scholarly journals ENTREPRENEURSHIP DEVELOPMENT AS A PANACEA FOR DEPRESSED ECONOMY

2019 ◽  
pp. 29-37
Author(s):  
Uju Sussan Muogbo Ph.D ◽  
Eze Solomon Uchechukwu
Keyword(s):  
Adverse Effect ◽  
Economic Development ◽  
Research Method ◽  
Small And Medium Enterprises ◽  
Regression Method ◽  
Small Enterprises ◽  
Entrepreneurship Development ◽  
Anambra State ◽  
Descriptive Research ◽  
Medium Enterprises

The study examined entrepreneurship development as a panacea for a depressed economy with particular reference to selected Small and Medium Enterprises in Anambra State Nigeria. The main objective of the study is to examine the need to cushion the adverse effect of depressed economy through entrepreneurship development in Nigeria. Related literatures were reviewed. The study adopted descriptive research method in which data generated through questionnaire and oral interview were analyzed. The population of the study was 160 owners and staff of small enterprises selected at random from their various firms. The hypotheses formulated in the study were testing ANOVA and Regression method. The study revealed that entrepreneurship development plays a key role in the process of economic development through employment creation, increase in investment and consumption of a nation thereby revamping the depressed economy. The study therefore concludes that entrepreneurship development remains a panacea for a depressed economy such as Nigeria. The study recommends that government should encourage entrepreneurship development through the provision of incentives to entrepreneurs and standing as a guarantor for loans given to aspiring entrepreneurs so as to improve their contribution to Gross Domestic Product.

Analysis of Major Problems Faced by Small Firms in North India

2015 ◽  
Vol 15 ◽  
pp. 150-160
Author(s):  
Davinder Singh ◽  
Jaimal Singh Khamba ◽  
Tarun Nanda
Keyword(s):  
Economic Growth ◽  
Developing Countries ◽  
Economic Development ◽  
Small Firms ◽  
Small And Medium Enterprises ◽  
Developed Countries ◽  
North India ◽  
Small Enterprises ◽  
Employment Generation ◽  
Medium Enterprises

Micro, Small and Medium Enterprises (MSMEs) have been noted to play a significant role in promoting economic growth in less developed countries, developing and also in developed countries. Worldwide, the micro and small enterprises have been accepted as the engine of economic growth of any nation. Small and Medium Enterprises are the backbone of the economies, because it trigger employment, output, export, poverty alleviation, economic empowerment, economic development etc. in developed as well as in developing countries. It is more important to developing countries as the poverty and unemployment are burning problems. MSMEs have been playing a momentous role in overall economic development of a country like India where millions of people are unemployed or underemployed. Therefore, the growth of small sectors is essential for the growth in the GDP, employment generation, total manufacturing production and export. India, being one of the fastest growing economies of the world, needs to pay an honest attention for the utmost growth of MSMEs for its increased contribution in above areas.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PENGEMBANGAN EKONOMI LOKAL (PEL) DI KOTA MEDAN (Studi Kasus Usaha Kecil Dan Menengah Sebagai Sektor Basis)

2017 ◽  
pp. 74-84
Author(s):  
Anton Atno Parluhutan Sinaga
Keyword(s):  
Social Capital ◽  
Economic Development ◽  
Labor Market ◽  
Development Policy ◽  
Research Method ◽  
Local Economic Development ◽  
Small And Medium Enterprises ◽  
Economic Development Policy ◽  
Threshold Score ◽  
Medium Enterprises

The concept of Local Economic Development (LED) is an analytical tool that can be used to describe and measure economic conditions in a region. The territory in question may be administrative territory or region / region of particular business / commodity development, including small and medium enterprises (SMEs). Small and Medium Enterprises (SMEs) are part of the most strategic economic sector, concerning the livelihood of the people and is an important pillar in supporting and moving the joints of the economy in many countries .. SMEs play several important roles in Indonesia, one of them important players In Local Economic Development (LED) and community development. The purpose of this study is directed to determine the factors - factors that affect Local Economic Development with SMEs as the base sector in the city of Medan. The research method used in this research is Quantitative Descriptive Research Method. Data collection is done by using secondary and primary data. Then the analysis used to test the research hypothesis that has been determined by using the sample data obtained. The Inferential Statistics Method used in the analysis of this research data is Structural Equation Modeling (SEM). Descriptive result of this research is there are three variables have the average score of each - each variable is smaller than the middle threshold score 9. The three latent variables referred to include: social capital, socio-economic characteristics, and economic development policy However, when viewed From educational and skill perspectives, labor market and geographical characteristics greater than the middle threshold score 9. The results of this study are social capital, education and expertise, social characteristics, labor market, economic development policy and local culture are six factors Have a positive and significant impact on the succession of local economic development program of Medan city.

scholarly journals Entrepreneurship development as a factor intensify cooperation in rural areas of Ukraine

2017 ◽  
Vol 12 (4) ◽  
pp. 183-192
Author(s):  
Inna Kulish
Keyword(s):  
Economic Development ◽  
Rural Areas ◽  
Small And Medium Enterprises ◽  
Entrepreneurship Development ◽  
Agricultural Enterprises ◽  
Socio Economic Development ◽  
Medium Enterprises

This article is devoted to the problems of development of small and medium enterprises in rural areas of Ukraine. It is shown how the cooperation of small and medium-sized enterprises can affect the overall development of rural areas and increase its competitiveness. The influence of agroholdings on the development of small and medium-sized enterprises and cooperation in rural areas of Ukraine is shown. The influence of non-agricultural enterprises on the socio-economic development of rural areas is determined.

ENTREPRENEURSHIP DEVELOPMENT: SMES IN INDONESIA

2007 ◽  
Vol 12 (01) ◽  
pp. 95-118 ◽  
Author(s):  
TULUS TAMBUNAN
Keyword(s):  
Women Entrepreneurs ◽  
Agricultural Sector ◽  
Small And Medium Enterprises ◽  
Small Enterprises ◽  
Development Programs ◽  
Working Capital ◽  
Government Programs ◽  
Entrepreneurship Development ◽  
Representation Of Women ◽  
Medium Enterprises

The Indonesian government has been trying to encourage entrepreneurship development by supporting the development of small and medium enterprises in the country, since these enterprises provide an avenue for the testing and development of entrepreneurial ability. This paper examines the current developments of SMEs in the country. The paper comes with a number of interesting facts. First, SMEs are of overwhelming importance in Indonesia, as they account for more than 90 percent of all firms outside the agricultural sector, and thus are the biggest source of employment. Second, the representation of women entrepreneurs is low. Third, women entrepreneurs are less educated than their men counterparts. Fourth, the main constraints faced by small entrepreneurs are lack of working capital and marketing difficulties. Finally, the majority of existing studies suggest that the effectiveness of government programs to support SME development programs is low. The paper concludes that in national efforts to develop high competitive entrepreneurships, owners of small enterprises should be given the first priority as they have some previous experience of running a business or of how to survive in competitive markets, and the emphasis should be to promote modernization, capacity building and size upgrading.

scholarly journals KINERJA APARATUR DINAS PERDAGANGAN KOPERASI DAN USAHA KECIL MENENGAH DALAM PELESTARIAN TENUN IKAT DI KABUPATEN SIKKA PROVINSI NUSA TENGGARA TIMUR

2020 ◽  
Vol 7 (1) ◽  
pp. 1-16
Author(s):  
Irmgard Y. N. Sina ◽  
Gradiana Tefa
Keyword(s):  
Data Collection ◽  
Cultural Heritage ◽  
Research Method ◽  
Small And Medium Enterprises ◽  
Active Participation ◽  
Descriptive Research ◽  
Inductive Approach ◽  
Inhibiting Factors ◽  
The Government ◽  
Medium Enterprises

The tie Weaving of Sikka is a cultural heritage that currently it’s preservation is not really famous among woman in Sikka Regency, East Nusa Tenggara. This research aims to determine the performance of the apparatus Department of Trade Cooperatives and Small and Medium Enterprises (SMEs) in elevate people awareness to preserve the tie weaving of Sikka, also to know the inhibiting factors and efforts already made by the department. The method used is descriptive research method with inductive approach. Data collection techniques used were observation, interviews and documentation The results shows that in the field is the preservation already running, but there are still some inhibiting factors. Besides the efforts of the government, the weavers must have an active participation in this preservation process so as to achieve the purpose of the process is to be achieved.

MSMEs and Access to Financing in a Developing Economy

2017 ◽  
pp. 148-172 ◽  
Author(s):  
Tulus T. H. Tambunan
Keyword(s):  
Economic Development ◽  
Small And Medium Enterprises ◽  
Small Enterprises ◽  
Developing Economy ◽  
Microfinance Institutions ◽  
Access To Finance ◽  
Total Employment ◽  
Credit Guarantee ◽  
Micro And Small Enterprises ◽  
Medium Enterprises

Historically, micro, small, and medium enterprises (MSMEs) have played an important role in economic development in Indonesia. MSMEs are very numerous, amounting to, on average, almost 99% of total enterprises and also more than 90% of total employment across sectors in the country. Although the lack of finance is not the only problem facing many MSMEs, this chapter discusses the Indonesian experience with MSME financing with the focus on a government-initiated credit guarantee scheme, namely KUR (people business credit), aiming to give the enterprises more access to finance and the development of microfinance institutions. It also provides a brief description of MSMEs' development, their main constraints, and their main finance sources. The chapter shows that, in spite of government efforts, the majority of MSMEs, especially micro and small enterprises (MSEs), still depend on informal sources for their capital.

scholarly journals ANALISIS KREDIT USAHA RAKYAT PADA BANK RAKYAT INDONESIA

AdBispreneur ◽  
2020 ◽  
Vol 4 (2) ◽  
pp. 113
Author(s):  
Suryanto .
Keyword(s):  
Research Method ◽  
Qualitative Method ◽  
Small And Medium Enterprises ◽  
Subjective Analysis ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Descriptive Research ◽  
High Level ◽  
Medium Enterprises ◽  
Depth Interviews

This study aims to analyze the procedure for granting people's business credit (KUR) to Bank Rakyat Indonesia (BRI). The research method used in this study is a qualitative method with a type of descriptive research. The data obtained in this study uses research instruments, namely through observation, in-depth interviews, and documentation studies. Interviews were conducted with the Micro and Small Director of Bank BRI, debtor representatives and prospective debtors, as well as Bank Indonesia Representative Credit Section Bandung. Data collected from several sources carried out credibility testing with data triangulation — data analysis techniques used with data reduction, data presentation, and conclusions. The results of the study indicate that the implementation of the provision of people's business loans to Bank BRI through several stages, namely the stages of credit administration, credit documentation, credit approval, credit processing. The level of Non-Performing Loans (NPL) of BRI KUR shows a fairly large number of 2.31%, but among other KUR executing banks BRI's NPL is the smallest. The high level of NPL is because there are several factors, including: (1) wrong perceptions among Micro, Small and Medium Enterprises (MSME) actors regarding the source of funds in KUR distribution; (2) changes in the character of the debtor; and (3) the account officer section conducts a subjective analysis because there are certain relationships with prospective debtors Penelitian ini bertujuan untuk menganalisis prosedur pemberian kredit usaha rakyat (KUR) pada Bank Rakyat Indonesia (BRI). Metode penelitian yang digunakan dalam penelitian ini adalah metode kualitatif dengan jenis penelitian deskriptif. Data yang diperoleh pada penelitian ini menggunakan instrumen penelitian yaitu melalui observasi, wawancara mendalam dan studi dokumentasi. Wawancara dilakukan dengan Direktur Mikro dan Kecil Bank BRI, perwakilan debitur dan calon debitur, serta Bagian kredit Bank Indonesia Perwakilan Bandung. Data yang terkumpul dari beberapa sumber dilakukan pengujian kredibilitas dengan triangulasi data. Teknik analisis data yang digunakan dengan reduksi data, penyajian data, dan kesimpulan. Hasil penelitian menunjukkan bahwa pelaksanaan pemberian kredit usaha rakyat pada Bank BRI melalui beberapa tahapan yaitu tahap credit administration, credit documentation, credit approval, credit processing. Tingkat Non Performing Loan (NPL) KUR BRI memperlihatkan angka yang cukup besar yaitu 2,31%, tetapi diantara bank pelaksana KUR yang lainnya NPL Bank BRI yang paling kecil. Tingginya tingkat NPL dikarenakan adalah ada beberapa faktor, antara lain: (1) persepsi yang salah dikalangan pelaku Usaha Mikro Kecil dan Menengah (UMKM) mengenai sumber dana dalam penyaluran KUR; (2) adanya perubahan karakter debitur; dan (3)  bagian account officer melakukan analisis secara subjektif karena ada hubungan tertentu dengan calon debitur.

Revisiting presenteeism to broaden its conceptualization: A qualitative study

Work ◽  
2021 ◽  
pp. 1-13
Author(s):  
Mouna Knani ◽  
Pierre-Sébastien Fournier ◽  
Caroline Biron
Keyword(s):  
Work Environment ◽  
Small And Medium Enterprises ◽  
Methodological Approach ◽  
Individual Characteristics ◽  
Small Enterprises ◽  
Structured Interviews ◽  
Depth Analysis ◽  
Holistic Interpretation ◽  
Medium Enterprises ◽  
Negative Factors

BACKGROUND: Presenteeism is generally viewed as a symptom of organizational or individual dysfunction and is rarely considered as a behavioral response to positive triggering factors. Our study examines this issue in small enterprises (SEs), which are an unexplored environment in terms of presenteeism. OBJECTIVE: Through in-depth analysis, this study aims to understand the positive and negative factors that impact presenteeism in the context of small and medium enterprises (SMEs), with a particular focus on SEs. METHODS: We adopt a qualitative methodological approach in which we conducted 17 semi-structured interviews with employees and owner-managers of SEs with between 20 and 49 employees. RESULTS: Our thematic analysis shows that presenteeism can be explained by factors related to pressure to attend work, by individuals’ constraints and commitment, by organizational and individual characteristics and by a congenial work environment. Presenteeism can also be a type of “therapy” which helps individuals to avoid focusing on being sick and enables them to stay active and avoid social isolation. CONCLUSIONS: Our study differs from earlier research by providing a more in-depth analysis of the positive and negative factors that trigger presenteeism. This article will help to expand the current theoretical knowledge about presenteeism and encourage a more holistic interpretation of the phenomenon.

Analisis Kinerja Keuangan untuk Menilai Tingkat Kesehatan pada Koperasi Simpan Pinjam dan Pembiayaan BMT Projo Artha Sejahtera (PAS) di Bantul

2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Mujino Mujino ◽  
Ratih Kusumawardhani ◽  
Diah Cahyani
Keyword(s):  
Small And Medium Enterprises ◽  
Financial Statements ◽  
Collection Method ◽  
Descriptive Research ◽  
Health Level ◽  
Savings And Loan ◽  
The Subject ◽  
Management Aspect ◽  
Quantitative Descriptive ◽  
Medium Enterprises

This study aims to investigate the health level of the savings and loan cooperatives and financing of BMT PAS in terms of: 1) Capital aspect; 2) Management aspect; 3) Liquidity aspect; 4) Aspect of compliance with syariah. This research is a type of quantitative descriptive research. The subject of this research is the savings and loan cooperatives and financing of BMT PAS in Bantul. The object of this research is the financial statements of 2015 to 2019. The data collection method were used documentation and questionnaire. The calculation use PAP technique was based on Deputy Regulation for the Supervision of the Ministry of Cooperatives and Small and medium Enterprises of Republic Indonesia Number 07/Per/Dep.6/IV/2016. The result of this research shows that health level of the savings and loan cooperatives and financing of BMT PAS 2015 to 2019 seen from; 1) Capital aspects of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 2) Aspects management of BMT PAS Bantul in 2015 to 2019 criteria are quite healthy; 3) Aspects of liquidity of BMT PAS Bantul in 2015 to 2019 are healthy criteria; 4) Aspects of compliance with syariah principles BMT PAS Bantul from 2015 to 2019 healthy criteria. Keywords : Financial performance, health level, savings and loan cooperatives and syariah financing.

scholarly journals Small and Medium Enterprises: Importance for the Kosovo Economy

2021 ◽  
Vol 18 ◽  
pp. 215-221
Author(s):  
Afrim Loku ◽  
Nadire Loku ◽  
Naim Baftiu
Keyword(s):  
Economic Development ◽  
Labor Market ◽  
International Institutions ◽  
Small And Medium Enterprises ◽  
Scientific Contribution ◽  
Documentary Sources ◽  
Scientific Papers ◽  
Medium Enterprises ◽  
National Economies

This study aims to broaden the understanding of the importance of SMEs (Small and Medium Enterprises) for the economy of Kosovo, especially in terms of economic development, labor market and innovation. The study was conducted through analysis of documentary sources such as relevant reports of national and international institutions as well as relevant scientific papers. The scientific contribution of this study is theoretical and aims to help researchers of the field for an expanded understanding of SMEs over national economies. This study provides a concise framework of important elements on the economic impact of SMEs on Kosovo's economy. Examination of available data has shown that the SME sector plays a crucial role for the Kosovo economy. The key role of SMEs was emphasized in terms of overall value generated and the labor market while innovation remains a challenge to be addressed by stakeholders

Sign in / Sign up

Export Citation Format

Share Document