scholarly journals INVESTIGATING THE ROLE OF MICRO FINANCE ON ECONOMIC AND SOCIAL DEVELOPMENT OF PEOPLE: A CASE STUDY OF RURAL AREAS OF SIND, PAKISTAN

2015 ◽  
Vol 11 (2) ◽  
Author(s):  
Muhammad Tariq
Keyword(s):  
Social Development ◽  
Term Structure ◽  
Rural Areas ◽  
Well Being ◽  
Target Population ◽  
Chi Square ◽  
Before And After ◽  
New Business ◽  
Regulatory Bodies

Purpose: This study is designed to investigate the role of microfinance on the economic and social development of people in the rural areas of the Province of Sind Pakistan. This study considers and compares two situations of the respondents: economic and social conditions before and after taking micro loan. Methodology/Sampling: The target population for this study is those people who planned to take microcredit from the banks with the objective to change their lives by investing such funds in their existing business or opening new business. We conducted a survey about their economic well-being before taking microcredit (Feb-July 2013) and then revisited to them after a year and determined their status after taking microcredit. The study considers descriptive as well as statistical analysis such as Chi square, OLS estimation and one sample T test. Findings: The study concludes that there is no change in Economic Conditions of Borrowers after accusation of Micro finance. The microfinance could not improve their Business growth as well. However, in Social Development, there is significant improvement in the Lifestyle of borrowers, whereas, there is no significant improvement in Health and Education needs of Buyers before and after taking of microfinance. The study further concludes that borrowers believe that the Loan Amount provided is not sufficient for their needs and both the repayment schedule and interest rate are not reasonable to facilitate them. Practical Implications: this study provides bases for new dimensions especially for the policymakers and the regulatory bodies that the term structure of Micro credit should be revised as well as the amount of loan should also be sufficient for the borrowers’ need.

Who We Live With and How We Are Feeling: A Study of Household Living Arrangements and Subjective Well-Being Among Older Adults in China

2020 ◽  
pp. 016402752096154
Author(s):  
Wen-Jui Han ◽  
Ying Li ◽  
Cliff Whetung
Keyword(s):  
Older Adults ◽  
Life Satisfaction ◽  
Rural Areas ◽  
Living Arrangements ◽  
Well Being ◽  
Adult Health ◽  
Subjective Well Being ◽  
And Control ◽  
The Relationship

Using a sample of Chinese adults over the age of 50 from wave 1 of the WHO Study on Global Ageing and Adult Health (n = 13,367), we investigated the relationship between living arrangements and subjective well-being (SWB) in regard to life satisfaction, happiness, and control. We also looked at the moderating role of resources, proxied by income and hukou status. Multivariate regression results indicate that living only with a spouse was significantly associated with better SWB. Multigenerational living arrangements may not always promote SWB, particularly when resources are constrained. Yet, results also underscore the importance of daughters and daughters-in-law in promoting SWB among older adults. Older adults in rural areas had better SWB, including greater life satisfaction if living with grandchildren only, compared to their urban peers living with a spouse only. Findings suggest that context matters in the association between living arrangements and older adults’ SWB.

scholarly journals Hubungan Tingkat Keterdedahan dengan Tingkat Kepuasan Pendengar Radio Komunitas Remaja FM di Kecamatan Sliyeg Kabupaten Indramayu

2020 ◽  
Vol 4 (1) ◽  
pp. 73
Author(s):  
Reisha Widia Anggiany ◽  
Hadiyanto Hadiyanto
Keyword(s):  
Rural Areas ◽  
Sampling Techniques ◽  
Community Radio ◽  
Chi Square ◽  
Level Of Involvement ◽  
Level Of Satisfaction ◽  
Youth Community ◽  
The Relationship ◽  
Disability Level

This research is motivated by the importance of the role of community radio which is considered quite strategic, inexpensive and simple in providing agricultural information to residents, especially in rural areas. The purpose of this study was to analyze the characteristics of listeners and their relationship with the level of the listenership of the Community Radio Youth, to analyze the relationship between the broadcasts of community radio broadcasts and the level of satisfaction of the Youth Community Radio listeners. The study used a survey research method of 50 listeners to the FM Youth community radio using accidental sampling techniques, using the Chi-Square statistical test and Spearman Rank. The results of the study showed that the characteristics of respondents who had a negative and significant relationship were age with disability level, namely the frequency of listening, while the frequency and duration of listening to the level of listener satisfaction had a relationship but were not too significant.Keywords: community radio, level of involvement, level of satisfactionABSTRAKPenelitian ini dilatarbelakangi pentingnya peranan radio komunitas yang dinilai cukup strategis, murah dan sederhana dalam memberikan informasi pertanian untuk penduduk khususnya di pedesaan. Tujuan penelitian ini untuk menganalisis karakteristik pendengar dan hubungannya dengan tingkat keterdedahan pendengar Radio Komunitas Remaja FM,  menganalisis hubungan keterdedahan siaran radio komunitas dengan tingkat kepuasan pendengar Radio Komunitas Remaja FM. Penelitian menggunakan metode penelitian survei kepada 50 orang pendengar radio komunitas Remaja FM dengan menggunakan teknik accidental sampling, menggunakan uji statistik Chi Square dan Rank Spearman. Hasil dari penelitian menunjukkan bahwa karakteristik responden yang memiliki hubungan yang negatif dan signifikan adalah umur dengan tingkat keterdedahan yaitu frekuensi mendengarkan, sedangkan frekuensi dan durasi mendengarkan dengan tingkat kepuasan pendengar memiliki hubungan tetapi tidak signifikan.Kata kunci: radio komunitas, tingkat keterdedahan, tingkat kepuasan.

scholarly journals SPECIAL REQUIREMENTS FOR CORPORATE COMMUNICATIONS IN GEOGRAPHICALLY DEFINED MARKETS USING THE EXAMPLE OF THE SALE OF CONSTRUCTION FINANCING IN RURAL AREAS

2019 ◽  
Vol 2 (2) ◽  
pp. 185-193
Author(s):  
Christian Enz
Keyword(s):  
Rural Areas ◽  
Mortgage Lending ◽  
The Other ◽  
Corporate Communications ◽  
Chi Square ◽  
Savings Banks ◽  
Other Hand ◽  
New Business ◽  
Interest Policy ◽  
Chi Square Test

Private mortgage lending business is an important business segment for retail banks. There are two main reasons for this. Firstly, the comparatively low risk. On the one hand, because many years of experience in this segment enable optimal risk management. On the other hand, the financed properties also provide optimum security. Due to the small size of this business segment, private construction financing was unattractive for major banks for a long time. On the other hand, this division was a core business for regional banks and savings banks. However, as a result of the banking crisis in 2007 and 2008 and the ECB’s ongoing low-interest policy, the private mortgage lending sector is now attractive to all market participants. This is reflected in fiercer competition. The importance of customer communication has therefore also increased in the advertising for new business. Since financial and personnel resources are limited, corporate communications are faced with the challenge of addressing potential customers as efficiently as possible. Communication science has already developed a number of concepts for optimal, integrated communication. These are based on average consumers. Against the background of possible regional deviations in media usage and consumer behaviour, this work explains that banks and savings banks with a regionally defined business area should set different priorities within the communications mix than suprare­gional providers. To this end, a field study was conducted in rural areas of the Nuremberg metro­politan region and analysed using a chi-square test. The study revealed the continuing importance of branches and personal advice, despite increasing digitalisation. At the same time, the necessity of closely networking stationary sales and online offers in rural areas becomes clear.

scholarly journals PLANTS AND HUMAN CULTURE

HortScience ◽  
1990 ◽  
Vol 25 (9) ◽  
pp. 1174g-1174
Author(s):  
Candice A. Shoemaker
Keyword(s):  
Social Development ◽  
Well Being ◽  
Cultural Setting ◽  
Human Culture ◽  
National Symposium ◽  
Cultural Activities ◽  
Art And Literature ◽  
Oral Presentations ◽  
Holiday Celebrations

Plants are a part of many rituals and celebrations and they influence our language, art, and literature. At the First National Symposium on The Role of Horticulture in Human Well-Being and Social Development, a session on Plants and Human Culture was held. A review will be given of the seven oral presentations from this session and the discussion which followed. Some of the topics presented included the role of the corporate garden in the cultural activities of the community, the role of horticulture in holiday celebrations, the role of flowers in the bereavement process, and floral symbolism in paintings. Actions which horticulturists can take to promote horticulture within the cultural setting will be presented.

scholarly journals Sustaining a Regime of Low Fertility

2016 ◽  
Vol 1 (7) ◽  
Author(s):  
Robert Raeside ◽  
Professor Kaberi Gayen
Keyword(s):  
Social Networks ◽  
Developing Countries ◽  
Rural Areas ◽  
Well Being ◽  
Low Fertility ◽  
Fertility Rates ◽  
Contraceptive Knowledge ◽  
Low Levels ◽  
Behaviour Data

<p>In several developing countries, notably Bangladesh, fertility rates fell dramatically in the later part of the twentieth century and have sustained at low levels. Traditional socioeconomic models do not fully explain the profile of fertility fall especially for rural areas where well-being has not sufficiently improved.  This paper offers a supplementary explanation that mass media facilitated the diffusion of contraceptive knowledge, leading to an ideological shift to value small families, and social networks especially reciprocal encouragement about contraception practice among network members has helped to sustain this shift. To investigate the role of encouragement of immediate network members in their family planning behaviour, data was gathered using an interview-based survey of 694 women of fertile ages in seven rural Bangladeshi villages. Findings give support to the importance of social networks in maintaining achieved low fertility levels. When there is strong reciprocal encouragement of network members about practicing contraception then using contraception is more likely. This may offer an explanation to sustaining a low fertility regime.</p>

scholarly journals Ecotourism as a Catalyst of Poverty Alleviation in Rural Economy in Cebu, Philippines

2019 ◽  
Vol 8 (3) ◽  
pp. 1-7
Author(s):  
Van Mari Buslon-Sia ◽  
Judy Ann Ferrater-Gimena ◽  
Jonathan O. Etcuban ◽  
Annie U. Tan
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Rural Economy ◽  
Data Gathering ◽  
Sampling Technique ◽  
Well Being ◽  
Chi Square ◽  
Survey Tool ◽  
Significant Difference ◽  
Social Overhead Capital

Inclusive economic growth encompasses alleviating the people in the rural area from massive poverty and vulnerability. The study aims to determine the indication of ecotourism’s contribution to alleviating poverty in the rural economy as a basis in formulating a tourism development plan. It applied the descriptive research design, utilizing a researcher-made survey tool as a primary instrument of data gathering. The research sites were in Olango Island Wildlife Sanctuary, Aguinid Falls, and Bojo River. Using a random sampling technique, 70 respondents were residents and earning income from the ecotourism activities. The gathered data were treated using simple percentage, weighted mean, Chi-square test of independence and ANOVA. The findings revealed that meager income for selling locally-made products, as tour guides, providing transportation services, and through fixed salaries per month. The ecotourism sites in Cebu, Philippines had a significant contribution towards alleviating poverty in terms of uplifting the standard of living, providing a means of subsistence, development of social well-being, and improvement of social overhead capital. There is a significant relationship between the respondents’ educational attainment and source of livelihood and their perceptions on the contribution of ecotourism in terms of uplifting the standards of living and improvement of social overhead capital. Lastly, there is a significant difference in the respondents’ viewpoint on the three well-known ecotourism sites in the aspect of the development of social well-being. The popular community-based ecotourism sites in Cebu holds great potential in making significant contributions to poverty alleviation since it supported the local people to escape from hunger that is prevalent in the rural areas in the developing countries.

scholarly journals The Role of Local Community Associations as Intermediaries: A Multiple Case Study in A Rural Area

2020 ◽  
Vol 5 (1) ◽  
Author(s):  
Pratiwi Pratiwi
Keyword(s):  
Rural Areas ◽  
Social Inclusion ◽  
Local Community ◽  
Multiple Case Study ◽  
Well Being ◽  
Community Associations ◽  
Tourism Product ◽  
Multiple Case

<p>Intermediary actors in rural areas are expected to stimulate not only economic growth but also social inclusion. The studies of innovation intermediaries in rural areas are under-researched. This study investigates the role, capabilities, and the outcome of the engagement of local community associations as intermediaries in different sectors such as agriculture, food processing, and tourism product. This study describes the way innovation promotes rural development. This research employs a multiple case study method and analyzes data triangulation. The interviews have indicated that intermediaries in different sectors need to play different roles due to their sector drivers, stakeholders, and challenges. This study also describes the outcome of the engagement of the intermediaries in increasing well-being, trust among stakeholders, and local people capability to innovate. Further, the study draws policy recommendations for the governments to enhance the skills and impact of the intermediaries, including collaborations, proposal competition, annual awards, organizational learning, training, and benchmarking.</p>

scholarly journals Overview on Well-being Theories and the Role of Individual Responsibility

2021 ◽  
Vol 14 (1) ◽  
Author(s):  
Pedro Henrique de Morais Campetti
Keyword(s):  
Social Development ◽  
Capability Approach ◽  
Well Being ◽  
Individual Responsibility ◽  
Mainstream Economics ◽  
Happiness Economics ◽  
The Subject ◽  
Relevant Component ◽  
The Capability Approach

Abstract: This paper aims to make a theoretical review on the main approaches to Well-being and also introduce the subject of Responsibility as an element to be considered in this discussion. Thus, three theories of well-being are presented: the Mainstream Economics, the Happiness Economics and The Capability Approach. Each of them provides considerations about what matters for people’s life and social development. However, none of them contemplates individual responsibility as a relevant component for development. And only The Capability Approach takes account of responsibility, but without furthering the subject. In this sense, the theme of responsibility is defended as having an important role for development and well-being, and could be incorporated by The Capability Approach.

scholarly journals AGRICULTURE’S IMPACT FOR THE ECONOMY: INTER-INDUSTRY LINKAGES AND MULTIPLIER EFFECTS

2018 ◽  
Author(s):  
Giedrė DZEMYDAITĖ
Keyword(s):  
Rural Areas ◽  
Well Being ◽  
Output Analysis ◽  
Agriculture Sector ◽  
Multiplier Effects ◽  
Direct And Indirect Impacts ◽  
Indirect Impacts ◽  
Sectoral Linkages ◽  
The Eu

The role of agriculture sector is understood as being vital for economic development and well being of rural areas. Common agriculture policies in the EU and production shocks in agriculture sector reflect in production changes that causes direct and indirect effects for other industries development in the region, as well as, households’ income. This paper aimed to evaluate agriculture sector’s direct and indirect impacts for the economy by analyzing sectoral linkages and multiplier effects. Input-output analysis techniques were applied. Both output and income multipliers were evaluated. This paper supports the idea that agriculture sectors were more multiplying the economy than other sectors on average. This sector remains important catalyst of the economy, especially while taking into account development challenges in rural areas.

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