scholarly journals Penerapan Pembiayaan Musyarakah Pada BMT Dana Barokah Muntilan

2020 ◽  
Vol 4 (2) ◽  
pp. 181-195
Author(s):  
Shinta Amelia Kurniasari ◽  
Risma Wira Bharata

This study aims to determine the implementation of profit sharing based musyarakah contracts, financing products and financing mechanisms at the Baitul Maal wa Tamwil (BMT) Dana Barokah. This study uses a qualitative method with a case study approach. The data used in the study used primary data and viewed from the data collection sources, the data used came from direct interviews with tellers and managers at BMT. The results of this study explain that BMT provides several savings products and financing products. To apply for financing, customers must first fill out a form and then complete the required files. In the implementation of musyarakah financing at BMT Dana Barokah Muntilan it is in accordance with Islamic sharia principles and the division of business with profit sharing, but the bank only as a provider of capital does not participate in conducting business activities. The profit-sharing determined by BMT Dana Barokah Muntilan is 2.5%, but negotiations are still possible.

ARISTO ◽  
2018 ◽  
Vol 7 (1) ◽  
pp. 34
Author(s):  
Muh. Firyal Akbar ◽  
Sri Handyani Suprapto ◽  
Widya Kurniati Mohi

This research is generally aimed at strengthening Muhammadiyah union institution in one of Muhammadiyah's business charity in Gorontalo Province, whereas specifically the purpose of this research is to know objective description about reality that happened at campus of Muhammadiyah University of Gorontalo from organizational culture that developed on campus This, taking into account the organizational culture found in Muhammadiyah in accordance with the PHIWM. This research uses qualitative method with case study approach. Data collection techniques used are observation, interview and documentation. Research time started from January to June 2017 From the results show that the employees have not implemented properly. Indicators of hard work still have not shown good results because most employees still do not understand the main duties and functions in work. Discipline indicators are also not well implemented where there are still many employees who enter the campus through the provisions of the time set as well while attending events on campus and when entering the time of prayer still not heed these things. The last indicator is the optimization in the work also has not shown the maximum results because only a few who are able to work effectively in accordance with the work agenda that they set previously.


2021 ◽  
Vol 17 (2) ◽  
pp. 165
Author(s):  
Fani Fadliyani ◽  
Yosep Farhan Dafik Sahal ◽  
Muhamad Aris Munawar

This study aims: (1) to determine the morals of students in SD Inspiratif Al-Ilham, Banjar City. (2) to determine the implementation of Islamic Personal Development (BPI) in building the morals of students at SD Inspiratif Al-Ilham, Banjar City. (3) to find out the results of the Islamic Personal Development (BPI) in building the morals of students at SD Inspiratif Al-Ilham, Banjar City. The purpose of this study was to determine the morals of students, the implementation of Islamic Personal Development and to find out the results of Islamic Personal Development in fostering the morals of students at SD Inspiratif Al-Ilham, Banjar City. This study used a qualitative research method with a case study approach. This study used data collection techniques using interviews, observation, and documentation study. The data used are primary data obtained directly from respondents regarding the implementation of Islamic Personal Development. Meanwhile, secondary data in the form of theories and other supporting data were obtained from literature and school archives documentation. All of these data are materials to describe the implementation of Islamic Personal Development (BPI) at SD Inspiratif Al-Ilham, Banjar City. The results of this study indicate that: (1) The morals of the students at SD Inspiratif Al-Ilham, Banjar City are good enough. (2) Implementation of Islamic Personal Development in fostering the morals of students at Inspiratif Al-Ilham Elementary School, Banjar City, namely through coaching which includes guidance by exemplary, guidance with habituation and guidance with advice (3) The results of the Islamic Personal Development (BPI) in fostering the morals of students at the Inspiratif Al-Ilham Elementary School, Banjar City are quite good, where students have been able to show behavior according to the existing indicators, including being able to carry out congregational prayers and prayers. sunnah dhuha and qiyamullail, reciting dhikr after every prayer and so on.


Author(s):  
Sudarmiani, Waini Astuti

<p><em>This study aims to determine the implementation of the UPPKS program, the role of UPPKS cadres, the supporting components of the UPPKS program and obstacles in family economic empowerment activities through the UPPKS program in Sukorejo Village, Saradan, Madiun. The type of research used is descriptive qualitative with a case study approach. Data sources used are primary data and secondary data. Data collection is done by observation, interviews and documentation. The validity of the data uses source triangulation. The results show, (1) The implementation of family economic empowerment through the UPPKS program in Sukorejo Village runs quite well in savings and loan activities. (2) The role of UPPKS cadres in Sukorejo Village is as facilitators in conveying what their members want to the UPPKS program organizers. (3) Supporting components in the implementation of UPPKS activities in Sukorejo Village are Village Village, Saradan PLKB, and BKKBN. (4) Obstacles in the process of family economic empowerment through the UPPKS program in Sukorejo Village, namely the existence of members who are less active in the activities of UPPKS groups and members who move domiciles, so that UPPKS members are reduced.</em></p>


2020 ◽  
Vol 4 (01) ◽  

Getting used to solving problems independently for children is very important for their lives. So that in this case children should be taught as early as possible so that children are accustomed to addressing the problems they face. As for the problems that are commonly found in early childhood are like shy, not confident, unable to hold back his emotions such as crying and angry, and not confident in their potential. In this study, researchers aimed to find out how the patterns or strategies of parents to get children used to solving problems independently in the family environment. To get the expected results in this study, researchers used a qualitative method with a case study approach. The data collection techniques used in this study are observation, interviews and documentation. Based on the results of research conducted related to the pattern of habitual problem solving for early childhood in the family environment researchers can find patterns of habituation carried out by parents or families are 1) Give children a sense of comfort, 2) Know the principles of child development, 3) Establish communication with good, 4) Give an example, 5) Sharpen children's abilities, 6) Give freedom not to interfere, 7) Give children freedom or not too meddle.


2020 ◽  
Vol 15 (1) ◽  
pp. 1-17
Author(s):  
Ulfi Maryati ◽  
Kurniawati Putri ◽  
Armel Yentifa ◽  
Dita Maretha Rissi

Printed Newspaper readers began to decline with development of technology, and online media readers increased. Printed newspaper companies must take a decision whether to keep the printed newspaper or change to online media. This research is a quantitative applied research using a case study approach. Data collection techniques used were interviews, observation and documentation. This study uses primary data, the analytical method used is thematic analysis, Hansen Mowen's tactical decision making steps, and rational theory models. The results of this research that switching to online media is more profitable going forward for companies, because online media do not cost as much as printed newspapers. Online media does not require ink, paper and operational vehicles such as print newspapers.


2021 ◽  
Vol 4 (4) ◽  
pp. 453-460
Author(s):  
Abdul Rahman ◽  
Yusak Hudiyono ◽  
Bibit Suhatmady

Implementation of online learning with the application of the invention model increases perceptions between teachers and students. This study aims to determine the perceptions of teachers and students about the implementation of the invention model online in writing script learning. The research method used is a qualitative method using a case study approach. The population in this study were Indonesian language subject teachers and ten-grade students. The sample was taken using the purposive sampling technique. Data collection techniques are carried out by filling out a questionnaire through the Google form and interviews with teachers and students.


Author(s):  
Santi Lamusu ◽  
Aulia Fuad Rahman ◽  
Noval Adib

This study aims to uncover and analyze the suitability of sharia mudharabah financing practices at Bank Muamalat Semarang Branch with Fatwa DSN MUI Number 07 year 2000. To achieve this goal, the research was pursued using a qualitative method with a case study approach. The primary data of this research is interviews and is supported by secondary data. The key informants are bank employees. Data analysis was performed by using qualitative data analysis namely reduction, display and conclusion. The results showed that Bank Muamalat Semarang branch in carrying out the practice of mudharabah financing was in accordance with the DSN MUI Fatwa Number 07 year 2000 and the applicable SOP. Meanwhile, the recommendations in the Fatwa which are optional are still carried out in accordance with the prevailing regulations. For example, by requiring guarantees, channeling mudharabah financing only in the form of cash assets, only financing productive businesses such as BPRS and BMT, as well as the criteria for entrepreneurs, financing procedures and profit sharing mechanisms. The decision to choose the policy is accompanied by certain considerations, especially for the sustainability and security of LKS and does not conflict with fatwa rules so that it does not go out of the corridor of sharia principles in muamalah  


2021 ◽  
Vol 2 (1) ◽  
pp. 1-11
Author(s):  
Nadila Meiri Syahdana ◽  
Norsain Norsain

The first step in building a good ummah or mabadi' khaira ummah, Nahdlatul Ulama (NU) instilled the five characteristics of the Prophet to his people so that they have a strong mentality as a capital for social-economic improvement in society. The purpose of this study was to analyze the culture of NU in the application of sharia contracts at KSPS BMT UGT Sidogiri, Lenteng Branch. This study uses a qualitative method with a case study approach. The data obtained by researchers are primary data from interviews, observation and documentation. The results of this study indicate that some of the characteristics of mabadi' khaira ummah, namely shiddiq and amanah, are applied in KSPS BMT UGT Sidogiri, Lenteng Branch. Attitudes tawassuth-i'tidal, tasamuh, tawazzun and amar ma'ruf nahi munkar are applied to employee behavior.


2020 ◽  
Vol 18 (3) ◽  
pp. 314
Author(s):  
Bakti Toni Endaryono ◽  
Qowaid Qowaid ◽  
Robihudin Robihudin

AbstractEducation in pesantren is generally carried out in a dormitory that lives and stays for 24 hours, under the main guidance of the Kiai or the head of the pesantren. It is necessary to understand the parenting patterns of children in the pesantren so that the conditions and affective development of children are created as expected by parents who submit their children to study at the pesantren. This study aims to understand the parenting style of pesantren education on children's affective development. This study used a qualitative method with a case study approach. The data collection technique is done by interview, observation, and document review. The results showed that the boarding school's education parenting towards children's affective development was manifested through the cultivation of santri discipline, cultivation of independence, cultivation of an awareness of the importance of society, habituation of conducting book studies, developing talents and interests, and giving sanctions to students who violate the discipline. This finding reinforces the opinion that pesantren have played a role in educating people's lives. It is suggested that this parenting style be studied more widely and deeply so that it can then be applied to other pesantren. AbstrakPendidikan di pesantren umumnya dilaksanakan dalam suatu asrama yang hidup dan tinggal selama 24 jam, di bawah bimbingan utama kiai atau pimpinan pondok pesantren. Diperlukan pemahaman pola pengasuhan anak di pesantren sehingga tercipta kondisi dan perkembangan afektif anak sesuai yang diharapkan oleh orang tua yang menyerahkan anaknya belajar di pesantren. Penelitian ini bertujuan untuk memahami pola asuh pendidikan pesantren terhadap perkembangam afektif anak. Dalam penelitian ini digunakan metode kualitatif dengan pendekatan studi kasus. Teknik pemgumpulan data dilakukan dengan wawancara, observasi dan telaah dokumen. Hasil penelitian menunjukkan bahwa pola asuh pendidikan pesantren terhadap perkembangan afektif anak terwujud melalui penanaman disiplin santri, penanaman kemandirian, penanaman  sikap sadar akan pentingnya bermasyarakat, pembiasaan melakukan kajian kitab, pengembangan bakat dan minat, serta  pemberian  sangsi terhadap santri yang melanggar tata tertib. Temuan ini menguatkan pendapat bahwa pesantren telah berperan dalam mencerdaskan kehidupan masyarakat. Oleh karena itu disarankan agar pola asuh tersebut dikaji lebih luas dan mendalam untuk kemudian dapat diterapkan pada pesantren lainnya.


Author(s):  
Syamsul Arifin ◽  
Mega Silvia

Globalization poses strong and diverse challenges, one of which is the rampant moral degradation that still often occurs everywhere, including at the school level, for that it is necessary to instill and develop values ​​in students. Pesantren is considered capable of being a medium for scientific transformation that can shape good character through its strong characteristics and culture. In building the character of students, it is not only done in classroom learning, but can be done through the development of other activities in school. This research uses descriptive qualitative method, with a case study approach. Data collection techniques using interviews, observation and documentation which were analyzed descriptively. While the data analysis used was data reduction, data presentation and conclusion drawing. The validity of the data used three techniques, namely extension of participation, persistence of observation and triangulation. This research shows that; the application of internalizing pesantren culture to character building students includes class-based design, school culture-based design and organization-based design. The factors supporting and inhibiting the internalization of pesantren culture on the formation of student character are seen from the students themselves, the carrying capacity of all school members and infrastructure.


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