scholarly journals PENGARUH ANALISIS KREDIT TERHADAP PEMBIAYAAN BERMASALAH (KREDIT MACET) PADA PT BANK PEMBIAYAAN RAKYAT SYARIAH ARTHA MADANI CIKARANG, JAWA BARAT

2018 ◽  
Vol 1 (1) ◽  
pp. 68-84
Author(s):  
Tavitri Rangkuti
Keyword(s):  
Selection Process ◽  
Sampling Technique ◽  
Public Funds ◽  
The Public ◽  
Average Value ◽  
Analysis Technique ◽  
Data Collection Technique ◽  
Relationship Of ◽  
The Relationship ◽  
Credit Analysis

Credit is a risky business, where there is a possibility of credit being given uncollectible (bad credit). Debtors (credit recipients) can present a million reasons for not paying their obligations. On the other hand the bank must pay every rupiah of public funds placed on it. The bank can not say that the loans it provides are not collectible, the public funds can not be paid. In this regard, banks should only provide financing (credit) to the appropriate debtor. The bank must be able to control the credit risk it provides. The Bank developed a selection process to screen each proposed credit (proposed financing) proposal. In giving credit, the bank must have the trust to the prospective debtor as well as the debtor has the confidence to save the funds in the bank. Funds provided will be used in accordance with the objectives and will eventually be returned to the bank in accordance with the agreed agreement. This credit grant has a high enough risk factor and has a significant effect on Bank soundness. Therefore, PT BPRS (Islamic Loan Bank) Artha Madani analyzes credit well before approving financing for prospective borrowers and gives attention to various aspects related to financing processing.This type of research is associative. Data Collection Technique is done by Library Study and Field Study. Sampling technique is based on the provisions of percentage according to Suharsini Arikunto (1993: 120). Total population The number of employees of PT BPRS Artha Madani is 53 people, so the sample is taken as many as 15 people. Data Analysis Technique is calculated by using the average value of Likert scale, correlation coefficient and determination.From the results of research, it is found that the magnitude of responses of respondents to variable credit analysis indicates a number of 4.01 which means credit analysis on PT BPRS Artha Madani has been running well. The coefficient r obtained is 0.728 and this value shows the relationship of variable x (credit analysis) with variable y (financing approval) is strong.

Persepsi Dan Partisipasi Pengunjung Terhadap Permasalahan Sampah Laut (Marine Debris) Di Pantai Temberan Kabupaten Bangka Dan Pantai Pasir Padi Pangkalpinang

2020 ◽  
Vol 3 (1) ◽  
pp. 11-20
Author(s):  
Siska Oktavia ◽  
Wahyu Adi ◽  
Aditya Pamungkas
Keyword(s):  
Data Collection ◽  
Random Sampling ◽  
Sampling Technique ◽  
Marine Debris ◽  
Reliability Test ◽  
Validity Test ◽  
Data Collection Technique ◽  
Mixed Approach ◽  
Relationship Of ◽  
The Relationship

This study aims to analyze the value of the density of marine debris, perceptions and participation in Temberan beach and Pasir Padi beach, as well as determine the relationship of perception and participation to the density of marine debris. This research is a type of research that is descriptive with a mixed approach (quantitative and qualitative). The study was conducted at Temberan beach in Bangka Regency and Pasir Pasir Beach Pangkal Pinang in October 2019. The sampling technique used was random sampling and purposive sampling. The data collection technique was carried out using observation technique namely sampling and questionnaire. The validity test uses the Pearson Product Moment formula and the reliability test uses the Cronbach’s Alpha formula. The results showed that the density of debris in the Temberan beach was more dominant at 10.92 pieces/meter2, while at Temberan beach 3 pieces/meter2. The results of perception and participation are different, with the Temberan beach occupying more complex waste problems. The relationship of perception and participation in the density of marine debris have a relationship that affects each other.

scholarly journals KINERJA APARATUR TERHADAP KUALITAS PELAYANAN PUBLIK DI KANTOR KELURAHAN WALA KECAMATAN MARITENGNGAE KABUPATEN SIDENRENG RAPPANG

2020 ◽  
Vol 8 (3) ◽  
pp. 184-189
Author(s):  
Nur syawal Ashari ◽  
Muhammad Rais Rahmat ◽  
Abdul Jabbar
Keyword(s):  
Data Collection ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Female Gender ◽  
Validity And Reliability ◽  
Literature Study ◽  
The Public ◽  
Analysis Technique ◽  
Data Collection Technique

Apparatus on the quality of public services in Wala Village, Kecamatang Maritengngae, Sidenreng Rappang Regency. The population in conducting this study were people with male and female gender, amounting to 3,725 people from two environments, the data collection technique used was the Slovin formula with 92 results, taken based on purposive sampling technique. The type of research used is descriptive quantitative research, data collection techniques used are observation techniques, questionnaires, literature study, and documentation. The data analysis technique is using the validity and reliability tests using the SPSS 21.0 application and a Likert scale. Based on the research that was taken from the results of the questionnaire data, it was obtained that the recapitulation of the Apparatus Performance variable with a percentage of 67.4% was included in the "Good" category while the recapitulation of the Public Service Quality variable with a percentage of 69.6% was included in the "Good" category.

scholarly journals Hubungan Penerapan Prinsip-prinsip Andragogi dengan Hasil Belajar Peserta Pelatihan Menjahit Pakaian

2020 ◽  
Vol 8 (3) ◽  
pp. 330
Author(s):  
Sri Mulyana
Keyword(s):  
Learning Outcomes ◽  
Vocational Training ◽  
Sampling Technique ◽  
Training Center ◽  
High Learning ◽  
Work Training ◽  
Analysis Technique ◽  
Data Collection Technique ◽  
The Relationship ◽  
Andragogical Principles

This study aims to reveal an overview of the application of andragogical principles in training, the learning outcomes of the training participants to sew clothes, and reveal the relationship between the application of andragogical principles and the learning outcomes of the training participants to sew clothes based on the initial observations that the author has made, located at Balai Work Training (BLK) in Padang. The results of the observations show that the high learning outcomes of the training participants are thought to be caused by the application of andragogical principles to the sewing training. This type of research is a correlational study that uses a quantitative approach. The population in this study was the training participants in sewing clothes for the January-March period this year. The sampling technique is saturated sampling and the sample is the whole population. The data collection technique used was a questionnaire and the tools used were questionnaires. The data analysis technique used the percentage formula and the Spearman Rho formula. The results of this study indicate that: 1) the application of andragogical principles in sewing good clothes; 2) the learning outcomes of the training participants to sew clothes are classified as good; 3) there is a significant relationship between the application of andragogical principles and learning outcomes in sewing training at the Vocational Training Center (BLK) in Padang. The suggestion of this research is that it is hoped that the instructor can deepen knowledge in teaching adults so that the results obtained are more optimal. Although in practice it has been implemented well. Keywords: Andragogy Principles, Learning Outcomes

scholarly journals NILAI RELIGIUS DALAM NOVEL RANIA LANTUNAN CINTA DI SEPERTIGA MALAM KARYA ERIA CHUZAIMIAH DAN NASRULLAH

2021 ◽  
Vol 4 (2) ◽  
pp. 239
Author(s):  
Sujoko Sujoko ◽  
Listiana Listiana
Keyword(s):  
Content Analysis ◽  
Data Collection ◽  
Religious Values ◽  
The Novel ◽  
Analysis Technique ◽  
Data Content ◽  
Data Collection Technique ◽  
Human And Nature ◽  
Relationship Of ◽  
The Relationship

The purpose of this research is to describe the religious values related to the relationship between human and God, relationship of human to humans, and the relationship between human and nature in the novel Rania Lantunan Cinta Di Sepertiga Malam by Eria Chuzaimiah and Nasrullah. This research is descriptive qualitative. The data collection technique used in this research is documentation study. In analyzing the data, content analysis technique is used. The results of this study consisted of 164 expressions. The religious value of the relationship between human and God includes the following five aspects: 1) there are 36 expressions of believing in Allah; 2) there are 44 expressions of wroshipping Allah; 3) there are 49 expressions of being grateful for His blessings; 4) there is one expression of being patient with His trials; 5) there are nine expressions of asking for forgiveness. The religious value of human to human relation includes 4 aspects, as follows: 1) there is one expression of fairness, 2) 10 expressions of helping each other, 3) eight expressions of forgiveness; and 4) five expressions of keeping promises. The religious value of the relationship between human and nature includes one aspect which only occures one time namely preserving the environment.

scholarly journals PENGARUH PROFITABILITAS TERHADAP NILAI PERUSAHAAN DENGAN STRUKTUR MODAL SEBAGAI VARIABEL PEMODERASI PADA PERUSAHAAN SEKTOR PERTANIAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

2019 ◽  
Vol 8 (4) ◽  
Author(s):  
Sigit Cahyono ◽  
Ni Ketut Surasni ◽  
Hermanto Hermanto
Keyword(s):  
Capital Structure ◽  
Firm Value ◽  
Stock Exchange ◽  
Sampling Technique ◽  
Common Effect ◽  
Analysis Technique ◽  
Independent Variable ◽  
Relationship Of ◽  
The Relationship ◽  
Observation Period

This research aims to analyze the effect profitability to firm value with capital structure as moderating variable in agriculture companies listed on the Indonesia Stock Exchange (IDX). The dependent variable used is firm value (PBV), the independent variable is profitability (ROA), and capital structure (DER) as a moderating variable. The sampling technique was purposive sampling so that the number of samples obtained was 9 companies, with an observation period of 2014-2017. This type of research is associative causal. The analysis technique used in this study is panel date regression (common effect modell) using eviews, with a significant level of 5 percent. Descriptive statistics were also included which included average, median, minimum, maximum, and std. deviation. The results of this study indicate that profitability has a positive and significant effect on firm value and, capital structure is weaken on the relationship of profitability to firm value. Capital structure is a quasi moderating where as the effect of capital structure to firm’s value and the effect of capital structure interaction to firm’s value is also significant.Keywords: Profitability, Capital Structure, Firm Value

scholarly journals The Relationship of Cigarette Addiction, Smartphone Addiction and Self-Control of Men's Dormitory Students

2020 ◽  
Vol 7 (2) ◽  
pp. 147-154
Author(s):  
Andreas Wisnu Adi Purnomo ◽  
J.T. Lobby Loekmono
Keyword(s):  
Significant Relationship ◽  
Sampling Technique ◽  
Self Control ◽  
Smartphone Addiction ◽  
Multiple Correlation ◽  
Christian University ◽  
Analysis Technique ◽  
R Value ◽  
Relationship Of ◽  
The Relationship

This study aims to determine whether there is a significant relationship between cigarette addiction, simultaneous smartphone addiction and self-control. The subjects who became respondents were students who live in the male dormitory of Satya Wacana Christian University, totalling 109 students as the population. The sampling technique chosen was purposive sampling with the criteria of students who were active smokers and were involved in using smartphones. The research method used is correlational quantitative. The sample consisted of 33 students. The analysis technique used is the multiple correlation formula. Based on the results of various correlation analyzes, the R-value is -0.350 in the opposite direction. For comparison, the Fcount value is found to be 2.128 and the F table with a significant 5% of 4,130. In other words, Fcount Ftable, which means there is no significant relationship. The results of this study found that there was no significant relationship between cigarette addiction, simultaneous smartphone addiction and self-control.

PENGARUH LEVERAGE TERHADAP PENGUNGKAPAN ISLAMIC SOCIAL REPORTING DENGAN AKUNTABILITAS DAN TRANSPARANSI SEBAGAI VARIABEL MODERATING PADA PERBANKAN SYARIAH DI INDONESIA PERIODE 2012-2016

2017 ◽  
Vol 2 (1) ◽  
pp. 96
Author(s):  
Arry Eksandy
Keyword(s):  
Commercial Bank ◽  
Sampling Technique ◽  
Social Reporting ◽  
Panel Data Regression ◽  
Content Analysis Method ◽  
Analysis Technique ◽  
Data Regression ◽  
Negative Effect ◽  
Relationship Of ◽  
The Relationship

This research aims to determine the effect of LeverageFinancing on the Disclosure of Islamic Social Reporting (ISR) with moderated by Accountability and the Transparency.        The population in this research is all sharia banking in the form of Sharia Commercial Bank in Indonesia during the period 2012-2016. The total samples tested were 9 Sharia Commercial Bank selected by purposive sampling technique. This research analyzes ISR Index through bank annual report by using content analysis method. Data analysis technique use panel data regression with Eviews 9.0 program.The results describe Accountability and Transparency able to moderate the relationship of Leverageto the Disclosure of Islamic Social reporting. Leverage have no effect on the disclosure of Islamic Social reporting, but after moderated by Accountability and the Transparency of Leverage has a negative effect on Disclosure of Islamic Social Reporting.Keywords: Disclosure of Islamic Social Reporting (ISR), Debt to Assets Ratio, Accountability and Transparency

scholarly journals Achievement Motivation and Entrepreneurial Interest of Barista as Training Graduates from Job Training Center

2021 ◽  
Vol 9 (3) ◽  
pp. 352
Author(s):  
Desmira Wati ◽  
Wirdatul Aini
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Achievement Motivation ◽  
Random Sampling ◽  
Sampling Technique ◽  
Training Center ◽  
Analysis Technique ◽  
Data Collection Technique ◽  
The Relationship ◽  
Cluster Random Sampling

The low interest in entrepreneurship of graduates of BLK Padang barista training, which is thought to be due to the low achievement of barista training graduates at BLK Padang, is the background of this research. Objectives (1) aim to excel (2) describe interest in entrepreneurship (3) describe the relationship between achievement motivation and entrepreneurial interest for barista trainer graduates. The approach in this study is a quantitative correlational type. In this study, the population was 64 people. The sampling technique used cluster random sampling, the 50% sample consisted of 32 people. The data collection technique is a questionnaire. The data analysis technique used theoretical theory, percentage and Spearman Rho. This study found that (1) achievement motivation was categorized as moderate. (2) the entrepreneurship interest of the barista training students is categorized as moderate. (3) There is a significant relationship between achievement motivation and the interest of graduates of barista training at BLK Padang.

scholarly journals Relationship of Parenting with Language Development in Children 1 - 2.5 Years at Puskesmas I Denpasar Selatan

2020 ◽  
Vol 10 (1) ◽  
pp. 48-51
Author(s):  
Ari Adiputri Ni Wayan
Keyword(s):  
Language Development ◽  
Sampling Technique ◽  
P Value ◽  
Test Results ◽  
Chi Square ◽  
Analysis Technique ◽  
Chi Square Test ◽  
Observation Method ◽  
Relationship Of ◽  
The Relationship

Abstract: Relationship of Parenting with Language Development in Children 1 - 2.5 Years at Puskesmas I Denpasar Selatan. This study aims to determine the relationship of parenting with language development in children 1-2.5 years. The design of this study is correlation research with the Crossectional approach. This research has been carried out in the South Denpasar Health Center I. The sample size is 40 people, using purposive sampling technique. Data were collected by direct observation method with KPSP monitoring equipment. The data analysis technique used is the Chi-Square test because the data are not normally distributed. Based on the results of this study, it was found that the majority of respondents (55%) had language development that was not appropriate for their age and the majority of respondents (52.5%) were given democratic parenting. Based on the chi square test results obtained p value = 0.005 (p <0.05) which means there is a significant relationship between parenting with language development.

scholarly journals Relationship Learning Environment With Learning Motivation Citizens Learn the Package C in XI Class on Computers subject at pkbm sakato Bayang Districts Pesisir Selatan

2020 ◽  
Vol 8 (4) ◽  
pp. 562
Author(s):  
Salaida Menka ◽  
Wirdatul Aini
Keyword(s):  
Data Collection ◽  
Learning Environment ◽  
Quantitative Research ◽  
Sampling Technique ◽  
Learning Motivation ◽  
Analysis Technique ◽  
Study Population ◽  
Data Collection Technique ◽  
Motivation And Learning ◽  
The Relationship

This research was motivated by the low learning motivation of students of package C class XI in computer subjects in PKBM SAKATO, Bayang district, Pesisir Selatan. This is presumably because it has something to do with the learning enviroment in PKBM SAKATO, Bayang district, Pesisir Selatan. This study aims to look at the description of learning motivation, learning environment and the relationship between learning motivation and learning environment of package C class XI students in computer subject at PKBM SAKATO, Bayang District, Pesisir Selatan. This type of research is quantitative research that is descriptive corerelational. The study population was 40 students of package C in PKBM SAKATO, Bayang district and a sample of 75% namely 30 people with the sampling technique is a random sample. The data collection technique is in the form of a questionnaire with the data collection tool in the form of a questionnaire. The data analysis technique in this study used the formula for the percentage of product moment correlation. The results of this study show that the learning environment of students is categorized as less conducive, then the learning motivation of students in the package C class XI in PKBM SAKATO is still categorized as low, this can be observed through the answers that have been given by respondents to the indicators of the statements that were examined. Then there is a significant relationship between the learning environment and the learning motivation of the XI class C package students in PKBM SAKATO. Suggestions to the management of the SAKATO PKBM institution to further improve the qualityy of the environment for learning. It is hoped that other studies will be able to see several other factors that have not been examined in this study.  Keywords : learning environment, learning motivation

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