scholarly journals Investigation and Analysis on the Current Situation of the CommercialBank in China Performing Moral Obligations

2020 ◽  
Vol 1 (2) ◽  
pp. 17-27
Author(s):  
Zhuobi Luo
Keyword(s):  
Commercial Bank ◽  
Commercial Banks ◽  
Vital Role ◽  
Primary Data ◽  
Moral Obligations ◽  
Ethical Behaviors ◽  
The Social ◽  
Social And Economic Development ◽  
Regulatory Data ◽  
Report Data

The commercial bank plays a vital role in the process of social and economic development. High debt and strong externality determine that it should perform more powerfully in social moral obligations. This paper launched investigations and analysis on the sit- uation of the commercial banks in China fulfilling moral obligations. By collecting the questionnaires of social public and bank practi- tioners, refining the regulatory data released by the regulatory authorities, analyzing the annual report data publicly disclosed by the commercial banks, comparing the primary data of social responsibility performance of the commercial bank and other industries, it is found that the performance of social moral obligations by the commercial banks in China stays at a reasonable level. At the same time, there are some obvious problems, such as the indifference of moral consciousness, the deviation of ethical behaviors, insufficient gover- nance, and the insufficiency of the security system of moral obligations. Based on China's specific political and economic environment, this paper pushes forward some suggestions to promote the commercial banks in China to fulfill the social moral obligations better.

scholarly journals Education Intelligence Bureau for Colleges

2015 ◽  
Vol 1 (1) ◽  
Author(s):  
Sawan Chourey
Keyword(s):  
Economic Development ◽  
Search Engine ◽  
Education System ◽  
Technological Development ◽  
Vital Role ◽  
Accurate Analysis ◽  
Economic Progress ◽  
The Social ◽  
Social And Economic Development ◽  
The Ideal

Bureau of Education Intelligence:- Bureau of Education Intelligence (B.E.I.) aims to provide accurate analysis of underlying trends pertinent to the internationalisation of education. Bureau of Education Intelligence in India contributes a major share to the overall education system and plays a vital role in the social and economic development of our nation. Bureau of Education is imparted at various levels such as:  diploma, degree, post-graduate and research in specialized fields, catering to various aspects of technological development and economic progress. Facilities Provide By B.E.I:-                                                 The B.E.I. search engine helps you quickly find the ideal college. Narrow down by region, college sports, major, tuition, and several other criteria. Hotlink from your search list directly to homepages of the college in which you are interested. Review, compare, and sort college according to exclusive, detailed profiles provided by ACT.

scholarly journals Komunikasi Persuasif Pemerintah Nagari Sungai Pua Kepada Ninik Mamak Untuk Mencapai Pembangunan Sosial dan Ekonomi

2020 ◽  
Vol 5 (01) ◽  
pp. 122-135
Author(s):  
Nasfi Nasfi ◽  
Dewi Ariani
Keyword(s):  
Economic Development ◽  
Rural Communities ◽  
Rural Areas ◽  
Communication Strategies ◽  
Persuasive Communication ◽  
Primary Data ◽  
Library Research ◽  
The Social ◽  
Social And Economic Development ◽  
West Sumatra

In achieving the desired social and economic development in rural areas in accordance with the duties and functions of the nagari (village) administration in West Sumatra to rural communities including the delivery of persuasive communication to Ninik Mamak (clan leader) in nagari (village), so that the communication message reaches, with the nagari government applying the concepts, models, plans and communication strategies. The purpose of this study is to study the communication to Ninik Mamak (Klen Leader), Nagari Community, Ninik Mamak to the Nagarinya Society to achieve social and economic development and the welfare of the Sungai Pua Nagari community. From this research, it is hoped that the benefits for the Nagari Government, Ninik Mamak in communicating messages based on the concepts, communication models, plans and communication strategies in Nagari Sungai Pua will be achieved by the social and economic welfare of their nagar communities. This type of research is a qualitative study, describing activities, phenomena relating to human relations, research data sources using secondary and primary data in the form of books, with library research techniques and data analysis techniques how to systematically compile data obtained from the field both in the form of notes and documents and data are studied and conclusions are made so that they are easily understood by the author himself and others who read them.

scholarly journals Organizational Cultural Practices and Employee Efficiency among Selected Nigerian Commercial Banks

2019 ◽  
Vol 11 (3(J)) ◽  
pp. 1-9
Author(s):  
Lawal Ibrahim Olanrewaju ◽  
Thea Van Der Westhuizen ◽  
Olusegun Matthew Awotunde
Keyword(s):  
Corporate Culture ◽  
Commercial Banks ◽  
Cultural Practices ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Organizational Processes ◽  
The Social ◽  
Enhance Efficiency ◽  
The Relationship

The study examined the relationship between organizational culture and employee efficiency among commercial banks in Nigeria. Primary data was gathered by means of a self administered questionnaire. to select 223 respondents using simple random sampling technique, and out of which 218 were retrieved. the Statistical Package for the Social Sciences (SPSSS) was adopted to analyze collected data. The findings revealed that organizational processes and structures were significant predictors of employee efficiency. As a result, the staff’s familiarity with the organizational processes and structure, their efficiency levels. Arising from these findings, it is recommended that all bank employees should become familiar with and committed to the corporate culture. Appropriate incentives should be offered to employees. These should not be restricted to monetary rewards, but should include recognition of their performance and present opportunities to achieve individual goals and aspirations. Finally, both managers and employees should receive training to enhance efficiency.

scholarly journals KONDISI SOSIAL EKONOMI DAN KESEJAHTERAAN PETANI DI PERUMAHAN PENGUNGSI KELURAHAN PANDU KECAMATAN BUNAKEN KOTA MANADO

2018 ◽  
Vol 14 (1) ◽  
pp. 301
Author(s):  
Virjinia ., Pangkey ◽  
Charles R. Ngangi ◽  
Paulus Adrian Pangemanan
Keyword(s):  
Secondary Data ◽  
Research Area ◽  
Economic Conditions ◽  
Primary Data ◽  
Research Report ◽  
The Social ◽  
Report Data ◽  
Village Government ◽  
The Village ◽  
Collection Methods

This study aims to determine the social and economic conditions in the Village Pandu Bunaken District Manado city. This research was carried out in Pandu Village, Bunaken District, Manado city for 3 months starting from Juny until August 2017 starting from preparation, taking data to preparing research report. Data collection methods in this study using primary data and secondary data. Primary data obtained directly from the source by using questionnaires to 30 farmers respondents who domiciled the research area, while secondary data was obtained from institutions related to the research of the village government Pandu. The results showed that the socio-economic conditions and welfare of farmers in refugee housing belong to category of low level of welfare.

“ROLL OF STUDY HABITS ON ACADEMIC ACHIEVEMENT OF DIFFERENT STREAMS OF B.ED., STUDENTS.”

2017 ◽  
Vol 4 (24) ◽  
Author(s):  
B. P. SINGH
Keyword(s):  
Academic Achievement ◽  
Student Performance ◽  
Private Colleges ◽  
Vital Role ◽  
Study Habits ◽  
Science Students ◽  
The Social ◽  
Social And Economic Development ◽  
Better Than ◽  
The Way

In the era of globalization and technological revolution, education plays vital role in the acquisition of knowledge and skills that enable a person to increase the productivity of the nation and improve the quality of life. The social and economic development of a country is linked with student academic performance. The student performance plays an important role in producing best quality graduates who will become great leaders and give manpower for a country thus are responsible for the country’s economic and social development. (Ali et. al., 2009). The present study was carried out to determine the role of study habits on academic achievement of B.Ed. students of different streams. A sample of 400 B.Ed. students was taken from two govt. colleges and two private colleges of Bhiwani and Palwal district. Results indicate that a positive correlation exists between academic achievement and study habits, science students are better than commerce and arts students in their study habits. Female science students are even better than male science students. A students learning is determined by the grade a student earns for a period of learning. Greater the grade of the student means that the student has learned a lot and hence, greater the academic achievement of the student. Academic achievement of the student is not related with only one variable. Academic achievement of the student is also related with age, year level, parents’ educational attainment, social status, number of siblings, birth order, IQ, gender, study attitude and study habits. Personal and environmental factors are responsible for academic achievement. Many studies say that learning is better acquired and mastered as soon as the learner attends to it. Gestalt psychology mentions the Law of Proximity referring to the way in which he tends to form groups according to the way they are spaced, with the nearer one’s being grouped together (Tria. et. al., 1998). As applied to learning, this refers to the closeness in space or in time. Further more, it explains why it is easier to remember recent events and hence more easily joined with the interest of the present in a common, Gestalt (Tria. et.al., 1998). In learning process, immediate and continuous drill work tend to enhance better academic achievement.

Does education transmit across generations? An evidence from Multan district (Pakistan)

2016 ◽  
Vol 43 (7) ◽  
pp. 760-778 ◽  
Author(s):  
Fareed Sharif ◽  
Muhammad Junaid Khawaja ◽  
Toseef Azid
Keyword(s):  
Human Capital ◽  
Developing Country ◽  
Social Scientist ◽  
Sampling Technique ◽  
Continuous Variable ◽  
Vital Role ◽  
Primary Data ◽  
Content Type ◽  
Incremental Change ◽  
The Social

Purpose – It is consensus among the social scientist that education plays a vital role in human capital formation. The purpose of this paper is to explore the issue of education transmission across generations. Design/methodology/approach – Primary data were collected from 613 households which were selected by applying the systematic random sampling technique. By using education as a continuous variable, the human capital base model has been estimated. These models have been estimated by applying the OLS technique. Findings – The study finds persistence in education across generations and inequality in educational achievements. Mother’s education is found to be more important for daughters in the gender analysis but for combined effect father’s education has been observed stronger than mothers. The models with interaction terms have shown a stronger son-father and daughter-mother association in educational transmission. Moreover, findings exhibit that females are more educated as compared to males. Research limitations/implications – This study is providing a new dimension to the social scientist about the importance of education especially in a developing country like Pakistan. Practical implications – The results of this study provide the guidelines to the policy makers and giving them the direction about the incremental change of the human capital through the intergenerational transmission mechanism. Social implications – The findings of this study can be used for upgrading of the social set up of a developing country like Pakistan. Originality/value – This is an original effort and the first time this type of study is conducted in Pakistan.

scholarly journals Perancangan Aplikasi Penilaian Tingkat Kesehatan Bank Umum Menggunakan Metode Risk Based Bank Rating

2020 ◽  
Vol 1 (1) ◽  
pp. 221-234
Author(s):  
Maulana Harun Ar-rosyyid ◽  
Destian Arshad Darulmalshah Tamara ◽  
Rosma Pakpahan
Keyword(s):  
Commercial Bank ◽  
Financial Services ◽  
Commercial Banks ◽  
Qualitative Assessment ◽  
Financial Report ◽  
Risk Approach ◽  
Report Data ◽  
Approach Method ◽  
Composite Rating ◽  
The Right

The soundness level of a bank is a qualitative assessment of various aspects that affect the condition or performance of a bank through quantitative or quantitative assessments. In this Regulation of the Financial Services Authority Number 4 / POJK.03 / 2016 using an individual and consolidated risk approach (Risk Based Bank Rating / RBBR). This risk approach includes the Risk Profile, Good Corporate Governance, Earnings and Capital factors. Conducting an assessment is not easy, especially if it is still manual for the process. That way designing an application is the right way to solve it because it can simplify the work process by utilizing existing technology capabilities. Android-based technology is one of the most dominating technologies in use throughout the world. This study aims to design an application to process financial report data for the commercial bank sector into information on the health level of commercial banks based on the RBBR method and to present the development (comparison) of the soundness level of commercial banks in a two years period with the help of an android-based application. The design of this application uses a prototype approach method with several stages, namely identifying needs, making prototypes, testing prototypes, improving prototypes and developing production versions. Then the trial was carried out at one commercial bank for two consecutive periods at once. The test results on the application design for calculating the soundness level of a commercial bank based on the RBBR method in accordance with applicable regulations have been able to determine the composite rating (PK) and can suggest developments (comparisons) on the NPL, GCG, ROA and CAR factors in one commercial bank for two consecutive periods at once.

The Relationship between Organizational Learning and Employee Engagement: The Perspective Of Young Employees From Commercial Banks In Malaysia

2016 ◽  
Vol 2 (1) ◽  
pp. 32
Author(s):  
Ibiwani Alisa Hussain ◽  
Noormala Amir Ishak ◽  
Benjamin Chan Yin Fah
Keyword(s):  
Organizational Learning ◽  
Employee Engagement ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Primary Data ◽  
Development Opportunity ◽  
Minimum Interaction ◽  
The Relationship ◽  
Survey Questionnaires

The purpose of the study is to investigate the relationship between organizational learning with employee engagement. Primary data were gathered through selfadministered survey questionnaires. 100 respondents participated in the study and all of the respondents came from commercial bank in Malaysia. Method used to distribute the survey questionnaires was through “drop off and pick up” method due to the minimum interaction by the investigator with the respondents. Data were analyzed using SPSS and findings indicated that employees valued development opportunity provided by organisations for example development through training, mentoring and coaching. Respondents are employee between the age of 23 to 30 years old and these mode of learning appear to be the most effective to them.

scholarly journals Credit Information Sharing Practices and Financial Performance of Commercial Banks in Kenya

2019 ◽  
Vol 3 (VI) ◽  
pp. 67-82
Author(s):  
Felix Ouma Odhiambo ◽  
Fredrick Ndede
Keyword(s):  
Financial Performance ◽  
Information Sharing ◽  
Data Sharing ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Banking Sector ◽  
Secondary Data ◽  
Target Population ◽  
Primary Data ◽  
Loan Default

The banking sector in Kenya suffered increased non-performing credits which prompted collapse of certain banks with an upsurge of loan defaulters. This was mainly attributed to the continued information asymmetry in the industry because of absence of a credit data sharing component. Commercial banks in Kenya have continued to encounter a number of challenges in obtaining information on customers’ payment history that helps guide on determining their ability to access and re-pay loan advancements. This has made more commercial banks to subscribe to credit reference bureaus since its establishment in 2008. As a result, commercial banks in Kenya have been experiencing high rates of Non-Performing Loans advanced to customers. The general objective of the study was to determine the effect of credit information sharing practices on financial performance of commercial bank in Kenya. The study specific objectives were to determine the effect of information accuracy, volume of lending and customer credit reports on financial performance of commercial bank in Kenya. The study was anchored by adverse selection theory, moral hazard theory and asymmetry theory. The researcher used a descriptive research design. The target population was five banks within Nairobi County including KCB, Equity Bank, Family Bank, Cooperative Bank and Barclays Bank. Primary data was collected using questionnaires and secondary data using financial statements of the commercial banks performance for the past 5 years. Data was analysed using descriptive statistics and inferential statistics. The study found that information accuracy, volume of lending and customer credit reports were positively and significantly related to the financial performance of the commercial banks. The study concludes that information accuracy increases the banks ' understanding of the applicants’ features and allows a more precise forecast of their probabilities of repayment, it decreases the information rents that banks could otherwise obtain from their clients and it can function as a borrower discipline tool. Lending volume enhances business banks ' enhanced operations, which in turn leads to banks’ enhanced economic results. Sharing of credit information has made commercial banks grant more loans on the basis of their reputation to deserving clients, thereby improving their profitability. When extensive consumer credit history information are easily accessible, it considerably decreases the cost of entering loan markets for fresh lenders, enhances competition and lowers credit rates. The research recommends that for enhanced results, all financial institutions in Kenya need to protect the precision of their platforms for data sharing. Regular site visits should offer credibility to the precision of the borrowers’ data. The data supplied by CRB should be used efficiently by commercial banks to lend to prospective borrowers. Only borrowers with a strong history of credit should be permitted access to the loans. The research also proposes that Kenya's commercial banks should base credit awards on the borrowers’ reputational assets, ensuring that the loan default rate is small, thus enhancing commercial bank performance.

Ultrastructural analysis of “Sensory” surface nerve endings and “putative” neurotransmitter sites in Schistosoma mansoni Miracidia

1989 ◽  
Vol 47 ◽  
pp. 962-963
Author(s):  
Betty Ruth Jones ◽  
Steve Chi-Tang Pan
Keyword(s):  
Nervous System ◽  
Life Cycle ◽  
Schistosoma Mansoni ◽  
Snail Host ◽  
Complex Life Cycle ◽  
Rational Approach ◽  
Effective Control ◽  
The Social ◽  
Social And Economic Development ◽  
Basic Biology

INTRODUCTION: Schistosomiasis has been described as “one of the most devastating diseases of mankind, second only to malaria in its deleterious effects on the social and economic development of populations in many warm areas of the world.” The disease is worldwide and is probably spreading faster and becoming more intense than the overall research efforts designed to provide the basis for countering it. Moreover, there are indications that the development of water resources and the demands for increasing cultivation and food in developing countries may prevent adequate control of the disease and thus the number of infections are increasing.Our knowledge of the basic biology of the parasites causing the disease is far from adequate. Such knowledge is essential if we are to develop a rational approach to the effective control of human schistosomiasis. The miracidium is the first infective stage in the complex life cycle of schistosomes. The future of the entire life cycle depends on the capacity and ability of this organism to locate and enter a suitable snail host for further development, Little is known about the nervous system of the miracidium of Schistosoma mansoni and of other trematodes. Studies indicate that miracidia contain a well developed and complex nervous system that may aid the larvae in locating and entering a susceptible snail host (Wilson, 1970; Brooker, 1972; Chernin, 1974; Pan, 1980; Mehlhorn, 1988; and Jones, 1987-1988).

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