scholarly journals Prime Savings with Prizes in an Islamic Perspective

2021 ◽  
Vol 7 (1) ◽  
pp. 23-42
Author(s):  
Muhammad Wandisyah R Hutagalung ◽  
Andri Soemitra ◽  
Arbanur Rasyid ◽  
Fitri Yani Lubis ◽  
Ismail Nura
Keyword(s):  
Financial Institutions ◽  
Secondary Data ◽  
Profit Sharing ◽  
Data Sources ◽  
Primary Data ◽  
Islamic Perspective ◽  
Data Editing ◽  
Data Validity ◽  
Branch Office ◽  
Processing Techniques

Prime Savings with Prizes is a savings that uses a mudharabah agreement. The problem in this research was that after the customer opens an account of prime savings with prizes, the customer will get a prize, even though the customer has not managed the savings by the bank. The provisions in syari'ah financial institutions, that the prize is a prize at the end of the period. This study aimed to determine how the implementation of  Prime Savings at PT. Bank Muamalat, Padangsidimpuan branch office and to find out the concept of prime savings with prizes seen from an Islamic perspective. DSN Fatwa No.02/DSN-MUI/IV/2000 concerning savings, that the profit sharing must be stated in the form of a ratio and in the account opening contract. Second, DSN Fatwa No.86/DSN-MUI/XII/2012 concerning prizes in raising funds for syari'ah financial institutions. The research method used was a qualitative method with a descriptive approach. The types of data used were primary data sources and secondary data sources. Data processing techniques. The technique of collecting data were interviews, observation and documentation. Data analysis techniques were data reduction, data editing, data presentation, data conclusion and verification, and data validity techniques. This study found that the concept of giving gifts is a gift given by muamalat bank which is a gift at the beginning of the period, and the concept of gifts is based on interviews from ulama’ and lecturers when viewed from an Islamic perspective that gifts are a voluntary gift from someone to another without expecting a reward so that it is allowed in muamalah without being wronged.

FENOMENA TRADISI ZIARAH MAKAM K.H.R BAGUS KHASANTUKA DI DUSUN SENUKO SIDOAGUNG GODEAN SLEMAN

2021 ◽  
Vol 2 (2) ◽  
pp. 1-12
Author(s):  
Pandiga Aji Norseta
Keyword(s):  
Qualitative Research ◽  
Data Analysis ◽  
Positive Impact ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Youth Organization ◽  
Data Validity

This study aims to see the phenomena of the tradition of pilgrimage to the grave of K.H.R Bagus Khasantuka in Dusun Senuko Sidoagung Godean Sleman. The method used in this research is qualitative research methods. This study has two types of data and data sources, namely primary data and secondary data. Data interview techniques in this study were carried out by direct field observation, interviews, and documentation. The data analysis techniques used were data, data reduction, data presentation, and data collection. The data validity checking technique used was the source triangulation technique and the technique triangulation. The results of this study indicate the phenomenon of the pilgrimage tradition at K.H.Rr's grave intending to pray for and interpret the values of life, pilgrims who visit the grave of waliyullah K.H.R Bagus Khasantuka can trace the struggle of previous scholars in Islam. The existence of Sendang Bagusan as an example of K.H.R Bagus Khasantuka is still used by the Javanese mystical adherents for the kungkum ritual to achieve certain goals. The development of the Tomb of K.H.R Bagus Khasantuka also had a positive impact on the construction of hamlet roads, gates, and youth organization activities in Senuko Village.

scholarly journals ANALISIS STRATEGI PEMASARAN TABUNGAN MABRUR DI BANK SYARIAH MANDIRI KCP PANDAAN PASURUAN

2019 ◽  
Vol 10 (2) ◽  
pp. 237-254
Author(s):  
Mauludianah ◽  
Moh. Mukhsinin Syu'aibi ◽  
Sukamto
Keyword(s):  
Customer Service ◽  
Secondary Data ◽  
Profit Sharing ◽  
Sales Force ◽  
Data Sources ◽  
Primary Data ◽  
Early Age ◽  
Validation Process ◽  
Strategic Location ◽  
Secondary Data Sources

The Hajj is the fifth pillar of Islam that must be fulfilled by Muslims for those who are able to finance and physically. The waiting list for the Hajj pilgrimage in Indonesia can now reach 20 years or more, with it awakening many Muslims who then plan the Hajj from an early age by opening a Hajj and Umrah savings account at Bank Syariah Mandiri. This study used qualitative research with primary data sources. Customers using Mabrur Savings products at Bank Syariah Mandiri Pandaan, Customer Service, Branch Operation Supervisor, Sales Force, other employees who served in Bank Syariah Mandiri KCP Pandaan. While secondary data sources come from books and other literature. Data collection techniques are carried out in 3 ways, namely: Observation, Interview and Documentation. This study found that Marketing Mix in Mabrur Savings products, namely 1. Product Strategy: Based on sharia principles with mudharabah muthlaqah contract, competitive profit sharing based on the ratio determined by the bank, payments can be made using the ABATANA (auto debit) system from a savings account BSM for monthly deposits, the Validation Process is very fast and can be awaited, in collaboration with KBIH (Hajj Guidance Group) which is officially registered with the Department of Religion. 2. The Price Strategy consists of: a light initial deposit of IDR 100,000. 3. Strategy Place: The strategic location of Bank Syariah Mandiri with a minimalist yet modern design. 4. Strategy Promotion: Through websites, brochures, and various advertisements, Opening outlets or stands, Door to door, Bank Syariah Mandiri has an image as a Hajj Bank.

scholarly journals Pelaksanaan Gadai Emas Dengan Sistem Syariah Di Bank Mandiri Syariah Cabang Kisaran

2020 ◽  
Vol 2 (1) ◽  
pp. 51-59
Author(s):  
Jhon Amri S Pasaribu ◽  
Elvi Zahara Lubis ◽  
Muhammad Yusrizal Adi Syaputra
Keyword(s):  
Islamic Law ◽  
Secondary Data ◽  
Profit Sharing ◽  
Primary Data ◽  
Islamic Banks ◽  
Legal Research ◽  
Branch Office

Profit sharing system in Islamic banks is one of the uses of sharia principles because interest is contrary to Islamic law. This type of research used in this study is normative legal research and the nature of the research is analytical descriptive. Sources of data used in this study are secondary data and primary data. The results of the study are the implementation of a gold pawning system with sharia at Bank Mandiri Syariah Kisaran Branch Office using 3 (three) contracts on gold-backed qaradh products, rahn contracts for gold binding and ijarah contracts for binding utilization of gold storage and maintenance services as collateral for loan funds. The implementation of the gold pawning is in accordance with the rules of Islamic law and sharia principles regarding gold rahn. The obstacles that arise in the implementation of the gold pawning with the sharia system that is not understanding the mechanism of rahn contract, customers who are not disciplined in paying installments so that when the gold is mortgaged auctioned auctioned by the bank and collateral carried by the customer does not comply with the specified specifications by the bank.

scholarly journals STRATEGI RELOKASI PEDAGANG KAKI LIMA (PKL) DI TAMAN SULIKAN KABUPATEN LUWU UTARA

2018 ◽  
Vol 4 (1) ◽  
pp. 99
Author(s):  
Nurlela Nurlela ◽  
Mappamiring Mappamiring ◽  
Muhammad Tahir
Keyword(s):  
Data Analysis ◽  
Direct Observation ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Strategic Location ◽  
Data Validity

This research aimed to explain how far the goverment’s strategy for the relocation of Pedagang Kaki Lima in Sulikan’s garden North Luwu Regency and made it to be the icon of Masamba City of North Luwu Regency. Sulikan’s garden had the strategic location for Pedagang Kaki Lima to sell their trades. The goverment relocated PKL because they were bothering and preventing, therefore PKL moved from Sulikan’s garden to the Market of Masamba which its location were far from Sulikan’sgarden. The source of this data were a primary data that was collected by an interview and direct observation of the informant, a secondary data were a documents or written and unwritten reports. Techniques data analysis applied in this research are an interview, observation, and documention. The data validity techniques used were triangulation of time, triangulation of data sources, and triangulation of theory. The result of the research showed that the goverment’s strategy for relocation and regualtion of PKL used five indicators 1) mission framing 2) objective and strategy 3) funtion systems and, 4) culture groups. 1) approval alocation 2) modals allocation and 3) facilities and infrastructures allocation. Keywords: strategy to relocate Pedagang Kaki Lima

scholarly journals FASILITAS DAN SISTEM KOMPENSASI DAMPAKNYA PADA KINERJA KARYAWAN DI BANK BJB SYARIAH KCP. KUNINGAN

2021 ◽  
Vol 6 (2) ◽  
pp. 15-29
Author(s):  
Regi Destanti Apriyani ◽  
Biki Zulfikri Rahmat ◽  
Agus Ahmad Nasrulloh
Keyword(s):  
Employee Performance ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Data Sources ◽  
Primary Data ◽  
Interview Guide ◽  
Secondary Data Sources ◽  
Main Instrument ◽  
Branch Office ◽  
Descriptive Method

Good employee performance will be achieved if you pay attention to what factors can influence it. The case that occurred at Bank BJB Syariah KCP Kuningan was that employees complained about work facilities and the compensation system. The method used in this study is a descriptive method with a qualitative approach. With two data sources, namely primary data sources consisting of leaders and all employees at Bank BJB Syariah KCP. Brass and secondary data sources consisting of documents both in writing and photos at Bank BJB Syariah KCP. Brass. Data collection techniques used are interviews, observation and documentation. The research instrument is the researcher himself as the main instrument in the research, observation guide and interview guide. The results showed that the facilities provided by Bank BJB KCP. Kuningan is inadequate, the internet network is often disturbed, the lack of operational vehicles, the parking area is not large enough, thus disrupting employee performance. As for compensation, the institution has given it fairly and fairly well in accordance with existing regulations. Both of these things certainly have an impact on employee performance, so that it can be said that the failure of the BJB Syariah Bank, Kuningan Sub-Branch Office, has not been able to meet the needs to improve employee performance.

scholarly journals IMPLEMENTASI NILAI-NILAI NASIONALISME UNTUK MENANAMKAN PENDIDIKAN KARAKTER MELALUI PEMBELAJARAN TEMATIK MUATAN PENDIDIKAN KEWARGANEGARAAN SISWA KELAS IV SD SE-GUGUS 02 GONDOKUSUMAN

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Sofilatul Istiqomah Miritno ◽  
Nadziroh Nadziroh
Keyword(s):  
Elementary School ◽  
Character Education ◽  
Citizenship Education ◽  
Student Behavior ◽  
Secondary Data ◽  
Living Environment ◽  
Data Sources ◽  
Primary Data ◽  
Learning Content ◽  
Data Validity

This study aims to determine the implementation of nationalism values, inhibiting factors in the implementation of nationalism values, as well as solutions to overcome obstacles implementing nationalism values to instill character education in the subjects of Citizenship Education for fourth-grade students of Elementary School Group 02 Gondokusuman Yogyakarta. The method in this research is qualitative. The data sources in this study are primary data sources and secondary data sources. The subjects of this study were the principal, grade IV teachers, and grade IV, students. The variables in this study are the implementation of the values of nationalism, character education, and thematic learning content of Citizenship Education in class IV Elementary School 02 Gondokusuman Yogyakarta. The data collection methods used observation, interviews, and documentation. The data analysis techniques in the study are data reduction, data presentation, and concluding. The data validity technique is by increasing the persistence and triangulation of sources, triangulation of techniques, and triangulation of time. The results showed that 1) the implementation of the values of nationalism to instill character education in Elementary School 02 Gondokusuman Yogyakarta by directing and practicing it to students. In Civics learning is done by giving examples in daily life and teaching students to respect each other, peers, teachers, and everyone. 2) The thing that hinders this implementation is that it lies in the students themselves, the teacher, the learning environment, and the student's living environment. 3) The solution provided provides examples of good behavior by the teacher during learning and the teacher communicates with students' parents through social media that they have so that when at home parents can better control student behavior.

scholarly journals Online Zonation System Acceptance of New Students in The Covid-19 Pandemic Time

2021 ◽  
Vol 5 (2) ◽  
Author(s):  
Fitri Rachmadhany ◽  
Sugiarto Sugiarto ◽  
Matin Matin
Keyword(s):  
Data Collection ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Prospective Students ◽  
New Students ◽  
Data Validity ◽  
System Acceptance ◽  
Data Collection Technique ◽  
Depth Interviews

This study aims to analyze the effectiveness of the implementation of online zoning PPDB at SMA Negeri 4 Bekasi City during Covid-19. During a pandemic, the entire PPDB process is carried out through one route. As for the difficulty, prospective students can come to school by sticking to health protocols and research in June 2020. The research location is one of the favorite high schools in Bekasi. Primary data sources were obtained from in-depth interviews directly with informants. Secondary data sources are taken from books, journals, and other official documents from informants. The selection of informants was selected by purposive non-probability sampling: data collection techniques used online observation, in-depth interviews, and documentation. The data validity used source triangulation—this research analysis using descriptive method. The data collection technique was carried out through interviews with parents, school representatives, and related agencies and was also supported by literature studies related to school zoning policies. The results showed that the application of PPDB zoning was more effective online during the pandemic. Because it can minimize parents' arrival and optimize the functions of the existing PPDB system. The implementation of the school zoning policy caused turmoil in the community. Limited time for socialization, lack of understanding of the PPDB mechanism with the zoning system, and uneven educational standards are some of the obstacles in its implementation in the field.

Analisis Implementasi Akad Rahn (Gadai) di Kantor Cabang Pegadaian Syariah Bogor Baru

2021 ◽  
Vol 4 (1) ◽  
pp. 52-65
Author(s):  
Hajar Hanifa ◽  
Ikhwan Hamdani ◽  
Yono Yono
Keyword(s):  
Data Collection ◽  
Middle Class ◽  
Qualitative Methods ◽  
Financial Institutions ◽  
Secondary Data ◽  
Primary Data ◽  
Lower Middle Class ◽  
The Public ◽  
Islamic Financial Institutions ◽  
Branch Office

  Pegadaian Syariah is one of the Islamic financial institutions in Indonesia that distributes funds in the form of money loans with collateral in the form of valuable goods to the lower middle class community, which aims to make it easier to provide loans under Sharia law and eradicate moneylenders who have run rampant among the public without us realizing it. In the implementation of the contract Rahn that occurs at the Sharia pawnshop, it must be in accordance with the fatwa of the National Sharia Board, but in terms of the implementation of each fatwa verse that has been determined, sometimes it is still different in practice and unclear so that a question arises or even assumes that Sharia Pawnshops and Conventional Pawnshops are the implementation is the same, there is no difference. This study aims to determine the implementation of the Sharia Rahn (pawning) contract at the New Bogor Syariah Pawnshop Branch Office and to determine the suitability of the implementation of the Syariah Rahn (pawning) contract at the New Bogor Syariah Pawnshop Branch Office with the DSN MUI Fatwa. This study uses descriptive qualitative methods, the data used are primary data and secondary data, data collection techniques using observation, interview and documentation techniques. The results of this study indicate that the implementation of the Rahn contract at the New Bogor Syariah Pegadaian Branch Office has been implemented in accordance with existing Sharia provisions, such as fulfilling the pillars and requirements of Sharia Rahn (pawning). The implementation of the Rahn contract at the New Bogor Syariah Pawnshop Branch is in accordance with the MUI DSN Fatwas such as the MUI DSN Fatwa No. 25/DSN-MUI/III/2002 and DSN MUI Fatwa No.26/DSN-MUI/III/2002.I

DEVELOPMENT OF SOCIAL NETWORKS IN EMPOWERING OF RELIABLE DAILY WORKERS IN CIKIDANG VILLAGE DISTRICT LEMBANG BANDUNG BARAT REGENCY

2020 ◽  
Vol 2 (1) ◽  
Author(s):  
Samudraman Harefa ◽  
Lina Favourita ◽  
Aribowo Aribowo
Keyword(s):  
Social Networking ◽  
Research Method ◽  
Secondary Data ◽  
Analytical Techniques ◽  
Support Networks ◽  
Government Support ◽  
Data Sources ◽  
Primary Data ◽  
The Social ◽  
Data Validity

The purpose of this study is to obtain an overview of the condition of Daily Workers in managing doll-making and social networking businesses that include networks, emotional networks, and government support networks in managing puppet-making businesses. The research method used is action research method. Data sources are primary and secondary data sources. The primary data source is Daily Worker in Cikidang Village. Data collection techniques were conducted with in-depth interviews, participatory observation, and documentation studies. Data validity test used is credibility test, transferability test, dependability test and confirmability test. Analytical techniques used are qualitative data analysis techniques. The results show that through the social networking development desain for Daily Workers can develop networks, emotional networks, and government support networks and increase the productivity of Daily Workers in Cikidang Village in managing doll making business.

scholarly journals Sistem Bagi Hasil Penggarapan Sawah di Desa Bedegung Kecamatan Semidang Aji

2020 ◽  
Vol 5 (1) ◽  
pp. 76
Author(s):  
Anita Mauliyanti
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Islamic Law ◽  
Secondary Data ◽  
Profit Sharing ◽  
Rice Cultivation ◽  
Data Sources ◽  
Primary Data ◽  
Cultivation System ◽  
Village Community

The aim of this research is to study the profit sharing in the rice cultivation system and study the perspective of Islamic law on the results in the rice cultivation system in Bedegung Village, Semidang Aji District, Ogan Komering Ulu Regency. This research is a qualitative research. The data sources used in this study are two, namely primary data and secondary data. The research location was in Bedegung Village, Semidang Aji District, Ogan Komering Ulu Regency for 60 days. Data collection techniques used in this study were interviews, observation, and documentation. Profit sharing in the system of cultivating paddy fields in Bedegung Village, Semidang Aji District, Ogan Komering Ulu Regency is known as Paruan where the land owner connects the land to the cultivator to be cultivated with the help of flowers) while the cultivators get one (1) part. If the fund is cultivated, then the portion gets 2 parts while the land owner gets 1 part. Likewise, the costs are borne jointly, then the portion obtained between the land owner and each tiller (1/2). From the perspective of Islamic law the Profit Sharing System in Cultivation of Rice Fields is not appropriate because it contains ghororic elements. The lack of clarity requested was the muzara'ah contract and mukhabarah regarding the contract agreement, because the landowners and tenants were not present in the agreement and the results of the agreement were not only written verbally. However, it is incomplete with Islamic law because the practice carried out by the Bedegung Village community is carried out on the basis of liking and liking unpleasant to help,

Sign in / Sign up

Export Citation Format

Share Document