scholarly journals Loan Management of Nabil Bank and Everest Bank: A Comparative Study

2018 ◽  
Vol 6 ◽  
pp. 47-54
Author(s):  
Sanjay Shrestha

The study focuses on loan management of two commercial banks with reference of Nabil and Everest Bank of Nepal and its impact on profitability. This paper reports the comparative study of deposit, loan, ROA, ROE and CV. Descriptive research approach is applied for the readily available five years performance data from 2011/12 to 2015/ 16. Both of the banks have u lized most of the funds in the form of credit and advances which is the major part of ut ilizing deposits for income generat ing purpose. On the average, both Nabil and Everest bank have utilized its total deposits constant in consecutive years. Likewise, the mean ratio of total loan to total deposit of Nabil and Everest bank are 70.75% and 72.54% respectively. By coefficient variation analysis, Everest has more uniformity than Nabil since Everest has less CV of 6.16%. It can be concluded that the higher mean rat io indicates the good lending performance.Academic Voices Vol.6 2016: 47-54

2021 ◽  
Vol 28 (3) ◽  
pp. 384-394
Author(s):  
Kawoun Seo

Purpose: This study was done to investigate the mediating effects of acceptance action on the relationship between diabetes self-stigma and quality of life in diabetes patients.Methods: For this study a descriptive research approach was used. Patients (237) with a diagnosis of diabetes mellitus from a doctor of endocrinology were included. Data collection was done from March 26, to March 28, 2020. Data were analyzed using descriptive statistics, t-test, one-way ANOVA, Pearson’s correlation coefficient analysis, and hierarchecal multiple regression.Results: The mean scores for diabetes self-stigma, acceptance action and quality of life were 2.67±0.71, 4.12±0.38, and 3.26±0.48, respectively. Acceptance action was found to partial mediate the relationship between diabetes self-stigma and quality of life (z=-4.20, p<.001), and its explanatory power was 17.6%.Conclusion: To improve the quality of life among patients with diabetes in diabetes self-stigma situations, it is necessary to improve their acceptance action and develop step-by-step and differentiated acceptance action enhancement programs through multidisciplinary collaboration.


Author(s):  
João Leandro Cássio de Oliveira ◽  
Claudio Pinto Nunes

A pesquisa tem como objeto de estudo o trabalho e o plano de carreira dos docentes dos Institutos Federais no Brasil (IFs). A partir da análise comparativa com a realidade docente nacional, objetiva-se refletir sobre as condições do trabalho docente em uma entidade com menos de uma década de existência no país. Como orientação metodológica, realizou-se uma pesquisa descritiva de caráter documental e bibliográfico, nos permitindo alcançar o objetivo proposto. Na sistematização das informações apuradas, foi demonstrado que os docentes dos IFs são estimulados à qualificação (mestrado e doutorado), dispõem de laboratórios, de estruturas para pesquisa e extensão, de cargas horárias de trabalho flexíveis que permitem a eles prepararem suas aulas e terem a vida pessoal tranquila, diferentemente dos professores das redes públicas municipal e estadual.Palavras-chave: Carreira Docente. Formação Docente. Institutos Federais. Condições de trabalho.Teaching career in Federal Institutes in comparison to other public schoolsABSTRACTThis research aims to study the teachers’ work and career plan at Federal Institutes in Brazil (IFs). From the comparative study based on national teaching reality, the purpose is to reflect on the conditions of teaching in an entity within less a decade of existence in our country. As methodological guidance, it was used a descriptive research with documental and bibliographical procedure, which enabled us to achieve the proposed objective. Concerning the systematization of gathered information, it was demonstrated that the teachers at IFs are encouraged to qualification (Masters and PhD), have labs, infrastructure for researches and extension programs, and flexible hourly schedules that allow them to plan their classes and have a quiet personal life, which does not happen with teachers of municipal and state public schools.Keywords: Teaching Career. Teacher Training. Federal Institutes, Working ConditionsCarrera docente en los Institutos Federales comparándoselos con otras escuelas públicasRESUMENLa investigación tiene como objeto de estudio el trabajo y el plan de carrera de los docentes de los Institutos Federales en Brasil (IFs). A partir del análisis comparativo con la realidad docente nacional, se pretende refl exionar sobre las condiciones del trabajo docente en una entidad con menos de una década de existencia en el país. Como orientación metodológica, se realizó una investigación descriptiva de carácter documental y bibliográfi co, permitiendo alcanzar el objetivo propuesto. En la sistematización de las informaciones constatadas, ha sido demostrado que los docentes de los IFs son estimulados a la calificación (maestría y doctorado), disponen de laboratorios, de estructuras para investigación y extensión, de cargas horarias de trabajo flexibles que les permiten preparar sus clases y tener la vida personal tranquila, distinto de los profesores de las redes públicas municipales y estatales.Palabras-clave: Carrera Docente. Formación Docente. Institutos Federales. Condiciones de Trabajo


2021 ◽  
Vol 7 (2) ◽  
pp. 298-317
Author(s):  
Muhammad Istiqamah ◽  
Syandri Syandri

This study aims to explain the opinions of Asy'ariyah theology and its comparison with the salaf mazhab. This research is qualitative descriptive research with library research techniques that use normative theological approaches. The results of this study show that Asy'ariyah in various discussions of the creed has its own opinions of Islamic creed, ranging from the first obligation of a mukallaf, the meaning of tawhid, al-imān, asmā' wa ṣifat, kalam Allah, rukyatullāh, to qaḍā' and qadar. Even in one matter, among the Assyrians had different views. As for the comparative study between Asy'ariyah theology and salaf mazhab found a considerable difference between the two. Both in the matter of the first obligation as a mukallaf, regarding kalamullah, the attributes of Allah, destiny, or the matter of faith, so that the defense of the salaf mazhab echoed by Asy'ariyah is only an unproven claim.


2021 ◽  
Vol 9 (01) ◽  
pp. 705-708
Author(s):  
Mohd Iqbal Dar ◽  

The objective of the present study was to access the comparative study different variables between athletes and non athletes of Kashmir division. Physical fitness is a dynamic concept and is continuously growing in its importance to everyday life and health. Although being an attribute that has a genetic basis, it is also sensitive to changes in type and amount of physical activity, mortality and injury. The criterion measures selected for the study were, Explosive Leg strength, Speed, Agility, Resting pulse rate, Blood pressure (Systolic and dia-Systolic),Breath holding capacity. The Mean, Standard deviation and T value of Athletes and Non-Athletes was calculated. The results showed significant difference between Athletes and Non-Athletes (p<0.005) in case of Explosive Leg strength, Speed, Agility, Resting pulse rate and Blood pressure (Systolic), but no significant difference between Breathing capacity and Diastolic Blood pressure of Athletes and Non-Athletes was observed. It is therefore concluded that the athletes are at higher levels of their physical and physiological fitness levels which enhance their performance in sports and also in daily life activities.


2021 ◽  
Vol 9 (07) ◽  
pp. 189-195
Author(s):  
Nikita Sharma ◽  
◽  
Israel Jeba Prab D. ◽  

Objectives: 1. to assess the perception towards online classes among nursing faculty. 2. To determine the association between perceptions towards online classes among nursing faculty with selected socio-demographic variables. Assumptions:Nursing faculty may have positive perception towards online classes. Conceptual Framework:Community of Inquiry Model has been used. Methodology: Quantitative research approach, a descriptive research design was used. 81 Samples were selected from the nursing colleges purposively. After obtaining the consent form, self- structured 5-point Likert scale has been sent to them in the form of Google Form to assess their level of perception towards online classes. The results of the study revealed that 76 (93.8%) nursing faculty had medium level of perception towards online classes and 05 (6.2%) nursing faculty had high perception towards online classes. The mean perception score were found to be 73.5± 9.72 among nursing faculty. Conclusion: Nursing faculty had moderate level of perception towards online classes. It can become high if there will be the availability of proper sources to evaluate the students properly as well as to teach them theoretically and practically if pandemic persists.


2021 ◽  
Vol 14 (1) ◽  
pp. 40-53
Author(s):  
Yog Raj Lamichhane

Rhetoric is the artful deviation of information and ideas. It is commonly utilized in different forms of advertising. In this context, the study has examined how rhetorical devices are employed in the brand slogans of the 28 commercial banks in Nepal. To achieve their dominant theme there, it identifies and categorizes the devices following the taxonomy developed by James H. Leigh. The framework divides such figures of speech into 41 types under 2 major categories schemes and tropes. The finding from this descriptive analysis and has indicated that music, memory, association, emphasis, emotion and exaggeration are some popular constructs for designing the slogans. Moreover, Nepali private commercial banks seem more successful in utilizing such strategies as they have applied maximum rhetorical devices in comparison to foreign joint -venture and governmental banks. In this trajectory, foreign joint-venture banks have an international brand in the name itself, governmental banks can communicate with customers being people's banks and private banks appear smart in incorporating maximum wordplays in the slogans to play with the sentiment of the audience influencing them. The study simultaneously contributes to both the fields of creative writing and marketing communication literary world and marketing sector updating the current awareness about rhetorical culture. The study has only included the slogans of commercial banks from Nepal, but the comparative study between the slogans of all the banks from Nepal and the banks' slogans from other countries may reflect a clearer picture regarding rhetorical culture.


Manuskripta ◽  
2020 ◽  
Vol 10 (1) ◽  
pp. 67
Author(s):  
Novarina Novarina

Abstract: This research is a comparative literary study that uses Malay and Javanese versions of Mahabarata text sources. The research objects used were the text edition of Pandhawa Gubah (PG) by Sudibjo Z. Hadisutjipto and the text of Cheritera Pandawa Lima (CPL) by Khalid Hussain. The research method used is descriptive-analysis method. In the comparative study used a comparative literary theory proposed by Endraswara (2011). The results of the text comparison reveal the similarities and differences in the image of Bima figures in the Javanese and Malay versions. The equation as a whole is that both texts contain the same heroic storyline and heroic character, Bima. In addition, Indian influence is still evident in the two texts seen from the nuances of Hinduism that exist in both texts. While the difference is seen in the events that accompany Bima's struggle in achieving his victory. Based on these similarities and differences, it can be seen that the authors attempt to represent the concept of metaphysical interactions vertically and horizontally expressed through PG text. --- Abstrak: Penelitian ini adalah satu kajian sastra bandingan yang menggunakan sumber teks Mahabarata versi Melayu dan Jawa. Objek penelitian yang digunakan adalah edisi teks Pandhawa Gubah (PG) karya Sudibjo Z. Hadisutjipto dan teks Cheritera Pandawa Lima (CPL) karya Khalid Hussain. Metode penelitian yang digunakan adalah metode deskriptif-analisis. Dalam telaah perbandingan digunakan teori sastra bandingan yang dikemukakan Endraswara (2011). Hasil perbandingan teks mengungkapkan adanya persamaan dan perbedaan citra tokoh Bima dalam versi Jawa maupun versi Melayu. Persamaan secara keseluruhan adalah kedua teks tersebut mengandung alur cerita kepahlawanan dan tokoh pahlawan yang sama yaitu Bima. Selain itu, pengaruh India masih tampak dalam kedua teks tersebut dilihat dari nuansa Hinduisme yang ada dalam kedua teks. Sementara perbedaannya tampak pada peristiwa-peristiwa yang menyertai perjuangan Bima dalam mencapai kemenangannya. Berdasarkan persamaan dan perbedaan tersebut tampak adanya upaya penulis untuk merepresentasikan konsep interaksi metafisik secara vertikal dan horizontal yang diungkapkan melalui teks PG.


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