scholarly journals Menguak Penilaian Tingkat Kesehatan Koperasi Wanita

2021 ◽  
Vol 4 (2) ◽  
pp. 199-220
Author(s):  
Riko Agus Pramono ◽  
Driana Leniwati
Keyword(s):  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Descriptive Research ◽  
Management Efficiency ◽  
Qualitative Descriptive ◽  
Productive Asset ◽  
Final Score ◽  
The Republic ◽  
Asset Quality ◽  
Medium Enterprises

The purpose of this study is to found see how healthy the Teratai Women Cooperative in Merjoyo Village, Purwoasri District, Kediri Regency. The aspects of capital, productive asset quality, management, efficiency, liquidity, independence and growth, as well as the cooperative's identity, are used to assess cooperatives, as per the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and medium enterprises of the Republic of Indonesia Number 6 of 2016. This sort of research combines qualitative descriptive research with secondary data gathered from management accountability reports presented at Annual Member Meetings, specifically the cooperative financial accounts for 2018-2020. The results of the analysis show that the Teratai Women's Cooperative's health level rating in 2018-2020 had an average final score of 56.18, indicating that the predicate is under supervision.

scholarly journals Implementasi Sistem Bagi Hasil Mudharabah pada Koperasi Serba Usaha Amanah Desa Bunobogu Kecamatan Bunobogu Kabupaten Buol

Al-Buhuts ◽  
2017 ◽  
Vol 13 (2) ◽  
pp. 109-126
Author(s):  
Abdul Latif
Keyword(s):  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Primary Data ◽  
Analysis Method ◽  
Qualitative Descriptive ◽  
Medium Enterprises ◽  
Made In

This study aims to determine the system for the results of Mudharabah on Business Multipurpose Cooperative (KSU) Amanah Desa Bunobogu with Qualitative Descriptive Analysis method. This study uses primary data sources and secondary data relating to the annual revenue sharing system Mudharabah (2010-2014). The results of this study indicate that the profit sharing system is implemented by the Multipurpose Business Cooperative (KSU) Amanah Desa Bunobogu in the form of Mudharabah financing. With a guarantee statement on the process akadnya. In the event of negligence made by members who resulted in his business losing the goods made in the guarantee will be seized by the cooperative. Businesses that are established by members are mostly small and medium enterprises so often encountered bookkeeping that is not clear and just make a budget booklet at random. However, it does not become alaasan and hamper the growth of cooperatives which each year has increased the remaining results of operations. Unclear budget bookkeeping can result in member earnings manipulation, by lowering the profits earned and the effect on the revenue share installments

scholarly journals Penanganan Pembiayaan Murabahah Macet Pada Koperasi Pondok Pesantren (KOPONTREN) XYZ

2017 ◽  
Vol 3 (8) ◽  
pp. 656
Author(s):  
Sunarno Sunarno ◽  
Imron Mawardi
Keyword(s):  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Meeting Report ◽  
Analysis Techniques ◽  
Working Cycle ◽  
Depth Interview ◽  
The Republic ◽  
Medium Enterprises ◽  
Depth Interviews

Murabaha Financing have potentially lower risk than other financing product. It chosen by USP Kopontren XYZ to fulfill members financing demand both for business development and consumptive purposes. Termination of Employment Relationship, working cycle and Bad characters some members cause of the collectibility default in Murabaha Financing.This study using qualitative approach and case studies. The collection of primarydata through in-depth interview, while secondary data obtained from the AnnualMembers Meeting report Kopontren XYZ . Explanation building analysis techniques are use to explain the results of in-depth interviews in order to explain the handling of murabaha financing collectibility default.The results explained to handling collectability default adopt according to The Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 35.3 / Per / M.KUKM / X / 2007, executing from cash collateral, financial penalties for those who deliberately, and converts the contract.

ANALISIS TINGKAT KESEHATAN KOPERASI PADA KOPERASI SYARIAH BAITUL QIRADH SURYA MADINAH BANDA ACEH TAHUN BUKU 2009-2010

2014 ◽  
Vol 2 (1) ◽  
Author(s):  
Aliamin
Keyword(s):  
Small And Medium Enterprises ◽  
Health Assessment ◽  
Capital Adequacy ◽  
Financial Ratios ◽  
Microfinance Institutions ◽  
Descriptive Research ◽  
Capital Ratios ◽  
Capital Financing ◽  
Asset Quality ◽  
Medium Enterprises

             The health assessment of Microfinance Institutions (MFIs) is a cooperative incorporated descriptive research study that aims to get the description of health BQ Surya Madinah (Islamic MFIs). The period for this study was raised in 2009 and 2010. The guidelines for use of cooperative health assessment, formulated by the Ministry of Cooperatives and Small and Medium Enterprises Republic of Indonesia, which poured through the Minister's decision No. 35.3/Per/M.KUKM/X/2007 for cooperative health assessment sharia. In a co-operative health assessment consists of eight aspects of sharia that aspects of capital valuation, asset quality, management, efficiency, liquidity, and growth kemadirian, cooperative identity, sharia compliance. However, in this study only four financial ratios studied the aspects of capital, asset quality, liquidity, and the independence and growth.             The results calculation (score) of each component aspect ratio shows the ratio of the components are not all aspects can be expressed well, only three ratios that can yield the best assessment of the capital adequacy ratio of the given conclusion score "HEALTHY" financial ratios for the funds received were conclusions scores "LIQUID" profitability and capital ratios are given conclusion score "HIGH".To obtain better achievements in the future, it requires a proper measures to raise awareness of all members of the cooperative to jointly participate in the implementation of cooperative activities, either in the form of capital, financing and deposits. Key words: health assessment, Islamic MFIs, and BQ Surya Madinah 

scholarly journals Perbandingan Kinerja Keuangan Koperasi Konvensional Dan Koperasi Syariah Di Kota Bandar Lampung

2018 ◽  
Vol 12 (1) ◽  
pp. 9
Author(s):  
Nurmala Nurmala ◽  
Damayanti Damayanti ◽  
Eksa Ridwansyah ◽  
Destia Pentiana
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Financial Reports ◽  
Management Efficiency ◽  
Final Score ◽  
Medium Enterprises ◽  
Productive Assets ◽  
The City ◽  
Assets Management

There are 740 cooperatives registered in Bandar Lampung, but more than 50% are suspended. Of these, only a few are actively reporting their financial performance in the form of complete financial statements. Therefore the author assumes that it is important to analyze the comparison financial performance of conventional cooperative and of Islamic cooperatives in the city of Bandar Lampung. The overall financial performance of cooperatives is assessed based on the regulation of the State Minister for Cooperatives and Small and Medium Enterprises of  Republic of Indonesia Number: 14 / PER / M.KUKM / XII / 2009.  The assessment of cooperative health includes capital, quality of productive assets, management, efficiency, liquidity, independence and growth, and cooperative identity. To assess the financial performance of sharia cooperatives is based on the regulations of the Minister of Cooperatives and Small and Medium Enterprises No. 35.3 / Per / M.KUKM / X / 2007. In addition to cooperative health assessments covering capital, quality of productive assets, management, efficiency, liquidity, independence and growth, and identity of cooperatives, there is an assessment of compliance with Islamic principles. The objects in this study are cooperatives that actively reported their finances to the cooperative service in 2015 and 2016. There are 24 conventional and sharia cooperative financial reports analyzed. Based on the analysis, the financial performance of conventional cooperatives gets a final score of 67.15 while the sharia cooperative gets the final score amounting to 74.13. The value indicates that conventional cooperatives and Islamic cooperatives are equally healthy.  Nevertheless, it can be said that the financial performance of Islamic cooperatives is better than that of conventional cooperatives. 

scholarly journals Web-Based Micro Small and Medium Enterprises Product Brand Development

2021 ◽  
Vol 1 (1) ◽  
pp. 11-16
Author(s):  
Trustorini Handayani ◽  
I Widianingsih ◽  
S Julianti ◽  
D N Pebriani
Keyword(s):  
Information System ◽  
Industrial Revolution ◽  
Small And Medium Enterprises ◽  
Global Market ◽  
Human Engineering ◽  
Web Based ◽  
Descriptive Research ◽  
Brand Development ◽  
Qualitative Descriptive ◽  
Medium Enterprises

This research aims to determine the development of Industrial Revolution 4.0 technology in the Micro, Small, and Medium Enterprises (MSMEs) sector, to improve the standard of quality business product brands by creating a web-based information system. To support this research, we used qualitative descriptive research methods to describe existing phenomena, both natural and human engineering, that pay more attention to the characteristics, quality, and interrelationships between activities. The results show that product brand development for web-based small and medium enterprises is compelling so that it will be able to compete with other business product brands globally. This is due to a web-based information system created to introduce various products, the owners of MSMEs products. The information system was designed to input the MSME owners' data, starting from product brands, catalogs, and services. Therefore, the information system can help marketing and improve the owners' ability in the product brand development that can be used to compete in the global market. That way, the society can access various information about superior products from the MSME owners who have a product quality is no less good than other excellent products.

scholarly journals Analisis Strategi Penguatan Usaha Kecil Menengah Pada Masa Pandemi Covid-19 di Kota Medan

2021 ◽  
Vol 21 (2) ◽  
pp. 588
Author(s):  
Ngatno Sahputra ◽  
Budi Antoro ◽  
Zulham Zulham
Keyword(s):  
Raw Materials ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Rapid Economic Growth ◽  
Strategic Role ◽  
Distribution Process ◽  
The Republic ◽  
Medium Enterprises ◽  
The City ◽  
Central Statistics

It cannot be denied that micro, small and medium enterprises have a strategic role in the country's economic system, among these strategic roles are absorbing local resources and wider employment opportunities and contributing to efforts to alleviate poverty. Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia in 2017, the workforce absorbed from MSMEs was 97.02%. This figure increased from the previous year of 112,828,610 people. The city of Medan has the potential for very rapid economic growth, the Central Statistics Agency (BPS) of Medan noted that the economy of Medan in 2018 grew by 5.92%. Even though the potential of micro-businesses is very potential, various problems still surround micro-businesses, making it difficult to develop. As an economic foundation, the MSME sector is the sector most affected by the Covid-19 outbreak due to the absence of activities outside the home by most people. This study intends to identify and analyze the problems faced by Small and Medium Enterprises and strategies for their strengthening during the Covid 19 Pandemic in Medan City. This research is a qualitative study with a literature review which was conducted in the city of Medan in July-November 2020. The type of data used is secondary data from the Central Statistics Agency and the Ministry of Cooperatives and Small and Medium Enterprises with the object of research being MSME actors. The results showed that the sales of MSME products in the city of Medan decreased by 68% due to difficulty in obtaining raw materials and delays in the distribution process as well as difficulties in capital which resulted in a slowing down of the production process by 16% of the total number of MSMEs in the city of Medan. The strengthening strategy is the Rapid Skimming strategy by setting high sales and promotion prices, or vice versa, namely the Low Skimming strategy and the Rapid Penetration strategy, by setting low product prices and high promotions or vice versa with the Slow Penetration strategy.

scholarly journals ENTREPRENEURSHIP FOR DEVELOPING SMALL AND MEDIUM-SCALE FARMERS IN AGRICULTURAL CLUSTER

TRIKONOMIKA ◽  
2020 ◽  
Keyword(s):  
Small And Medium Enterprises ◽  
Research Result ◽  
Entrepreneurship Policy ◽  
Descriptive Research ◽  
Marginalized Groups ◽  
West Sumatra ◽  
Qualitative Descriptive ◽  
Research Questions ◽  
Medium Enterprises

The entrepreneurship possesses the energy to generate innovation and improvement of agricultural clusters. However, it somehow has yet been successful to reach marginalized groups including Small and Medium Enterprises (SMEs) in agricultural clusters. The research questions to be addressed are thus: (1) how public policy at both national and regional levels contribute to entrepreneurship capacity-building in developing agricultural cluster in order to achieve SMEs empowerment. (2) Empiric actuality of entrepreneurship in agricultural cluster development. The research is a qualitative-descriptive research, case study on agricultural cluster at Subdistrict Lembah Gumanti of Solok Regency in the province of West Sumatra. Research result indicates that entrepreneurship policy has indeed yet at its best in the development of SME-based agricultural clusters due to the fact that entrepreneurial policy in agricultural clusters is still dominated by personal/private and corporation-based entrepreneurship.

scholarly journals PERSEPSI WAJIB PAJAK USAHA MIKRO KECIL MENENGAH TERHADAP PERATURAN PEMERINTAH NOMOR 23 TAHUN 2018 KABUPATEN KEPULAUAN SANGIHE

2021 ◽  
pp. 64-70
Author(s):  
Rini Pelo ◽  
Linda. A. O Tanor ◽  
Tinneke Evie Meggy Sumual
Keyword(s):  
Government Regulation ◽  
Small And Medium Enterprises ◽  
Sources Of Information ◽  
The People ◽  
Tangible Rewards ◽  
Qualitative Descriptive ◽  
The Law ◽  
The Republic ◽  
Business Entities ◽  
Medium Enterprises

Pajak merupakan kontribusi wajib kepada Negara yang termasuk utang oleh orang pribadi atau organisasi yang bersifat memaksa berdasarkan Undang-Undang, dengan tidak menghasilkan imbalan yang nyata dan dipakai sebagai keperluan Negara sebesar-besarnya untuk menyejahterakan kemakmuran rakyat dengan Undang-Undang Ketentuan Umum dan Tata Cara Perpajakan Nomor 28 Tahun 2007 (UU KUP No. 28 TAHUN 2007). Usaha mikro adalah usaha yang berjalan dan dimiliki oleh badan usaha maupun perorangan pribadi dengan memenuhi syarat dalam Undang-Undang Republik Indonesia Nomor 20 Tahun 2008. Penelitian ini bertujuan untuk mengetahui persepsi wajib pajak Usaha Mikro Kecil Menengah (UMKM) terhadap Peraturan Pemerintah (PP) Nomor 23 Tahun 2018 Kabupaten Kepulauan Sangihe. Metode penelitian ini adalah jenis penelitian deskriptif kualitatif yaitu penelitian yang dilakukan untuk mendapatkan informasi terhadap objek yang diteliti berdasarkan pada situasi. Sumber Informasi dalam penelitian ini adalah beberapa Wajib Pajak yang memiliki Usaha Mikro Kecil Menengah (UMKM) Khususnya warung-warung yang ada di Pasar Kampung Kulur II sebanyak 5 narasumber atau informan. Berdasarkan hasil ini diperoleh kesimpulan bahwa pelaku usaha yang menjadi informan penelitian kurang memiliki sedikit pengetahuan tentang pajak.   Kata Kunci : Persepsi, UMKM, Peraturan Pemerintah   ABSTRACT Taxes are mandatory contributions to the State which are included in debts by private persons or organizations that are compelling based on the law, without producing tangible rewards and are used as a large amount of the State's need for the welfare of the people with the Law on General Provisions and Tax Procedures Number 28 of the year. 2007 (UU KUP No. 28 of 2007). A micro business is a business that runs and is owned by business entities and private individuals by fulfilling the requirements in the Law of the Republic of Indonesia Number 20 of 2008. This study aims to determine the perception of taxpayers of Micro, Small and Medium Enterprises (MSMEs) against Government Regulation (PP) Number 23. In 2018 Sangihe Islands Regency. This research method is a type of qualitative descriptive research, namely research conducted to obtain information on the object under study based on the situation. Sources of information in this study are several taxpayers who have Micro, Small and Medium Enterprises (MSMEs), especially 5 food stalls in Kampung Kulur II Market. Based on these results, it can be concluded that business actors who are research informants do not have a little knowledge about taxes.   Key Words : Persepetion, UMKM, Development Rules  

scholarly journals Analisis Strategi dan Sistem Informasi Manajemen dengan Menggunakan Strengths, Weaknesses, Opportunities, Threats (SWOT) Pada Kantor Pos Malang 65100

2018 ◽  
Vol 2 (1) ◽  
pp. 38-45
Author(s):  
Michael Gerrits Kriswanto Remetwa ◽  
Yusaq Tomo Ardianto ◽  
Nanik Sisharini
Keyword(s):  
Market Share ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Study Data ◽  
Postal Service ◽  
Post Office ◽  
Organizational Goals ◽  
Postal Services ◽  
Qualitative Descriptive ◽  
Medium Enterprises

This study analyzes the strengths, weaknesses, opportunities and threats posed by Post Office Malang 65100 to achieve maximum results in services offered by PT. Pos Indonesian, by identifying all the resources and supporting services of PT. Pos Indonesia and analyze the strategic plan that must be done Post Office Malang 65100 in achieving organizational goals that have been specified. The research categorized as qualitative descriptive uses researchers as a key instrument in this study. Data collection techniques used include interview techniques and documentation of archives and other secondary data published by PT. Pos Indonesian.The result of data analysis with external internal matrix has illustrated the position of Post Office Malang 65100 in position of growth and stability and in SWOT quadrant diagram assessed that Post Office Malang 65100 has opportunity and strength which means can support aggressive growth policy so that it is possible that postal service offered can be expanded its market share, especially to start taking into account the growing development of micro, small and medium enterprises as a new market share of postal services. Capacity building of the employees as one of the main elements for the company and inter-institutional cooperation relationships that have been done or will be done need special attention to maximize the performance of Post Office Malang 65100

scholarly journals PENILAIAN KESEHATAN BMT AT-TAQWA MUHAMMADIYAH SUMATERA BARAT

2018 ◽  
Vol 3 (2) ◽  
pp. 217
Author(s):  
M. ZAKY MUBARAK LUBIS ◽  
BAYU ANDRI YATMA
Keyword(s):  
Small And Medium Enterprises ◽  
Descriptive Analysis ◽  
Evaluation Research ◽  
Study Data ◽  
Health Level ◽  
Quality Aspects ◽  
West Sumatra ◽  
Productive Asset ◽  
Asset Quality ◽  
Medium Enterprises

This study aims to determine the health level of BMT At-Taqwa Muhammadiyah West Sumatra in 2014-2016 based on the regulation of the Minister of Cooperatives and Small and Medium Enterprises of RI No.07 / per / Dep.6 / IV / 2016 concerning aspects of capital, productive asset quality, efficiency , liquidity and compliance with sharia principles. This research type is descriptive evaluation research. The subject of the study was the At-Taqwa Muhammadiyah West Sumatra BMT which became the object of evaluation was the health of BMT At-Taqwa Muhammadiyah West Sumatra. The data analysis technique in this study used descriptive analysis research. In this study data was collected through documentation and interview methods. The results showed that the health level of BMT At-Taqwa Muhammadiyah West Sumatra in 2014-2016 with details: (1) capital aspects in the ratio of own capital to total assets in 2014 were unhealthy criteria, 2015 to 2016 criteria were quite healthy, on the CAR ratio 2014 to 2016 with healthy criteria. (2) earning asset quality aspects on the ratio of problematic receivables and financing to 2014-2015 healthy criteria and 2016 unhealthy criteria, in the 2014-2016 earning assets elimination ratio with unhealthy criteria. (3) efficiency aspects on the ratio of operational financing to gross participation in 2014 and 2016 unhealthy criteria and in 2015 the criteria were quite healthy, in 2014-2016 fixed assets and total assets ratios the criteria were healthy, in the service efficiency ratio of 2014-2016 the criteria were not healthy. (4) the liquidity aspect in the cash ratio in 2014 and 2016 the criteria are not healthy and in 2015 the criteria were unhealthy, the ratio of funding to funds received in the year 2014-2016 was not healthy. (5) compliance with sharia principles in 2014-2016 is critically sound.

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