scholarly journals Testing the Effect of CAR and Murabahah Financing on Profitability with TPF as a Moderating Variable

2021 ◽  
Vol 12 (2) ◽  
pp. 26-40
Author(s):  
Mifta Dwi Wiji Lestari ◽  
Alfinur Alfinur ◽  
Supami Wahyu Setyowati
Keyword(s):  
Data Analysis ◽  
Financial Services ◽  
Commercial Banks ◽  
Time Series Data ◽  
Partial Least Square ◽  
Least Square ◽  
Annual Reports ◽  
Series Data ◽  
Independent Variables ◽  
Analysis Technique

Abstract                                This research was conducted to determine whether the effect of the independent variables: CAR and Murabahah Financing on the dependent variable of profitability with the moderating variable of TPF in Islamic Commercial Banks (BUS) in Indonesia from 2015-2019. The method used in this research is a quantitative approach. The population used in this research is BUS that is registered in the Financial Services Authority in 2020 totaling 14 companies. The sample used was 6 BUS that fit the test criteria. The data studied were time series data in tools, namely Smart Partial Least Square (SmartPLS) 3.3.2. The results of the research conducted are CAR has a positive and significant impact on profitability, Murabahah financing has a the form of annual reports. The data analysis technique used is PLS with data analysis positive and significant impact on profitability, TPF moderates the effect of CAR on profitability, TPF moderates the effect of Murabahah Financing on profitability. Keywords: CAR; Murabahah Financing; profitability; DPK

scholarly journals Pengaruh Variabel Internal Perbankan Terhadap Kinerja Bank Konvensional di Indonesia

2019 ◽  
Vol 4 (1) ◽  
pp. 90
Author(s):  
Ali Akbar
Keyword(s):  
Commercial Banks ◽  
Time Series Data ◽  
Partial Least Square ◽  
Least Square ◽  
Series Data ◽  
Internal Variables ◽  
Operating Income ◽  
Performance Factors ◽  
Conventional Banks ◽  
Dominant Influence

This research is to know the influence of internal variables of banking (amount of credit and operational expense than operating income (BOPO)) on the performance of conventional banks. The population in this research is the whole of conventional commercial banks in Indonesia year of 2010-2017. The sampel  is the conventional commercial banks by as much as 14 banks, with time series data. The method used is the analysis of partial least square (PLS). The results showed that internal variables of banking (amount of credit, BOPO) negative and no significant effect on performance of conventional banks (CAR, NPL, ROA, LDR) and amount of credit credit is an indicator of a dominant influence variation/change from a conventional banks performance factors (CAR, NPL, ROA and LDR).

scholarly journals THE EFFECT OF NON-PERFORMING FINANCING AND THIRD PARTY FUNDS ON THE PROFITABILITY THROUGH PS/RS AND PLS FINANCING

2021 ◽  
pp. 19-31
Keyword(s):  
Data Analysis ◽  
Empirical Evidence ◽  
Direct Effect ◽  
Indirect Effect ◽  
Commercial Banks ◽  
Profit Sharing ◽  
Partial Least Square ◽  
Least Square ◽  
Third Party ◽  
Analysis Technique

This research is motivated by the phenomenon of increasing PS/RS and PLS financing and profitability at Islamic Commercial Banks (BUS) in Indonesia during the 2015-2019 period, and experiencing a decline from 2019 to 2020. PS/RS and PLS financing can use mudharabah and musharakah contract schemes. Mudharabah financing is based on profit sharing, while Musharaka is based on profit-loss sharing. This study aims to obtain empirical evidence regarding the effect of non-performing financing and third-party funds on profitability through PS/RS and PLS financing. The population used in this study were all Islamic Commercial Banks in Indonesia in the 2015-2020 period. The data analysis technique used is Partial Least Square with SmartPLS software version 3. The results of the study found a direct effect of non-performing financing on profitability. The results of the study did not find a direct effect of non-performing financing on PS/RS and PLS financing. In addition, third party funds do not have a direct effect on profit-sharing and profitability-based financing. The results also did not find an indirect effect of non-performing financing and third-party funds on profitability.

Pengaruh Nilai Tukar (Kurs) dan Inflasi terhadap Tingkat  Non Performing  Financing (NPF) Pada Bank Syariah

2019 ◽  
Vol 2 (2) ◽  
pp. 214-224
Author(s):  
Muhammad Arfan Harahap ◽  
Anjur Perkasa Alam ◽  
Muspita Pradila
Keyword(s):  
Exchange Rate ◽  
Time Series Data ◽  
Sampling Technique ◽  
Series Data ◽  
Islamic Banks ◽  
Exogenous Variables ◽  
Independent Variables ◽  
Analysis Technique ◽  
The Exchange Rate ◽  
Conventional Banks

The level of Non-Performing Financing at Islamic Banks is higher than conventional banks, while in terms of total assets, Islamic Banks are smaller. This study aims to analyze the effect of exogenous variables consisting of the level of inflation and the exchange rate of the rupiah against non Performing Financing in Islamic banks. This study uses time series data from 2016-2018. The population in this study consisted of Islamic Commercial Banks. The sampling technique used in this research is purposive sampling technique. The data analysis technique used is Multiple Linear Regression. The results showed that the inflation variable had a positive and significant effect on Non Performing Financing. While the Exchange Rate has no effect on Non Performing Finance. Meanwhile, simultaneously the two independent variables affect the independent variables.

scholarly journals Factors affecting the import of soybean in Indonesia

2020 ◽  
Vol 8 (5) ◽  
pp. 523-530
Author(s):  
Adlaida Malik ◽  
Saidin Nainggolan
Keyword(s):  
Direct Effect ◽  
Time Series Data ◽  
Partial Least Square ◽  
Least Square ◽  
Series Data ◽  
Soybean Production ◽  
Macroeconomic Conditions ◽  
Production And Consumption ◽  
The Republic ◽  
The Government

As an agricultural country, Indonesia still imports soybeans to meet domestic soybean needs. The gap between national soybean production and consumption causes the government to import. Based on this, this study aims to analyze the factors that influence soybean imports in Indonesia. The data used are time series data for the period 2003-2018. Data is sourced from the Food and Agriculture Organization (FAO), United Nations International Trade Statistics Database (UN COMTRADE), the Central Bureau of Statistics of the Republic of Indonesia, World Bank, Bank Indonesia, and the Ministry of Trade of the Republic of Indonesia. The analysis method uses SEM-Partial Least Square (PLS). The results showed that the macroeconomic conditions directly affect soybean production and consumption. On the other hand, consumption has a direct effect, but production has no direct effect on soybean imports. Macroeconomic conditions do not have a direct effect on soybean imports. Nevertheless, the total effect (combined direct and indirect effects) is significant from macroeconomic conditions on soybean imports.

scholarly journals Determinants of Capital Adequacy among the Commercial Banks in Ghana

2020 ◽  
pp. 88-95
Author(s):  
Ernest Somuah Annor ◽  
Fredrick Somuah Obeng ◽  
Nelly Opoku Nti
Keyword(s):  
Commercial Banks ◽  
Fixed Effects ◽  
Banking System ◽  
Secondary Data ◽  
Least Square ◽  
Capital Adequacy ◽  
Annual Reports ◽  
Independent Variables ◽  
Strict Compliance ◽  
Asset Quality

The study examined the determinants of capital adequacy among selected commercial banks in Ghana. Eight banks were sampled for the periods 2009-2016, secondary data was gathered from the annual reports of selected banks as well as the Ghana Banking Survey authored by Price Waterhouse Coopers Ghana (PWC). A balanced panel approach was employed in investigating the determinants of capital adequacy among selected commercial banks in Ghana whilst comparing estimates of pooled OLS, random and fixed effects models and the generalized least square models to ascertain the robustness of the model. The finding suggests that all the independent variables statistically and significantly influence capital adequacy. While non-performing loans negatively relate to CAR, LFTD and ROA positively impact CAR or asset quality. It is recommended that the central bank and various banks operating in Ghana pay attention to strict compliance with the regulatory regimes to keep banks sound and fit to withstand distress and losses which may, in turn, affect the banking system and economy in entirety.

scholarly journals Analisis pengaruh keadaan ekonomi makro terhadap investasi Asuransi Jiwa Syariah di Indonesia tahun 2010 – 2019

2020 ◽  
pp. 37-53
Author(s):  
Khalish Khairina
Keyword(s):  
Exchange Rate ◽  
Interest Rate ◽  
Significant Influence ◽  
Life Insurance ◽  
Time Series Data ◽  
Composite Index ◽  
T Test ◽  
Least Square ◽  
Series Data ◽  
Independent Variables

This study aims to analyze the effect of Inflation, Exchange Rate, BI Interest Rate, Indonesia Composite Index on Sharia Insurance Life in Indonesia.  Data used is time series data for 10 years (2010-2019) and analyzed by using Eviews 10. This research using quantitative descriptive method, and to analyze the effect of independent variables toward dependent variables using Ordinary Least Square technique. The result of t – test shows Inflation, Exchange Rate, Indonesia Composite Index have significant influence to Sharia Life Insurance Investment in Indonesia that t –test < 0,05 and Interest Rate doesn’t influence to Sharia Life Insurance Investment in Indonesia with t – test > 0,05. However, independent variables has a significant influence with the result of F test 0,000002 < 0,05 and Adjusted R-Squared test shows that 99,41 %  of Sharia Life Insurance Investment in Indonesia is influenced by independent variables in this research

scholarly journals Profitabilitas Bank Syariah Ditinjau dari Pembiayaan dengan Prinsip Bagi Hasil dan Kategori Usaha

2019 ◽  
Vol 14 (1) ◽  
pp. 48-63
Author(s):  
Purwanto Purwanto
Keyword(s):  
Data Analysis ◽  
Commercial Banks ◽  
Revenue Sharing ◽  
Profit Sharing ◽  
Partial Least Square ◽  
Least Square ◽  
Quantitative Approach ◽  
Islamic Banking ◽  
Negative Coefficient ◽  
Business Units

As a business institution, the objectives of Islamic banking is profitability. The profit can be achieved if Islamic banking distributes financing both with the principle of buying and selling, profit sharing or services. The focus of the study was on financing with the principle of profit sharing (Mudharabah and Musyarakah). Profit sharing has been studied as a variable that can increase profitability, but there are no definite conclusions. Thus it is necessary to study whether the actual financing of profit sharing affects the level of profitability directly or through certain business categories. The type of research is causality research with a quantitative approach. The population is Sharia Commercial Banks and Sharia Business Units in the period of January 2016 to December 2018. The data analysis uses Partial Least Square (PLS). The results shows that financing with profit sharing principles is proven to directly have an influence on profitability but in a negative coefficient. This study also shows that the higher the profit sharing financing, the lower the level of profitability. However, when the revenue sharing is channeled through SMEs and non-SMEs, the results become positive and significant to profitability

scholarly journals PENGARUH CAR, ROA, BI 7-DAY RATE, DAN INFLASI TERHADAP NON-PERFORMING FINANCING KPR PADA BANK UMUM SYARIAH PERIODE 2016-2018

2020 ◽  
Vol 7 (4) ◽  
pp. 774
Author(s):  
Rofadatul Hasanah ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Commercial Banks ◽  
Time Series Data ◽  
Home Ownership ◽  
Negative Influence ◽  
Least Square ◽  
Capital Adequacy ◽  
Series Data ◽  
Return On Assets ◽  
Capital Adequacy Ratio ◽  
Saturated Sample

This study aims to determine the effect of Capital Adequacy Ratio, Return on Assets, BI 7-Day Rate, and Inflation towards Non Performing Financing Mortgages in Islamic commercial banks in Indonesia. The population of this study is the Islamic commercial banks in the period 2015-2019. The sample used is a saturated sample, which uses all Islamic banks as research samples. This research uses a quantitative approach using time series data. All variables use the percentage of growth and show the results of the level stas so that the technique used is Ordinary Least Square (OLS) regression analysis which is processed using E-Views 10 software. The results of this study indicate partially the Capital Adequacy Ratio and Return on Assets variables have a negative influence significant to NPF KPR. While BI 7-Day Rate and Inflation variables do not have an influence on NPF KPR. Even so, the Capital Adequacy Ratio, Return on Assets, BI 7-Day Rate, and Inflation variables simultaneously have a significant effect on the Non Performing Financing of Mortgages in Islamic commercial banks in Indonesia in the 2015-2019 period.Keywords: Capital Adequacy Ratio (CAR),  Return on Assets (ROA), Inflasi,  Kurs, Non Performing Financing (NPF), Home Ownership Loan

scholarly journals Analisis impor beras Indonesia

2020 ◽  
Vol 8 (2) ◽  
pp. 89-98
Author(s):  
Yulia Sani ◽  
Siti Hodijah ◽  
Rosmeli Rosmeli
Keyword(s):  
Time Series ◽  
Exchange Rate ◽  
Quantitative Analysis ◽  
Time Series Data ◽  
Least Square ◽  
Series Data ◽  
Ordinary Least Square ◽  
Independent Variables ◽  
Analysis Tools ◽  
Rice Price

This study aims to analyze the development of each variable and its effect on rice imports in Indonesia for the period 1998-2017. This research uses descriptive and quantitative analysis tools. The data used is time-series data or time series. To analyze this research, the "Ordinary Least Square (OLS) method was used. The results showed that the independent variables simultaneously had a significant effect on rice imports in Indonesia. Partially, the domestic rice price variable has a positive and significant effect on rice imports in Indonesia, the exchange rate variable has a negative and significant effect on rice imports in Indonesia and the GDP variable has a negative and significant effect on rice imports in Indonesia. Keywords: Rice imports, Exchange rate, The price of rice

scholarly journals THE EFFECT OF JOB SATISFACTION AND JOB ENVIRONMENT ON TURNOVER INTENTION EMPLOYEES IN ENGINEERING AND SERVICES CONSTRUCTION SERVICES

2019 ◽  
Vol 1 (1) ◽  
pp. 28-43
Author(s):  
Christina Catur Widayati ◽  
Purnamawati Helen Widjaja ◽  
Lia D
Keyword(s):  
Job Satisfaction ◽  
Data Analysis ◽  
Turnover Intention ◽  
Partial Least Square ◽  
Least Square ◽  
Construction Engineering ◽  
Independent Variables ◽  
Pls Analysis ◽  
Descriptive Approach ◽  
Construction Services

This research is to know the influence of job satisfaction and job environment toward turnover intention level. The object of this research is employees or employees who work in construction engineering services and services company in Jakarta. This research was conducted on 66 respondents by using descriptive approach quantitative. Therefore, the data analysis used is Partial Least Square (PLS) analysis. The result of this research shows that job satisfaction variable give negative and significant influence to turnover intention. The job environment has a negative and significant impact on the turnover intention of construction engineering and services company in Jakarta. This is evidenced from the results of hypothesis testing (t test) which shows the value of the syndication of independent variables.

Sign in / Sign up

Export Citation Format

Share Document