scholarly journals ANALISIS STRATEGI PEMASARAN TABUNGAN MABRUR DI BANK SYARIAH MANDIRI KCP PANDAAN PASURUAN

2019 ◽  
Vol 10 (2) ◽  
pp. 237-254
Author(s):  
Mauludianah ◽  
Moh. Mukhsinin Syu'aibi ◽  
Sukamto

The Hajj is the fifth pillar of Islam that must be fulfilled by Muslims for those who are able to finance and physically. The waiting list for the Hajj pilgrimage in Indonesia can now reach 20 years or more, with it awakening many Muslims who then plan the Hajj from an early age by opening a Hajj and Umrah savings account at Bank Syariah Mandiri. This study used qualitative research with primary data sources. Customers using Mabrur Savings products at Bank Syariah Mandiri Pandaan, Customer Service, Branch Operation Supervisor, Sales Force, other employees who served in Bank Syariah Mandiri KCP Pandaan. While secondary data sources come from books and other literature. Data collection techniques are carried out in 3 ways, namely: Observation, Interview and Documentation. This study found that Marketing Mix in Mabrur Savings products, namely 1. Product Strategy: Based on sharia principles with mudharabah muthlaqah contract, competitive profit sharing based on the ratio determined by the bank, payments can be made using the ABATANA (auto debit) system from a savings account BSM for monthly deposits, the Validation Process is very fast and can be awaited, in collaboration with KBIH (Hajj Guidance Group) which is officially registered with the Department of Religion. 2. The Price Strategy consists of: a light initial deposit of IDR 100,000. 3. Strategy Place: The strategic location of Bank Syariah Mandiri with a minimalist yet modern design. 4. Strategy Promotion: Through websites, brochures, and various advertisements, Opening outlets or stands, Door to door, Bank Syariah Mandiri has an image as a Hajj Bank.

QATHRUNÂ ◽  
2020 ◽  
Vol 7 (2) ◽  
pp. 63
Author(s):  
Ahmad Azizi ◽  
Hunainah Hunainah

The purpose of this study is to identify the values ​​of character education contained in the Al-Quran surah Al-Mu'minun verses 1-9, by examining the Al-Azhar interpretation. This research is qualitative, while the method used is library research, with primary data sources from Al-Azhar interpretation, and secondary data sources for books that discuss the subject matter indirectly. Data collection techniques, validity and data analysis were used, namely documentation, theory triangulation and content analysis. The results of the author's analysis of Q.S. Al-Mu'minun verses 1-9, by examining Al-Azhar's Tafsir, that Allah SWT has determined a very large fortune for believers who have 7 (seven) good qualities, namely: being faithful, devoted to praying , turning away from things that are not useful, cleaning oneself by paying zakat, maintaining genitals, maintaining mandates and promises, and maintaining prayer. The results of the study can be concluded that there are 7 (seven) values ​​of character education that need to be taught to students from an early age, namely (1) having faith, containing honest characters found in verse 1; (2) khusyu 'in praying, contains a character of confidence, found in verse 2; (3) turning away from things that are useless, containing the character of being critical can be found in verse 3; (4) clean oneself by paying zakat, containing the caring character found in verse 4; (5) taking care of the genitals, containing the strict character found in verses 5-7; (6) maintaining the mandate and promises, containing the character of being responsible in verse 8; (7) maintaining prayer, containing the character of discipline found in verse 9.


2021 ◽  
Vol 1 (2) ◽  
pp. 249-255
Author(s):  
Ardhana Karina Reswari ◽  
Siti Malikhah Towaf ◽  
Agus Purnomo

The purpose of this study was to analyze the vision of parents of young women in Wonosunyo Village, Gempol Subdistrict, Pasuruan Regency. This study uses a qualitative approach with a type of descriptive research. The data sources used are primary data sources and secondary data sources. There are three data collection techniques in the study, namely interviews, observation, and documentation. The conclusion of this study is that education is an insignificant thing when parents and children agree that the most important thing is to work and move on. Parents who cannot finance their children's education due to low income. Low income is felt not to be able to afford school fees, pocket money, to provide transport money. The desire to escape poverty is to marry off his child. Marrying their children at an early age is a family's desire that must be realized to fulfill a better and better life expectancy. The desire to benefit from marrying her child at an early age is the hope of every parent. Penelitian ini bertujuan untuk menganalisis visi orang tua remaja putri Desa Wonosunyo Kecamatan Gempol Kabupaten Pasuruan. Pendekatan kualittatif dengan jenis penelitian deskriptif digunakan untuk mencapai tujuan penelitianini. Sumber data primer dan sekunder digunakan dalam penelitian ini. Teknik pengumpulan data dilakukan dengan wawancara, observasi, dan dokumentasi. Penelitian ini berkesimpilan bahwa pendidikan menjadi suatu hal yang tidak penting ketika orang tua dan anak menyepakati yang terpenting adalah bekerja dan melanjutkan hidup. Orang tua yang tidak dapat membiayai pendidikan anaknya karena pendapatan yang rendah. Pendapatan yang rendah dirasa tidak akan mampu untuk membiayai sekolah, uang jajan, hingga memberikan uang transport. Keinginan untuk lepas dari jeratan kemiskinan adalah dengan menikahkan anaknya. Menikahkan anaknya di usia dini adalah keinginan keluarga yang harus diwujudkan untuk memenuhi harapan hidup yang lebih baik dan layak. Keinginan mendapat keuntungan dari menikahkan anaknya di usia dini adalah harapan setiap orang tua.


Author(s):  
Shanty Bahar Ising ◽  
Mujiono Mujiono

This study aims to find out, describe and analyze the democratic leadership of the Principal in improving achievement at the Palangka Raya Model State Madrasah (MAN). The research method used is descriptive qualitative. The researcher wanted to describe the Principal's democratic leadership in improving achievement at the Palangka Raya Model State Islamic Senior High School (MAN). Primary data sources (person) are the Principal, Teachers (Teachers) and Students of MAN Model Palangka Raya. Whereas secondary data sources are the data in the Palangka Raya Model MAN and supporting literature. The results of the study show that the Principal's leadership in improving achievement in the Palangka Raya Model MAN is very democratic, this condition can be seen from: (1) Principals are happy to receive suggestions, opinions and even criticism from subordinates both delivered by students and teachers through suggestion boxes and in the teacher council meeting, (2) the Principal always strives to prioritize teamwork cooperation in an effort to achieve the goal by appointing the instructor teacher, trainer teacher and mentor teacher and conducting deliberation in planning, implementing and evaluating activities, (3) the Principal always tries to make subordinates more success than him, which is realized by including teachers in seminars, workshops, training and competitions so that they get achievements both locally and nationally, and (4) Principals always try to develop their personal capacity as good leaders in conceptual skills, human skill and technical skill.


2021 ◽  
Vol 22 (2) ◽  
pp. 168-190
Author(s):  
Zuhri Fahruddin

Abstract: The learning carried out by the teacher in the classroom must develop the quality of learning, one of which is learning motivation, students who are not passionate about learning are not optimal and of high quality, from this goal the reality is still far from expectations, many students are not aware of the importance of studying seriously, there is no passion study, there is no fun in the study room. The sampling technique used is Census Sample (Sample Saturated), while criterion-based selection is used when conducting qualitative research, 30 students as primary data sources, two teachers as secondary data sources. Data collection techniques using in-depth interviews, observation, documentation and questionnaires, while data analysis by reducing data, presenting data, drawing conclusions and verification by means of research stages I and II students and teachers with a Da'wah educational background, stage III and IV student informants and teachers with PAI educational background.


2016 ◽  
Vol 3 (1) ◽  
pp. 83
Author(s):  
Effy Wardati Maryam ◽  
Ririn Dewanti Dian Samudera Indriani

Women are the group most severely affected by poverty, especially in case of food insecurity. As a result of these conditions, pregnant mothers could malnutrition that can potentially give birth in poor mental or health condition. Poverty reduction is not merely the issue of capital and technical skills, but also how to evoke the feeling of being able to overcome problems of their lives in a dignified manner. Empowerment of poor women do in order to find the effort that poor women can actively participate in any activities for poverty alleviation. This study aims to assess community participation, particularly of women to poverty alleviation efforts based on empowerment. This research was descriptive-exploratory using primary data sources from interviews and secondary data sources of written documents on the implementation of the Programme P3EL in Sidoarjo. Subjects were members P3EL program in 2012 and the BPMPKB (particularly the PUE) as the implementing program. The results showed that the model of participation of members to poverty alleviation efforts based on the empowerment of women through P3EL program were in the form of energy, thoughts, and cooperation. While the participation factors underlying were egoism motivation and collectivism. 


2019 ◽  
Vol 7 (1) ◽  
pp. 140
Author(s):  
Dio Pratama ◽  
Saptono Nugroho

This research was conducted to find out the motivation of female tourist to visit Gay club, the perception of the tourist and local community towards the Gay Club. The methods used in this research id descriptive qualitative. The technique of determination of informants used is purposive sampling technique. Data sources used are primary and secondary data sources. Primary data in this research is sourced from direct observation to the research location by means of observation and interviews. While secondary data in this research are the data obtained from the documentation or studies library to complement the primary data. The result of the research shows that most tourist say curious to see Gay club as a motivation for a visit; most tourist plead happy after seeing the atrractions there; most neutral against Gay tourist; most local community already know about Gay club; most local community are not disturbed; most local people are not benefitting from the presence of the Gay club. Keywords : Tourist Motivation, Community Local Perception, Gay Club


2017 ◽  
Vol 6 (1) ◽  
pp. 18 ◽  
Author(s):  
Ömer Çoban

Tourism and happiness are highly related concepts. Research streams in happiness and tourism fall into two main categories: (1) tourists’ happiness and (2) residents’ happiness. In this paper, we followed the second research stream by focusing on the relationship between residents’ happiness and tourism. The purpose of this paper is to discover whether tourism development in a destination contributes to the happiness of residents by analyzing secondary data sources, which differs from other studies that have examined this research question using primary data sources. The data used in this research comes from the records of public bodies. Our findings indicate that residents in marine-based mass tourism regions are less happy than residents in cultural heritage tourism destinations.


2021 ◽  
Vol 1 (2) ◽  
pp. 76-88
Author(s):  
Arham Junaidi Firman ◽  
Akhmat Noor Syofik ◽  
Anis Rahmawati

The world of education today began to be tarnished because of the frequent encounters of psychic or moral violence so that it is necessary to increase and develop the creativity of educators, especially in understanding the psychological condition of student. This study aims to examine critically and reflectively about the concept of creativity according to Muhammad Iqbal and its implementation in understanding the psychology of student. Data collection in this study was conducted through documentation techniques with secondary data sources as the primary data. Furthermore, data analysis is done through content analysis. The results of the study showed, namely First, the concept of creativity according to Muhammad Iqbal is part of the development of individuality that can be understood by exploring the conception of the nature and function of individuals through education. Second, the implementation of Muhammad Iqbal's concept of creativity in the psychological understanding of learners has a very urgent position in the world of education today.


Agrologia ◽  
2018 ◽  
Vol 5 (1) ◽  
Author(s):  
Metius Wonda ◽  
Evawani Tomayahu

Kakao is one of important estate commodity for the national economy, since kakao plantation provide a significant number of employment which is support national income and foreign exchange. This study aims to determine  farm  incomes of kakao farmers in  Hinekombein Village,  Waibu Subistrict of Jayapura District. Primary data was collected by used of interview and observation guided by a questionnaire. The primary data obtained through interviews with farmers using a questionnaire. Secondary data has been obtained from secondary data sources associated with the research. Sampling was done by simple random sampling for cocoa farmers in Hinekombe Village, number of respondents was 30 farmers cocoa farmers This study showed that annual revenue of cocoa of farmers which has 0.5 of cultivated area  was Rp 1,150,556. The revenue of farmer which has 1 ha of cultivated area was Rp. 2.662.500.


Acta Comitas ◽  
2021 ◽  
Vol 6 (01) ◽  
pp. 162
Author(s):  
Raymond Bagus Nurchandra ◽  
Retno Murni

The purpose of this research is to determine the validity of a fiduciary security deed using a motorized vehicle that is still in the indent process as a guarantee. This type of research is empirical legal research which is based on primary data sources and secondary data sources. Then the conclusions are drawn through descriptive analysis techniques. The results show that a motorized vehicle that is still in the pivoting process can be charged with a fiduciary guarantee, but the debtor must attach proof of the order given by the dealer The part that will pay the vehicle in full to the dealer is the bank and after the proof of payment is given in full, the proof must be presented in front of a notary. The debtor must also make his own statement if the BPKB has been issued, it must be immediately submitted to the bank. The validity of a fiduciary guarantee deed that uses a motorized vehicle that is still in the pivot process as evidence is legally recognized because in the provisions of the explanation of article 6 letter c of the Law on Fiduciary Security does not clearly emphasize the existence of BPKB ownership so that proof of purchase orders can already be obtained. used as proof of ownership of a motorized vehicle that is still in the process of being indented.   Tujuan dari penelitian ini adalah untuk mengetahui keabsahan suatu akta jaminan fidusia yang menggunakan kendaraan bermotor yang masih dalam proses inden sebagai jaminannya. Jenis penelitian yang digunakan adalah penelitian hukum empiris yang didasarkan pada sumber data primer serta sumber data sekunder kemudian ditarik kesimpulannya melalui teknik analisis deskriptif. Hasil penelitian menunjukan bahwa kendaraan bermotor yang masih didalam proses inden dapat dibebankan dengan jaminan fidusia namun pihak debitor harus melampirkan bukti pemesanan kendaraan bermotor tersebut yang diberikan oleh pihak dealer. Pihak yang akan membayarkan kendaraan tersebut secara lunas kepada dealer adalah pihak bank dan setelah diberikannya tanda bukti pembayaran secara lunas tersebut maka bukti tersebut harus dipaparkan dihadapan pihak Notaris. Pihak debitor juga harus membuat surat pernyataan sendiri jika BPKB sudah terbit maka harus segara diserahkan kepada pihak bank. Keabsahan suatu akta jaminan fidusia yang menggunakan kendaran bermotor yang masih dalam proses inden sebagai alat bukti diakui sah secara hukum karena didalam ketentuan penjelasan Pasal 6 huruf c Undang-Undang tentang Jaminan Fidusia tidak menekankan secara jelas harus adanya kepemilikan BPKB sehingga bukti purchase order saja sudah dapat digunakan sebagai suatu bukti kepemilikan kendaraan bermotor yang masih dalam proses inden.


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