scholarly journals Financial Literacy, Stability, and Security as Understood by Male Saudi University Students

2021 ◽  
Vol 13 (7) ◽  
pp. 7
Author(s):  
Amani K. Hamdan Alghamdi ◽  
Sue L. T. McGregor ◽  
Wai Si El-Hassan
Keyword(s):  
University Students ◽  
Goal Setting ◽  
Financial Literacy ◽  
Financial Stability ◽  
Response Rate ◽  
Descriptive Statistics ◽  
Financial Security ◽  
Eastern Province ◽  
Convenience Sampling ◽  
The University

This paper recounts an inaugural study of male Saudi university students’ understandings of financial literacy, financial stability, and financial security and how they plan to achieve these. Using convenience sampling, 79 male respondents (53% response rate) from an Eastern Province university completed a six-question open-ended email instrument. Data collected in November 2020 were analyzed using descriptive statistics. Results showed that while their understanding of what constitutes financial literacy was solid enough (with some gaps), their notion of how to ensure financial stability and security was in question. They made no mention of retirement, taxation, or estate planning and limited insurance to medical. Despite self-rating themselves as having good (47%) or average (32%) financial literacy, results suggest an imbalanced personal financial system, which bodes ill for future financial resilience, stability, and security. Respondents placed an inordinate weight on the risky ventures of investing (79%) and entrepreneurship (49%) to make a living and to use for retirement while concurrently not valuing goal setting, budgeting, or funding emergencies. Virtually all (99%) respondents said they planned to learn more about financial literacy, and they tendered an array of ideas for how the university could make this happen.

ATTRACTION OF STUDENTS TOWARDS BEAUTY PRODUCTS

2011 ◽  
Vol 01 (03) ◽  
pp. 104-108
Author(s):  
Fouzia Ali ◽  
Ali Raza ◽  
Syed Usman Izhar ◽  
Muhammad Shoaib ◽  
Waqas Amin ◽  
...  
Keyword(s):  
University Students ◽  
Future Study ◽  
Response Rate ◽  
Likert Scale ◽  
Descriptive Statistics ◽  
Buying Behavior ◽  
Regression Techniques ◽  
Independent Variable ◽  
The University ◽  
Beauty Products

The purpose of this study was to measure the correlation and impact of deceptive beauty advertising (Ads) with and on the buying behavior of the university students toward beauty products. Developed instrument contained nineteen questions. Five point Likert scale was used and the response rate was 94.667%. Two variables were computed; buying behavior of university students towards beauty products was dependent variable; and deceptive beauty ads were independent variable. Descriptive statistics, correlation and liner regression techniques were used with the help of SPSS 16. Positive and significant correlation and impact was found with and on the buying behavior of university students toward beauty products which means that the use of beauty products increases with the increase in deception in beauty products ads. The data were collected from university students and non-serious attitude of students were the limitations of this study. In this study, the main focus was on the buying behavior of students and beauty products ads, and it will serve as a benchmark for prospective researchers for future study.

scholarly journals Perception and Knowledge on Climate Change: A Case Study of University Students in Bangladesh

2019 ◽  
Vol 2 (3) ◽  
Author(s):  
Bezon Kumar ◽  
Arif Ibne Asad ◽  
Purnima Banik
Keyword(s):  
Climate Change ◽  
Sustainable Development ◽  
Global Warming ◽  
University Students ◽  
Descriptive Statistics ◽  
Primary Data ◽  
The Sustainable Development ◽  
The University ◽  
Change Problem

This paper mainly investigates the perception and knowledge on climate change of the university students in Bangladesh. To carry out this study, primary data are collected from 370 students and uses several statistical methods. Perception and knowledge on the causes, effects and mitigation ways of climate change problems, and perceived duties to combat against climate change are analyzed with descriptive statistics. This paper finds that deforestation is the main cause of global warming and climate change and, the effects of climate change is very serious on people’s health. Majority portion of the students think that it is difficult to combat against climate change problem because it has already been too late to take action. Besides this study also finds that government is crucially responsible for combating against climate change problem. The study calls for government mainly besides industry and youths to aware people about the causes, effects, mitigation ways of climate change so that they can contribute to the sustainable development by mitigating climate change problem.

scholarly journals Self-Medication amongst the university students of Multan, Pakistan- A questionnaire based survey

2016 ◽  
Vol 2 (2) ◽  
pp. 142 ◽  
Author(s):  
Samman Chughtai
Keyword(s):  
University Students ◽  
Response Rate ◽  
Cross Sectional Study ◽  
Pharmacy Students ◽  
Common Condition ◽  
Sectional Study ◽  
Self Medication ◽  
Cross Sectional ◽  
The World ◽  
The University

Self-medication is a common incidence in the world today. This study aims to evaluate self-medication among university students of Multan, Pakistan. This randomized cross sectional study was carried out in Bahauddin Zakariya University, Multan during December 2015- January 216. A sample size of 200 students was randomly selected. Response rate was 90% (n=182).The prevalence of self-medication among the students was determined to be 83%. There was difference in perception of pharmacy students and students of other professions. Most common condition in which students did self-medication was headache (49.66%; n=75). Students also showed tendency of self-medication in case of herbal and essential oil products (46.35%). Awareness concerning insecurity and benefits of self-medication must be spread among students to avoid the complications of self-medication. 

scholarly journals A Study of Relationship Between Social Alienation and Psychiatric Disorders among the University Students

2021 ◽  
Vol VI (I) ◽  
pp. 148-155
Author(s):  
Shahnaz Perveen ◽  
Khalil Ur Rehman Sikander ◽  
Nimra Anam
Keyword(s):  
University Students ◽  
Psychiatric Disorders ◽  
Pearson Correlation ◽  
Positive Association ◽  
Descriptive Statistics ◽  
Social Alienation ◽  
Mental Disturbance ◽  
State Of Mind ◽  
The University ◽  
The Relationship

Alienation is a state of mind in which an individual feels lonely and has a low level of attachment with her society, fails to get control over the environment and gradually becomes isolated and helpless. Psychiatric disorders refer to what a person feels, thinks and act that lead her towards the mental disturbance or spoil his areas of functioning. The present study investigated the relationship between social alienation and psychiatric disorders among university students. 600 students were selected as a sample from different departments of a university. A scale for alienation developed by Guerrero and Castillo (1966) and a scale for psychiatric disorders developed by Lovibond and Lovibond (1995) were used to collect the data. The collected data were analyzed by using descriptive statistics and Pearson Correlation. Results showed that certain level of social alienation and psychiatric disorders exist among students, and there was a positive association between social alienation and psychiatric disorders.

scholarly journals How Effectively are University Students Tested? A Case Study

2020 ◽  
Vol 2 (1) ◽  
pp. 59-66
Author(s):  
Jane Kembo
Keyword(s):  
Higher Education ◽  
Social Studies ◽  
University Students ◽  
Descriptive Statistics ◽  
Job Market ◽  
Academic Mobility ◽  
The World ◽  
Subject Areas ◽  
The University

Testing and examining go on in higher education all the time through continuous assessments and end semester examinations. The grades scored by students determine not only academic mobility but eventually who get employed in the job market, which seems to be shrinking all over the world. Those charged with testing are often staff who have higher qualifications in their subject areas but are not necessarily teaching or examination experts. Against this background, the researcher wanted to find out what was happening at selected university across three schools: Social Studies, Education and Science. The university is fairly young having been awarded its charter twenty years ago. The paper asked two questions namely, at what levels of Bloom’s Taxonomy are lecturers asking examination questions? Secondly, do the level and balance of questions show growth in examining skills? The study evaluated over 1039 questions from randomly selected examination papers from the Examinations Office for the academic years from 2014/15 to 2017/18 (three academic years). A guide from the list of verbs used in Anderson s (revision of Bloom was used to analyze the questions. Descriptive statistics were used to describe the trends in testing for each year. ANOVA and t-tests were used to find out if there were significant differences between numbers across categories and within categories. The results of the study show that most examination questions are at the levels of remember (literal) and knowledge (understand). In 2016/17 and 2017/18 academic years, there were significant differences in the percentage of questions examined in these two categories. However, it seems from the study, that testing or examining skills do not grow through the practice of setting questions. There is need for examiners to be trained to use the knowledge in setting questions that discriminate effectively across the academic abilities of students they teach.

scholarly journals Level of physical activity and related factors in university health areas: a longitudinal study

1989 ◽  
Author(s):  
Elaynne Silva Oliveira ◽  
◽  
Camilla Silva Rodrigues ◽  
Alair Reis Araújo ◽  
Zilane Veloso de Barros Viegas ◽  
...  
Keyword(s):  
Physical Activity ◽  
Longitudinal Study ◽  
University Students ◽  
Physical Inactivity ◽  
Descriptive Statistics ◽  
Northeastern Brazil ◽  
Related Factors ◽  
Health Area ◽  
The University ◽  
Health Field

Physical inactivity ranks fourth among the main risk factors for mortality worldwide. Aim to relate a change or increase in the level of physical activity with socioeconomic variables and lifestyle over a six-month period in university students in the health field. This is a longitudinal study, consisting of 167 university students in the health area in northeastern Brazil. Use the "Map of Physical Activity and Health-MAFIS" as an instrument or questionnaire. The data were analyzed using descriptive statistics in the form of frequency and percentage, square test, posterior assembly of the logistic regression model. The results show that the university students who responded are “barely able” to wake up an hour earlier to perform protected physical activities by 78% (OR: 0.217; CI: 0.056-0.83) against the practice of AFLAZ compared to those who consider " quite capable ". It was concluded that the willingness to wake up 1 hour earlier is related to doing physical activity over a period of six months in health students.

scholarly journals Vnímanie akademického cieľa a kríza v procese jeho dosahovania

2021 ◽  
pp. 1-22
Author(s):  
Bibiána Kováčová Holevová
Keyword(s):  
University Students ◽  
Goal Setting ◽  
Self Efficacy ◽  
The University ◽  
Action Crisis ◽  
Goal Characteristics

The aim of the research was to explore the correlations among the perceived characteristics of the academic goal (the grade that a student set himself to achieve) during the semester, as well as the correlations with the obtained grade. The university students (N = 31) participated on the research. Their perceptions of motivation, self-efficacy, commitment, desirability, attainability, effort, progress and action crisis were collected by short scales 1. in the goal setting, 2. after passing the credit test and 3. 24hours before the exam. After passing the exam, the grade and the fulfillment of the goal were also collected. Only the higher desirability after passing the partial goal (after the credit test) was associated with the worse grade. However, the students had set the worse grades than they finally obtained. Correlations among the goal characteristics confirmed the findings of other studies. The correlations among the previous and the upcoming goal characteristics have shown the importance of the initial “want to” motivation, desirability and attainability. The crisis was correlated with low attainability, low progress and with previous crisis and “have to” motivation.

scholarly journals FINANCIAL EDUCATION FROM THE PERSPECTIVE OF UNIVERSITY STUDENTS: COMPARATIVE STUDY

2021 ◽  
Vol 9 (3) ◽  
pp. 150-175
Author(s):  
Sirli Mändmaa ◽  
Keyword(s):  
Mixed Methods ◽  
University Students ◽  
Financial Literacy ◽  
Mixed Methods Research ◽  
Financial Education ◽  
University Education ◽  
Financial Knowledge ◽  
Learning Material ◽  
The University ◽  
Qualitative Part

The importance of financial literacy has rapidly increased in the last decades. The critical need for sustainable financial decisions is driven by changes in the economy. The goal of this study was to find out how the university students rate their acquired financial knowledge and knowledge providers, with the purpose to find solutions for promoting personal financial education to promote financial literacy. The study used Explanatory sequential mixed methods design, in which a quantitative part of study was conducted among 1110 participants, followed by a qualitative part with a sample of 22 students. Students at universities of technology from two neighboring countries, Estonia, and Finland, participated in the survey. The data were collected in a quantitative part through a questionnaire survey and in a qualitative part during three focus groups. Based on the results of the quantitative survey, questions and participants were purposefully selected for the qualitative phase in order to explain the content of the quantitative results. The results showed that students’ interest to improve their financial literacy was high. The assessments revealed that most important financial knowledge provider was the family, and the university came next. The obstacle that was most mentioned in the pursuit of pre-university education, was a lack of interest in obtaining financial knowledge, which was largely due to boring teachers and learning material. The article presents students' assessments, opinions, and suggestions, and contributes to the literature on Mixed Methods Research (MMR) by describing the procedure how the solutions to the research problem was found.

scholarly journals Use of food labels and beliefs about diet–disease relationships among university students

2000 ◽  
Vol 3 (2) ◽  
pp. 175-182 ◽  
Author(s):  
Shannon C Smith ◽  
Jeffrey G Taylor ◽  
Alison M Stephen
Keyword(s):  
University Students ◽  
Response Rate ◽  
Sampling Technique ◽  
Nutrition Information ◽  
Cluster Sampling ◽  
Food Labels ◽  
Validated Questionnaire ◽  
Label Information ◽  
Males And Females ◽  
The University

AbstractObjectiveThe purpose of this study was to measure the reported use of nutrition information on food labels by a population of university students and to determine if label users differed from non-users in terms of gender and specific beliefs related to label information and diet–disease relationships, specifically fat and heart disease and fibre and cancer.DesignA single-stage cluster sampling technique was used. Data was obtained using a self-administered, validated questionnaire.SettingThe present investigation took place at the University of Saskatchewan, Canada in the autumn of 1997.SubjectsA total of 553 students in randomly selected classes in the College of Arts and Science took part in the survey (92% response rate). The sample consisted of roughly equal numbers of males and females, most between the ages of 18 and 24.ResultsThere were approximately equal numbers of label users and non-users among males, while label users outnumbered non-users by almost four to one among females. The importance of nutrition information on food labels was the only belief that differed significantly between label users and non-users for both sexes. For females, no other beliefs distinguished label users from non-users. However, for males, significant differences were found between label users and non-users on the beliefs that nutrition information is truthful and that a relationship between fibre and cancer exists.ConclusionsFemales appear to use food labels more often than do males. The only consistently observed difference between label users and non-users (male and female) was that users believed in the importance of nutrition information on food labels while non-users did not.

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