scholarly journals PERSEPSI MASYARAKAT TENTANG AKAN DI KONVERSIKANNYA BANK KONVENSIONAL KE BANK SYARIAH DI ACEH STUDI KASUS DI KOTA LANGSA

2018 ◽  
Vol 2 (2) ◽  
Author(s):  
Early Ridho Kismawadi ◽  
Uun Dwi Al Muddatstsir

This study aims to determine the public perception in the city of Langsa about Aceh Qanun related to Aceh provincial Qanun No. 8 0f 2014 concerning in the principles of Islamic Law and Qanun No. 8 of 2016 concerning the Halal Product Guarantee System which requires banks to operate in Aceh to be based on sharia principles. The method used in the study is qualitative descriptive. The results of this study the community is very supportive for the enactment of these regulations, but the public hopes that islamic banks operating in the province of Aceh must provide the same facilities as conventional banks which are currently very good compared to islamic banks in terms of facilities owned.

Author(s):  
Jose De Assis Moniz ◽  
I Made Sudarma ◽  
I Wayan Suarna

Garbage or refuse is part of the object that is seen is not used, not used, disliked, or should be discarded in such a way so as not to interfere with survival. In general garbage from human activities but which are not biologically and are generally solid. System 3R is one of the efficient ways to carry out waste management in Dili because this way people can cultivate their garbage properly. This study aims to (1) describe the public perception of the 3R system in the city of Dili, (2) Describe the attitude of society towards the 3R system in the city of Dili, (3) to analyze the relationship between perceptions and attitudes in waste management 3R. The study was designed as a descriptive study, with an ecological approach. Data were collected using observation method, method of mutilation of documents, and interviews, and then analyzed by using qualitative descriptive analysis untu first and second formulation of the problem as well as a quantitative descriptive to the third problem. The results showed (1) the public perception of the 3R system in Dili medium category with, (2) public attitudes to the 3R system in Dili enough category with, (3) there is a positive relationship between perception and the attitude of the public in waste management with the value. The suggestions put forward, namely (1) Society of Dili to always constantly updating knowledge related to the 3R system problems in the management of solid waste. (2) The government, especially local government and city sanitation department Dili to always provide training and dissemination to the public of Dili related to the 3R program in waste management in the city of Dili.


2017 ◽  
Vol 4 (1) ◽  
pp. 43
Author(s):  
Hutomo Rusdianto ◽  
Chanafi Ibrahim

<p><em>This study aimed to know the products of Sharia Banks, especially in Kota   Pati district toward the interest of saving money by using the public perception as moderating. This research used descriptive quantitative method with populations Islamic Banking (BRI Syariah, BNI Syariah, Mandiri Syariah, Bank Jateng Syariah, Bank Muamalat) in Kota Pati district. The samples were the people who made transactions in Syaria Conventional  Banks  totaling  100  respondents  taken  using quota  sampling  technique.  Methods  of  data  analysis  used MRA (Moderating Regresion Analysis) test. The results of this study showed that the products of existing Islamic banks in microfinance particularly in Kota  Pati distrcit has impacts on people. It proves that the products (savings) of microfinance have benefits for customers. While the public perception can be moderating variables because the public banks can give education to the society that their products are free from usury.</em></p><p><em><br /></em><em></em></p>


2021 ◽  
Vol 4 (3) ◽  
pp. 364-382
Author(s):  
Ida Ayu Nyoman Widia Laksmi

This research is motivated by a change in the traditional marriage system in the Hindu community in the city of Mataram. The purpose of this study was to examine the perception of the Hindu community in the city of Mataram on changes in customary marriage behavior. Methods of this research is designed in a qualitative descriptive type with a case study model. Data were collected by observation, interview, and documentation. The collected data were analyzed using qualitative analysis techniques through data grouping, data reduction, and data interpretation. The summary of the results of this study that the Hindu community's perception of changes in customary marriage behavior in the city of Mataram could be categorized into two, namely the group that agreed and the other group did not agree. The category agreed with the reasons (1) polite and more honorable; (2) fostering a more harmonious relationship between the two parties; (3) social status and wangsa (line of descent); (4) consensual; and (5) a simpler process. Groups that disagree are categorized into three, namely (1) cultural traditions and customs; (2) ethics and courtesy; and (3) the wangsa (line of descent). The perception of the Hindu community in the city of Mataram on the mepadik and selarian marriage system in terms of time, energy and cost. Based on the results of the study it was found that the public perception of the mepadik marriage system in terms of time, then the time used was less when compared to the selarian system. The implications of changing marital behavior in terms of energy, then the energy needed in the marriage process that uses the mepadik system will use less energy when compared to the selarian system. In terms of financing, the occurrence of cost efficiency in the mepadik marriage system.


2019 ◽  
Vol 19 (2) ◽  
pp. 170
Author(s):  
Muhammad Reza Ramdani ◽  
Ismi Ayu Lestari

This study aims to determine the public Recognition of public accountant service users to the level of Morality of public accountants. Where the public users of public accounting services or the users of financial statements consists of internal parties represented by directors or managers of companies go public and external parties represented by investors and creditors who are respectively securities firms and conventional banks in the city of Makassar. The research method used descriptive qualitative approach through the process of observation and spreading questionnaire (questionnaire). Primary data obtained through the distribution of questionnaires to respondents public users of public accounting services. The rate of return of questionnaires was 95.3% or 41 questionnaires from 43 questionnaires distributed. The result of the research shows that public perception of public accountant service user to integrity of public accountant either show positive value or most give answer agree on questionnaire sheet. So this research concludes that public perception of public accountant service user to integrity level of public accountant in Makassar city is positive or still in high level of integrity.


2021 ◽  
Vol 6 (2) ◽  
pp. 118-130
Author(s):  
Akla Rizka Alamsyah Alamsyah ◽  
Yaser Amri

Kehadiran Qanun Nomor 11 Tahun 2018 tentang Lembaga Keuangan Syariah berimplikasi pada perkembangan bank syariah di Aceh. Dengan diundangkannya Qanun Lembaga Keuangan Syariah mengharuskan lembaga keuangan yang beroperasi di Aceh berdasarkan prinsip syariah. Akibatnya, bank konvensional di Aceh melakukan konversi menjadi bank syariah. Penelitian ini bertujuan untuk mengetahui pendapat pro dan kontra dari masyarakat terkait implementasi Qanun Nomor 11 Tahun 2018 pada perbankan yang beroperasi di Aceh. Penelitian ini merupakan penelitian kualitatif deskriptif dengan metode pengumpulan data dari studi literatur atau pustaka. Hasil penelitian menunjukkan bahwa pihak yang mendukung konversi bank konvensional menjadi syariah didasarkan pada keinginan untuk menjalankan syariat Islam secara kaffah. Sedangkan pihak yang kontra menolak implementasi dari qanun tersebut dikarenakan kekurangan bank syariah dalam penyediaan fasilitas dan jasa yang sesuai kebutuhan dan terjangkau serta lemahnya persepsi dan tingkat literasi masyarakat mengenai perbankan syariah.   The presence of Qanun Number 11 of 2018 concerning Islamic Financial Institutions has implications for the development of Islamic banks ini Aceh. With the promulgation of the Qanun on Sharia Financial Institutions, it requires financial institutions operating in Aceh to be based on sharia principles. As a result, convesional banks in Aceh converted into Islamic banks. This study aims to determine the opinions of the pro and contra of the public regarding the implementation of Qanun No. 11 Of 2018 in conventional banks operating in Aceh. This research is a descriptive qualitative research with the method of collecting data from literature studies. The results shower that those who supported the converion of conventional banks to Sharia were based on the desire to implements Islamic Law in a kaffah manner. Meanwhile, those sho oppose the implementation of the qanun are due to the lack of Islamic banks in providing facilities and services that are suitable and affordable as well as the weak perception and level of public literacy regarding Islamic banking.


2019 ◽  
Vol 1 (2) ◽  
pp. 131-144
Author(s):  
Dini Maulana Lestari ◽  
M Roif Muntaha ◽  
Immawan Azhar BA

Islamic banks are present in the community as financial institutions whose activities are based on the principles of Islamic law for the benefit of the people. This study aims to determine the strategic role of Islamic Banks as financial service institutions, the importance of the existence of Islamic Banks and Islamic-based markets and financial instruments in them. In its development, Islamic banks have a role as institutions that turn on public funds, channel funds to the public, transfer assets, liquidity, reallocation of income and transactions. In the Indonesian economic system, the existence of Islamic Banks is important as an alternative solution to the problem of conflict between bank interest and usury. Islamic financial markets and instruments provide a free society of interest and follow a different set of principles. Distribution of profit/ loss according to evidence of participation in the management fund. The division of rental income in the form of musharaka.


Author(s):  
Lies Fajarwati Wijaya ◽  
Winarti Winarti ◽  
Joko Suranto

The e-retribution public service innovation by the Surakarta City Trade Office is a new concept regarding the online levy payment system. First launched in mid-2016, E-retribution as part of the implementation of smart government is included in the smart city indicator. This study uses the typology theory of public service innovation Muluk (2008). Research location in the city trade office Surakarta, with a qualitative descriptive method. The data collection technique was obtained by purposive sampling through informant interviews, observations and documents. The results show that the public service innovation with the e-retribution program can simplifying public services and saving more time, costs and human resources, ensuring accountable transactions. In addition, E-retribution has an impact on increasing Solo Local Revenue every year.


2021 ◽  
Vol 18 (2) ◽  
pp. 173-189
Author(s):  
Sharifah Faigah Syed Alwi ◽  
◽  
Fateha Abd Halim ◽  
Tengku Dewi Ahdiyaty Tengku Ahmad Mazlin ◽  
Aizurra Haidah Abdul Kadir ◽  
...  

Bank Negara Malaysia (BNM) had introduced Value-Based Intermediation (VBI) initiatives to help Islamic banks implement a structuralised form of maqasid al-shariah (objectives of shariah (Islamic law)) in their banking operations. Thus, questions were raised by the public on whether or not Islamic banking institutions in Malaysia had been achieving maqasid al-shariah in their banking operations prior to VBI. This paper aims to discuss the real concept of maqasid al-shariah that should be realised in Islamic banks and investigate whether Islamic banks had truly been achieving maqasid al-shariah in their banking operations before the introduction of VBI. Library research is conducted to obtain information on maqasid al-shariah and the qualitative methodology is adopted to gain information from three bankers representing three Islamic banks in Malaysia via semi-structured interviews. The researchers found that the fundamental concept of maqasid al-shariah in Islamic banks includes the protection of religion, life, intellect, progeny and wealth in human life through the products and services offered by the banks. The Islamic banks were found to have developed their products and services to achieve maqasid al-shariah even before VBI was introduced by BNM. However, with VBI, a proper framework in achieving maqasid al-shariah has been developed.


Author(s):  
Mohamad Haidar

The purpose of this chapter is to discuss the public perception of the quality of service in the public transit system in Montreal using a combination of analyses and surveys. The results are used to make recommendations to improve the STM and its perception. General guidelines of SERVQUAL with some additional questions that are more specific to the current social environment of the city are presented. A survey was conducted by asking 250 international graduate Concordia students to rate a series of statements based on the importance of the issue and how much they agreed with the statement, the results were analyzed using three methods: SERVQUAL, SERVPERF, and IPA. The improvement of timetable synchronization between different metro lines and buses is crucial, as well as the education of STM employees in terms of dealing with different ethnicities, languages, and backgrounds are found. The chapter is a rare outside look at the STM and how users perceive the quality of the service, as opposed to the usual internal studies done by the organization itself.


2020 ◽  
Vol 165 ◽  
pp. 04058
Author(s):  
Zhengwang Wu ◽  
Jingyi Ye

The city wall relic park in Zhengzhou is a city park built on the Shang Dynasty city Wall site. As Zhengzhou is chosen as the eighth ancient capital of China, it is gradually recognized by the public. However, due to the lack of protection, development and utilization of the site, the historical value and cultural value of the Shang Dynasty Wall in Zhengzhou have not been fully shown. The construction of the city wall relic park is related to the soft inheritance and protection of the historical heritage. The spiritual inheritance of the historical heritage mainly depends on the spiritual transmission of the public. The public has the most direct feeling and understanding of it, so it is necessary to introduce public participation. In this paper, the scientific evaluation method Post Occupancy Evaluation (POE) is used to discuss the problem found by the public when using the city wall space. Suggestions and public participation strategies are given on the construction of the city wall relic park. We need to think about if there is public participation in the site now and how to let the public participate in planning, construction and management of the relic park. In order to make the city wall become the city’s leisure living room, to build the brand of Zhengzhou, and make it famous across the whole country, it’s urgent to put forward countermeasures for the development problem of Zhengzhou.


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