scholarly journals Analisis Persiapan PT. Bank Pembiayaan Rakyat Syariah Al Makmur dalam Penerapan Good Corporate Governance

2021 ◽  
Vol 1 (2) ◽  
pp. 87
Author(s):  
Hendra Putra ◽  
Zainuddin Zainuddin ◽  
Alimin Alimin

The aim is to analyze the preparation of PT. Bank Pembiayaan Rakyat Syariah  Al Makmur in implementing Good Corporate Governance (GCG) in the Awareness Building, GCG Assessment and Manual Building stages. The method used is descriptive qualitative, the data collection technique used by the writer is through interviews and documentation, Data processing was carried out by qualitative analysis then presented the data in a short narrative description, then analyzed and concluded. The Awareness Building stage has been done well, but it must be maximized more by providing education through seminars, workshops and group discussions sustainably. So that, all elements that involved have the same understanding and awareness of the importance of implementing GCG. For the GCG Assessment stage which carried out by the internal company is in accordance, but in determining the priority scale must pay attention to the internal conditions of the company. And for the Manual Building stage (preparation of guidelines) of PT. PT. Bank Pembiayaan Rakyat Syariah Al-Makmur has not completed the GCG

2018 ◽  
Vol 13 (04) ◽  
Author(s):  
Ayu Anita Ekaristi Oroh ◽  
Lintje Kalangi ◽  
Anneke Wangkar

PT. Bank Tabungan Negara, Tbk Manado is one of the branch offices of BUMN’s, which must implement Good Corporate Governance in accordance with GCG principles set by the Minister of BUMN PER-01 / MBU / 2011. Internal audit is one of the elements in GCG and has a role in overseeing the implementation of corporate management and overseeing any practices undertaken by the company. The implementation of GCG in the bank must follow the rules of BI and follow GCG guidelines by KNKG. Therefore, this study aims to determine the implementation of GCG at the bank and to determine the role of internal audit in realizing the implementation of GCG. This type of research is qualitative descriptive. The method of analysis used in this research is descriptive method with data collection technique such as interview, observation and documentation. The results of this study is Bank Tabungan Negara has implemented GCG according to applicable rules that is by implementing the principles of GCG. Furthermore, internal audit plays a role in realizing the implementation of GCG Bank BTN.Keywords : Analysis, The Role, Internal Audit, Good Corporate Governance, GCG


Author(s):  
Tri Mulato

Abstract The growth of sharia financial institutions in Indonesia has experienced excellent growth, and has contributed to the development of the country. The existence of sharia financial institutions is increasingly in demand and many investors to develop sharia financial institutions. Without exception, sharia micro financial institutions consisting of BPRS and BMT. The account of BMT and BPRS continues to grow and experience growth, requiring governance in line with its character. This paper is qualitative, and uses descriptive qualitative analysis method, by describing the growth of sharia micro financial institution that is BPRS and BMT. Then describes the existing Good Corporate Governance (GCG) with BPRS and BMT. The results of this paper indicate that BPRS experienced good growth. Third Party Funds grew by 19.144% and financing grew by 14.862%, while the number of offices decreased by 0.222%. The BMT experienced 72.418 percent of receivables growth, 52.885 percent financing, and assets and placements grew below 40 percent. The concept of GCG with the five principles of Transparency, Accountability, Responsibility, Professional, and Fairness, fits perfectly with BPRS and BMT. It's just that it has different characters so it needs to be added the principle of partnership / friendship.  Keywords: Sharia of Financing Banking (BPRS), Baitul Maal Wattamwil (BMT), and  Good Corporate Governance (GCG) Abstrak Pertumbuhan lembaga keuangan syariah di Indonesia mengalami pertumbuhan yang sangat baik, serta telah memberikan kontribusi untuk pembangunan negara. Keberadaan lembaga keuangan syariah semakin banyak diminati dan banyak investor untuk mengembangkan lembaga keuangan syariah. Tana terkecuali lembaga keuangan mikro syariah yang terdiri dari BPRS dan BMT. Jumlah BMT dan BPRS terus bertambah serta mengalami pertumbuhan sehingga membutuhkan tata kelola yang sejalan dengan karakternya. Tulisan ini bersifat kualitatif, dan menggunakan metode analisis deskriftif kualitatif, dengan menguraikan pertumbuhan lembaga keuangan mikro syariah yaitu BPRS dan BMT. Kemudian menguraikan Good Corporate Governance (GCG) yang sudah ada dengan BPRS dan BMT. Hasil dalam tulisan ini menujukkan bahwa BPRS mengalami pertumbuhan yang baik Dana Pihak ketiga tumbuh sebesar 19,144 persen dan pembiayaan tumbuh sebesar 14,862 persen, sedangkan jumlah kantor mengalami penurunan sebesar 0,222 persen. Adapun BMT mengalami pertumbuhan piutang sebesar 72,418 persen, pembiayaan 52,885 persen, dan aset serta penempatan tumbuh dibawah 40 persen. Konsep GCG dengan lima prinsip Transparansi, Akuntabilitas, Tanggungjawab, Profesional, dan Kewajaran, sangat cocok dengan BPRS dan BMT. Hanya saja memiliki karakter yang berbeda sehingga perlu ditambah prinsip kemitraan/silaturahim dalam kegiatannya. Kata Kunci : Bank Pembiayaan Rakyat Syariah (BPRS), Baitul Maal Wattamwil (BMT), dan Good Corporate Governance (GCG)


2019 ◽  
Vol 4 (1) ◽  
pp. 137
Author(s):  
Mulkan Syah Riza

This study aims to explain how the distribution of productive zakat in the Rumah Zakat North Sumatra and how the effectiveness of productive zakat distribution in improving the welfare of mustahik in the Rumah Zakat North Sumatra. This study uses a qualitative approach with a type of descriptive method, which is a problem that guides researchers to explore and photograph situations that will be thoroughly investigated, broadly and deeply. Data collection techniques with field research, while the tools used are observation, interviews and documentation. Data analysis used is descriptive qualitative analysis. The results of this study inform that in distributing productive zakat funds, Rumah Zakat is in accordance with Law No. 23 of 2011 concerning Management of Zakat. The distribution of productive zakat carried out by the Rumah Zakat North Sumatra through the Senyum Mandiri Program to mustahik in Medan Helvetia Subdistrict has been effective, because it can improve the welfare of mustahik, this is evidenced by the income of eight of thirteen mustahik people in total, five people whose income is fixed and four out of eight people whose income has increased has reached the level of muzaki.


2020 ◽  
Vol 11 (1) ◽  
pp. 83
Author(s):  
Setiawan Bin Lahuri ◽  
Vina Fithriana Wibisono

PT. Bank BNI Syariah is one of the best Islamic banks, which obtained the best award as the most efficient bank and first ranked in the category of best good corporate governance report. So, this study aims to explore the extent of implementation of good corporate governance in PT. Bank Syariah Branch Tasikmalaya. This study is field research using the inductive method and content analysis approach. Data collection is using primary and secondary data through observations, interviews, and documentation. The results indicate that PT. Bank Syariah Branch Tasikmalaya has implemented good corporate governance principles by well according to the Islamic perspective. Described about it that bank has implemented “anti-graft” accordance with al-Amanah}-al-Jama>’ah}-al-Hasanah} as a slogan in doing work; al-Tawhi>d and al-Rid}a as the basis for forming personal character; every Dhuhur and Ashar prayer, the office is temporarily closed; Tarhib Ramadhan as routine program every June 19 by holding an MHQ competition.


2021 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
St .Sukmawati. S ◽  
Roslina Alam

Abstrak Tujuan penelitian ini adalah untuk mengetahui efektifitas pemberian insentif RT dan RW yang diukur pada sembilan indikator kinerja yang semuanya terkait dengan aplikasi program Pemkot Makassar. Tehnik pengumpulan data studi lapang ini terdiri dari observasi, wawancara serta dokumentasi. Metode pengumpulan data dalam penelitian ini adalah wawancara, dan dokumentasi. Penelitian ini dilakukan di Kota Makassar tepatnya di Kecamatan Rappocini dengan 11 Kelurahan sebagai obyek penelitian yang akan dikaji. Pendekatan peneltian ini menggunakan analisis kualitatif dengan tipe deskriptif yang tujuannya untuk memberikan gambaran mengenai fenomena yang terjadi. Dampak yang diharapkan dari perwali Kota makassar No 3 tahun 2016 tentang pemberian insentif kepada RT dan RW sekota Makassar khususnya Kecamatan Rappocini adalah penerapan pelayanan yang mampu bersinergi secara positif antara masyarakat dengan aparatur pemerintah terkecil RT/RW dan pemberian insentif bagi RT/RW sesuai dengan kebijakan yang ada. Kata Kunci : Kebijakan Pemerintah, Pemberian Insentif, Ketua RT/RW Abstract The purpose of this study was to find out the effectiveness of RT and RW incentives as measured on nine performance indicators, all of which are related to the application of the Makassar Municipal Government program. This field study data collection technique consists of observation, interview and documentation. The methods of data collection in this study are interviews, and documentation. This research was conducted in makassar city precisely in Rappocini sub-district with 11 villages as the object of research to be studied. This research approach uses qualitative analysis with descriptive type whose purpose is to provide an overview of the phenomenon that occurs. The expected impact of makassar City Trust No. 3 of 2016 on providing incentives to RT and RW in Makassar, especially Rappocini Subdistrict, is the implementation of services that are able to synergize positively between the community with the smallest government apparatus RT / RW and provide incentives for RT / RW in accordance with existing policies. Keywords: Government Policy, Incentivizing, Chairman of RT/RW.


2018 ◽  
Vol 10 (1) ◽  
pp. 8
Author(s):  
Ika Maryani ◽  
Fitria Dewi

Abstract:. The problem that often arise in the study is the lack of understanding of the hidden curriculum so the teacher does not know the positive impact of the hidden curriculum activity itself, despite the fact that the hidden curriculum activities are often carried out in the learning process. This study was aimed to describe the hidden curriculum implementation strategy on educational subjects of Al-Islam in SD Muhammadiyah I Yogyakarta Wirobrajan academic year 2017/2018. The method used in this research was descriptive qualitative and the  data collection technique used observation, interviews, and documentation. The results showed that the implementation of the hidden curriculum on the educational subjects of Al-Islam had positive habit to students during the learning process by using expository  and inquiry strategy for the achievement of school goals along with the vision and mission of the school established to form Islamic generation, knowledgeable, noble, and cultured.Keywords: Hidden Curriculum, Al-Islam Education Abstrak: Permasalahan yang sering muncul di dalam pembelajaran adalah kurangnya pemahaman guru mengenai hidden curriculum sehingga guru tidak mengetahui dampak positif dari kegiatan hidden curriculum itu sendiri, meskipun pada kenyataannya kegiatan hidden curriculum sering dilaksanakan tanpa disengaja di dalam pembelajaran. Penelitian ini bertujuan untuk mendeskripsikan strategi pelaksanaan hidden curriculum pada mata pelajaran pendidikan Al-Islam di SD Muhammadiyah Wirobrajan I Yogyakarta tahun ajaran 2017/2018. Metode yang digunakan dalam penelitian ini yaitu deskriptif kualitatif melalui teknik pengumpulan data menggunakan observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa pelaksanaan hidden curriculum pada mata pelajaran pendidikan Al-Islam sudah baik memberikan pembiasaan yang positif kepada siswa pada saat pembelajaran berlangsung dengan menggunakan srategi ekspositori dan inquiry demi tercapainya tujuan sekolah serta visi misi sekolah yang sudah ditetapkan yaitu terbentuknya  generasi islami, berilmu, berakhlak mulia, dan berbudaya.Kata Kunci: Hidden Curriculum, Pendidikan Al-Islam


2020 ◽  
Vol 8 (2) ◽  
pp. 154-165
Author(s):  
Dwi Utari ◽  
Nur Aini Puspitasari

This research aims to describe sentence production errors especially pause and tongue slips in the 2018 Student Constitutional Debate Competition. The benefits of research for the researcher are to deepen knowledge about language, especially errors in the production of sentences, and for the reader to give knowledge to the public about the study of psycholinguistics in producing a sentence and broaden the insight into language about sentence production. Descriptive qualitative method was used in this study. This research used source data of 2018 Student Constitutional Debate Competition semifinal one and final one video. In this study the tapping technique was used for the data collection technique. Based on the results of data management and analysis, the sentence production errors contained in the 2018 Student Constitution Debate Contest video are (1) Breathing pause, (2) Doubt pause, (3) Malaproprism, (4) Transposition tongue slip, (5) Anticipation tongue slip, (6) Perseveration tongue slip. Abstrak Tujuan penelitian ini adalah untuk mendeskripsikan kesalahan produksi kalimat terutama senyapan dan kilir lidah pada Lomba Debat Konstitusi Mahasiswa Tahun 2018. Manfaat penelitian bagi peneliti adalah untuk memperdalam pengetahuan mengenai bahasa khususnya kesalahan produksi kalimat dan bagi pembaca yaitu untuk memberi pengetahuan kepada masyarakat tentang kajian Psikolinguistik dalam memproduksi suatu kalimat serta memperluas wawasan kebahasaan mengenai produksi kalimat. Dalam penelitian digunakan metode berupa desktiptif kualitatif. Penelitian menggunakan sumber data berupa video Lomba Debat Konstitusi Mahasiswa tahun 2018 babak semifinal satu dan final satu. Penelitian menggunakan teknik pengumpulan data berupa teknik sadap catat. Berdasarkan hasil pengelolaan dan analisis data, kesalahan produksi kalimat yang terdapat dalam video Lomba Debat Konstitusi Mahasiswa Tahun 2018 yaitu (1) Senyapan pernapasan, (2) Senyapan keraguan, (3) Kilir lidah malaproprisme, (4) Kilir lidah transposisi, (5) Kilir lidah antisipasi, (6) Kilir lidah perseverasi. Kata Kunci:  Kesalahan Produksi Kalimat, Debat, Kilir Lidah, Senyapan


Author(s):  
Astri Rahmawati ◽  
Elta Al Pina ◽  
Panut Setiono ◽  
Nani Yuliantini ◽  
Wurjinem Wurjinem

AbstrakPenelitian yang dilakukan ini bertujuan untuk mengetahui kendala pembelajaran daring di SD Negeri 38 Kota Bengkulu. Jenis penelitian ini merupakan kualitatif deskriptif. Teknik pengumpulan data dilakukan dengan observasi, wawancara, dan dokumentasi. Analisis data yang digunakan dalam penelitian ini yaitu pengumpulan data yang dilakukan secara observasi, wawancara. Hasil penelitian menunjukkan bahwa kendala yang dialami guru selama pembelajaran daring yaitu sulitnya mencari strategi yang sesuai dengan pembelajaran daring, guru kurang menguasai penggunan teknologi dan hanya menggunakan aplikasi WhatsApp, cara penilaian (sikap, pengetahuan, keterampilan) yang kurang efektif, kurangnya fasilitas yang dimiliki siswa dalam mendukung pembelajaran daring, sering terjadinya gangguan koneksi internet sehingga menghambat dalam proses pembelajaran daring, kuota bantuan dari Kemendikbud yang tidak dapat digunakan, guru tidak bisa menilai secara langsung kelemahan dan kelebihan setiap siswa, tugas yang diberikan oleh guru kepada siswa kebanyakan dikerjakan oleh orang tua siswa.Kata Kunci: Kendala, Pembelajaran Daring, Pandemi AbstractThis research was conducted to determine the obstacles to online learning at SD Negeri 38 Bengkulu City. This type of research is descriptive qualitative. The data collection technique was done by observing, interviewing and documenting. Data analysis used in this research is data collection by observation, interviews. The results showed that the obstacles experienced by teachers during online learning were the difficulty of finding strategies that were suitable for online learning, teachers were not good at using technology and only used the WhatsApp application, ineffective methods of assessment (attitudes, knowledge, skills), lack of facilities owned by students. In supporting online learning, there are frequent internet connection disruptions that hinder the online learning process, the quota for assistance from the Ministry of Education and Culture cannot be used, the teacher cannot directly assess the weaknesses and strengths of each student, the tasks given by the teacher to students are mostly done by parents students.Keywords: Constraints, Online Learning, Pandemic  


KIRYOKU ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 44-57
Author(s):  
Izzatul Maulina ◽  
Lisda Nurjaleka

This study aims to analyze and categorize the type of yakuwarigo or role language on the Anime of Gintama. Role language, or known as Yakuwarigo in Japanese, is a set of language features associated with a particular type of character in the virtual world. The characteristic of these languages variation such as vocabulary, grammar, intonation, and accent patterns. (Kinsui, 2003). This study also investigates the function of these language variation types focusing on the yakuwarigo types in Anime Gintama. The data collection technique that was used is the note technique. The data analysis technique used in this study was the reading markah analysis technique followed by a descriptive qualitative data analysis technique to present the results of the data analysis. The results show that the type of Yakuwarigo found in Anime Gintama shows the variation of the character itself. Seven types of yakuwarigo seen from 10 Gintama anime characters, namely, aruyo kotoba, hakase go, onee kotoba, joseigo, danseigo, chara gobi, and Osaka ben. And the particular type of the yakuwarigo’s characteristics was shujoshi and specific types of expression used by these characters.


2019 ◽  
Author(s):  
Rudi Wahyu Nugroho

ABSTRACTThe objectives of this study are (1) to describe the rules of writing format in several journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Literacy Pens and (2) find manifestations of the different writing formats and shell styles in the journal. This type of research is descriptive qualitative research. The object of this research are several scientific journals in Indonesia, namely Rhetoric, Articulation, Salingka, Litera, and Pen Literacy. The data collection technique used in this study is referring to obtaining data by listening to the use of the writing format in the journal and the style of the environment used. The results of the analysis and discussion of the differences in writing formats and confinement styles in the Rhetoric, Articulation, Salingka, Litera, and Pen Literacy journals can be concluded that there are differences in writing formats and confinement styles in each journal that are influenced by the policies of the journal parties concerned. This article is intended as knowledge for writers, especially beginner writers in writing journal articles to find out the format desired by a journal page. This is as a condition for a journal article to be posted on the journal's page. The results of journal articles indicate that there are differences and similarities between the five journals.


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