Теоретичні аспекти сутності банківського кредиту та особливості кредитних відносин в аграрному секторі економіки

Ekonomika APK ◽  
2021 ◽  
Vol 319 (5) ◽  
pp. 101-112
Author(s):  
Iryna Tomashuk

The purpose of the article is to study and comprehend the essence of credit as a basic economic category and identify the features of bank lending in the agricultural sector of the economy. Research methods. In the process of research a number of methods were used: abstract-logical - for structuring and theoretical substantiation of the essence of the categorical apparatus of credit and credit relations; methods of comparative analysis and synthesis - to study the evolutionary aspects of credit development and credit relations in society; monographic - in identifying and systematizing the characteristics of credit relations in the agricultural sector of the economy; structural and functional approach for the formation of a conceptual vision of credit as an economic category and providing the specifics of the system of bank lending to agricultural enterprises; graphic - to illustrate and systematize the results of the study. Research results. The ambiguity of the interpretation of the credit category in the modern economic literature is revealed. It is proposed to consider the loan as a system of organizational and economic relations between the lender and the borrower, legally enshrined in the loan agreement, on the provision of funds for temporary use on terms of payment, maturity, intended use, security and return. The dualistic nature of credit efficiency is identified and analyzed. The fundamental nature of the impact of the specifics of agriculture on credit relations in the agricultural sector of the economy is assessed. The legitimacy of the existence of a separate mechanism of credit relations in the agar sector of economies is proved. The essential characteristics and features of agricultural credit are systematized and the priority features of objects of crediting in agriculture are covered. Scientific novelty. Theoretical aspects of structuring the interpretation of the essence of credit and credit relations have been further developed. Substantiation of structural components and features of bank lending of the agar sector of the economy. Practical significance. The results of the study can be used by public and sectoral authorities, as well as banking institutions in developing measures to enhance lending to the agricultural sector of the economy. Tabl.: 1. Figs.: 3. Refs.: 31.

Ekonomika APK ◽  
2021 ◽  
Vol 317 (3) ◽  
pp. 81-88
Author(s):  
Oleksandr Nechyporenko ◽  
Yurii Nosenko ◽  
Lesia Sinelnyk

The purpose of the article is to analyze the existing methodological approaches to assessing the activities of corporate cluster structures of various types and to select criteria for assessing the activities of interregional research centers of the NAAS, as cluster formations. Research methods. General scientific methods of empirical knowledge were applied: monographic and comparison, with the help of which an understanding of various methods of assessing clustering processes and the degree of implementation of integration initiatives was achieved, individual levels of cluster development were discovered and compared, changes in theoretical approaches to assessing their activities were revealed, trends in the development of scientific thoughts about this; also used cognitive comparison and description operations; according to the method of analysis, the optimal methods for assessing the effectiveness of cluster scientific unions have been identified; the synthesis method provided an opportunity to integrate approaches and propose a methodology for determining the level of efficiency of a scientific and innovative association; using a systematic approach, the influence of internal and external factors on the performance of cluster entities and their individual participants in a competitive environment was studied; abstraction made it possible to move away from a number of stereotypes regarding the definition of acceptable criteria for assessing the results of cluster activities and to highlight their essential characteristics, which is the basis of the model for the indicative assessment of the integration of scientific and innovative associations. Research results. A number of different theoretical approaches to determining the effectiveness of the activity of cluster structures are disclosed. It has been established that, in particular, their activities are assessed depending on the object of research or on the potential benefits of integration, while taking into account macro- and microeconomic indicators that characterize the impact of the cluster on society. The analysis and synthesis of currently known individual methods provided an opportunity to propose criteria for assessing the effectiveness of the functioning of “interregional research centers of the NAAS, maximally reflect the degree of implementation of those aspects of integration that ensure the economic efficiency of interaction of all subjects of cluster education and at the same time open up prospects for further research to determine the fair score and weighting factors for each of the proposed indicators. Scientific novelty. A system of complex indicative indicators is proposed for assessing the activities of a scientific and innovative cluster, which reflect the essential characteristics of the implementation of integration initiatives in the agricultural sector. Practical significance. The developed proposals for determining the effectiveness of the functioning of the scientific and innovative cluster can be used to assess the results of the activities of the interregional scientific centers of the NAAS. Refs.: 23.


Ekonomika APK ◽  
2020 ◽  
Vol 308 (6) ◽  
pp. 49-58
Author(s):  
Tetiana Matsybora

The purpose of the article is to assess the investment potential of the national agricultural sector of the economy and the potential of its development (potential volumes of gross value added, taking into account the real level of investment efficiency) in the conditions of revitalization of investment activity of agricultural enterprises through expansion of their credit and investment potential. Research methods. Methods: dialectical method of scientific cognition, analysis and synthesis, systemic generalization (generalization of definition approaches to the definition of the investment potential of agricultural enterprises and the formation of conclusions), methods of abstraction, comparison and imaginary experiment (in assessing the investment potential of capital investments and potential gross value added in agriculture, forestry and fisheries, taking into account the actual level of investment efficiency). Research results. The approaches to determining the essence of the category «investment potential» are substantiated and the investment potential of the national agricultural sector of the economy is assessed. The potential volumes of gross value added of products in agriculture, forestry and fisheries into account the actual level of investment efficiency in the conditions of credit and investment potential expansion are calculated. Scientific novelty. Based on the generalization of approaches to determining the investment potential of agricultural enterprises, the principles of formation and development of investment potential of the agricultural sector of the economy by expanding the credit component are substantiated. Practical significance. Conclusions, suggestions and practical recommendations can be used in the formation of investment programs and projects in agriculture and the development of state programs for the development of the agricultural sector of the economy of Ukraine. Tabl.: 1. Figs.: 5. Refs.: 14.


Ekonomika APK ◽  
2020 ◽  
Vol 313 (11) ◽  
pp. 39-51
Author(s):  
Olga Kozak

The purpose of the article is to assess the role of the modern dairy subcomplex of Ukraine in solving food supply and its importance for the national economy. Research methods. Based on the dialectical method of cognition and a systematic approach to the analysis of the role and significance of the dairy subcomplex, the following methods were used: analysis and synthesis - when assessing the dairy subcomplex in the context of its components and with the subsequent combination of these components into a system; empirical - in the complex assessment of the current state of the research object; abstract-logical - to summarize scientific research and substantiate conclusions; comparative assessment - when comparing the dairy subcomplex of Ukraine and the world; monographic - for the analysis of scientific achievements of Ukrainian and foreign scientists; graphic - illustrative representation of the calculation results. Research results. The concept of "dairy subcomplex" is generalized and a scheme of its production and economic relations is proposed. The advantages of the dairy subcomplex from the standpoint of milk producers and the dairy industry are characterized. The values of dairy products in Ukrainian food rations have been determined and factors influencing changes in consumption have been established. The main positions of the impact of the dairy subcomplex on the functioning of the national economy are highlighted. Scientific novelty. On the basis of a comprehensive assessment of the importance of milk and dairy products for Ukrainian consumers and the role of the dairy subcomplex for the national economy of Ukraine, the objective necessity and obvious priority of the industry among other sectors has been proved, which requires appropriate reflection in the development of state strategies for ensuring food security. Practical significance. The main provisions and conclusions are presented aimed at the factual confirmation of the important role of the dairy subcomplex in the formation of food security of the country and for strengthening the national economy, which can be used by government bodies in substantiating development strategies for the subcomplex in terms of characterizing its value and, accordingly, giving priority with the priority introduction of effective measures public policy. The work may be of interest to the participants of the dairy subcomplex, consumers and public organizations. Tabl.: 2. Figs.: 4. Refs.: 28.


Ekonomika APK ◽  
2021 ◽  
Vol 319 (5) ◽  
pp. 30-37
Author(s):  
Emma Symonian ◽  
Nataliia Nerubaiska ◽  
Maryna Pukhliakova ◽  
Maksym Yandola

The purpose of the article is to explore the prospects for the development of grain production in the Kirovograd region. Research methods. The study used dialectical methods of cognition, a systematic approach to the study of economic phenomena, monographic (generalizing domestic and foreign experience in determining the economic essence of food security), analysis and synthesis (in studying the levels of production of cereals and legumes and the level of grain supply), statistical groups (in identifying the place of regions in the national production of cereals), economic and statistical (in the processing of mass statistics), abstract and logical (in substantiating theoretical generalizations and drawing conclusions). Research results. The potential of grain production development in Kirovohrad region is considered. The analysis is based on statistical data of the crop industry. Problems of industry development are revealed and ways of solutions are offered. Scientific novelty. Analysis of the level of crop production in the Kirovohrad region in terms of using the latest technologies and yield monitoring. Practical significance. Along with some positive changes in the region's grain production, obstacles to their development have been identified. Proposals have been made to eliminate them with active investments and state support programs for the agricultural sector of the region. Tabl.: 4. Figs.: 1. Refs.: 18.


The study examined the arguments and counterarguments within the scientific discussion on commercial banks credit and the performance of real sector in Nigeria. The main objective of the study is to examine the effect of commercial banks credit on the performance of the real sector in Nigeria.Data was sourced from Central Bank of Nigeria Statistical Bulletin. A systematization literary approach for data analysis was Regression Analysis. Findings revealed that bank credit and bank lending rate does not have significant impact on real sector performance in Nigeria. It was showed that there was a positive and significant relationship between agricultural credit guarantee scheme fund and agricultural production in Nigeria. The study therefore recommends that banks should be directed to channel their credits towards the real sector to facilitate overall economic growth and development in Nigeria. It was recommended that there is the need policies that will favor the revamp of the agricultural sector in Nigeria should be given pride of place. Also, monetary authority through the Central Bank of Nigeria should create adequate policies and strategies towards deepening of the financial sector and reducing the cost of credit/loans so as to enhance productivity and consequently enhance the growth of the key sectors of economy such as manufacturing sector.


2021 ◽  
Vol 12 (3) ◽  
pp. s167-s186
Author(s):  
Volodymyr Metelytsya ◽  
Oleksandr Petruk ◽  
Viktoriia Rozheliuk ◽  
Inna Balla ◽  
Liubov Мedvid

The aim of the study is to identify the influence of institutionalism on the accounting profession in Ukraine, in particular, to establish and assess the factors of such influence, its tools, characteristics and forecasting, on this basis, the prospects for the development of the institution of the accounting profession with an emphasis on the agricultural industry. Institutional impact on the accounting profession and its consequences are revealed through the use of a historical approach in research. To assess the initial conditions that have developed in Ukraine in matters of accounting, its development, the impact on it of existing institutions, including international ones, empirical analysis and assessment of the process of institutionalization of the accounting profession and its description in scientific professional literature were applied. To collect sociological information on the nature and characteristics of the accounting profession, a survey was conducted of 180 accountants of private agricultural enterprises and 70 accountants of state enterprises of the system of the National Academy of Agrarian Sciences of Ukraine in the context of 4 elements of the profession: functions and professional ethics of an accountant, legal regulation of accounting activities (organization and methodology accounting and reporting), educational training of accountants, professional accounting associations. To summarize the results of the survey, their illustration and analytical assessment, a graphical method was used. The use of modeling allowed confirmation of the assumption of the conservative nature of the accounting profession in Ukraine and the problematic nature of its self-regulated development. The authors concluded that it is necessary to improve the institution of the accounting profession in Ukraine, provide arguments and directions for solving problematic issues, in particular, the development of the professional movement and self-organization, improving the quality of training of accounting specialists in educational institutions, developing accounting methodology for the agricultural sector, improving the composition and accounting display of accounting objects.


Ekonomika APK ◽  
2021 ◽  
Vol 317 (3) ◽  
pp. 97-111
Author(s):  
Oleksandr Shpykuliak ◽  
Mykola Ihnatenko ◽  
Andrii Shvets

The purpose of the article is to make conceptual assessments of the implementation of the principles of inclusive rural areas development with the participation of agroholding integrated formations. Research methods. In the course of the research a number of general scientific and special methods were used, in particular: system-structural analysis and synthesis as the main methodological tool (in the analysis of directions of social responsibility and inclusive development of agroholding integrated formations); monographic (in determining the essence and methodological assessment of the role of agroholding integrated formations as integrated structures in the inclusive development of Ukraine's economy); extrapolations (with substantiation of potential and possibilities of strengthening of inclusive orientation in development of agroholding integrated formations for the future). Research results. The methodological context of inclusiveness in the effects of management in the agricultural sector of the economy in the formation of the concept of sustainability is outlined. Institutional and organizational-economic characteristics are revealed and priority roles of agroholding integrated formations in realization of principles of inclusive development of rural territories are identified. The emphasis on the direction of development of agroholding integrated formations on realization of projects of socially responsible management which will consider features of development of rural territories is defined as effective and methodically expedient. Scientific novelty. The methodological context of inclusiveness in the effects of management in the agricultural sector of the economy in the formation of the concept of sustainability is outlined. Institutional and organizational-economic characteristics are revealed and priority roles of agroholding integrated formations in realization of principles of inclusive development of rural territories are identified. The emphasis on the direction of development of agroholding integrated formations on realization of projects of socially responsible management which will consider features of development of rural territories is defined as effective and methodically expedient. Practical significance. Methodological substantiation of organizational and economic characteristics and conceptualization of the role of agroholding integrated formations in the implementation of the principles of inclusive rural areas development with proof of the need for stimulating involvement of this type of structures in the implementation of socially responsible management with projection to achieve sustainability through inclusiveness. Tabl.: 2. Refs.: 50.


2020 ◽  
Vol 18 (Suppl.1) ◽  
pp. 607-613
Author(s):  
D. Stoyanova ◽  
D. Stoyancheva

This report aims to analyze the impact of state grants upon the effectiveness efficiency of the enterprises in the Agricultural sector. The presence/absence of the correlation between the “received state grants - financial results from the activity of the agricultural enterprises” was studied. The efficiency of agricultural enterprises is expressed through the indicators of profitability and productivity. The empirical data for a period of 10 years 2008 – 2017 were shown in the study. The main activities of the surveyed enterprises are crop, livestock and combined - crop-livestock. Based on the results obtained, it is expected that the receipt of grants will have a positive influence on the performance of enterprises in the agricultural sector, measured by indicators of effectiveness and productivity. The following research hypotheses have been proved: the positive effect of the grant is more obvious in larger agricultural enterprises, which have higher productivity and profitability compared to small and medium-sized farms; agricultural enterprises which receive grants and are characterized by higher investment activity and are also characterized by higher innovation activity; based on the predominant number of crop enterprises, it is assumed that this type of activity leads to the achievement of higher financial results as a result of the activity of the agricultural enterprises; the age of the enterprises, expressed through the years of their activity, contributes significantly to higher profitability and productivity of the carried out activity.


2020 ◽  
Vol 11 (1) ◽  
pp. 5-15
Author(s):  
Т. I. Balanovska ◽  
◽  
V. V. Voskolupov ◽  

The article studies the role of marketing management in the activity of agricultural enterprises. The agricultural sector is one of the key sectors of the Ukrainian economy, the core component of which is agricultural production. The findings of the article show the fact that a significant number of agricultural enterprises are unprofitable, with their share in the total number of enterprises accounting for 13.3%. Their performance largely depends on the impact of the extremely complex, dynamic and uncertain environment. The article suggests that only the businesses possessing the ability of adequate adjustment to the environment with taking precautions against negative effects timely and using opportunities the fullest ensure their competitiveness and profitability of their activity in the long run. The article determines marketing management tools to be relevant for ensuring successful operation of agricultural enterprises under modern conditions, for there is a need to find new approaches to managing enterprise activities. The article reveals the essence of marketing management; offers the interpretations of the concepts of "marketing management" and "management of marketing" given by the Ukrainian scientists and foreign researchers; and studies the difference between them. The article suggests that marketing management is a broader concept than management of marketing due to the fact that it is management of all general and individual functions of enterprise, as well as all divisions of enterprise on the basis of marketing. Marketing management considers marketing and management inseparably - they also mutually penetrate and complement each other. The main goal of marketing management is to increase profitability of enterprise by achieving maximum customer satisfaction. Based on the generalization of different views of scientists, the main stages of a marketing management process at agricultural enterprise are identified and characterized, including analysis of internal and external environment, selection of target market segments, marketing strategy formation, marketing complex development, organizational structure construction, marketing management program formation and marketing management control and analysis. The process of marketing management at agricultural enterprise contains a number of specific procedures aimed at research and formation of the demand of target consumers and comprehensive satisfaction of their needs. The findings of the research prove that the use of marketing management tools will help ensure the market orientation of agricultural enterprise, which provides a focus on success, timely adaptation to the environment, gaining a leading position in the market, providing competitive advantage.


Ekonomika APK ◽  
2020 ◽  
Vol 308 (6) ◽  
pp. 91-97
Author(s):  
Bohdan Dukhnytskyi

The purpose of the article is to investigate the problem of food shortages for a significant number of the population worldwide, taking into account the history of the problem, its causes, consequences, statistics and prospects for solving in accordance with existing trends. Research methods. Methods used: theoretical generalization - for characterizing international organizations and program goals that work to combat hunger, analysis and synthesis - for consideration the dynamics number of starving people on the planet and identify regions and countries with largest expanding such problem, comparative evaluation - for comparing absolute and relative statistical indicators in various aspects of the problem, historical - for structuring over time the measures taken to ensure sufficient food supply and their actual results, graphic - for better visualization the comparative statistics. Research results. Information on the responsible institutions that settle food shortages around the world is provided, key issues that need attention in the context of food insecurity are described, quantitative indicators of the global food problem are considered, the uneven nature of its distribution is highlighted, given list of the factors that deepen social and economic problems for the population, a clear link between poverty and chronic malnutrition is determined, critical remarks about the reality of prospect to overcome hunger according to the planned schedule are formed. Scientific novelty. An assessment of development the situation with the number of starving people in the world in the coming decades is made, taking into account an expected demographic changes and potential resources of agricultural production as a key sector in this problem. Practical significance. The provisions of the article are aimed at underlining weaknesses in the global food security system, detailing them and presenting to domestic authorities and business structures in order to find a balance between expanding export potential, participating in international initiatives and maintaining economical-effective agricultural sector. Figs.: 1. Refs.: 17.


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