Prelude of Investment

Author(s):  
Shilpi Gupta ◽  
Monica Shrivastava

The government of India has taken multiple economic reforms such as Jan Dhan Yojna, UPI, demonetization, and digitalization moving India towards a cashless economy. The financial landscape of India has undergone a radical change with the insurance sector bearing the torch on the road of exponential growth. The insurance penetration recorded was only 3.69% in 2017. The shockingly low participation of individuals indicated the existence of challenges that need to be addressed. The first section of the chapter explores the various factors creating a dilemma for investment in the insurance sector. The other sections of the chapter focus on the current scenario of Insurance investment and the paradigm shift in the perception of customers towards insurance products. The basic purpose is to implement systems thinking of looking at the whole and holistic picture with the highest inclusion towards nation-building and improving the penetration percentage and density of insurance in India.

Temida ◽  
2012 ◽  
Vol 15 (4) ◽  
pp. 147-160
Author(s):  
Natasa Tanjevic

This paper considers the problem of corruption in Serbia, as a dangerous phenomenon that is usually classified as a victimless crime, although the damage it causes is enormous and its consequences affect an indefinite and large number of victims. Corruption leads to the expansion of economic inequalities, it slows down and hinders economic growth and development, destroys the legitimacy of institutions, endangers the protection of basic human rights and freedoms and undermines the fundamental values on which the society is based. Particular attention is devoted to the issue od political corruption because it is the most dangerous form of corruption and this problem has been marked by the European Commission as the biggest obstacle on the way of our country towards European integrations. It has been pointed out that the most dangerous crimes of corruption are under-detected and rarely prosecuted, which is influenced by the very fact that corruption is an essential link between the world of politics and economics and that the perpetrators of these acts are persons that are holding prominent positions in the government or an exceptional power in society, and on the other hand, the victims of these acts are all citizens of Serbia.


2020 ◽  
Vol 7 (1) ◽  
pp. 99
Author(s):  
Yong Adilah Shamsul Harumain ◽  
Nur Farhana Azmi ◽  
Suhaini Yusoff

Transit stations are generally well known as nodes of spaces where percentage of people walking are relatively high. The issue is do more planning is actually given to create walkability. Creating walking led transit stations involves planning of walking distance, providing facilities like pathways, toilets, seating and lighting. On the other hand, creating walking led transit station for women uncover a new epitome. Walking becomes one of the most important forms of mobility for women in developing countries nowadays. Encouraging women to use public transportation is not just about another effort to promote the use of public transportation but also another great endeavour to reduce numbers of traffic on the road. This also means, creating an effort to control accidents rate, reducing carbon emission, improving health and eventually, developing the quality of life. Hence, in this paper, we sought first to find out the factors that motivate women to walk at transit stations in Malaysia. A questionnaire survey with 562 female user of Light Railway Transit (LRT) was conducted at LRT stations along Kelana Jaya Line. Both built and non-built environment characteristics, particularly distance, safety and facilities were found as factors that are consistently associated with women walkability. With these findings, the paper highlights the criteria  which are needed to create and make betterment of transit stations not just for women but also for walkability in general.


2019 ◽  
Vol 17 (1) ◽  
pp. 333-350
Author(s):  
Artur Adamczyk ◽  
Mladen Karadzoski

The main purpose of the article is to present how the Greek- -Macedonian naming dispute influenced the problem of implementation the international identity of Macedonia. Despite the initial problems of the government in Skopje related to determining their international identity, Macedonians managed to define the principles regarding the identification of a new state on the international stage. As a small country with limited attributes to shape its international position, Macedonia has basically been determined to seek guarantees for its existence and security in stable and predictable European international structures such as NATO and the European Union. The main obstacle for Macedonians on the road to Euro-Atlantic structures was the veto of Greece, a member of these organizations, resulting from Athens’ refusal to accept the name the Republic of Macedonia. The Prespa Agreement of 2018 gave a new impetus to the realization of the international identity of North Macedonia.


Check List ◽  
2013 ◽  
Vol 9 (1) ◽  
pp. 42 ◽  
Author(s):  
Ana Lúcia Costa Prudente ◽  
Fernanda Magalhães ◽  
Alessandro Menks ◽  
João Fabrício De Melo Sarmento

We present the first lizard species list for the municipality of Juruti, state of Pará, Brazil. The list was drawn up as a result of data obtained from specimens deposited in the Herpetological Collection of the Museu Paraense Emílio Goeldi and from inventories conducted in 2008-2011. Sampling methods included pitfall traps with drift fences and time constrained searches. We considered the data collected by other researchers, incidental encounters and records of dead individuals on the road. We recorded 33 species, 26 genera and ten families. Norops tandai was the most abundant species. Compared with the other regions of Amazonia, the region of Juruti presented a large number of lizards. However, further studies with an increase in the sampling effort, could prove this area to be richer in lizards than that observed so far.


1897 ◽  
Vol 17 ◽  
pp. 319-320 ◽  
Author(s):  
Frank Calvert

I derive the materials of the present paper from some memoranda which I find amongst my archaeological notes and which relate to certain explorations to which I was not a party, made so long ago as 1887. I have thought that the particulars then obtained may be deemed sufficiently interesting to deserve a record in the history of Trojan archaeological discovery.The subject is one of the four small tumuli dotted about and near the hill of Balli-Dagh, the crest of which according to the now exploded theory of Le Chevalier (1785) was supposed to represent the Pergamos of Troy. In a memoir contributed to the Journal of the Archaeological Institute of 1864, I proved that the site in question was no other than that of the ancient city of Gergis. In the same paper I gave an account of the results of the excavation of one of the group of three tumuli on Balli-Dagh, the so-named Tomb of Priam. The other two, namely Le Chevalier's Tomb of Hector, and an unnamed hillock, were excavated respectively by Sir John Lubbock (about 1878) and Dr. Schliemann (1882) without result. The present relates to the fourth mound on the road between the villages of Bournarbashi and Arablar (as shown in the published maps), which goes by the name of Choban Tepeh (Shepherd's hillock) and the Tomb of Paris, according to Rancklin (1799).


1873 ◽  
Vol 6 (1) ◽  
pp. 142-164
Author(s):  
A. R. Fuller
Keyword(s):  
The Road ◽  
The Hill ◽  

On the 3rd of Ramazán, I left Ramlah, and went to a village called Khátún, and from thence to another, which they styled Kariatu-l-'Anab (Grape hamlet). On the road I observed plenty of wild rue growing spontaneously on hill and dale. I also noticed at this village a very delightful spring of water gushing out of a rock, where they had constructed reservoirs, and built edifices. From thence I proceeded up some rising ground, under the impression that I was ascending a hill, and that on going down the other side the city would lie before me. After I had climbed the ascent however for a short way, a vast wilderness lay in my front, partly stony, and partly showing merely the bare earth. At the summit of the hill stands the city of the “Baitu-l-Mukaddas” (Sacred Tabernacle, i.e. Jerusalem), between which and Tarábulis, whichis on the coast, are 56 parasangs, and from Balkh to Jerusalem 876.


Author(s):  
Ivo de Jesus Ramos ◽  
Luiz Henrique Amaral

ABSTRACTThis research, exploratory nature, aims to identify the current scenario of degrees in Science and Mathematics in Brazil, its weaknesses and offer. The number of vacancies in the IES Degree courses in Science and Mathematics is insufficient to meet demand in teacher training in this area? That was the question that guided the investigation. In this sense, we try to see if there are no vacancies, if there was a reduction in enrollment, evaluate evasion, estimate the annual public spending on vacancies unoccupied in 2011, these degrees. In response to the question presented in this study, the results corroborate the analysis of Tardif and Lessard (2009), with the prospect of an increase in the deficit of teachers. On the other hand, the survey indicated that the financial resources expended by the Government, especially in public institutions, little impact due to the high percentage of evasion, considering the offered vacancies and loss of students during the process. About 920 million reais annually, only in public HEIs, the resources made available for training of science and mathematics teachers do not produce effective results.RESUMOEsta investigação, de natureza exploratória, tem como objetivo identificar o atual cenário das licenciaturas de Ciências e Matemática no Brasil, suas fragilidades e oferta. A oferta de vagas pelas IES nos cursos de Licenciatura em Ciências e Matemática é insuficiente para atender a demanda na formação de professores nessa área? Essa foi a questão que norteou a investigação. Nesse sentido, procuramos verificar se há falta de vagas, se houve redução das matrículas, avaliar a evasão, estimar o gasto público anual com as vagas não ocupadas, em 2011, nessas licenciaturas. Em resposta ao questionamento apresentado nesta pesquisa, os resultados corroboram com a análise de Tardif e Lessard (2009), com a perspectiva de um agravamento no déficit de professores. Por outro lado, a pesquisa apontou que os recursos financeiros despendidos pelo Governo, em especial nas Instituições Públicas, pouco efeito produzem devido ao alto percentual de evasão, considerando-se as vagas ofertadas e perda de alunos durante o processo. Cerca de 920 milhões de reais anuais, apenas nas IES Públicas, dos recursos colocados à disposição para formação de professores de Ciências e Matemática não geram resultado efetivo. Contacto principal: [email protected]


Author(s):  
Palanisamy R ◽  
PLS Sai Kumar ◽  
Mekala Paavan Kiran ◽  
Ashutosh Mahto ◽  
Md. Irfan ◽  
...  

<p>Often modern cars have a collision avoidance system built into them known as Pre-Crash System, or Collision Mitigation System in order to reduce the collision. But majority of vehicles on the road, especially heavy motor vehicles lack in such a system. In this paper, the implementation of the Collision Avoidance System is to reduce the risks of collisions at the hairpin bend on a Hilly track, Ghats, or other Zero visibility turns. The proposed system contains a set of IR sensors, LEDs, etc. It uses four IR sensors, which are placed on either side of the hairpin bend. The sensors are mutually exclusive and are connected to LEDs through wires. Based on the output of sensors, the LEDs will glow and start alerting the other vehicle approaching from the other end, Hence the drivers will decrease their speeds which would help in preventing collision. The LEDs will help the drivers in detecting the position of  the vehicles on either side of the bend. During climatic conditions like fog, snow, etc, the visibility of the drivers would decrease due to which they will not be able to see the LEDs, Hence, a collision may take place. To bring help as soon as possible to the injured, we have also made a proposed system which would alert the nearby hospitals that an accident has taken place. We have used Arduino UNO, GSM sim module and these will be kept inside a black box which will be inside the, car safe from breakage during the accident.<strong></strong></p>


2011 ◽  
Vol 105-107 ◽  
pp. 267-270 ◽  
Author(s):  
Sung Wook Hwang ◽  
Jin Hyuk Han ◽  
Ki Duck Sung ◽  
Sang Kwon Lee

Tire noise is classified by pattern noise and road noise in a vehicle. Especially pattern noise has impulsive characteristics since it is generated by impacting of tire’s block on the road. Therefore, a special signal process is needed other than traditional Fourier Transform, because the characteristic of signal is varying with time. On the other hand, the pattern noise is a kind of non-stationary signal and is related to the impulsive train of pitch sequence of a block. In this paper, Wavelet Transform is applied to verify the impulse signal caused by impact of block and groove and to verify the relationship between the pattern noise and the train of pitch sequence.


2015 ◽  
Vol 1 (2) ◽  
pp. 141-155
Author(s):  
Mul Yadi ◽  
Harry Rudyantoro ◽  
Ujang Bahar

ABSTRACT  Related to the implementation of the Regional Regulation (Perda) about the increase in parking rates at the edge of the road prone to congestion in the city of Bogor ratified and entered into force on July 2, 2012, The first location that imposed this tariff is the Way Suryakencana and Jalan Siliwangi Bogor and the second location is the application of The Government through the Department trials Traffic Transportation (DLLAJ) Bogor City gets a reaction from the people around Jalan Suryakencana. Enactment of the increase in parking rates at Jalan Bogor Suryakencana expected to reduce illegal parking of vehicles in the area, which has been causing congestion. With parking rates that have been enacted many road users who park their vehicles in multiple and indiscriminate. The method used in this study is empirical juridical approach. The study, based on an inventory of positive law, the discovery of the principles of law and legal discovery inconcretto, which include observation of empirical operationalization of law in society. The conclusion from this study is the basis of the application of the levy Parking Services Bank Public Road, especially in the city of Bogor is Law No. 28 of 2009 on Regional Taxes and Levies and Regional Regulation No. 4 of 2012. Implementation of Regional Regulation No. 4 of 2012 on Increase Rates Parking is not yet fully effective this is due to high payments also has not been matched with adequate services, the responsibility for the damage and loss still be a burden for the owner of the vehicle so that the functions and responsibilities of the government that deal with parking problems is questionable. Impact parking tariff policy to demand that any increase in the parking rate of 10 percent would result in a decrease in the use of parking of 0.7 -0.8 percent, increase use of public transport and cycling amounted to 3.71 percent of 0.9 percent. This figure is even greater in the short term, when applied can lead to a new increase in the elasticity to be about - 0.28., Where the parking lot reducing the length of parking time and reduce the amount of parking.  Keywords: Regional Regulation, Rates Parking, Traffic Order


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