scholarly journals الاستثمار لرأس المال البشري ومسار مستقبل الصناعة المصرفية في اقليم كوردستان دراسة تحليلية لعينة من العاملين في المصارف

2020 ◽  
Vol 1 (1) ◽  
pp. 73-82
Author(s):  
Mudhaffar Noori
Keyword(s):  
Human Capital ◽  
Cultural Values ◽  
Banking Industry ◽  
Free Market ◽  
Kurdistan Region ◽  
Statistical Tools ◽  
Basic Theme ◽  
Administrative Model ◽  
Strong Competition ◽  
The Stability

The study dealt with the analysis of the reality of the cultural values of human capital and technology factor, and to know the reality of the future of the banking industry in the Kurdistan Region. The banks in Kurdistan Region today face a great challenge. They work in a complex, volatile and rapidly changing economic, political and social environment. This environment is characterized by strong competition, openness, rapid developments, globalization, free market economies and the emergence of competitive advantage based on the effective administrative model. The basic theme that characterizes the environment today is the stability of one variable, variation. If banks want to live in such an environment, they must to have the basic fundamentals that enable them to grow, continue, and survive from the fact that banks do not live in a vacuum, but that they form an integral whole with their human capital and affect each other. Because of the resulting changes inthe contemporary banking environment, which are essentially based on the human capital component that represents their infrastructure. The banks should move to increase the dependence on individuals working in the first place. The population of this study consists of administrators and employees in the governorates of Erbil and Dohuk governorates. The number of sample members is estimated at (90) individuals. The questionnaire was distributed on this sample and it was retrieved. The number of valid forms of statistical analysis was (65) Analyzed by using the appropriate statistical tools. The sample was characterized according to the data provided by its members by answering the questionnaire.

Development Policy and Its Determinants in East Asia and Latin America

1994 ◽  
Vol 14 (2) ◽  
pp. 205-242 ◽  
Author(s):  
James W. McGuire
Keyword(s):  
Human Capital ◽  
Latin America ◽  
South Korea ◽  
Cultural Values ◽  
Industrial Policy ◽  
Development Policy ◽  
Land Reform ◽  
Free Market ◽  
Human Capital Approach ◽  
Reform Education

ABSTRACTA policy-focused human capital approach to development, incorporating industrial policy but stressing land reform, education, and labor-intensive production, is used to explain why South Korea and Taiwan have developed more successfully since 1960 than Argentina, Brazil, or Mexico. The policy-focused human capital approach is contrasted to free-market and cultural-values approaches.

Liberalization at Any Cost? Implications of IMF Policy for Sovereignty and Stability in East Asia

2000 ◽  
Vol 15 (1) ◽  
pp. 43-56
Author(s):  
Michael Spaulding
Keyword(s):  
East Asia ◽  
International Political Economy ◽  
Free Market ◽  
East Asian ◽  
Financial Governance ◽  
State Governance ◽  
The Stability ◽  
Cost Implications ◽  
The Cost ◽  
The Impact

Globalization pits pressures for liberalization against state claims to political and economic sovereignty. Less powerful states in particular face strong pressure from the international trade regime to liberalize their economies irrespective of the impact on domestic stability and national goals. East Asia has been a hold-out against the global trend toward liberalization. This paper shows that the bail-out package demanded by the IMF in 1997 during the East Asian financial crisis imposed unprecedented restrictions on state governance without regard for long-term implications. The paper argues that the IMF's motivation was to harmonize financial governance of the affected economies with Western practices. However, the cost of this initiative to the stability of the region has been overlooked. The East Asian region has carved out for itself a unique niche in the international political economy by resisting penetration of Western finance capital. Already governments have fallen and deep resentments have been sewn over the reversal. More seriously for the future, assumptions that free-market liberalism can be imposed top-down ignore the extent to which economic institutions and preferences are embedded in culture.

scholarly journals Effect of molecular weight of polyvinylpyrrolidone on the skin irritation potential and properties of body wash cosmetics in the coacervate form

2019 ◽  
Vol 91 (9) ◽  
pp. 1521-1532 ◽  
Author(s):  
Tomasz Bujak ◽  
Tomasz Wasilewski ◽  
Zofia Nizioł-Łukaszewska
Keyword(s):  
Molecular Weight ◽  
Skin Irritation ◽  
Innovative Technology ◽  
Foaming Properties ◽  
Cosmetic Products ◽  
Surfactant Mixtures ◽  
Innovative Solutions ◽  
Basic Quality ◽  
Strong Competition ◽  
The Stability

Abstract Body wash cosmetics are among the most common groups of cosmetics used by consumers. Faced with strong competition in the marketplace, cosmetic manufacturers search for innovative solutions both in terms of product composition and form. An example of an innovative technology which can be used in the production of body wash cosmetics is the process of coacervation which yields a concentrated body wash product. Another important aspect which needs to be considered in the formulation of body wash cosmetics is their safety of use. It is crucial to ensure that such cosmetic products do not induce skin irritations. At present, the most widespread method of reducing the skin irritation potential of cosmetic products is the use of surfactant mixtures. The study is an attempt to evaluate the effect of using polyvinylpyrrolidone in the formulations of model body wash cosmetics in the coacervate form on the skin irritation potential and basic quality determinants of body wash products. Polyvinylpyrrolidone was found to contribute to a significant reduction in the irritant effect, and the skin irritation potential decreased in proportion to increasing molecular mass of the polymer. The application of polyvinylpyrrolidone with the different molecular weight also has an impact on improving the foaming properties of model body wash cosmetics and the stability of foam they produce.

scholarly journals Popular Attitudes toward Markets and Democracy: Russia and United States Compared 25 Years Later

2016 ◽  
Vol 106 (5) ◽  
pp. 224-229 ◽  
Author(s):  
Maxim Boycko ◽  
Robert J. Shiller
Keyword(s):  
United States ◽  
New York ◽  
Soviet Union ◽  
Free Market ◽  
Market Institutions ◽  
Free Markets ◽  
International Differences ◽  
Survey Questions ◽  
The Soviet Union ◽  
The Stability

We repeat a survey we did in the waning days of the Soviet Union (Shiller, Boycko and Korobov, AER 1991) comparing attitudes towards free markets between Moscow and New York. Additional survey questions, from Gibson Duch and Tedin (J. Politics 1992) are added to compare attitudes towards democracy. Two comparisons are made: between countries, and through time, to explore the existence of international differences in allegiance to democratic free-market institutions, and the stability of these differences.

scholarly journals Building human capital in developing nations through SMEs: a strategic and complementary role for universities and small scale accounting and consulting firms

2012 ◽  
Vol 9 (2) ◽  
pp. 133-148
Author(s):  
Ananda Rao Samudhram ◽  
Jothee Sinnakkannu
Keyword(s):  
Human Capital ◽  
Free Market ◽  
National Level ◽  
Small Scale ◽  
Comprehensive Universities ◽  
Regulatory Policies ◽  
Complementary Role ◽  
National Human ◽  
Consulting Firms ◽  
Capital Development

This paper introduces an SME development model, based on a case study of the Malaysian SME enabling environment. It proposes a structure of institutions that specifically addresses the different challenges faced by SMEs (including a lack of technological know-how, market and trade intelligence, advice on quality and capacity enhancements and financing), encased within supporting regulatory policies and synergistically linked with small scale accounting and consulting firms. It proposes establishing small business development units (SBDUs), within comprehensive universities, to strategically harness and deploy the universities’ internal brainpower for boosting nationwide SME development. It also suggests harnessing the power of the free market by promoting small scale accounting and consulting firms, that will serve as information intermediaries between SMEs, SBDUs and various institutions set in place to help SME development. A national human resource accounting policy is proposed to help in the governance of the SME sector. This policy would help to measure, manage and promote human capital development at the level of firms, economic sub sectors and the nation. Various incentives, such as tax exemptions and national level recognition and awards for successful consultants, will further promote SME development. These measures can also be promoted at regional levels, such as the ASEAN and APEC. Given that SMEs are major sources of employment, these measures that help to create robust SMEs that would support sustained long-term economic growth, which would in turn help sustain low unemployment rates and combat poverty.

scholarly journals Language Attitude among the Displaced People in the Kurdistan Region

2019 ◽  
Vol 21 (4) ◽  
pp. 1060-1068
Author(s):  
R. M. Ameen
Keyword(s):  
Cultural Values ◽  
Positive Attitude ◽  
Language Attitudes ◽  
Kurdistan Region ◽  
Ethnic Language ◽  
Terrorist Groups ◽  
History Of ◽  
Language Attitude ◽  
Displaced People ◽  
Different Parts

This paper focuses on the language attitudes of the displaced people who fled to the Kurdistan region of Iraq due to having the daily threats on their life by the terrorist groups since 2003. These people are mostly from Arabic nation and came from the different parts of the country, the language of analysis and the chosen social group contributing to the novelty of the research. The research aims at exploring the level of attitudes and the factors which affected the motivation of these people either towards their ethnic languages or Kurdish (the language of the majority in the region). It is shown that the majority of the displaced people in the region still have a positive attitude towards their ethnic language, are proud of it while having quite normal attitudes towards Kurdish, and believe that it is necessary for communication with other constituents, for getting jobs and conducting business and in order to spread social and cultural values of the Kurdish society. Here can be seen that the migrated people, who had about a hundred year history of ethnic problems with the Kurds of Iraq, nowadays have a normal attitudes towards Kurdish language.

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