scholarly journals ON THE REGIONAL DIFFERENCES IN FINANCIAL LITERACY OF THE UNIVERSITY STUDENTS

2019 ◽  
Author(s):  
Aleš Kozubík ◽  
Keyword(s):  
University Students ◽  
Financial Literacy ◽  
Regional Differences ◽  
The University

scholarly journals FINANCIAL EDUCATION FROM THE PERSPECTIVE OF UNIVERSITY STUDENTS: COMPARATIVE STUDY

2021 ◽  
Vol 9 (3) ◽  
pp. 150-175
Author(s):  
Sirli Mändmaa ◽  
Keyword(s):  
Mixed Methods ◽  
University Students ◽  
Financial Literacy ◽  
Mixed Methods Research ◽  
Financial Education ◽  
University Education ◽  
Financial Knowledge ◽  
Learning Material ◽  
The University ◽  
Qualitative Part

The importance of financial literacy has rapidly increased in the last decades. The critical need for sustainable financial decisions is driven by changes in the economy. The goal of this study was to find out how the university students rate their acquired financial knowledge and knowledge providers, with the purpose to find solutions for promoting personal financial education to promote financial literacy. The study used Explanatory sequential mixed methods design, in which a quantitative part of study was conducted among 1110 participants, followed by a qualitative part with a sample of 22 students. Students at universities of technology from two neighboring countries, Estonia, and Finland, participated in the survey. The data were collected in a quantitative part through a questionnaire survey and in a qualitative part during three focus groups. Based on the results of the quantitative survey, questions and participants were purposefully selected for the qualitative phase in order to explain the content of the quantitative results. The results showed that students’ interest to improve their financial literacy was high. The assessments revealed that most important financial knowledge provider was the family, and the university came next. The obstacle that was most mentioned in the pursuit of pre-university education, was a lack of interest in obtaining financial knowledge, which was largely due to boring teachers and learning material. The article presents students' assessments, opinions, and suggestions, and contributes to the literature on Mixed Methods Research (MMR) by describing the procedure how the solutions to the research problem was found.

scholarly journals Mathematical and financial literacy

2020 ◽  
Vol 15 (6) ◽  
pp. 1574-1586
Author(s):  
Munevver Muyo Yildirim ◽  
Luan Vardari
Keyword(s):  
University Students ◽  
Financial Literacy ◽  
Real Life ◽  
Mathematical Literacy ◽  
Economic Information ◽  
Mathematics Literacy ◽  
Literacy Knowledge ◽  
And Mathematics ◽  
Faculty Of Education ◽  
The University

This study aimed to determine the financial and mathematical literacy levels of university students. Therfore the study contributes to the reflection of students’ knowledge of mathematics and finane aquired during their studies to the problems they face in real life as well as to examine how this bacground affect their opinions in practice. Findings has shown that students' financial  and mathematics literacy general achievement levels is 39.7%. It is satisfactory to found that the studnets of Faculty of Economics have higher levels of financial mathematical literacy knowledge than those of the Faculty of Education and the Faculty of Technology, and that the Faculty of Education is at the forefront of the Faculty of Technology studentsdespite the fact that the Faculty of Education does not proviede does not courses in the field of economics and finance. In addition, considering the university students to be more sensitive about their current financial and economic information, it is not expected that the overall success in the findings will be lower than 40%.   Keywords: Mathematical Literacy, Financial Literacy, Prizren University, Students, Kosovo;

scholarly journals Analysis of the Level of Financial Literacy among South African Undergraduate Students

2014 ◽  
Vol 6 (3) ◽  
pp. 242-250 ◽  
Author(s):  
Emmanuel K. Oseifuah
Keyword(s):  
University Students ◽  
South African ◽  
Undergraduate Students ◽  
Financial Literacy ◽  
Bank Loans ◽  
Accounting Students ◽  
Social Scientists ◽  
Chi Square ◽  
And Behavior ◽  
The University

The purpose of the study was twofold: to examine the relationship between financial literacy and demographic and other socioeconomic factors of a sample of undergraduate students; and to evaluate how undergraduate students’ financial knowledge correlate with their attitude and behavior towards personal finance issues. A structured questionnaire was used to collect data and logistic regression and Chi-Square statistical procedures were employed to analyse the data using the Statistical Package for Social Scientists (SPSS) software. Overall, this pilot study reveals that Bachelor of Commerce(Accounting) students at the University of Venda are not as financially literate as expected, confirming the findings of similar studies conducted on South African university students (Kotzè and Smidt, 2008). There is therefore the necessity to review the academic curriculum in the Bachelor of Commerce programme to include money management course. Furthermore, with more South African university students likely to depend on bank loans to finance their education, it is recommended that financial literacy be made a compulsory course in all undergraduate programmes in South African universities.

scholarly journals Determinants of Personal Financial Literacy in Sri Lanka: With Special Reference to University Students

2021 ◽  
pp. 1-12
Author(s):  
Sudarma Priyadarshani ◽  
J. A. Prasansha Kumari
Keyword(s):  
Sri Lanka ◽  
University Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Work Experience ◽  
Management Skills ◽  
Chi Square ◽  
Course Work ◽  
Main Determinants ◽  
The University

The objective of the study is to determine the factors for the personal financial literacy of university students. The study aims at the determinants that reasoning on personal financial literacy. The sample was selected from a final year student at the University of Kelaniya, Sri Lanka. Pearson Chi-Square was used to test the hypotheses. The study found that faculty, relevant course, work experience, monthly money receiving are the main determinants for the personal financial literacy of undergraduates. On the other hand, gender, education of parents, race, financial management skills, and personal financial literacy are not the significant factors for determinants to personal financial literacy. The outcomes of the study will be useful to academics, policymakers to understand the main determinants for personal financial literacy

scholarly journals Financial Literacy, Stability, and Security as Understood by Male Saudi University Students

2021 ◽  
Vol 13 (7) ◽  
pp. 7
Author(s):  
Amani K. Hamdan Alghamdi ◽  
Sue L. T. McGregor ◽  
Wai Si El-Hassan
Keyword(s):  
University Students ◽  
Goal Setting ◽  
Financial Literacy ◽  
Financial Stability ◽  
Response Rate ◽  
Descriptive Statistics ◽  
Financial Security ◽  
Eastern Province ◽  
Convenience Sampling ◽  
The University

This paper recounts an inaugural study of male Saudi university students’ understandings of financial literacy, financial stability, and financial security and how they plan to achieve these. Using convenience sampling, 79 male respondents (53% response rate) from an Eastern Province university completed a six-question open-ended email instrument. Data collected in November 2020 were analyzed using descriptive statistics. Results showed that while their understanding of what constitutes financial literacy was solid enough (with some gaps), their notion of how to ensure financial stability and security was in question. They made no mention of retirement, taxation, or estate planning and limited insurance to medical. Despite self-rating themselves as having good (47%) or average (32%) financial literacy, results suggest an imbalanced personal financial system, which bodes ill for future financial resilience, stability, and security. Respondents placed an inordinate weight on the risky ventures of investing (79%) and entrepreneurship (49%) to make a living and to use for retirement while concurrently not valuing goal setting, budgeting, or funding emergencies. Virtually all (99%) respondents said they planned to learn more about financial literacy, and they tendered an array of ideas for how the university could make this happen.

scholarly journals A Framework of Subjective Financial Well-Being among University Students in Malaysia

2020 ◽  
Vol 16 (Number 1) ◽  
pp. 93-112
Author(s):  
Kah Choon Low
Keyword(s):  
University Students ◽  
Emerging Adults ◽  
Financial Literacy ◽  
Life Stage ◽  
Well Being ◽  
Personal Finance ◽  
Finance Management ◽  
Adolescents And Adults ◽  
Working Adult ◽  
The University

Living within one’s means is the practice that ensures that a person can survive and able to support their living. However, young working adults in Malaysia struggle to make ends meet for them to cover their basic needs. This problem calls the attention of personal finance management role in improving one’s financial well-being. University students are characterised as emerging adults, which their life stage is between adolescents and adults. This emerging stage plays as the transition stage for them before they become a working adult that requires them to manage their own personal finance and not depending on the financial support from their parents. People in a similar financial situation could perceive their financial well-being differently. Due to the specific characteristics of the university students and differences in perceiving their financial well-being, this inspires researcher to investigate the factors (financial literacy and financial behaviour), based on Theory of Planned Behaviour and Happiness Framework, that contribute to financial well-being. Hence, this paper attempted to (1) conceptualise financial well-being in a subjective approach to capture the students’ financial well-being situation in a more holistic picture and (2) discuss the relationships among the factors contributing to the subjective financial well-being of the university students. It is significant because the concept is defined in varies forms in past studies and the relationships among the factors require further clarifications.

scholarly journals Gender and Regional Differences in Body Image Dissatisfaction in Modern University Students

2020 ◽  
Vol 44 (1) ◽  
pp. 13-20
Author(s):  
Elena Godina ◽  
Marina Negasheva ◽  
Rostislav Okushko ◽  
Ainur Khafizova ◽  
Irina Seneva
Keyword(s):  
Body Image ◽  
University Students ◽  
Body Mass ◽  
Regional Differences ◽  
Body Image Dissatisfaction ◽  
Positive Influence ◽  
The Body ◽  
Self Assessment ◽  
Psychological Study ◽  
The University

Complex anthropological and psychological study of the university students was carried out in two regions (the cities of Moscow and Tiraspol) with the aim to reveal gender and regional differences of body image dissatisfaction and their connection with the body build. 502 individuals (187 males and 315 females) aged from 17 to 25 years were investigated. The program included anthropometric measurements (height and weight, with further calculation of Body Mass Index – BMI), evaluation of body mass components, as well as psychological testing with Stunkard’s silhouette scale and the Situational Inventory of Body-Image Dysphoria (SIBID). It was found that among the representatives of both sexes the level of dissatisfaction with their own body is relatively similar (69% of males and 67% of females). However the girls were mostly dissatisfied with their excessive, as they perceived, body mass (83% of the total number of dissatisfied individuals) while the boys were dissatisfied mostly because of their underweight (60% of the total number of dissatisfied individuals). Besides, the girls were more likely to exaggerate their weight while the boys perceived it as smaller than it really was. In girls certain social influences had more impact on body image dissatisfaction than in boys. Among the girls studied, the Muscovites were more critical to their own physical appearance, which resulted in lower self-assessment of their body image and, consequently, in less positive influence of this assessment on the quality of life compared to the girls from Tiraspol.

The Attitudes of University Students of Batubara in Medan Towards Batubara Malay Language

2016 ◽  
Vol 13 (3) ◽  
Author(s):  
Julisah Izar ◽  
Siti Aisah Ginting
Keyword(s):  
University Students ◽  
Key Words ◽  
Positive Attitudes ◽  
Depth Interview ◽  
Students Attitudes ◽  
The University ◽  
Key Words Attitudes ◽  
Bahasa Indonesia

This study dealt with the attitudes of university students of Batubara towards Batubara Malay language. The data were collected from 20 university students of Batubara in Medan. The instruments used for collecting the data were observation sheet, questionnaire sheet and depth interview. The data were analyzed by Moleong’s theory. The findings showed that the respondents’ attitudes were: 12 (60%) negative and 8 (40%) positive. The attitudes levels of university students included in negative and positive attitudes namely in: receiving 11 (55%) negative and 9 (45%) positive, responding 12 (60%) negative and 8 positive, valuing 10 (50%) negative and 10 (50%)  positive,  organizing 12 (60%) positive and 8 (40%) negative, and internalizing values 12 (60%) negative and 8 (40%) positive. The factors influenced the university students’ attitudes were language disloyalty 12 (60%) negative and 8 (40%) positive, language pride lack 14 (70%) negative and 7 (30%) positive, in the unawareness of the norms 11 (55%) negative and 9 (45%) positive. Bahasa Indonesia is dominantly spoken by the university students of Batubara in Medan which caused they have less frequency in using their Batubara Malay language with their friends who are from same region in Medan. Key words: Attitudes, University Students of Batubara, Batubara Malay Language

Sign in / Sign up

Export Citation Format

Share Document