Penanganan Pembiayaan Murabahah Macet Pada Koperasi Pondok Pesantren (KOPONTREN) XYZ

This study attempts to narrow the gaps that exist in the literature about branding in the context of micro, small and medium enterprises (MSMEs). The research method used is a qualitative approach through in-depth interviews with Owners, Managing Directors, and Human Resource Managers in MSMEs. The results of this study indicate that the UMKM employer branding is still limited to intention. It can be seen from the absence of programs or activities that support employer branding programs that are felt directly by their employees. This is induced by the focus of MSME businessmen who are still on fundamental issues such as financial constraints and the absence of loyal consumers. The results of this study can be used by educators or stakeholders in Indonesian MSMEs as a reference for formulating employer branding approaches and strategies that are in line with the characteristics of MSMEs in Indonesia. Keywords: Employer branding, Human resources management, Micro, small and medium enterprises

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Linkage Program Bank Syariah Dengan BMT: Tinjauan Kritis Bagi Pengembangan Sistem Keuangan Islam Yang Lebih Kaffah

Jurnal Ekonomi Syariah Teori dan Terapan ◽

10.20473/vol2iss201510pp850-866 ◽

2015 ◽

Vol 2 (10) ◽

pp. 850

Author(s):

Denizar Abdurrahman Mi'raj ◽

Muhammad Nafik HR

Keyword(s):

Single Case ◽

Secondary Data ◽

Financial Statements ◽

Qualitative Approach ◽

Rate Of Return ◽

Primary Data ◽

Islamic Banks ◽

Depth Interview ◽

Linkage Program ◽

Depth Interviews

This study aims to determine the BMT’s reason for not continuing linkage with Islamic Bank. Whereas linkage program is a good strategy to achieve a more inclusive financial system. This study used a qualitative approach and single-case studies as the strategy. Primary data collection using in-depth interview, while secondary data obtained from the annual financial statements of BMT. The expalanation building was used as the technique of analysis by explaining the results of in-depth interviews, in order to know what is BMT’s reason for this case.The results showed that the linkage program that used mudaraba contract which the rate of return should be variable on the income of BMT, but in fact is still based on the amount of financing. Linkage contract which is not in accordance with mudaraba system contract caused BMT did not continue linkage with Islamic banks.

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Analisis Strategi Penguatan Usaha Kecil Menengah Pada Masa Pandemi Covid-19 di Kota Medan

Jurnal Ilmiah Universitas Batanghari Jambi ◽

10.33087/jiubj.v21i2.1337 ◽

2021 ◽

Vol 21 (2) ◽

pp. 588

Author(s):

Ngatno Sahputra ◽

Budi Antoro ◽

Zulham Zulham

Keyword(s):

Raw Materials ◽

Small And Medium Enterprises ◽

Secondary Data ◽

Rapid Economic Growth ◽

Strategic Role ◽

Distribution Process ◽

The Republic ◽

Medium Enterprises ◽

The City ◽

Central Statistics

It cannot be denied that micro, small and medium enterprises have a strategic role in the country's economic system, among these strategic roles are absorbing local resources and wider employment opportunities and contributing to efforts to alleviate poverty. Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia in 2017, the workforce absorbed from MSMEs was 97.02%. This figure increased from the previous year of 112,828,610 people. The city of Medan has the potential for very rapid economic growth, the Central Statistics Agency (BPS) of Medan noted that the economy of Medan in 2018 grew by 5.92%. Even though the potential of micro-businesses is very potential, various problems still surround micro-businesses, making it difficult to develop. As an economic foundation, the MSME sector is the sector most affected by the Covid-19 outbreak due to the absence of activities outside the home by most people. This study intends to identify and analyze the problems faced by Small and Medium Enterprises and strategies for their strengthening during the Covid 19 Pandemic in Medan City. This research is a qualitative study with a literature review which was conducted in the city of Medan in July-November 2020. The type of data used is secondary data from the Central Statistics Agency and the Ministry of Cooperatives and Small and Medium Enterprises with the object of research being MSME actors. The results showed that the sales of MSME products in the city of Medan decreased by 68% due to difficulty in obtaining raw materials and delays in the distribution process as well as difficulties in capital which resulted in a slowing down of the production process by 16% of the total number of MSMEs in the city of Medan. The strengthening strategy is the Rapid Skimming strategy by setting high sales and promotion prices, or vice versa, namely the Low Skimming strategy and the Rapid Penetration strategy, by setting low product prices and high promotions or vice versa with the Slow Penetration strategy.

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Pengaruh pertumbuhan UMKM, inflasi, dan tingkat pengangguran terhadap pertumbuhan ekonomi di Indonesia

Jurnal Investasi Islam ◽

10.32505/jii.v5i2.2392 ◽

2021 ◽

Vol 5 (2) ◽

pp. 153-173

Author(s):

Asnah Tul Ramadani ◽

Junaidi ◽

Zulfa Eliza

Keyword(s):

Economic Growth ◽

Quantitative Research ◽

Small And Medium Enterprises ◽

Secondary Data ◽

Sampling Technique ◽

Test Results ◽

Quantitative Research Methods ◽

Analysis Techniques ◽

Medium Enterprises ◽

Positive Effect

This study aims to determine the effect of MSMEs (Micro, Small and Medium Enterprises), inflation, and unemployment on economic growth in Indonesia. In this study only 14 years were taken. This research uses quantitative research methods. The technique used in this study is Purposive Sampling, which is a deliberate sampling technique. The type of data used in this study is secondary. Data analysis techniques used in this study are the analysis of classic assumptions, multiple linear regression, and hypotheses. The formulation if the problem of the influence of MSME growth on economic growth in Indonesia, the effect of inflation on economic growth in Indonesia, the effect of unemployment on economic growth in Indonesia, the influence of MSME, inflation and, unemployment rates on economic growth in Indonesia. Partial results (T test) the influence of MSME (X1) of 0.010 <0.05, inflation (X2) of 0.029 <0.05, unemployment (X3) of 0.013 <0.05 and a significant positive effect on economic growth in Indonesia. F test results (Simultaneous) showed a significant value of 0.007 <0.05 meaning that MSME, inflation, and unemployment simultaneously had a significant effect on economic growth in Indonesia. Then from the R-square test results of 0.656 or 65.6%. The magnitude of these results can be explained by the MSME variables,

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Kinerja Ombudsman Perwakilan Maluku Utara dalam Mewujudkan Pelayanan Publik yang Prima Di Kota Ternate

10.31227/osf.io/m6zas ◽

2018 ◽

Author(s):

Jurnal ARISTO ◽

Sukur Suleman

Keyword(s):

Data Analysis ◽

Public Service ◽

Service Providers ◽

Secondary Data ◽

Qualitative Approach ◽

Tracking Data ◽

Analysis Technique ◽

The Republic ◽

The City ◽

Depth Interviews

This study aims to analyze the performance of North Maluku Representative Ombudsman as a supervisory body in realizing excellent public service in the city of Ternate. This study used a qualitative approach with emphasis on phenomenology. The data obtained from this research is through observation, in-depth interviews and documentation, and secondary data is document tracking. Data analysis technique is qualitative analysis with Milles and Huberman model that is, collecting data, data reduction, display data, conclusion and verification. The results showed that the performance of Ombudsman representative of North Maluku in Ternate City was quite good by looking at the process and stages of acceptance of reports submitted by the community or the Ombudsman's initiative, clarifying the report, field infestigation to convince the existing information, performing mediation actions against the complainant and reported , as well as on the stages of recommendations based on the mechanisms and or rules contained in Law No. 37 of 2008 on the Ombudsman of the Republic of Indonesia. North Maluku Ombudsman is also always working with related institutions and socialize about the functions, duties and authority of Ombudsman, and coordination in order to prevent maladministration practices so that the community can contribute actively and can support the existence of Ombudsman as an independent oversight institution to public service providers both government and private in Ternate City

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Kinerja Ombudsman Perwakilan Maluku Utara dalam Mewujudkan Pelayanan Publik yang Prima Di Kota Ternate

ARISTO ◽

10.24269/ars.v6i2.1023 ◽

2018 ◽

Vol 6 (2) ◽

pp. 262

Author(s):

Sukur Suleman

Keyword(s):

Data Analysis ◽

Public Service ◽

Service Providers ◽

Secondary Data ◽

Qualitative Approach ◽

Tracking Data ◽

Analysis Technique ◽

The Republic ◽

The City ◽

Depth Interviews

This study aims to analyze the performance of North Maluku Representative Ombudsman as a supervisory body in realizing excellent public service in the city of Ternate. This study used a qualitative approach with emphasis on phenomenology. The data obtained from this research is through observation, in-depth interviews and documentation, and secondary data is document tracking. Data analysis technique is qualitative analysis with Milles and Huberman model that is, collecting data, data reduction, display data, conclusion and verification. The results showed that the performance of Ombudsman representative of North Maluku in Ternate City was quite good by looking at the process and stages of acceptance of reports submitted by the community or the Ombudsman's initiative, clarifying the report, field infestigation to convince the existing information, performing mediation actions against the complainant and reported , as well as on the stages of recommendations based on the mechanisms and or rules contained in Law No. 37 of 2008 on the Ombudsman of the Republic of Indonesia. North Maluku Ombudsman is also always working with related institutions and socialize about the functions, duties and authority of Ombudsman, and coordination in order to prevent maladministration practices so that the community can contribute actively and can support the existence of Ombudsman as an independent oversight institution to public service providers both government and private in Ternate City

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Menguak Penilaian Tingkat Kesehatan Koperasi Wanita

Jurnal Akademi Akuntansi ◽

10.22219/jaa.v4i2.17854 ◽

2021 ◽

Vol 4 (2) ◽

pp. 199-220

Author(s):

Riko Agus Pramono ◽

Driana Leniwati

Keyword(s):

Small And Medium Enterprises ◽

Secondary Data ◽

Descriptive Research ◽

Management Efficiency ◽

Qualitative Descriptive ◽

Productive Asset ◽

Final Score ◽

The Republic ◽

Asset Quality ◽

Medium Enterprises

The purpose of this study is to found see how healthy the Teratai Women Cooperative in Merjoyo Village, Purwoasri District, Kediri Regency. The aspects of capital, productive asset quality, management, efficiency, liquidity, independence and growth, as well as the cooperative's identity, are used to assess cooperatives, as per the Regulation of the Deputy for Supervision of the Ministry of Cooperatives and Small and medium enterprises of the Republic of Indonesia Number 6 of 2016. This sort of research combines qualitative descriptive research with secondary data gathered from management accountability reports presented at Annual Member Meetings, specifically the cooperative financial accounts for 2018-2020. The results of the analysis show that the Teratai Women's Cooperative's health level rating in 2018-2020 had an average final score of 56.18, indicating that the predicate is under supervision.

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PERANAN LAPORAN KEUANGAN DALAM RANGKA MEMBERDAYAKAN DAN MENGEMBANGKAN USAHA MIKRO KECIL DAN MENENGAH DI KABUPATEN SUKOHARJO

JURNAL AKUNTANSI DAN PAJAK ◽

10.29040/jap.v16i01.25 ◽

2017 ◽

Vol 16 (01) ◽

Author(s):

Djoko Sigit Gunanto

Keyword(s):

Small And Medium Enterprises ◽

Accounting Information ◽

Secondary Data ◽

Financial Statements ◽

Business Development ◽

Qualitative Approach ◽

Financial Reports ◽

Role Of Government ◽

Medium Enterprises

This study aims to determine the accounting practices in the financial statements of Micro, Small and Medium Enterprises in Sukoharjo, as well as to determine the barriers that exist in the application of accounting financial statements in Micro, Small and Medium Enterprises and how to overcome these obstacles. While the method of this study used a qualitative approach with descriptive qualitative oriented. Data and information obtained from the UMKM in Sukoharjo and other secondary data sources.The results showed that the First, the application of existing financial statements in Sukoharjo still not up, a lot of UMKM only use simple remarks did not even make financial records at all, resulting in low utilization of accounting information in the development of UMKM. Second, barriers experienced by UMKM in applying the financial statements are ignorance about the benefits of the financial statements for business development, a lack of knowledge of the perpetrators of Micro, Small and Medium Enterprises in making financial reports, UMKM have not felt directly from the application of accounting financial statements. The fix takes the role of government and relevant parties to help UMKM implement the financial statements to empower their business. Keywords: Accounting, Financial Statements, UMKM

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DATA UPDATES IN THE EFFICIENCY MEASUREMENT OF COOPERATIVES IN INDONESIA

Agrisocionomics Jurnal Sosial Ekonomi Pertanian ◽

10.14710/agrisocionomics.v4i2.7465 ◽

2020 ◽

Vol 4 (2) ◽

pp. 206-216

Author(s):

Abi Pratiwa Siregar ◽

Jamhari Jamhari ◽

Lestari Rahayu Waluyati

Keyword(s):

Small And Medium Enterprises ◽

Descriptive Analysis ◽

Secondary Data ◽

Recent Time ◽

Efficiency Measurement ◽

Optimal Capacity ◽

The Status ◽

The Republic ◽

Medium Enterprises ◽

Data Update

Updating data is an absolute thing to do to produce a decision or make a valid and reliable policy. In the field of co-operatives, data updated from time to time can be utilized to measure the extent to which cooperatives use available resources to achieve predetermined outputs. The objectives of this study are: 1) to find out the application of co-operative data updates in Indonesia, and 2) to measure the efficiency of co-operatives in Indonesia. The method used is a descriptive analysis using secondary data from the Ministry of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia's (Kemenkop dan UKM) publication. The results showed that the data update of co-operatives in Indonesia has been running regularly. However, in several published publications, the status is very temporary and have not been updated with the most recent time. Furthermore, based on efficiency aspects, co-operatives in several regions have not run their activities efficiently, either the activities that have not been optimal) or activities have exceeded the optimal capacity.

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E-MARKETPLACE UMKM MENGHADAPI REVOLUSI INDUSTRI 4.0 DALAM PERSPEKTIF ISLAM

Equilibrium Jurnal Ekonomi Syariah ◽

10.21043/equilibrium.v7i2.6571 ◽

2019 ◽

Vol 7 (2) ◽

pp. 224

Author(s):

Husnurrosyidah Husnurrosyidah

Keyword(s):

Human Resources ◽

Industrial Revolution ◽

Small And Medium Enterprises ◽

Field Research ◽

Secondary Data ◽

Qualitative Approach ◽

Government Support ◽

Internet Connection ◽

Inhibiting Factors ◽

Medium Enterprises

This study aims to determine the condition of the development of virtual use in the marketing of MSME products in the era of the industrial revolution 4.0 in Kudus, the extent of the realization of e-marketplaces in MSMEs, inhibiting and supporting factors of MSMEs in implementing e-marketplaces in Kudus, and the application of sharia values in practice the use of e-marketplaces by SMEs in Kudus. This research is a field research with a qualitative approach. Data sources used are primary and secondary data. The informants of this research are the officials of the Ministry of Industry and Trade, and the Manpower Office and Small and Medium Enterprises as well as SMEs and consumers. Data collection techniques use interviews and documentation. The results of the study show: 1) In the era of digitization, the Kudus District Trade Office created a platform; 2) The inhibiting factors for the implementation of E-Marketplace in Kudus are (a) Media limitations for online; (b) Limited Manpower; (c) Limitations of Internet Connection; (d) Duration of Delivery; (e) Limited human resources owned by MSME in Kudus to enter the digital market; (f) Lack of Coordination among Departments in Kudus Regency; (g) Competitive Atmosphere of Competitors. Factors supporting the implementation of e-marketplaces at MSMEs in Kudus are (a) the uniqueness of Kudus MSME products; (b) Ease of Technology in Kudus; (c) Government support for MSMEs facing the era of digitalization; 3) SMEs in Kudus have applied the principles of Islamic entrepreneurs, namely the principle of monotheism, justice, the existence of maslahah activities and the principle of taawun.

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