scholarly journals Analisis Pembiayaan Multijasa Dengan Akad Ijarah

2020 ◽  
Vol 1 (1) ◽  
pp. 1-14
Author(s):  
Dariana Dariana ◽  
Wawan Ismanto

The purpose of this research was to determine the practice of multi-service financing with the Ijarah contract at the Sharia People's Financing Bank Berkah Dana Fadhlillah Air Tiris Kampar Regency. This research uses qualitative methods with data collection methods in the form of observation, interviews and literature study. One of the financing products offered by the Sharia People's Financing Bank Berkah Dana Fadhlillah is multi-service financing with an Ijarah contract that aims to obtain service fees (ujrah) in the financing. The multi-service Ijarah Financing at the Sharia People's Financing Bank Berkah Dana Fadhlillah is in accordance with sharia and refers to the fatwa stipulated by the Indonesian Ulema Council No. 09 of 2000 concerning Ijarah and fatwa of the Indonesian Ulema Council No. 44 of 2004 concerning multi-service financing. The multi-service Ijarah financing mechanism at the Sharia People's Financing Bank Berkah Dana Fadhlillah is not complicated but the Sharia People's Financing Bank continues to apply caution in providing financing. That this is one of the factors of people's interest in Ijarah products which are decreasing and not developing every year.

2020 ◽  
Vol 4 (1) ◽  
pp. 14
Author(s):  
I Wayan Arya Adnyana

<p><em>This study aims to: increase a deeper understanding of the value of tattwa education in Tutur Parakriya. This data is obtained using a method, and this method must also be precise so that the data obtained can be accurate and support the research results. This type of research is qualitative because it is a text research or library research whose primary data source is Tutur Parakriya which has been transcribed into text / text form. Literature study and interviews are used as data collection methods and then descriptive qualitative data processing is performed. As far as researchers know, no one has researched about this papyrus, so it is only based on text / text transcripts. This research uses the concept foundation to describe the problems to be discussed, and as a scalpel uses the theory of meaning and hermeneutic theory.</em><em> </em><em>The results of Tutur Parakriya's research contain the value of tattwa education, that is advice or advice to teach Hindus to be able to get the perfection of birth and mind.</em></p>


2018 ◽  
Vol 20 (2) ◽  
pp. 193
Author(s):  
Agus Riyadi

Religious ceremonies that are usually carried out by Javanese are inherited from the ancestors. There are two types of religious ceremonies in the form of salvation in Javanese society, namely life cycle salvation ceremonies and Islamic religious holidays. The research aims to find an understanding of the traditions of religious ceremonies and social processes for Muslims in Karangrayung District, Grobogan Regency. Data collection methods were obtained through observation, interviews, documentation and literature study. After that, the data is analyzed qualitatively-descriptive-interpretative. The results showed that there were seven religious ceremonies and social processes which until now were still commemorated by the Karangrayung people, namely: Sura (Muharam), Rajaban selametan, Mauludan selametan, Selametan Ruwahan, Selametan Likuran, Selametan Bodonan, and Selametan Besar which were held on the 10<sup>th</sup> Zulhijjah. The perception of the people of Karangrayung on religious ceremonies and social processes is a form of virtue that is recommended by Islamic teachings that contain values: 1) charity, 2) ukhwah Islamiyah, 3) help, and 4) share with others


2020 ◽  
Vol 3 (2) ◽  
pp. 153-168
Author(s):  
Ibnu Hasan Karbila ◽  
Abdul Helim ◽  
Rofii Rofii

This study aimed at distinguishing fiscal policy during the time of the Prophet and the fiscal policy prevailing in Indonesia. The study method in this research is literature study. The type of data used is secondary data with data collection methods through literature study. The results showed that during the time of the Prophet, the first fiscal policy that was taken after moving to Medina was to make muhajirin and ansar fraternal and provide employment for the Muhajirin. In the second year, almsgiving and fitrah are compulsory, followed by zakat in the ninth year of hijriyah. From here emerged fiscal policy instruments derived from zakat, infaq, alms and waqf. Some of these elements are mandatory and some are voluntary. Zakat is an element that must be paid after reaching the nisab, while infaq, alms and waqf are voluntary. This voluntary element is what distinguishes an Islamic economy from a capitalist economy. Another difference between the two is related to the management of state money where part of the APBN sources obtained from debt must be free from the element of interest, thus, the state debt can actually be obtained in ways that are in accordance with Islamic Sharia


HUMANIS ◽  
2018 ◽  
pp. 191
Author(s):  
Ni Putu Kurnia Saraswati ◽  
I Ketut Setiawan ◽  
Ida Bagus Saptajaya

The purposed this study is to know linguistic aspects of the Batu Jimbar inscription which includes script, language, spelling, and affixation. Furthermore, the research also discussed about the social aspects contained. Data collection methods used in this study were observation, literature study, and interviews with data processing through qualitative, interpretative, and epigrafi analysis. Based on the analysis of Batu Jimbar inscription, it can be known that the inscription used the ancient Balinese letters with the Old Javanese language. Batu Jimbar inscription used spellings that had been developed in the previous era, such as prefixes para-, ma-, pa-, ka-, sa-, um-, a-, and ha-, suffixes –?n, -nya, -an, and confixes (pa- + -ma), (ma- + -an), (a- + -an), (ka- + -an), ( ka- + -nya), (maka + -an). Socio-cultural aspects contained in the Batu Jimbar inscription is about the rights and obligations and social organizations that exist in it such as the rights and obligations that must be implemented by Indrapura residents by worshiping Bhatara (Gods) at Bukit Unggal (Hill).


2021 ◽  
Vol 4 (3) ◽  
pp. 334-351
Author(s):  
Satria Adhitama

There are hundreds of beliefs in Indonesia, one of which is Kapribaden. The essence of Kapribaden's teachings is a spiritual practice by starting to know yourself as a human being and after that you can only know God. Before knowing God, Kapribaden followers must understand human nature first. This study aims to dig deeper into how Kapribaden believers establish a relationship with the Creator. This study uses a constructivist paradigm with interview data collection methods and literature study. There is a method or method known as Panca Gaib or Sarana Gaib to connect Kapribaden followers with God, namely Kunci, Asmo, Mijil, Singkir, and Paweling. By understanding this, it is hoped that the public can get a clear picture of the relationship between Kapribaden followers and God, so that acts of discrimination can be minimized.


2019 ◽  
Vol 4 (2) ◽  
pp. 185-205
Author(s):  
Istanto Istanto ◽  
Tika Retnowati ◽  
Moordiningsih Moordiningsih ◽  
Mohamad Ali

Millennial generation of Merapi Slopes view that the eruption of Mount Merapi is a natural cycle, so they are required to be able to adapt to the natural environment. It is a necessity to increase the capacity of millennial generation in the context of disaster management. SMPN 2 Karangnongko applies the Smart School extracurricular in order to disseminate the values of peace and disaster management. The purpose of this study is to describe the perception of millennial generation towards disaster and the effect of the application of Smart Schools on capacity building. The study uses qualitative methods with data collection methods of observation, interviews and documentation. The results showed that the perception of millennial generation in Logede region towards disasters as tragedies, ordeal, tests, and unpleasant events that brought misery. This view is influenced by religious values and local wisdom that develops in the community.


2019 ◽  
Vol 7 (2) ◽  
pp. 165
Author(s):  
Mustopa Marli Batubara ◽  
Rafeah Abubakar ◽  
Bimanthara Bimanthara

ABSTRACT This study aims to determine the benefits obtained and the feasibility of making tofu business in the home industry in Tugumulyo Subdistrict, Musi Rawas Regency. The research was conducted in Tugumulyo Subdistrict, Musi Rawas Regency, from April to June 2018. The research method used was survey, for the sampling method used purposive sampling method (intentionally). Data collection methods used in this study are observation and interviews with respondents who have been determined using a questionnaire which has been prepared in advance. Data processing and analysis were carried out using descriptive-qualitative methods. From the results of the study showed that the tofu making business in Tugumuylo Subdistrict was profitable, the average profit obtained by the tofu craftsmen in Tugumulyo Subdistrict was Rp13.292.970/ month and the average BEP value of Rp331.276, BEP production of 2.315 units of BEP at a price of Rp73,57, and the average value of the R / C Ratio of the tofu craftsmanship in Tugumulyo District is 1.98. Thus the tofu making business in Tugumulyo Subdistrict deserves to be developed.ABSTRAK Penelitian ini bertujuan untuk mengetahui keuntungan yang diperoleh dan kelayakan usaha pembuatan tahu pada industri rumah tangga di Kecamatan Tugumulyo Kabupaten Musi Rawas. Penelitian dilaksanakan di Kecamatan Tugumulyo Kabupaten Musi Rawas pada bulan April sampai dengan Juni 2018.  Metode penelitian yang digunakan adalah survei, untuk metode penarikan contoh digunakan metode purposive sampling (secarasengaja).  Metode pengumpulan data yang digunakan dalam penelitian ini adalah observasi dan wawancara dengan responden yang telah ditentukan dengan menggunakan alat bantu kuesioner yang telah dipersiapkan sebelumnya.  Pengolahan dan analisis data dilakukan menggunakan metode deskriptif. Dari hasil penelitian menunjukan bahwa usaha pembuatan tahu yang ada di Kecamatan Tugumuylo menguntungkan, keuntungan rata – rata yang diperoleh pengerajin tahu di Kecamatan Tugumulyo sebesar Rp 13.292.970/ bulan dan rata – rata nilai BEP penerimaan Rp 331.276, BEP produksi 2.315 unit BEP harga Rp 73,57, dan rata – rata nilai R/C Ratio pengerajin tahu di Kecamatan Tugumulyo sebesar 1,98. Dengan demikian usaha pembuatan tahu yang ada di Kecamatan Tugumulyo layak untuk dikembangkan.


Author(s):  
Nani Mediatati ◽  
Kristina R. Nababan

The regional head election in Semarang Regency was followed by two candidate pairs namely Mundjirin-Ngesti Nugraha and Nur Jatmiko - Mas' Ridudwan. One of the candidates is an incumbent from the previous regent, Mundjirin. This research tries to analyze related to voter preferences in Semarang Regency Regent election. Data collection methods used were interviews, observation and literature study. From the results of the study, researchers found two factors that had a significant influence in influencing the preferences of the Getasan sub-district community voters in the Semarang Regent election, namely the popularity and success team of the candidate pair. The habit of blusukan to the community while serving as regent previously made the popularity of Mundjirin known by the community. This has become a big capital in influencing people's preference to choose because the community's trust in their leaders has been built. On the other hand, Mundjirin is paired with Ngesti where Ngesti is a native / native son of Getasan sub-district, making Getasan to contribute greatly in giving victory to this couple. In addition, Ngesti was also the chairperson of Commission C of the Semarang Regency DPRD with the vote of 14,728 as the only candidate to reach the BPP and have a good role in the Semarang community. The factor of the campaign team and volunteers also has a big contribution because the success team becomes a form of socialization that is more easily understood by the community and even the successful team moves up to the RT level, besides of course inviting family and colleagues who have the right to vote.


2016 ◽  
Vol 4 (2) ◽  
pp. 139
Author(s):  
Rikka Agustriana Sinulingga ◽  
I Gst. Agung Oka Mahagangga

Karo traditional house is the cultural heritage of the ancestors that should be preserved. Karo Traditional House or Rumah Siwaluh Jabu is a home stage which is about 2 meters off the ground and usually inhabited by eight to ten households. Karo Traditional House could still be found in some areas in Karo like Dokan, Melas, and Lingga. Nowadays, the existence of Karo traditional house especially in Linga is reduced, where in 2002 the number of Karo traditional house totaling 29 units and it is only two units now. The number of traditional house is no longer groomed and crumbling with age and due to the lack of attention from the local government and the community. In this study, the problems are how the efforts made by the government and the community in conserving the Karo traditional house in Lingga. The location of this study is conducted in the village named Lingga, Simpang Empat sub district, Karo District of North Sumatra. Data collection methods used in this study is observation, interviews, literature study. An attempt by the government in this case the Department of Tourism and Culture of Karo viewed of the strategy, work programs, targets and achievements that provide land to relocate the modern house, the maintenance of Karo traditional house, hosted a party of flowers and fruit, held cultural festival in Lingga. Meanwhile, from the community side, it could be seen from the management and packaging of travel packages.


2020 ◽  
Vol 1 (2) ◽  
pp. 69-79
Author(s):  
Muhammad Fauzan Prasetyo ◽  
Qoriani Widayati

The problem in this research is how to build an e-library application at PT. Pupuk Sriwidjaja Palembang based on web using codeigniter framework. The purpose of this research is to solve problems in the library system which is less efficient, especially in obtaining information on books in the library and member registration, in addition to the policies of the manager of the education and training (Diklat) office of PT. Pupuk Sriwidjaja Palembang to turn some of the books in the library into e-books. This study uses the waterfall method, often called the classic life cycle (classic life system and software design, implementation and unit testing, integration and system testing and operation and maintenance. Data collection methods are through literature study, interviews and observations. The results of this study make it easier for PT employees to collect data. Pupuk Sriwidjaja in finding information on books that are available for use and can read e-books anywhere and anytime. Masalah dalam penelitian ini adalah bagaimana cara membangun aplikasi e-library pada PT. Pupuk Sriwidjaja Palembang berbasis web menggunakan framework codeigniter. Tujuan penelitian ini adalah untuk mengatasi masalah pada system perpustakaan yang kurang efisien terutama dalam memperoleh informasi buku yang ada diperpustakaan dan pendaftaran anggota, selain itu sesuai kebijakan manajer dinas pendidikan dan pelatihan (Diklat) PT. Pupuk Sriwidjaja Palembang untuk menjadikan sebagian buku diperpustakaan menjadi e-book. Penelitian ini menggunakan metode waterfall sering dinamakan siklus hidup klasik (classic life system and software design, implementation and unit testing, integration and system testing dan operation and maintaince. Metode pengumpulan data melalui studi pustaka, wawancara dan pengamatan. Hasil penelitian ini lebih mempermudah karyawan PT. Pupuk Sriwidjaja dalam mencari informasi buku yang ada diperputakaan dan dapat membaca e-book dimanapun dan kapanpun.


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