scholarly journals Komparasi Pegadaian Syariah Dengan Pegadaian Konvensional Berdasarkan Hukum Indonesia

2021 ◽  
Vol 23 (2) ◽  
pp. 9-15
Author(s):  
Suryati Suryati ◽  
Nurlely Sukesti Ariani Nasution ◽  
Wiwin Muchtar Wiyono
Keyword(s):  
Civil Code ◽  
Legal Basis ◽  
The Difference ◽  
Owned Company ◽  
One Year

PT. Pegadaian (Persero) as a state-owned company engaged in pawning, has given birth to various breakthroughs in order to answer and meet the needs of the community. To answer these needs, PT. Pegadaian gave birth to a new subsidiary called Pegadaian Syariah as an alternative for Muslims who want to free themselves from the practice of usury and interest in conventional pawnshops. The difference between sharia and conventional pawning is in terms of the legal basis where sharia pawning is based on the Qur'an, Hadith, ijma, and the MUI Fatwa, while conventional pawning according to the Civil Code, conventional pawn contracts are only 1 while in rahn 2 contracts, the determination of days on conventional pawns is determined per 15 days, while in rahn (sharia) the period of 10 days is determined for conventional pawns up to 3 months, while on rahn based on existing calculations, in the case of taking the money from the pawn auction, if within one year it is not taken the rest of the money then becomes the property of the pawnshop, while in rahn if the remaining money from the auction proceeds is not taken it will be handed over to the Amil Zakat Agency. Keywords: Sharia pawnshop, conventional pawnshop, law, Indonesia Abstrak. PT. Pegadaian (Persero) sebagai perusahaan miliki negara yang bergerak dibidang gadai, telah melahirkan berbagai terobosan dalam rangka menjawab dan memenuhi kebutuhan masyarakat. Untuk menjawab kebutuhan tersebut, PT. Pegadaian (Persero) melahirkan anak perusahan baru yang bernama pegadaian syariah sebagai alternatif bagi umat Islam yang ingin membebaskan diridari praktik riba dan bunga yang ada pada pegadaian konvensional. Perbedaan gadai gadai syariah dan konvensional, yaitu ditinjau dari dasar hukumnya dimana gadai syariah berdasarkan Al-Qur'an, Hadist, ijma, dan Fatwa MUI, sedangkan gadai konvensioal menurut KUHPerdata, akad gadai konvensional hanya 1 sedangkan pada rahn 2 akad, penetapan hari pada gadai konvensional ditentukan per 15 hari sedangkan pada rahn (syariah) ditentukan jangka waktu per 10 hari pada gadai konvensional hingga 3 bulan sedangkan pada rahn berdasarkan perhitungan yang ada, dalam hal pengambilan uang hasil lelang gadai, jika dalam waktu satu tahun tidak diambil sisa uangnya maka menjadi milik pegadaian, sedangkan dalam rahn jika sisa uang dari pegadaian hasil lelang tidak diambil maka akan diserahkan kepada Badan Amil Zakat. Kata Kunci: Pegadaian syariah, Pegadaian konvensional, Hukum, Indonesia

scholarly journals Properties and cleanability of new and traditional surface materials in cattle barns - a field study

2008 ◽  
Vol 17 (3) ◽  
pp. 227 ◽  
Author(s):  
R. KUISMA ◽  
H-R. KYMÄLÄINEN ◽  
M. HELLSTEDT
Keyword(s):  
Field Study ◽  
Laboratory Experiments ◽  
Laboratory Studies ◽  
Surface Materials ◽  
Colour Changes ◽  
The Difference ◽  
Coated Surfaces ◽  
One Year ◽  
The One

In this study surface properties and cleanability of new and traditional surface materials in cattle barns were examined in a field test. The concrete and plastic-coated samples were placed on a walking path on the floor and on a feeding table in a cattle barn. The surfaces were characterized using colorimetric and gloss measurements and determination of topography. In most cases, the colour of the surfaces placed on the floor darkened during the one year study period, whereas the colour changes of the samples placed on the feeding table did not show a similar trend. However, in both locations the plastic-coated surfaces were generally the easiest to clean, and the highest colour changes indicating soil residues were detected on the uncoated and silane-impregnated concrete surfaces. The difference between the locations was also seen in the gloss values, which increased in the samples placed on the floor during the one-year test period but varied considerably between the different materials on the surfaces placed on the feeding table. This field study confirmed the observation from earlier laboratory studies that plastic coatings improved the cleanability of concrete cattle barn surfaces. Silane impregnation was not functionally competitive with the plastic coatings. In general, the cleanability results were in accordance with the results of previous laboratory experiments but the field study provided practical information about the behaviour of the surface materials examined.;

scholarly journals PEMAKNAAN KEWENANGAN MENGADILI DALAM PRAKTIK PERADILAN PERDATA TENTANG PERMOHONAN PENETAPAN ORANG HILANG DALAM PERSPEKTIF HUKUM POSITIF DAN HUKUM KELUARGA ISLAM

Mahakim ◽  
2020 ◽  
Vol 4 (1) ◽  
pp. 65-83
Author(s):  
Moch. Choirul Rizal
Keyword(s):  
Civil Code ◽  
Theoretical Research ◽  
Legal Basis ◽  
Civil Justice ◽  
Conceptual Approach ◽  
Inheritance Law ◽  
Missing Persons ◽  
The Subject ◽  
Religious Courts

Article 44 paragraph (4) of Law No. 24 of 2013 it is not clear which judicial body has the authority to determine the unclear whereabouts of a person because of missing or dead but his body was not found. For this reason, this research focuses on 2 (two) problems. First, the practice of civil justice regarding applications for the determination of missing persons. Second, the meaning of the authority to adjudicate in the practice of civil justice regarding applications for the determination of missing persons. This research is included in the theoretical research using a statute approach, case approach, and conceptual approach. The results of this study answer 2 (two) problems. First, in examining and adjudicating cases of petition for the determination of missing persons, the general court uses rules regarding the state of absence (afwezig) according to Article 467 and Article 468 of the Civil Code, while religious courts use a legal basis relating to inheritance law. Second, to examine and adjudicate cases for the application of missing persons, the authority of the general court is based on Article 467 and Article 468 of the Civil Code, while the authority of the religious court body still requires interpretation of the judge's law on the subject matter, namely whether it has a connection with inheritance law or not. The case for appealing the missing person, as long as it is related to inheritance law, can reopen the option for Muslims to choose which judicial body to obtain legal certainty regarding the person's absence.

scholarly journals Inconsistency of Guarantee Norms on The Mudharabah Fatwas in Indonesia

2021 ◽  
Vol 8 (12) ◽  
pp. 144
Author(s):  
Afif Noor ◽  
Dwi Wulandari
Keyword(s):  
Islamic Law ◽  
Banking Industry ◽  
Islamic Banking ◽  
Legal Basis ◽  
Conceptual Approach ◽  
The Difference

 The fatwa is the legal basis for Islamic banking in carrying out business activities as referred to in Article 26 paragraph 1 of the Sharia Banking Law. In providing a legal basis for Islamic banking activities, the Indonesian Council of Ulama issued fatwa 07/2000 and fatwa 105/2016. However, these two fatwas confuse the Islamic banking industry players and theoretically are problematic because there are conflicting norms in those two fatwas. The purpose of this study is to find and analyze the legal basis for the mudharabah fatwas of the Indonesian Council of Ulama number 07/2000 and number 105/2016 and analyze the difference in norms in the two fatwas from the perspective of Islamic law methodology (ushul al-fiqh). This type of research is explanatory normative juridical research using a conceptual approach and a statutory approach. Based on this research, it was found that the legal basis used in the determination of fatwa number 07/2000 has a weakness because it is based on weak Hadits so that it cannot be used as a legal basis for establishing a fatwa. In the perspective of ushul al-fiqh, changes in fatwas are allowed as long as they are aimed at realizing the benefit under Sharia objectives.

FRACTIONAL DETERMINATIONS OF URINARY 17-KETOSTEROIDS IN HYPEREMESIS GRAVIDARUM

1962 ◽  
Vol 41 (1) ◽  
pp. 123-128 ◽  
Author(s):  
Pentti A. Järvinen ◽  
Sykkö Pesonen ◽  
Pirkko Väänänen
Keyword(s):  
Hyperemesis Gravidarum ◽  
First Trimester ◽  
Control Group ◽  
Before And After ◽  
Daily Urine ◽  
First Trimester Of Pregnancy ◽  
The Difference

ABSTRACT The fractional determination of 17-ketosteroids in the daily urine was performed in nine cases of hyperemesis gravidarum and in four control cases, in the first trimester of pregnancy both before and after corticotrophin administration. The excretion of total 17-KS is similar in the two groups. Only in the hyperemesis group does the excretion of total 17-KS increase significantly after corticotrophin administration. The fractional determination reveals no difference between the two groups of patients with regard to the values of the fractions U (unidentified 17-KS), A (androsterone) and Rest (11-oxygenated 17-KS). The excretion of dehydroepiandrosterone is significantly higher in the hyperemesis group than in the control group. The excretion of androstanolone seems to be lower in the hyperemesis group than in the control group, but the difference is not statistically significant. The differences in the correlation between dehydroepiandrosterone and androstanolone in the two groups is significant. The high excretion of dehydroepiandrosterone and low excretion of androstanolone in cases of hyperemesis gravidarum is a sign of adrenal dysfunction.

DETERMINATION OF AFTER-RIPENING PERIOD AND HORMONAL RESPONSE OF OROBANCHE SOLMSII C.D. CLARKE SEEDS

1970 ◽  
Vol 11 (1) ◽  
Author(s):  
A. Bista ◽  
G. B. Khattri ◽  
B. D. Acharya ◽  
S. C. Srivastava
Keyword(s):  
Growth Hormone ◽  
Seed Germination ◽  
Key Words ◽  
Incubation Period ◽  
Seed Set ◽  
Summer Season ◽  
Conditioning Period ◽  
Root Parasite ◽  
One Year

To find out the ability of Orobanche seeds to germinate immediately after seed set, seeds were germinated periodically at an interval of three months for one year in GR24. Some Orobanche seeds were capable of germination immediately after seed set but most required about nine months as after ripening or incubation period to be able to germinate. The phenomenon of after ripening in Orobanche seeds could be taken as an ecological measure to dormant over following unfavorable wet summer season. The growth hormone studies on Orobanche seed germination have shown that GA3 at a concentration of 100 ppm substantially enhanced seed germination when applied during pre-conditioning period. NAA showed some stimulatory effect at 0.5 - 1.0 ppm when applied during post-conditioning period but the hormone if applied during pre-conditioning period inhibited the germination. Kinetin failed to stimulate the germination at all the concentrations tested. Key words: Germination, root-parasite, hormone. Ecoprint Vol.11(1) 2004.

THE SUBJECT FIELD OF INSTITUTIONAL EDUCATION: THE SENSE AND PROSPECTS OF DEVELOPMENT IN UKRAINE

2020 ◽  
pp. 25-38
Author(s):  
Irina Mordous
Keyword(s):  
Decisive Role ◽  
Subject Field ◽  
National Education ◽  
Progressive Development ◽  
Separate Area ◽  
Economic Transformations ◽  
The Difference ◽  
The Individual ◽  
Political Economic

The development of modern civilization attests to its decisive role in the progressive development of institutions. They identified the difference between Western civilization and the rest of the world. Confirmation of the institutional advantages of the West was its early industrialization. The genesis and formation of institutionalism in its ideological and conceptualmethodological orientation occurs as a process alternative to neoclassic in the context of world heterodoxia, which quickly spread in social science. Highlighting institutional education as a separate area of sociocultural activity is determined by the factor of differentiation of institutional theory as a whole. A feature of institutional education is its orientation toward the individual and his/her transformation into a personality. The content of institutional education is revealed through the analysis of the institution, which includes a set of established customs, traditions, ways of thinking, behavioral stereotypes of individuals and social groups. The dynamics of socio-political, economic transformations in Ukraine requires a review of the foundations of national education and determination of the prospects for its development in the 21st century in the context of institutionalism.

scholarly journals Possibility of Human Gender Recognition Using Raman Spectra of Teeth

Molecules ◽  
2021 ◽  
Vol 26 (13) ◽  
pp. 3983
Author(s):  
Ozren Gamulin ◽  
Marko Škrabić ◽  
Kristina Serec ◽  
Matej Par ◽  
Marija Baković ◽  
...  
Keyword(s):  
Raman Spectra ◽  
Principal Component ◽  
Support Vector ◽  
Gender Recognition ◽  
Proof Of Concept ◽  
Male And Female ◽  
Tooth Type ◽  
Tooth Apex ◽  
The Difference

Gender determination of the human remains can be very challenging, especially in the case of incomplete ones. Herein, we report a proof-of-concept experiment where the possibility of gender recognition using Raman spectroscopy of teeth is investigated. Raman spectra were recorded from male and female molars and premolars on two distinct sites, tooth apex and anatomical neck. Recorded spectra were sorted into suitable datasets and initially analyzed with principal component analysis, which showed a distinction between spectra of male and female teeth. Then, reduced datasets with scores of the first 20 principal components were formed and two classification algorithms, support vector machine and artificial neural networks, were applied to form classification models for gender recognition. The obtained results showed that gender recognition with Raman spectra of teeth is possible but strongly depends both on the tooth type and spectrum recording site. The difference in classification accuracy between different tooth types and recording sites are discussed in terms of the molecular structure difference caused by the influence of masticatory loading or gender-dependent life events.

3300MiR-126-3P and MiR-223-3p in Prediction of Thrombotic Risk in Patients with Acute Myocardial Infarction and Primary Angioplasty, The Prague-18 Genetic Sub-study

2019 ◽  
Vol 40 (Supplement_1) ◽  
Author(s):  
M Hromadka ◽  
Z Motovska ◽  
M Karpisek ◽  
O Hlinomaz ◽  
R Miklik ◽  
...  
Keyword(s):  
Myocardial Infarction ◽  
Acute Myocardial Infarction ◽  
Antiplatelet Therapy ◽  
Arterial Disease ◽  
Smoking History ◽  
Bleeding Complications ◽  
Clinical Predictors ◽  
Thrombotic Risk ◽  
One Year

Abstract Background Balancing the intensity and duration of antiplatelet therapy according to thrombotic risk is a fundamental need in order to optimize therapy effectiveness and safety. Incorporation of new predictors in thrombotic risk stratification is therefore of a crucial importance for antiplatelet therapy net clinical benefit. Purpose The present analysis aimed to evaluate the relation of miR-126-3p and miR-223-3p, new markers of platelet activation, in order to facilitate prediction of recurrent thrombotic events after acute myocardial infarction (AMI). Method The analysis included 598 patients (age median 62 years, men 77.8%) randomized in the Prague-18 study (ticagrelor vs. prasugrel in AIM treated with primary PCI). During the study follow up, 40.6% of patients switched to clopidogrel. Determination of miR was evaluated 24 hours after admission; miR-126-3p and miR-223-3p were normalized by miR-423-3p and miR-150-5p. Quantitative determination of selected miRNAs was performed with a novel microRNA immunoassay method. Selected miRNAs were compared with key efficacy endpoints (cardiovascular death, nonfatal MI and stroke), stent thrombosis and all hemorrhagic events, and analysed using univariate and multivariate logistic regressions. Results Increased values of miR-223-3p were significantly related to the occurrence of combined ischemic endpoint within 30 days [OR (95% CI) 15.739 (2.066; 119.932) p=0.008] and within one year [3.175 (1.40; 7.186) p=0.006]. Decreased ratio of miR-126-3P/miR-223-3p was significantly related to the occurrence of combined ischemic endpoint within 30 days [0.137 (0.031; 0.609) p=0.009] and one year [0.372 (0.169; 0.819) p=0.014]. MiRNAs were identified as independent predictors even after adjustment for confounding clinical predictors (Study arm, Switch to Clopidogrel, Age, Men, BMI, Smoking, History of Hyperlipidemia, Hypertension, DM, MI, PCI, CABG, Chronic heart failure, Chronic renal failure, Peripheral arterial disease, LBBB, RBBB, TIMI <3 after PCI, Number of diseased vessels >1, Stem disease, Suboptimal of failure of PCI, Time to hospital). Adjusted ORs (95% CI) are 11.828 (1.472; 98.011), p=0.022 and 2.394 (1.021; 5.610), p=0.045 for increased value of miR-223-3p and the occurrence of combined ischemic endpoint within 30 days and one year respectively; 0.151 (0.030; 0.757), p=0.022 and 0.407 (0.179; 0.925), p=0.032 for decreased ratio of miR-126–3P/miR-223-3p and the occurrence of combined ischemic endpoint within 30 days and one year respectively. No association between miRNA and bleeding complications was identified. Conclusion The miR-223-3p and miR-126-3p to miR-223-3p ratio are strong independent predictors of thrombotic ischemic events and can be used to stratify patients post AMI.

scholarly journals Influence of Erythrocytes on Direct Potentiometric Determination of Sodium and Potassium

1983 ◽  
Vol 20 (2) ◽  
pp. 116-120 ◽  
Author(s):  
P Bijster ◽  
H L Vader ◽  
C L J Vink
Keyword(s):  
Whole Blood ◽  
Potassium Concentration ◽  
Reference Electrode ◽  
Sodium Concentration ◽  
General Phenomenon ◽  
Liquid Junction ◽  
Direct Potentiometry ◽  
The Difference ◽  
Sodium And Potassium

We have shown that the sodium concentration in whole blood measured by direct potentiometry is higher than in plasma. The ‘erythrocyte-effect’, already described by Siggaard Andersen, is most pronounced for instruments equipped with a reference electrode with an open static liquid junction and is thus a general phenomenon. Instruments with a modified liquid junction show less interference. The same phenomenon appears for the determination of the potassium concentration, although the difference between whole blood and plasma, when measured with instruments equipped with a modified liquid junction, can be neglected in practice.

Method for the simultaneous quantification of n-hexane metabolites: application to n-hexane metabolism determination

1996 ◽  
Vol 15 (6) ◽  
pp. 497-503 ◽  
Author(s):  
T. Soriano ◽  
M. Menéndez ◽  
P. Sanz ◽  
M. Repetto
Keyword(s):  
Similar Pattern ◽  
Analytical Procedure ◽  
Daily Basis ◽  
Practical Application ◽  
Simultaneous Quantification ◽  
Exposed Workers ◽  
Before And After ◽  
Time Requirements ◽  
The Difference

1 The described analytical procedure permits the simultaneous determination of the main n-hexane meta bolites in urine. 2-Hexanone, 2-hexanol, 2, 5-hexanediol and 2, 5-hexanedione, were chosen to dose the rats used in this study. All urine samples were collected and analysed on a daily basis, before and after acidic hydrolysis (pH 0.1) by GC/MS. 2-Hexanone, 2, 5-dimethylfurane, γ-valerolac tone and 2, 5-hexanedione were determined before hydro lysis ; 2-hexanol and 2, 5-hexanediol, after hydrolysis; and 5-hydroxy-2-hexanone and 4, 5-dihydroxy-2-hexanone were calculated by the difference between γ-valerolactone and 2, 5-hexanedione with and without hydrolysis, respectively. 2 A metabolic scheme was proposed reflecting the biotransformations undergone by the four compounds assayed. We consider 2, 5-dimethylfurane as a 'true metabolite' because the quantities detected were always greater before hydrolysis. 3 It has been reported that human and rat n-hexane metabolism follow a similar pattern. Therefore, as a practical application and without increasing either sample or time requirements, the simultaneous quantifi cation of the different metabolites and their excretion profile could provide better information about the metabolic situation of exposed workers than the determi nation of 2, 5-hexanedione alone. According to our experimental results, 4, 5-dihydroxy-2-hexanone itself would be a good toxicity indicator.

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