scholarly journals Impression of Student Knowledge on Decisions Become a Customer of Islamic Banks

2020 ◽  
Vol 1 (2) ◽  
pp. 145-152
Author(s):  
Arniati Arniati ◽  
◽  
Muryani Arsal ◽  
Akhmad Akhmad ◽  
Asdar Asdar ◽  
...  

The purpose of the study is to determine the impression / influence of students' knowledge on the decision to become a customer of Islamic banks. This study uses a quantitative descriptive study with pourposiive samples of 50 VII semester students of the Department of Development Economics, Faculty of Economics and Business, Muhammadiyah University, Makassar. Data collection techniques are observation and questionnaires while data analysis techniques are using simple linear regression analysis. The results showed that students' knowledge had a positive and significant effect on the decision to become a customer of a Sharia Bank.

2019 ◽  
Vol 8 (2) ◽  
pp. 83
Author(s):  
Nikita Karundeng ◽  
Johnny A. F. Kalangi ◽  
Olivia F. C. Walangitan

This study aims to determine whether Product Quality has an effect on Consumer Buying Interest. Speaking with quality and buying interest is certainly very tied to marketing. The essence of marketing according to Daryanto (2011) "marketing is a social and managerial process where individuals and groups get their needs and desires by creating, offering, and exchanging something of value with each other". This type of research is quantitative research with data analysis techniques using a skla likert research instrument, test validity, reliability, simple linear regression analysis and hypothesis testing. Based on the results of the study the influence of product quality is a variable that does not affect consumer buying interest. Then it can be concluded that product quality does not significantly influence consumer buying interest. If the quality of the product is good, there will be buying interest and consumers will feel satisfied. In this case, Pia Deisy's business must further improve product quality so that it will be more attractive and will have a good impact on Pia Deisy's home business.


2018 ◽  
Vol 14 (1) ◽  
pp. 11
Author(s):  
Jecqueline Fritzie Najoan ◽  
Lyndon R. J. Pangemanan ◽  
Ellen G. Tangkere

This study aims to determine the effect of performance allowances on the performance of staff in Minahasa District Agricultural Office. This study was conducted from May to August 2017 from preparation to the writing of research reports. Data used in this research are primary data andsecondary data. Primary data is collected by distributing questionnaires directly to employees for selfcompletion. The population in this study was all employees in Minahasa District Agriculture Office which amounted to 184 employees. Slovin formula is used to determine the number of samples so as to obtain the number of samples of 64 respondents. Data analysis techniques used are validity test, reliability test and simple linear regression analysis, for hypothesis testing using t-test with SPSS version 20 program. The research results showed that the test result t probabilility value of 0.000 < 0.05, which means H0 rejected and H1 accepted. Therefure, the performance allowances significantly influence the performance of employees in the Minahasa District Agricultural Office.*jnkd*


2020 ◽  
Vol 8 (1) ◽  
pp. 18-25
Author(s):  
Asri Jide

  This study aims to determine the performance of the apparatus in the Timoreng Panua Village office, public services at the Timoreng Panua Village office and the performance of the apparatus for public services in the Timoreng Village office, Panua, Panca Rijang Subdistrict, Sidenreng Rappang District. The population in this study was 547 heads of households whose sampling was used, namely probability sampling, with random sampling using a Yount formula of 10% with a sample of 55 heads of families, this study used a quantitative descriptive method. Data collection techniques used through observation, questionnaires, and documentation. Data analysis techniques used were frequency tabulation analysis, and linear regression analysis using SPSS 21.0 for windows.The results of this study indicate that the average percentage of apparatus performance in the Timoreng Village office in Panua, Panca Rijang District, Sidenreng Rappang Regency was 56.25% with a fairly good category, public services in the Timoreng Panua Village office in Panca Rijang District, Sidenreng Rappang District at 65.52% with a good category of apparatus performance on public services in the Timoreng Panua Village office, Panca Rijang District, Sidenreng Rappang Regency, at 20.2% with no effect category.


2019 ◽  
Vol 4 (1) ◽  
pp. 485
Author(s):  
Fadhilatul Hasanah

Islamic Bank is a financial institution that functions as a fund collector and distributed it to the community, so that the activity of raising funds (saving) was the most important thing for banks and customers. Students who were a potential segmentation for saving activities (raising funds) had a variety of savings preferences. The purpose of this study was to analyze the influence of students partially and simultaneously on the level of religiosity, knowledge, product quality and service quality to saving preferences of University Muhammadiyah Palembang's students in Islamic Banks. The method of  this study was quantitative descriptive with multiple linear regression analysis techniques. The study population was University Muhammadiyah Palembang's students with 99 respondents. The results of this study showed partially the value of t count>t table (9.602>1.985) and the value of sig t <0.05 (0.000<0.05) so that the level of religiosity influenced the saving preferences of University Muhammadiyah Palembang's students in Islamic banks that were the form of religious obedience because students used Islamic banks were related to the issue of faith and confidence in the prohibition of usury for Muslims but partially there is no influence of knowledge, product quality and service quality to saving the preferences of University Muhammadiyah Palembang's  students in Islamic Banks, while simultaneously showed the value of Fcount>Ftable (24,471>2,470) and sig F value <0.05 (0,000<0,05) so that the level of religiosity, knowledge, product quality and service quality to saving the preferences of University Muhammadiyah Palembang's students in Islamic Banks.


2018 ◽  
Vol 3 (2) ◽  
pp. 61-76
Author(s):  
Anisa Wahyu Lianing Fadhilah

This study aims to determine how much influence savings and loans have on the performance of service income in the group of mothers. This study uses a quantitative descriptive method by conducting questionnaires on 56 respondents. The data analysis method used is a simple linear regression analysis that is assisted by SPSS version 24.0 for Windows.The results of the analysis show the effect of savings and loans on the performance of service income in the group of women, namely Y = 16.417 + 0.307X obtained by a constant of 16.4% with a regression coefficient of 30.7%. The results of the determination coefficient show 27.4%, which means that the savings and loans variable has a very low effect on the service income performance variable. Whereas through the test obtained tcount 2.093 greater than t table 2.003.


2021 ◽  
Vol 5 (2) ◽  
pp. 97-104
Author(s):  
Ardi Suzami ◽  
Chairul Hudaya ◽  
Rodianto

This study aims to determine the effect of the implementation of the Integrated Hajj Computerized System (SISKOHAT) on the improvement of Hajj services at the Ministry of Religion Office of Sumbawa Regency. This research is quantitative descriptive. The type of data used, namely primary data, was obtained from the results of distributing questionnaires to prospective pilgrims, the general public, and SISKOHAT officers/managers in Sumbawa Regency. The sample in this study were 101 respondents who were prospective pilgrims, 113 respondents who were the general public, and 11 respondents who were SISKOHAT officers/managers. The data analysis method used is simple linear regression analysis which includes data quality test, classical assumption test, and coefficient of determination test. The results showed that the application of SISKOHAT had a positive and significant effect on Hajj services. In addition, the implementation of SISKOHAT has an effect of 82.1% on increasing hajj services for prospective pilgrims, 57.3% for the general public, and 52.6% for SISKOHAT officers/managers. The remaining 17.9% for prospective pilgrims, 42.7% for the general public, and 47.4% for SISKOHAT officers/managers are influenced by other variables not discussed in this study.


2018 ◽  
Author(s):  
STIM Sukma

The purpose of this study is to determine whether there is influence for the results of the mudharabah savings on KSPPS BMT Amanah Ray Medan partially. The object of this research is KSPPS BMT Amanah Ray Medan which data sharing report and mudharabah deposit obtained directly from KSPPS BMT Amanah Ray Medan. Data analysis method used in this research is quantitative descriptive research, while the analysis model used in this research is simple linear regression analysis. Hypothesis testing of this research using detemination coefficient test (R2) and partial test (t test) using SPSS Version 22.0 as data processing. The results showed that partially for the results have a positive and significant effect on mudharabah savings on KSPPS BMT Amanah Ray Medan.


2020 ◽  
Vol 1 (1) ◽  
pp. 150-169
Author(s):  
Dinda Larasati ◽  
Andreas ◽  
Rofika

This study aims to determine the effect of investigative audit techniques, auditor experience and auditor professionalism on the disclosure of fraud with spiritual intelligence as a moderating variable. The data used in this study are primary data with a questionnaire as an instrument. The number of samples in this study were 60 respondents. Hypothesis testing in this study was carried out using the statistical test t. Data analysis techniques used in this study are multiple linear regression analysis and moderation regression analysis using the Statistical Product and Service Solution (SPSS) data processing software version 17.0 for windowS. The results of this study indicate that investigative audit techniques have a significant effect on disclosure of fraud. While the auditor's experience and auditor professionalism have no effect on disclosure of fraud. Moderate regression analysis shows that spiritual intelligence can moderate investigative audit techniques, auditor experience and auditor professionalism on disclosure of fraud


2019 ◽  
Vol 10 (1) ◽  
pp. 19-28
Author(s):  
Maria Kaok

The purpose of this study was to analyze the influence of the work environment and work facilities on the performance of the employees of PT. Telkom (Engineering Section) Merauke Branch. With data analysis techniques using multiple linear regression analysis and t-test results of 3.567 for X1 variables (work environment) and X2 variables (work facilities) 2.16 and f-test 12.724. The conclusion of this research is that by paying attention to the work environment and adding work facilities it will have a good impact on employee performance.


2019 ◽  
Vol 1 (1) ◽  
pp. 131-142
Author(s):  
Ahmad Sumitra ◽  
Deni Muhammad Danial ◽  
Eryy Sunarya

This study aims to determine the effect of Ability (Variable X1) and Work Experience (Variable X2) on employee performance. The method used in this study is using descriptive methods and associative methods. Data collection techniques conducted by researchers in this study are through observation, questionnaire interviews, documentation and literature study. Data analysis techniques start from the compilation of data, tabulation of data up to the testing phase. Based on the results of the calculation of the study of multiple linear regression analysis. The coefficient of determination (R2) can be obtained from the capability variable (X1) and work experience (X2) affects 89.8% (0.898) on employee performance (Y), the remaining 10.2% is influenced by other factors outside the research this. Conclusions, abilities and work experience have an impact on employee performance Keywords: Ability, Work Experience, Employee Performance.


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