Analisis pengaruh makroekonomi terhadap dana pihak ketiga (DPK) dengan equivalent rate (ER) sebagai variabel intervening

This study aims to determine the Effect of Macroeconomics on Third-Party Funding (TPF) with the Equivalent Rate (ER) as the Intervening Variable (Case Study of Islamic Commercial Banks Period 2016-2020). This type of research is quantitative research which utilizes secondary data in the form of time-series data. Purposive sampling was used as the sampling method. The data that has been obtained later processed using the E-views version 9 application tool. Based on the results, it is shown that the Inflation, BI Rate, and Equivalent Ratevariables partially have a negative effect on TPF, while the Exchange Rate has a positive effect on TPF. Moreover, the variables of Inflation, Exchange Rate, and BI Rate have a positive and significant effect on the Equivalent Rate (ER). It is also found thatThe Equivalent Rate variable cannot mediate the effect of Inflation, Exchange Rate, and BI Rate on TPF.

Profitabilitas menjadi pemediasi untuk variabel yang mempengaruhi struktur modal (Studi pada Bank Umum Syariah di Indonesia periode 2016-2020)

The purpose of this study is to find out and analyze whether there is an Influence of Liquidity, Growth Opportunity, Asset Structure, and Non Debt Tax Shield on Capital Structure with Profitability as an Intervening Variable in Islamic Commercial Banks Registered at OJK 2016-2020 ". This research is a quantitative research using data sources derived from secondary data, namely the annual report. The sampling technique used in this research is purposive sampling technique. Of the 14 Islamic commercial banks registered with the OJK, only 11 are in accordance with the sample criteria in this study. This study uses the Eviews 9 application as a tool for data processing. The analytical methods used in this research are stationarity test, panel data regression model test, classical assumption test, regression test, and path analysis test. The results obtained in this study are liquidity has a significant negative effect on capital structure. Growth opportunity and asset structure have a significant positive effect on capital structure. Meanwhile, the non-debt tax shield and profitability variables have no significant positive effect on capital structure. Liquidity has no significant negative effect on profitability, growth opportunity has no significant positive effect on profitability. Asset structure has a significant positive effect on profitability, while non-debt tax shield has a significant negative effect on capital structure. From the results of the path analysis conducted in this study, profitability was not able to mediate the variables of liquidity, growth opportunity, and non-debt tax shield on capital structure, but for the asset structure variable profitability was able to mediate the influence of asset structure on capital structure.

Analisis faktor pendorong minat nasabah dalam memilih Tabungan Haji di Bank Syariah Mandiri Kantor Cabang Aceh

This study aims to partially and simultaneously analyze the influence of service quality, social, promotion, and knowledge on customer interest in using Hajj savings at Bank Syariah Mandiri in Aceh. Based on 122 questionnaires distributed to respondents, using probability sampling technique, which is simple random sampling and later analyzed by using multiple linear regression models, the results show that service quality, social, promotion, and knowledge have a simultaneous and partial effect on customer interest in using Hajj savings at Bank Syariah Mandiri in Aceh.

Performa modal Bank Syariah di tengah pandemi covid-19

Capital is a very important function in overcoming risks that may occur in the Banking Industry. A bank is said to be healthy if a bank has sufficient capital despite possible risks. To see that a bank is healthy, capital indicators are also the most important measurement, namely through the capital adequacy ratio or Capital Asset Ratio (CAR). Things that can affect the size of the capital adequacy ratio can occur due to internal and external factors. Internal factors originating from the banking industry itself, such as profitability, asset quality, company size and liquidity. Meanwhile, external factors come from outside the company such as the macroeconomic condition of a country. The Covid-19 pandemic is one of the impacts that causes the economic condition of a country to weaken which impacts on investment. So this study aims to see how much the ability of Islamic banks in the midst of the Covid-19 Pandemic which began to occur in Indonesia from February 2020 to the end of 2020. And the factors that influence the capital adequacy ratio's size. The findings of this research show that during the Covid-19 pandemic, Islamic banking was able to show its performance as an ever-growing Islamic financial institution seen from the data on the development of assets and growth in deposits. Islamic banking CAR for the period of 2020 remains at a fairly strong level despite the covid-19 pandemic. Meanwhile, one of the internal factors that influence CAR is Return On Assets (ROA) with a significance value of 0.005.

Analisis potensi pembayaran non tunai pada pedagang di Kota Langsa

The study aims to look at the potential and barriers to non-cash payments in Langsa City. Using qualitative methods and the number of respondents as many as 6 people. The results of this study show that the city of Langsa has great potential in the application of non-cash payments along with the rapid increase of merchant development in the city of Langsa, and in the application has several obstacles including frequent network errors, lack of socialization about the use of digital transactions

Tingkat literasi keuangan syariah santri dayah

This study aims to determine the level of Islamic financial literacy of students at Dayah Raudhatul Huda. Aspects of Islamic financial literacy observed including knowledge of basic Islamic finance, Islamic saving and loans, personal finance, contracts in Islamic finance and understanding of Islamic financial institutions. The population in this study were the Senior High students of Dayah Raudhatul Huda with the sample size of 77. The data analysis method used is descriptive statistics. The results showed that the level of Islamic financial literacy of students at Dayah Raudhatul Huda was 68,10% which is categorized as medium.The average value obtained in the aspects of basic Islamic financial knowledge is 74,38%, Islamic savings and loans of 69,35%, personal finance of 54,97%, contract in Islamic finance of 69,34% and understanding of Islamic financial institutions at 72,50%.

PEMAHAMAN MASYARAKAT TERHADAP JUAL BELI MUKHADHARAH DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Di Kecamatan Kuta Makmur Kabupaten Aceh Utara)

This study aims to determine the public’s understanding of the implementation of Mukhadharah purchasing and selling from the Islamic economic perspective in the Kuta Makmur subdistrict. This study used a qualitative approach. The results showed that the community’s understanding of the contract made by both parties that occurred before the harvest period was considered valid and fulfilled the elements of the agreement. In purchasing and selling on trees not fully based on the pillars and the legal terms of sale and purchase and contrary to the provisions of Syara’ because they contain Gharar elements and in the execution of taking the goods there are irregularities so that the sale and purchase were not valid because the quality and quantity of goods were different after purchase. So, it concluded that the sale and purhase of Mukhadharah in the Kuta Makmur subdistrict were illegal.

COMPARISON OF VILLAGE DEVELOPMENT BEFORE AND AFTER VILLAGE FUND IMPLEMENTATION IN NAGAN RAYA DISTRICT

This study aims to analyze and see the effectiveness of the distribution of the use of village funds in Kuala Subdistrict, Nagan Raya Regency and its relationship with poverty levels. The data used is in the form of time series data from 2015 to 2018 which is collected through primary and secondary data. Primary data were obtained by directly visiting villages in the Kuala sub-district. Meanwhile, secondary data were obtained from the website of the Central Statistics Agency (BPS), document review, articles related to the object of research. This study conducted observations of 10 villages as a sample of 17 villages in Kuala District. The analysis method uses panel data regression with the random effect model (REM) analysis method. From the regression results of the random effect model, it was found that the village fund variable had a positive and significant effect on poverty with a probability of 0.0000 = p-value α = 5%. Then the village fund allocation variable has a significant negative effect on poverty with a probability of 0.0000 = p-value α = 5%. This means that adding 1% of village funds or increasing village funds will reduce poverty in Kuala Subdistrict, Nagan Raya Regency.

Good Corporate Governance, Profitabilitas, Kebijakan Deviden dan Nilai Perusahaan Pada Konstituen Jakarta Islamic Index 70

Penelitian ini bertujuan untuk mengetahui pengaruh good corporate governance, profitabilitas, kebijakan deviden terhadap nilai perusahaan pada konstituen Jakarta Islamic Index 70. Populasi dalam penelitian ini adalah perusahaan yang terdaftar di Jakarta Islamic Index 70 tahun 2018-2020. Teknik pengambilan sampel yaitu purposive sampling dan diperoleh 49 perusahaan dengan periode penelitian selama 2 tahun. Metode analisis data yang digunakan adalah analisis regresi data panel dengan menggunakan software E-views 8 Student Version. Hasil penelitian menunjukkan bahwa secara simultan good corporate governance, profitabilitas dan kebijakan deviden berpengaruh signifikan terhadap nilai perusahaan. Secara parsial, hasil penilitian menunjukkan good corporate governance dan kebijakan deviden tidak berpengaruh signifikan terhadap nilai perusahaan. Sedangkan profitabilitas berdasarkan hasil penelitian menunjukkan berpengaruh signifikan terhadap nilai perusahaan

PERAN BAITUL MAL SEBAGAI PENGHIM PERAN BAITUL MAL SEBAGAI PENGHIMPUN DANA ZAKAT DALAM MENANGGULANGI KEMISKINAN DI KOTA LANGSA

Aceh is one of the provinces with a high poverty rate and is also a region with a high poverty rate in Sumatra, including Langsa City. Therefore, one of the efforts to alleviate poverty in Langsa City is by utilizing zakat funds managed by the Baitul Mal Institute, which will later be distributed to the poor in Langsa City. This study aims to identify the role of the Baitul Mal Institution in alleviating poverty and improving the welfare of the people of Langsa City. From the research results, it is concluded that the distribution of zakat funds to the poor is still ineffective and still not on target so that people still do not feel prosperity.