scholarly journals PENGARUH MARKETING, NILAI TAKSIRAN DAN BIAYA TITIP PADA GADAI EMAS TERHADAP MINAT NASABAH MENGGUNAKAN FASILITAS GADAI EMAS DI PT. BANK SYARIAH MANDIRI KCP TUBAN

Author(s):  
Karomatun Ni'mah ◽  
Joko Hadi Purnomo ◽  
Niswatin Nurul Hidayati

The main problem in this thesis is whether there is an influence of marketing, appraised value and entrusted cost in increasing customer interest in using the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban. This research is a type of quantitative research. Collecting data in this study is by distributing questionnaires to gold pawning active customers as many as 32 people, interviews and documentation with Pawning Staff. The technique used is Purposive Sampling, analyzed using Validity Test, Reliability Test, Multiple Linear Regression, Classic Assumption Test, F-count test and partial t test. The results obtained from this study indicate that marketing (X1) has a positive and significant effect on customer interest in using the gold pawning facility. With a t value of 3.054 with a significance level of 0.005 below alpha 5%, the beta value in the Unstandardized Coefficient shows a figure of 2812,565. This means that if the marketing activities undertaken by pawning staff are increased again, this will increase customer interest in using the gold pawning facility assuming other independent variables are considered constant. The appraised value does not affect the customer's interest in using the gold pawning facility, with a t value of 0.635 above 5% alpha. And the cost of deposit has a positive effect on customer interest in using the pawn facility, with a t value of 4.137 and a significance level of 0.000 below alpha 5%, the beta value in the Unstandardized Coefficient shows a figure of 391,547. This means that the costs of being entrusted to the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban, the cheaper it will attract customers to use the gold pawning facility. Variables X1, X2, X3 simultaneously influence customer interest in using the gold pawning facility at PT. Bank Syariah Mandiri KCP Tuban.

2020 ◽  
pp. 220-230
Author(s):  
Randi Siregar ◽  
Sabeth Sembiring

The purpose of this research was conducted to know the influence of: (1) Simultaneous Non Performing Loan and Loan to Deposit Ratio against Return On Asset, (2) Partial Non-Performing Loan against Return On Asset and (3) partial Loan to Deposit against Return On Asset Corporate Banking the Go Public period 2010 – 2012.The research uses quantitative research plans. The research subject is a banking company that go public from 2014 – 2016 and the objects are Non Performing Loan, Loan to Deposit Ratio and Return On Asset.Data collected using documentation methods and analyzed with multiple linear regression analyses. The results showed that (1) Non Performing Loan and Loan to Deposit Ratio simultaneously had significant effect on Return On Asset.(2) Non Performing Loan partially negative effect on Return On Asset, (3) Loan to Deposit Ratio positively affects the Return On Asset of the banking company listed on the Indonesia Stock Exchange.The value of the coefficient of determination (adjusted R2) of 0.323 or 32.3%, this translates to 32.3% of ROA variations that can be explained by variations of independent variables of the NPL and LDR.The remaining 67.7% is explained by other reasons outside of the regression model.Based on the results of multiple linear regression analyses indicating that the NPL has a significant negative impact on ROA, LDR has a significant and positive effect on Roa, NPL and LDR.


2021 ◽  
Vol 5 (3) ◽  
pp. 285
Author(s):  
Nathaniel Widhiyanto Utomo

The objective of this/the research is to examine the effect of promotion and price partially and simultaneously on the interest in purchasing H&M retail products in West Jakarta. The data collection method is conducted using a questionnaire with a sample size of 160 respondents. Data analysis uses validity test, reliability test, classic assumption test, multiple linear regression, t-test, and Anova test. The result of this study indicates that the price and promotion simultaneously influence the purchase intention. The price and promotion variables also have a partial effect on buying intention. These show that the variation of the independent variables used in the model (Promotion and Price) is able to explain the 43.6% of variable purchase intention variation, and the rest of the result is influenced by other factors. Tujuan penelitian untuk menguji pengaruh promosi dan harga secara parsial dan simultan terhadap minat pembelian produk retail H&M di Jakarta Barat. Metode pengumpulan data menggunakann kuesioner dengan jumlah sampel terdiri dari 160 responden. Data analisis dengan menggunakan uji validitas, uji reliabilitas, uji asumsi klasik, regresi linier berganda, uji t, dan uji F. Hasil penelitian ini menunjukkan bahwa variabel harga, dan promosi berpengaruh secara simultan terhadap minat beli. Variabel harga dan promosi juga memiliki pengaruh secara parsial terhadap minat beli. Hal ini menunjukkan bahwa variasi variabel independen yang digunakan dalam model (Promosi dan Harga) mampu menjelaskan sebesar 43,6% variasi variabel Minat beli, dan sisanya dipengaruhi oleh faktor lain.


2020 ◽  
Vol 4 (2) ◽  
pp. 103-112
Author(s):  
Sri Dwi Ratih Wijayanti ◽  
Lina Mahardiana ◽  
Risnawati Risnawati

This study aims to: know and analyze whether the Competence and Discipline Work simultaneously and partially effect on Customer Satisfaction in the Office of State Assets and Auction (KPKNL) Palu. This study uses quantitative research which is a study that aims to explain the relationship between two or more variables with a sample of 49 customers and data analysis techniques used are multiple linear regression. The results of hypothesis analysis and testing can be concluded that: (1) based on regression test results obtained sig. F of 0.00 <0.05, which can be interpreted that the variable Competence and Work Discipline affect simultaneously to Customer Satisfaction. (2) based on regression test results obtained Competence variables have significance level t sig. 0.010 <α 0.05, which can be interpreted that the variable Competence partially significant effect on customer satisfaction. (3) based on the regression test results obtained variable Work Discipline has significance level t sig. 0,000 <α 0.05, which can be interpreted that the variable Work Discipline partially significant effect on Customer Satisfaction. Penelitian ini bertujuan untuk: mengetahui dan menganalisis apakah Kompetensidan Disiplin Kerjaberpengaruh secara serempak dan parsial terhadap Kepuasan Pelanggan di Kantor Pelayanan Kekayaan Negara dan Lelang (KPKNL) Palu. Penelitian ini menggunakan penelitian kuantitatif yang merupakan penelitian yang bertujuan untuk menjelaskan hubungan antara dua variabel atau lebih dengan sampel 49 pelanggan dan teknik analisis data yang digunakan adalah regresi linear berganda.Hasil analisis dan pengujian hipotesis dapat disimpulkan bahwa: (1) berdasarkan hasil uji regresi diperoleh sig. F sebesar 0,00 < 0,05, yang dapat diartikan bahwa variabel Kompetensidan Disiplin Kerjaberpengaruh secara serempak terhadap Kepuasan Pelanggan. (2) berdasarkan hasil uji regresi diperoleh variabel Kompetensimemiliki tingkat signifikasi t sig. 0,010 < α 0,05, yang dapat diartikan bahwa variabel Kompetensisecara parsial berpengaruh signifikan terhadap kepuasan pelanggan. (3) berdasarkan hasil uji regresi diperoleh variabel Disiplin Kerja memiliki tingkat signifikasi t sig. 0,000 < α 0,05, yang dapat diartikan bahwa variabel Disiplin Kerja secara parsial berpengaruh signifikan terhadap Kepuasan Pelanggan.


2020 ◽  
Vol 4 (1) ◽  
pp. 114-121
Author(s):  
Idham Mulyadi ◽  
Muh Ikram Idrus ◽  
Muh Akib Agussalim

This study aims to analyze the effect of motivation and leadership style to employee performance. This research was held at the Office of Industry and Trade of South Sulawesi Province. The sample of this study was 64 respondents.  This study is a quantitative research and analysis methods of data using multiple linear regression. The results of this study indicate that the variables of motivations and leadership style to employee performance. In partial leadership style does not significantly affect the performance of employees while variable motivation significantly affect the performance of employees at a significance level of less than 0,05 or 5%.


2016 ◽  
Vol 2 (1) ◽  
Author(s):  
Dwi Woro Setiyoningrum

This study discusses the influence of convenience and service to the taxpayer compliance in paying income tax. This study was performed at the Tax Office Primary Bantul. The purpose of this research is to determine whether the facilities and services affect taxpayer compliance and what efforts Bantul Pratama Tax Office in improving tax compliance. This study is built with two hypotheses, namely: (1) ease in the rocessoftaxation, (2) positive effect Compliance Services The type of data in this study is primary data, with sampling at Bantul Pratama Tax Office using incidental sampling technique. Questionnaires were used as a sample of 100 and only return 90. This research is kualtitatif, and testing using multiple linear regression statistical tests. The results of this study indicate that two simultaneous independent variables significantly influence adherence. Partially shown that convenience has a positive and significant effect on adherence. While the service has a positive effect but not significant effect on compliance. Keywords : Taxpayer Compliance, Convenience in Paying tax, Service tax


2020 ◽  
Vol 5 (1) ◽  
pp. 315
Author(s):  
Yurmaini Yurmaini ◽  
Karmila Karmila

This study is shown to determine the factors that influence purchasing decisions at PT. Safco Multi Trading Medan. Price and product quality as independent variables and purchasing decisions as dependent variables. The method used in this research is to use quantitative research. Data obtained and analyzed using multiple linear regression equation with the equation Y = 4.020 + 0.378X1 + 0.500X2. This analysis includes the t test in the effect of price on purchasing decisions is 3.619 with Sig 0.001 and the t test in the effect of product quality on purchasing decisions is 5.639 with Sig 0.000, R-Square of 0.391, f test of 26.355 with Sig 0.000. The results showed that the price had a positive and significant effect on purchasing decisions at customers of PT. Shafco Multi Trading. Product quality has a positive and significant effect of 39.1% on purchasing decisions at customers of PT. Shafco Multi Trading, purchasing decision is a moderating variable in influencing product quality on purchasing decisions at PT. Shafco Multi Trading so that 60.9% is influenced by other factors not examined by researchers.


2018 ◽  
Vol 154 ◽  
pp. 01003 ◽  
Author(s):  
Siti Fatimah ◽  
Wiharto Wiharto

The ozonation process of dye Acid Orange 7 (AO7), Acid Yellow 19 (AY19), and Acid Black 1 (AB1) have been performed. The experimental results predicted the magnitude of the influence of each variable by using Multiple Linear Regression (MLR). This process produces predictive modeling of the variables studied. The variables studied in this ozonation process are independent variables consisting of ozone concentration (mg/L), concentration of dye (mg/L), pH and temperature (°C). The dependent variables studied were the percentage of dye decolorization. The feasibility of the prediction model used has also been tested using the t-test. Based on the prediction model, R2 values for AO7, AY19, and AB1 dyes are 0.84. 0.87, and 0.93 respectively. The analysis of the influence of the independent variables on the percentage of dye decolorization predicted that the concentration of ozone, dyestuff concentration and pH, significantly influenced the ozonation process of AO7, AY19, and AB1. In the ozonation process the temperature variables have a significant effect on AY19 and AB1, but stronger influence on AO7 ozonation process. Based on the predictions of the influence of each variable, the process in the laboratory can be optimized more effectively and efficiently, so that the cost and time factor can be reduced.


2019 ◽  
Vol 16 (2) ◽  
Author(s):  
Yati Suhartini

The research was carried out to find the influence of training material and methods of training toward workability. The study was conducted respectively from an employee of PD BPR Bantul Yogyakarta. The population of the research is 61 employees who have attended training. Data were derived from a survey, collected by applying questionnaires, analyzed by using multiple linear regression, and assisted by the application of the SPSS program. Based on the result of data analysis, it was shown that the three independent variables, namely training material (X1), on the job training (X2), and off the job training (X3) influence partially or simultaneously on workability (Y), thus partially or simultaneously supporting the five hypotheses. Those were indicated by the value of the regression coefficient and the significant level of each factor, which are 0.407 and 0.008; 0.312 and 0.036; 0.443 and 0,000, respectively. Likewise, the value of F amounting to 28,483 with the significance level of 0,000, whereas adjusted R2 counting to 0.579. Furthermore, off the job training indicates as the most dominant variable that influences on workability.


2020 ◽  
Vol 1 (2) ◽  
pp. 42-52
Author(s):  
Hariman Syaleh ◽  
Rohimah Nur Nasution

This research is motivated by many types and brands of helmets offered to consumers in the market. So that each helmet company must create a strategy to maintain and achieve a higher market share. The problem in this study is "How is the influence of price, quality and promotion of the decision to purchase GM brand helmets for STIE HAS Bukittinggi students. The data used are primary and secondary data. The research data was obtained through questionnaires to 68 respondents. The variables used were dependent variables, namely purchasing decision (Y) and independent variables namely price (X1), and promotion (X2). The method of analysis used by the writer in this research is multiple linear regression analysis. The results of multiple linear regression analysis obtained the following equation: Y = 15,070 + 0,222 X1 + 0.782 X2 obtained that prices and promotions have a positive effect on purchasing decisions. The results of the t test and f test are partially and simultaneously have a significant effect on purchasing decisions.


2017 ◽  
Vol 3 (1) ◽  
pp. 70
Author(s):  
Ayu Tri Utami ◽  
Leo Herlambang

The study aimed to know whether there were influences of inflation, interest rate, and exchange rate on the Jakarta Islamic Index (JII). The study population were factors which influenced the Jakarta Islamic Index. The sample were those factors in the period of January 2010- November 2015. Multiple linear regression was used for the analysis. The analysis showed that inflation had a negative effect on Jakarta Islamic Index (JII) index, interest rates had a positive effect on Jakarta Islamic Index (JII) index, and the exchange rate had a positive effect on Jakarta Islamic Index (JII) index. All independent variables simultaneously had an effect on the Jakarta Islamic Index (JII) index. This study was expected to add insightsto science, governance and other fields.


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