scholarly journals Implementation Strategy of the Mutanaqishah Musyarakah Academic at Home Ownership Financing in Sharia Banks in Indonesia

2021 ◽  
Vol 4 (2) ◽  
pp. 2394-2415
Author(s):  
Tuti Anggraini ◽  
M. Yasir Nasution ◽  
Andri Soemitra
Keyword(s):  
Human Resources ◽  
Implementation Strategy ◽  
Home Ownership ◽  
Analytic Network Process ◽  
Islamic Banking ◽  
Portfolio Development ◽  
Network Process ◽  
The Right ◽  
Financing Strategy ◽  
Financing Market

This research aims to: (1) Knowing the obstacles faced in implementing the Mutanaqisah Musharaka Financing (2) The solutions taken to overcome these obstacles; and (3) the right strategy to apply musyarakah mutanaqisah financing. This study uses the Analytic Network Process (ANP) method and the assistance of Super Decision software. ANP is carried out in three stages, namely: first, in-depth interviews with Islamic banking experts and practitioners to identify the factors that influence the minimum amount of musyarakah mutanaqisah. Second, the results of the first step are used to create an ANP framework and a questionnaire addressed to Islamic banking experts and practitioners; and third, ANP analysis to determine the best priorities, solutions and strategies for implementing Musyarakah mutanaqisah financing in Islamic banking.The results showed that: (1) The constraints faced by Islamic banking in implementing Musyarakah Mutanaqisah financing for Islamic banking KPRS financing can be divided into two, namely internal and external problems. Internal problems stem from internal banking, banking human resources, and musyarakah mutanaqisah financing products. External problems originate from customers, authorities, and Islamic banks. The most priority problem faced is internal problems, namely human resources (HR) associated with low knowledge and skills about the MMQ contract. Meanwhile, the most dominant external problem is Islamic banking with a lack of insight into the MMQ contract. (2) The solutions given in determining the financing strategy for the musyarakah mutanaqisah are divided into two, namely internal and external solutions. The most priority solution comes from internal solutions, namely product solutions in the form of Islamic banking that must vary the contract, especially for the MMQ contract; and (3) The alternative with the most priority in determining the financing implementation strategy with the musyarakah mutanaqisah contract in Islamic banking is the Socialization and Education Program, followed by Contract Optimization, Portfolio Development, Image Strengthening, MMQ Segmentation Mapping, and MMQ financing market segmentation.

scholarly journals Enhancing Waqf Accountability: Nazhir’s Perspective towards Waqf Reporting

2020 ◽  
Vol 12 (2) ◽  
Author(s):  
Sandra Monica ◽  
Murniati Mukhlisin ◽  
Dede Abdul Fatah
Keyword(s):  
Human Resources ◽  
Delphi Method ◽  
Financial Statements ◽  
Analytic Network Process ◽  
Financial Statement ◽  
High Quality ◽  
Accounting Standard ◽  
Continuous Education ◽  
Help Line ◽  
Network Process

Abstract. This study explores the best reporting form as a representation of waqf accountability through nazhir’s perspectives, i.e. waqf institutions in Indonesia. The method used in this study is the Analytic Network Process combined with Delphi. The results show that financial statements obtained from the first rank as the best reporting form. However, the waqf institutions could have difficulties in delivering a high-quality financial statement since there is a lack of understanding about the new waqf accounting standard that will be applied in 2021. The development of a comprehensive and down to earth guidance is crucial in helping the institutions apply the standard, with a help line as a backup. Continuous education and certification are also useful to enhance the skills of human resources in the waqf institutions concerning waqf management and accountability reporting. Keywords: Waqf Accountability; Waqf Reporting; Nazhir; ANP; Delphi method Abstrak. Penelitian ini bertujuan untuk mengksplorasi bentuk pelaporan terbaik sebagai representasi akuntabilitas wakaf, dilihat dari perspektif nazhir, yang dalam hal ini adalah institusi wakaf di Indonesia. Metode yang digunakan adalah Analytic Network Process yang dikombinasikan dengan Delphi. Hasil penelitian ini menyimpulkan bahwa laporan keuangan yang diperoleh dari tingkat pertama adalah bentuk pelaporan terbaik. Akan tetapi, pemahaman institusi wakaf terhadap standar akuntansi wakaf terbaru yang akan diberlakukan pada tahun 2021 masih sangat kurang. Ini menyebabkan institusi wakaf mengalami kesulitan dalam menyusun laporan keuangan yang berkualitas baik. Pengembangan pedoman pelaporan yang komprehensif dan mudah dipahami diperlukan untuk membantu institusi wakaf. Hal ini perlu disertai layanan bantuan yang dapat diakses setiap saat. Pendidikan berkelanjutan dan sertifikasi juga dibutuhkan untuk meningkatkan keahlian sumber daya manusia di institusi wakaf terkait manajemen wakaf dan pelaporan akuntabilitas.Kata kunci: Akuntabilitas Wakaf; Pelaporan Wakaf; Nazhir; ANP; Metode Delphi

scholarly journals MENINGKATKAN PROSES BELAJAR MENGAJAR DENGAN MENGGUNAKAN SISTEM E-LEARNING STUDI KASUS SMP NEGERI 24 PADANG

2018 ◽  
Vol 10 (3) ◽  
pp. 1-10
Author(s):  
Yanti Yusman
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Learning Process ◽  
Management System ◽  
Analytic Network Process ◽  
Electronic Media ◽  
Network Process ◽  
Information And Communication ◽  
E Learning ◽  
The Right

There are some of students feel afraid to participate in learning, because there are some discussion or theme of learning is a problem that occurs in students of SMP Negeri 24 Padang Now this with Information and Communication Technology (ICT) learning process can be done through electronic media called e-learning. One way to use the right learning media so that students are more active to play a role in the learning process. As a medium that will be used by students and teachers then built Learning Management System with uses Analytic Network Process (ANP) method. Keywords: E-learning, ANP method

scholarly journals ANALYSIS OF MICRO INSURANCE MODELS FOR FISHERMANS (STUDY IN SUKABUMI AND PANGANDARAN PORT)

2019 ◽  
Vol 5 (2) ◽  
pp. 134
Author(s):  
Rimawati Rimawati ◽  
Tuti Kurnia ◽  
Anas Alhifni
Keyword(s):  
Financial Institutions ◽  
Analytic Network Process ◽  
Insurance Company ◽  
A Value ◽  
Insurance Product ◽  
Network Process ◽  
Micro Insurance ◽  
Insurance Model ◽  
The Right

This study aims to determine the response of fishermen to insurance, so it can be seen how the right insurance model for fishermen in order to support the accessibility of capital to financial institutions such as LKMS. The determination of the insurance model in this study uses the Analytic Network Process (ANP) method, where the decision is made by considering and validating empirical experience. The results of this study indicate that the most appropriate insurance model is Partner Agent with a value of 0.4774. Partners who are invited to work together in this regard are KUD Fishermen. The most appropriate insurance product is a Health Insurance product with a weight of 0.4878. Based on these results the researchers made several alternative microinsurance models in accordance with each category of fishermen including, the KUDN Partner Model for Small Fishermen, the Micro-ABK Model for Workers Fishermen, and the Full Service Insurance Company (LPPA) Model for Fishermen employer.

scholarly journals Islamic Banking Selection Criteria: Case in Indonesia Using Analytic Network Process

2019 ◽  
Vol 10 (1) ◽  
pp. 165
Author(s):  
Aam Slamet Rusydiana ◽  
Fatin Fadhilah Hasib
Keyword(s):  
Analytic Network Process ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Analytical Network Process ◽  
Network Process ◽  
Conventional Banks ◽  
Bank Marketing ◽  
And Behavior ◽  
Selection Of

<p>The Islamic banking industry is currently one of the main indicators of the development of Islamic economics in Indonesia. In Islamic banking issue, one of the important issues is related to people's preferences and behavior towards Islamic banks. The study of the criteria for selecting a bank has been the concern of many bank marketing researchers. Compared to conventional, such studies are relatively minimal, especially in Indonesia. This study tries to analyze the preferences and behavior of criteria for selection of Islamic banks in Indonesia through the Analytical Network Process (ANP) approach.The results conclude that the most priority criteria that influence the selection of Islamic banks in Indonesia are service factors and religiosity factors or the suitability of banks with sharia principles. Therefore, Islamic banks need to constantly improve the quality of services both services and products so that they can compete with conventional banks.</p><p>Industri perbankan syariah saat ini merupakan salah satu indikator utama perkembangan ekonomi Islam di Indonesia. Dalam masalah perbankan syariah, salah satu masalah penting adalah terkait dengan preferensi dan perilaku pemilihan masyarakat terhadap bank syariah. Studi tentang kriteria pemilihan bank syariah telah menjadi perhatian banyak peneliti. Studi tersebut relatif minimal jika dibandingkan dengan bank konvensional, terutama di Indonesia. Penelitian ini mencoba menganalisis preferensi dan perilaku pemilihan kriteria bank syariah di Indonesia melalui pendekatan Analytical Network Process (ANP). Hasilnya menyimpulkan bahwa kriteria yang paling prioritas yang mempengaruhi nasabah dalam memilih bank syariah di Indonesia adalah faktor layanan dan faktor religiusitas atau kesesuaian bank dengan prinsip syariah. Oleh karena itu, bank syariah perlu terus meningkatkan kualitas layanan baik produk maupun jasa sehingga mereka dapat bersaing dengan bank konvensional.</p>

scholarly journals Matrix of pairwise comparison: decision making with the analytic network process

2019 ◽  
Vol 110 ◽  
pp. 02042
Author(s):  
Aliya Akhmadullina ◽  
Svetlana Vasilyeva ◽  
Tatyana Yakovleva ◽  
Svetlana Vopiyashina ◽  
Raisa Kraineva
Keyword(s):  
Decision Making ◽  
Environmental Planning ◽  
Pairwise Comparison ◽  
Multicriteria Decision Making ◽  
Analytic Network Process ◽  
Analytic Hierarchy ◽  
Pairwise Comparison Matrix ◽  
Network Process ◽  
Qualitative Factors ◽  
The Right

This article describes a method for analyzing hierarchies; identifies the problems with inconsistent judgments. The proof is given that the most effective tool allowing one to make the right decisions with inconsistencies is the introduction of the eigenvector on environmental planning and management. The Analytic Hierarchy Process (AHP) is a method for decision making, which includes qualitative factors. In this method, ratio scales are obtained from ordinal scales, which are derived from individual judgments for qualitative factors using the pairwise comparison matrix. This paper describes the applicability of a multicriteria decision-making method, specifically, the analytic network process.

scholarly journals An Analytical Network Process on Financial Access of the Small and Medium Enterprise in Sharia Banking in Tasikmalaya City

2015 ◽  
Vol 3 (2) ◽  
pp. 19-26
Author(s):  
Asep Suryanto ◽  
Fatimah Zahra Nasution
Keyword(s):  
Financial Institutions ◽  
Small And Medium Enterprises ◽  
External Solution ◽  
Analytic Network Process ◽  
Islamic Banking ◽  
Financial Access ◽  
Small And Medium Enterprise ◽  
Network Process ◽  
Medium Enterprise ◽  
The Government

Small and Medium Enterprise (SME) is one of the significant roles in national economic development. It is seemly followed by the rise of employment absorbent and equity in income distribution. The capital constraint and the impedance of banking financial access have become the main problem to the Small and Medium entrepreneurs. The objectives of this research are to identify the main factors as problems of Small and Medium Enterprises in having access to the financial institutions, and also to find out the solutions of the research problems. This research uses qualitative approach i.e. Analytic Network Process (ANP). Through applying this method, it is expected to help the researchers in making measurement and synthesis of some factors regarding on the topic analyzed as well as finding the solution for problems faced by the SMEs. The resources of the data is derived from questionnaires and in-depth interview with experts, practitioners, SMEs and regulators which then analyzed by the structure and hierarchy into homogen clusters of the SMEs problems and solutions, measuring into ratio scale and building synthesis. As the result, it becomes clear what factors impeding the financial access of the SMEs to banks. The results of this research show that the difficulties of SMEs in accessing financial support in Islamic financial institutions are internal problems of Islamic banking i.e. lack of financial assistance given to the SMEs, the functions of Islamic banking as business partners for SMEs is not optimal. Whereas the external problems in the SMEs are the disability in meeting the financial requirements asked by Islamic banking that are collateral and business history. The internal solutions are Islamic banking must give business mentoring to SMEs that have received financial supports to minimalize the bad credits level. The external solution is the government must also socialize Islamic financial mechanism to SMEs as part of education efforts.

scholarly journals Problematic Analysis of Cash Waqf Management in West Sumatera through Analytic Network Process (ANP) Approach

2019 ◽  
Vol 2 (3) ◽  
pp. 285-298
Author(s):  
Nil Firdaus ◽  
Amiur Nuruddin ◽  
Fifi Hasmawati
Keyword(s):  
Public Education ◽  
Human Resources ◽  
Management Strategy ◽  
Good Governance ◽  
Analytic Network Process ◽  
Rater Agreement ◽  
A Value ◽  
West Sumatra ◽  
Network Process ◽  
Priority Order

Implementation of good governance in cash waqf institutions is a must. But in its implementation in West Sumatra there are still various problems in governance which have an impact on not maximizing the collection of cash waqf. Through the Analytic Network Process (ANP) approach this study tries to answer several questions: (1) what are the priority issues of cash waqf management, (2) What are the priority solutions for cash waqf management and (3) what are the cash waqf management strategy in West Sumatra. The results showed that the priority of problems in cash waqf management in West Sumatra in priority order were Human Resources (0.371), regulation (0.243), accountability (0.200) and products (0.184) with the rater agreement (W: 0.377). Priority results solutions with Human Resource solution sequences (0,367), regulator solutions (0.267), product solutions (0.183) and accountability (0.181). The results of the rater agreement with the value (0.348). While the results of the strategy in the order of collaboration with the Tungku Tigo Sajarangan are the top priority with a value (0.366), public education about cash waqf (0.324) and nazhir guidance and mauquf alaih (0.308). The rater agreement value is equal to (W: 0.111).

scholarly journals SELECTION OF SURFACE TO SURFACE RUDAL KRI-KERAMBIT CLASS USING DEMATEL AND ANALYTIC NETWORK PROCESS METHODS

JOURNAL ASRO ◽  
2020 ◽  
Vol 11 (1) ◽  
pp. 162
Author(s):  
Supartono Supartono ◽  
Joko Purnomo ◽  
Siswo Hadi Sumantri ◽  
Wishnu Krestiawan
Keyword(s):  
Data Processing ◽  
Second Generation ◽  
Analytic Network Process ◽  
Previous Generation ◽  
Main System ◽  
Network Process ◽  
The Right ◽  
Selection Of

Indonesian Warship (KRI) is one of the Main System Weapons (defense equipment) owned by the Navy. In its2017 procurement, the Navy made a second generation Fast Ship Missile (KCR) made by PT PAL thatproduced more than the previous generation, both in terms of capacity and rich ships, named KRI KerambitClass. To support the battle, this KRI Kerambit Class will be equipped with a surface to surface missile (SSM) toimprove the ability to use maximum battleships. To be able to activate its function properly, it is necessary tochoose the right missile base weapon. The selection of alternative missile weapons over water requires analysisof information and collects important requirements about data from alternative weapons over the air. In additionto alternatives, it is expected that major criteria will be considered in the selection of the Weapons over the air.In making the decision to procure Weapons Over Water, where the conflict cannot be arranged in the form of ahierarchy because it requires interaction and higher level elements to lower level elements. Therefore in thisstudy the Trial Making and Evaluation Laboratory (DEMATEL) and Analytic Network Process (ANP) methodshave the ability to accommodate the interrelations between criteria or alternatives. Based on data processing,the Exocet MM 40 Block 3 has been selected. This missile has several advantages compared to other missiles,including launching at counters and missfire that is very low and has very good durability.Keywords: Missile Selection, DEMATEL, Analytic Network Process

scholarly journals THE PERFORMANCE IMPROVEMENT OF OCBC NISP BANK'S TRADE OPERATIONS DIVISION EMPLOYEES : APPLICATION OF ANALYTIC NETWORK PROCESS METHODS

2019 ◽  
Vol 3 (1) ◽  
pp. 15-21
Author(s):  
Andreas Murti
Keyword(s):  
Performance Indicator ◽  
Analytic Network Process ◽  
Compensation System ◽  
Method Performance ◽  
Lower Productivity ◽  
Network Process ◽  
Increase Productivity ◽  
A Priority ◽  
The Right ◽  
Method Show

This study discusses the system design for improving the performance of OCBC NISP Bank's Trade Operations division employees using the Analytic Network Process (ANP) method. Performance measurement and scope of analysis is carried out on the activities of employees of the Trade Operations section in the process of issuing LC documents. This research determines what policy strategies can help improve the performance of OCBC NISP Bank's Trade Operations employees. The results of the study using the ANP method show that by implementing a productivity-based compensation system is a top priority with a priority weight of 42.69%. Whereas work process improvement is the second priority with 36.72% priority weight. For the last priority, the sequence is the preparation of the right target and key performance indicator (KPI) with a priority weight of 20.57%. Based on the results of ANP analysis, implementing a productivity-based compensation system provides the highest benefits and opportunities compared to the risks that may arise. Productivity-based compensation will motivate employees to compete to increase productivity to get better compensation compared to employees with lower productivity.

scholarly journals A hybrid multi-criteria decision making model for the vehicle service center selection with the aim to increase the vehicle fleet energy efficiency

2018 ◽  
Vol 22 (3) ◽  
pp. 1549-1561 ◽  
Author(s):  
Davor Vujanovic ◽  
Vladimir Momcilovic ◽  
Milos Vasic
Keyword(s):  
Decision Making ◽  
Energy Efficiency ◽  
Analytic Network Process ◽  
Multi Criteria Decision Making ◽  
Maintenance Planning ◽  
Proposed Model ◽  
Network Process ◽  
Maintenance Work ◽  
The Right ◽  
Decision Making Model

In this paper is researched how to achieve an effective fleet maintenance planning in transport companies, which contributes in increasing the fleet energy efficiency and in achieving the companies? goal. Within the fleet maintenance planning, managers have to make the right decisions on the selection of vehicle service centers in the region where the maintenance work will be realized. The mentioned decision is affected by a number of different interdependent factors (criteria). Based on a survey, relevant factors (criteria) were defined. As defined factors are interdependent and differently influence the mentioned decision, an approach of decision making trial and evaluation laboratory (DEMATEL)-based analytic network process called DANP was applied. In this respect, authors propose a hybrid multi-criteria decision making model. The proposed model was applied in the companies to demonstrate how effective their managers are in the maintenance planning and how this effectiveness influences the fleet energy efficiency and fulfilment of companies? goal.

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