Private Health Insurance ◽  
Health Impact ◽  
Insurance Market ◽  
Insurance Companies ◽  
Full Potential ◽  
Global Trends ◽  
Health Insurance Companies ◽  
Health Insurance Market

The health insurance market in Poland reflects global trends – such as the rising awareness of personal health impact on quality of life. As a consequence, the health insurance market has seen substantial growth during the last years, which is forecasted to continue at over 20 percent more than life or P&C insurance globally. However, private health insurance has not yet unlocked its full potential.

scholarly journals Day Surgery Development Aspects in Slovakia

2020 ◽  
Vol 31 (2) ◽  
pp. 477
Author(s):  
Beáta Gavurová ◽  
Adela Klepáková ◽  
Ladislava Ivančová
Keyword(s):  
Health Care ◽  
Health Insurance ◽  
Pilot Study ◽  
Healthcare System ◽  
Social Groups ◽  
Day Surgery ◽  
Insurance Companies ◽  
Social Sphere ◽  
The Social ◽  
Health Insurance Companies

The day surgery is a highly effective tool for providing health care which has been used in Slovakia only for the last decade. The unified system of payment for inpatient or outpatient (day care) surgeries causes the reduction of health insurance companies´ spending. Incorrectly configured and economically demotivating system of refunding is a cause of lagging behind the European average in utilization of day surgery. Without the evaluation of day surgery it is not possible to link the progress in the social sphere, which leads to the restriction of day surgery availability for some social groups and thus the subsequent stagnation of day surgery in Slovakia. This contribution presents a pilot study conducted in Slovakia and its partial findings focused on the development and trends in the implementation of day surgery in order to increase the efficiency healthcare system.

scholarly journals Development of medical insurance in the Russian Federation. At the crossroads. What's next?

2019 ◽  
Vol 14 (2) ◽  
Author(s):  
Igor M. Akulin ◽  
Lubov Yu. Zhiguleva
Keyword(s):  
Health Care ◽  
Health Insurance ◽  
National Health ◽  
Insurance Companies ◽  
Health Insurance System ◽  
National Health Care ◽  
Health Insurance Companies ◽  
Compulsory Health Insurance ◽  
The Russian Federation ◽  
Additional Payment

The RF health care reform is gaining momentum. A thorough consideration should be given to the discussion on the need to exclude health insurance companies from the compulsory health insurance system (CHI). Formation of the National Health Care System of Russia is the main problem of the national health care at this stage of reforms. Additional payment for medical services in the CHI by the general public is not advisable. Changes in the regulatory framework of the CHI system is deemed to be the basis for reforming the system of compulsory and voluntary health insurance in Russia.   

Perlindungan Hukum Terhadap Pemegang Polis Asuransi Jiwa

2020 ◽  
Vol 2 (1) ◽  
pp. 105-113
Author(s):  
Agus Wasita
Keyword(s):  
Law Enforcement ◽  
Financial Stability ◽  
Research Literature ◽  
Insurance Companies ◽  
Insurance Company ◽  
Legal Research ◽  
Insurance Claim ◽  
Insurance Law ◽  
Lack Of Information ◽  
Time And Energy

Most of family in Indonesia do not have insurance to reserve enough fund that will provide financial stability to protect themself and their families . As a consequence, in the event of accident, family will go bankrupt because they take short cut sells all asset to overcome accident that happened. Base survey of some insurance companies, as high as 86 percents of our society are not yet have protected insurance because of misperception, l a large part of people not feel require insurance . Despite that, lack of understanding makes society have in mind that insurance as burden and viewed as expensive product that bring less benefit for them. Other Constraint is lack of information for insurance client in course of claim to get its rights . insurance claim process frequently become animus process between insurance client and insurance company even sometimes their dispute possibility continues become lawsuit which is wasting time and energy for both of them . Lack of understanding to insurance law makes society sometimes use the wrong ways to solve their insurance lawsuit. This research intention to returns the society perception to the correct ways.This research is part of the legal research literature by examining the library materials or the so-called normative legal research.The results showed that the country has made political efforts to protect the legal right of citizens with regard to insurance, but indeed such cases other law enforcement efforts is still a chore government never resolved.

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