scholarly journals The Use Of Payment Cards In Kazakhstan: Analysis And Forecast

2021 ◽  
Vol 16 (3) ◽  
pp. 106-116
Author(s):  
A. A. Kredina ◽  
O. V. Koshkina ◽  
László Vasa

The aim of the study is to analyze and forecast the use of payment cards for making non-cash payments through national payment systems in Kazakhstan. Based on this goal, a hypothesis was put forward that in Kazakhstan, there is a relationship between the number of payment cards and the volume of non-cash payments. This hypothesis was confirmed because of the study. The information base of the study was the data on payment cards, which were taken from the Statistical Bulletin of the National Bank of the Republic of Kazakhstan. Hypothesis testing was carried out using correlation analysis for three periods: 2009, 2016, 2020. The method of finding Pearson’s correlation in the SPSS program was used. The results showed a downward change in the relationship between the selected indicators and the amount of funds transferred over time. Also, in this study, a forecast was made for 2021-2023 for the indicators under consideration. To make a forecast for the indicators under consideration, a graphical method (polynomial trend line) was used. The resulting forecast shows the growth of cardholders and, consequently, the spread of the number of payment cards among the population in 2021-2023. The practical significance of this study is that the proposed methodology can help predict the dynamics of payment cards in any country in the world. Recommendations are also given for further improving the financial system, since increasing the transparency of monetary circulation in small-and-medium sized businesses will lead to a positive result in the implementation of the program for universal declaration of income in 2025.

2021 ◽  
Vol 69 (08) ◽  
pp. 20-26
Author(s):  
Эллада Амирага гызы Аббасова ◽  

The development of international cooperation in the field of culture is extremely important, since it ensures wide and in-depth interaction between states and peoples, makes a real opportunity for dialogue, unites the cultures of the peoples of the world. Two fraternal countries have actively taken root in international cultural exchange; Azerbaijan and Tatarstan. Azerbaijan is a multicultural country that is home to many peoples and ethnic minorities. Representatives of the peoples inhabiting this region are full citizens of the Republic of Azerbaijan, including the Tatars. The radical transformations that befell these countries at the end of the twentieth century influenced future events and their development. The Azerbaijani and Tatar peoples, whose relations have a long history, are linked by a common origin, similarity of language, culture and traditions. The relationship between the two peoples has strengthened even more during the years of independence. Key words: Tatars in Azerbaijan, activities of the Tatar community, cultural exchange, Tugan-Tel, Yashlek, Ak-Kalfak


2021 ◽  
Vol 66 (05) ◽  
pp. 168-172
Author(s):  
Leyla Mobil Khankishiyeva ◽  

One of the realities of modern times is the evolution of new technologies around the world, as well as the use of artificial intelligence (AI) and robotics in different spheres of society. Artificial intelligence, which was founded in the middle of the last century, has been one of the most invested in and interesting fields in recent times. Recently one of the most discussed and important issues is the relationship between artificial intelligence (AI) and intellectual property rights (IPR). Thus, the ownership of works created by artificial intelligence is one of the most discussed issues. In recent years, on the initiative of President Ilham Aliyev, modern achievements of world science have been applied in the life of society in the Republic of Azerbaijan. Considering all of this, the significance and urgency of the situation are clear. In other words, this is an issue that is high on both our national and international agendas. Key words: Artificial intelligence technology, creative activity, concept of "author", “work made for hire” doctrine,computer-generated works


2021 ◽  
pp. 62-77
Author(s):  
L. L. Kofanov ◽  

The paper deals with the Roman senatus in the period from 5th to 3rd century BC, from the point of view of its composition, completion and selected competences. As to its composition, in the most arcaic times of the Roman state, the senate was an assembly of the heads of clans (patres gentium), who represented the ideas of patricians. The autor presents gradual transformation of the composition of the senate and switch towards the inclusion of the plebeians. It describes also the process of the cooptation of the members, rules of which incurred fundamental changes from the hereditary principles to the regulation given by statutes. A significant part of the article is devoted to the judicial functions of the Senate and the relationship between the iudicium senatus and the iudicium populi, the transformation of the Senate court from a regional body to the highest, global court of the entire Mediterranean. It’s noted that if the original Roman Senate de iure was the judicial authority only one of the Latin Confederation, later after 338 BC, it becomes the Supreme court of the Latin Union, and by the end of the Republic is transformed into the «Supreme Council of the world».


Author(s):  
Martin Eisner

This study uses the material transmission history of Dante’s innovative first book, the Vita nuova (New Life), to intervene in recent debates about literary history, reconceiving the relationship between the work and its reception, and investigating how different material manifestations and transformations in manuscripts, printed books, translations, and adaptations participate in the work. Just as Dante frames his collection of thirty-one poems surrounded by prose narrative and commentary as an attempt to understand his own experiences through the experimental form of the book, so later scribes, editors, and translators use different material forms to embody their own interpretations of it. Traveling from Boccaccio’s Florence to contemporary Hollywood with stops in Emerson’s Cambridge, Rossetti’s London, Nerval’s Paris, Mandelstam’s Russia, De Campos’s Brazil, and Pamuk’s Istanbul, this study builds on extensive archival research to show how Dante’s strange poetic forms continue to challenge readers. In contrast to a conventional reception history’s chronological march, each chapter analyzes how one of these distinctive features has been treated over time, offering new perspectives on topics such as Dante’s love of Beatrice, his relationship with Guido Cavalcanti, and his attraction to another woman, while highlighting Dante’s concern with the future, as he experiments with new ways to keep Beatrice alive for later readers. Deploying numerous illustrations to show the entanglement of the work’s poetic form and its material survival, Dante’s New Life of the Book offers a fresh reading of Dante’s innovations, demonstrating the value of this philological analysis of the work’s survival in the world.


2020 ◽  
Vol 65 (2) ◽  
pp. 93-120
Author(s):  
Michal Pal Bracha

"This article deals with symbolic goods in posters in Israel from the period before the establishment of the state to the present day. The poster and the symbolic goods that appear in it, serve as an agent of ideological companies. In this study, I will examine the nature of the relationship between the symbolic goods and the Zionist-Israeli ideology, by comparing the symbolic goods represented in them over time and space. The questions the research asks are: What are the contribution and importance of symbolic goods as an ideological tool in Israeli posters? Has the world of symbolic goods that served Zionist ideology origin or been borrowed from other ideologies? The methodology is Qualitative research by: study case, Visual – genealogical. The conclusions of the study indicate the importance of the symbolic goods in the foundation of the State of Israel by posters and other media. The symbolic goods that characterize the posters in Israel, consist in part of content related to Jewish tradition and religion (Bible stories and myths) and its other part is influenced by the symbolic goods appropriated from ideologies around the globe. Keywords: Symbolic Goods, Posters, Marketing, Ideology, Zionist Movement, Israel. "


2001 ◽  
Vol 32 (127) ◽  
pp. 365-376 ◽  
Author(s):  
Gerard Keown

The Irish Race Conference met in Paris at the end of January 1922 to initiate a new world organisation that would link the people of Ireland with their cousins around the globe. The gathering of delegates attracted comment wherever the Irish had settled, and even the Belfast Telegraph noted its opening ceremonies. The South African Irish newspaper, The Republic, heralded the conference as a ‘family reunion on a world wide scale’, but, like many family gatherings, disagreement was to follow in its wake. The idea of a conference was first mooted in February 1921 by the Irish Republican Association of South Africa (I.R.A.S.A.), to support the efforts then being made to win international recognition for an independent Irish republic. However, the I.R.A.S.A. did not see its work stopping there, envisaging the creation of a worldwide organisation that would link the Irish overseas with their compatriots at home. Over the following months the idea was developed into plans for an Irish International that would pursue a programme of social, cultural and economic objectives in Ireland and abroad. As The Republic explained, It is not the Ireland of four millions that we are thinking of now, nor even merely the potential Ireland of ten or fifteen millions. We are thinking also of the Greater Ireland, the Magna Hibernia across the seas, the millions of Irish people throughout the world. Though these Irish are now citizens of their adopted lands, they must not be, and they are not, wholly lost to Ireland. They also are to share in the great destiny of their motherland.Just how such wide-ranging aims were to be realised would prove a matter of dissent among delegates when they assembled twelve months later in Paris. But in February 1921 the proposal inspired only enthusiasm and hope for the future.The idea of the conference was a product of the belief prevalent at the time that the Irish had ‘yet to give to the world the best which is in them’. The official programme for the new race organisation captured this sentiment, declaring the organisers’ belief that ‘Ireland has much to give to the world’. It was widely expected that this potential would be realised once the Irish were free to govern themselves. It is thus ironic that it was ultimately over the relationship between the new Irish government and the overseas Irish that the conference, and all its worthy ambitions, would founder.


Author(s):  
V. V. Zhivitsa ◽  
E. N. Privalova ◽  
E. N. Privalova

The article deals with the problem of transport infrastructure development in modern cities. The relationship of mass motorization with the quality of the urban environment and the development of the transport framework is analyzed. Examples of the modernization of the transport system and the humanization of the urban environment from the world urban planning practice are given. The authors formulated a number of recommendations for the reconstruction of the transport infrastructure on the example of the Crimea.


2019 ◽  
pp. 11-15
Author(s):  
Larysa OSTROVERKH ◽  
Yurii SHANDRENKO

The article explores the phenomenon of the development of virtual currencies and their growing popularity, resulting in a natural imbalance when innovations in the field of economy outstripped the development of legislation governing the relationship between entities in the field of calculations and payments. This led to the lack of a common understanding of the legal status of cryptocurrency and the methods of its regulation at the current stage of economic relations and global technologies, which caused the world community the problem of determining the legal status of cryptocurrency, which arose from the evolution of money and the emergence of new structured financial products. For Ukraine, as for most countries in the world, the global digital economy remains an area with undiscovered potential, since the National Bank of Ukraine does not recognize cryptocurrencies with either electronic money, money surrogates or other legal means of payment and does not recommend using them as such, but, in addition, it does not prohibit their use. Evidence of NBU's desire to keep up with current global trends was the emergence in May 2016 of the first Ukrainian «Karbowanec» cryptocurrency (after the Karbo rebranding in September 2017), which prompted many financial agents to ask whether – «Can you trust Karbo?» and «What is Karbo better than other cryptocurrencies?». Karbo is positioned as an alternative to low volatility settlement, designed for calculations and real use with new cryptocurrency ways of regulating money supply and market price. However, the question remains open – should the state recognize cryptocurrency as a digital (virtual) currency, or as a means of exchange or payment, or as other digital or intangible assets, or as property rights, etc., to introduce a method of accounting and regulate the system of taxation of transactions with it?


2021 ◽  
Vol 14 (28) ◽  
Author(s):  
Jadranka Đurović-Todorović ◽  
Marina Đorđević ◽  
Milica Ristić-Cakić

Changes in the payment systems of some countries, initiated by the use of cryptocurrencies, have opened up many dilemmas in the economic literature. Although knowledge of this phenomenon has not been yet sufficiently crystallized, some states managed to regulate its use. In this paper, we investigate whether cryptocurrencies can be considered аs а currency, which has drawn increasing attention from regulators who are concerned about tax, insurance and other consequences related to the legal treatment of cryptocurrencies. The subject of the paper is to analyze the history, characteristics and level of cryptocurrency regulation in the world. The aim of the paper is to analyze the possibilities for regulating cryptocurrencies in the Republic of Serbia through the analysis of countries where the use of cryptocurrencies is legal.


Author(s):  
B. B. Amangozhayeva ◽  
S. S. Abdíldín ◽  
Sh. D. Kydyrbaeva

The development of payment systems implies continuous improvement, updating and updating for all their components. This article discusses the issues of functioning, regulatory regulation and further transformation of the payment systems of the Republic of Kazakhstan, taking into account modern realities. The main legislative acts, regulatory documents and requirements regulating the activity of the payment market are considered. The national payment system of the Republic of Kazakhstan, which is in contact with all aspects of the economic activity of the state, is today a strategically important channel that makes it possible to conduct clear and high-quality financial transactions. Currently, the National Bank of the Republic of Kazakhstan and the Agency for Regulation and Development of the Financial Market are taking measures to implement the program for the development of the national payment system until 2025. The program is implemented to address the issues of combating the shadow economy and increasing the share of non-cash payments. The lag in the development and improvement of payment systems leads to the destabilization of the financial sector and reduces the competitiveness of the national economy. This determines the demand for quicker payment processing, expansion of non-cash payments, the introduction of modern technologies and methods of information transfer, increase the security of information systems, to ensure effective and reliable service to all participants. At the same time, the main stages and key tasks of the implementation of the program for the development of the national payment system of the Republic of Kazakhstan are analyzed.


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