scholarly journals Socioeconomic Impact of Microfinance on Borrowers: A Case Study of NRSP Bank Minchanabad

2015 ◽  
Vol 3 (1) ◽  
pp. 41-60
Author(s):  
Hafiz Saqib Mehmood Najmi ◽  
Farrukh Bashir ◽  
Muhammad Zubair Zia

The present study investigates impact of Microfinance (NRSP Bank) on socioeconomic status of Borrowers living in Minchanabad District, Pakistan. For this purpose, primary data of 60 respondents is collected through Questionnaire using Stratified random sampling technique. The study concludes positive influence of Microfinance on income, health, education of children, living standards and businesses of borrowers. The problems faced by borrowers are high interest rate and difficult procedure to apply for a loan.

2017 ◽  
Vol 3 (2) ◽  
pp. 33-57
Author(s):  
Ivan Budi Susetyo ◽  
Frans Dione ◽  
Eko Hari

Abstract: The formulation of this study is review the influence of functional training planners to the quality planners, the influence of work motivation to the quality of planner, and the influence of functional training planners and motivation to work together to the quality of Bappenas planners. The method used in this research is descriptive method with quantitative approach. The sampling technique is using proportionate stratified random sampling with a number of sample sizes of 137 people. Furthermore, the data obtained, processed and analyzed with SPSS 19.0 for windows Program by performing statistical test, those are the t test and F test. The results of this study indicate that there is a positive influence between functional training planners to quality planners, work motivation to quality planners, and the influence of the two together to the quality planner. The dimension of functional training planners that have an influence to the quality of planners is the management and faculty training. In addition, the study is also found that the dimension of work motivation which has an influence to the quality of planners is the need for achievement and the need for power. Keywords: Training, Work Motivation, Quality Planner Abstrak: Perumusan penelitian ini mengkaji besarnya pengaruh diklat fungsional perencana terhadap kualitas perencana, pengaruh motivasi kerja terhadap kualitas perencana, dan pengaruh diklat fungsional perencana dan motivasi kerja secara bersama-sama terhadap kualitas perencana Bappenas. Metode penelitian yang digunakan dalam penelitian ini adalah metode penelitian deskriptif dengan pendekatan kuantitatif. Populasi dalam penelitian ini adalah seluruh perencana di Bappenas tahun 2016. Teknik pengambilan sampel menggunakan proportionate stratified random sampling dengan jumlah ukuran sampel 137 orang. Selanjutnya, data yang diperoleh, diolah dan dianalisa  dengan bantuan program SPSS 19.0 for windows dengan melakukan uji statistik yaitu uji t dan uji F. Hasil penelitian ini menunjukkan bahwa terdapat pengaruh positif antara diklat fungsional perencana terhadap kualitas perencana, motivasi kerja terhadap kualitas perencana, dan pengaruh keduanya secara bersama-sama terhadap kualitas perencana. Dimensi diklat fungsional perencana yang memiliki pengaruh terhadap kualitas perencana adalah pengelolaan dan tenaga pengajar diklat. Selain itu, penelitian juga menemukan bahwa dimensi motivasi kerja yang memiliki pengaruh terhadap kualitas perencana adalah kebutuhan akan prestasi dan kebutuhan akan kekuasaan. Kata Kunci: Diklat, Motivasi Kerja, Kualitas Perencana


Author(s):  
Niyaz ◽  
Abbokar Siddiq

This study measures the association of family size and income level on spending and savings habits of rural Muslim households. A well-structured questionnaire was used to collect primary data, which was administered personally to the rural Muslim community in Dakshina Kannada district. A stratified random sampling technique was adopted and secondary data were collected from government officials. The study considered 398 rural Muslim community respondents from five taluks of Dakshina Kannada District. The study found that income and number of dependents in a family play an important role in attributing consumption and savings behavior.


2021 ◽  
Vol 1 (2) ◽  
pp. 39-54
Author(s):  
YASIR KHAN ◽  
MUHAMMAD AMJAD ◽  
AYESHA IRAJ ◽  
OBAID ULLAH BASHIR

This article examined the impact of Organization Justice on employees’ performance in cantonment board Peshawar. The study was conducted using 150 employees as a sample and applied stratified random sampling technique. Statistical techniques i.e reliability analysis, Factor analysis, correlation and Regression applied. The results were obtained using correlation regression to know the direction, association and impact of variables and the effects organization justice on employee’s performance. The results found that Organization Justice affects the employee’s performance positively Therefore it is suggested that CBP should exercise such justice in the organization which will inculcate more confidence in the employees. All the hypotheses developed for this study has been proved through the analysis of this research study


2019 ◽  
Vol 4 (3) ◽  
pp. 471-481
Author(s):  
Siti Umaira ◽  
Adnan Adnan

The purpose of this study is to examine the effects of community participation, human resource competence, and supervision on accountability of village fund management (a case study in Kabupaten Aceh Barat Daya). This is a quantitative study with questionnaire used as the primary data elicitation and Likert scale as the measure. The study was carried out in Kabupaten Aceh Barat Daya. A total of 120 respondents were selected, consisting of the villages’ tuha peut and public figures. The simple random sampling was used as the sampling technique with the Slovin formula for determining the number of samples. The multiple linear regression was employed as the data analysis technique, facilitated by the SPSS version 21. The results indicate that the public participation (X1), human resource competency (X2), and supervision (X3) variables either partially or simultaneously have significant effects on the accountability of village fund management (Y).


2020 ◽  
Vol 9 (2) ◽  
pp. 245
Author(s):  
Afriwanda Afriwanda ◽  
Sofyan Syahnur ◽  
Eddy Gunawan

This study aims to measure and analyze the application of the halal concept in tourism attractions of the Tsunami Aceh Museum and the PLTD Floating Ship (Kapal Apung PLTD) sites in the Banda City, Indonesia. It also attempts to assess the contributions of halal tourism to the economy, measured by income multiplier effects. Of 1,243 halal tourism visitors, entrepreneurs surrounding the halal objects, and employees in the halal tourism sites, 93 of them were selected as the sample of the study using the proportionate stratified random sampling technique. Observation, interviews, and questionnaires were used to gather the primary data. Majority of the respondents perceived that the tourist attractions of the Tsunami Aceh Museum and the PLTD Floating Ship had implemented the halal tourism concept. The study also found that those halal tourism objects have contributed to the enhancement of the community's economic development, indicated by the Keynesian Local Income Multiplier and Ratio Income Multiplier of greater than one. To further enhance the community income surrounding the halal tourism objects, the halal tourism facilities should be well-equipped and ensured a conducive surrounding environment.========================================================================================================Bagaimana Kontribusi Pariwisata Halal terhadap Perekonomian Masyarakat? Kajian pada Museum Tsunami dan PLTD Apung Banda Aceh, Indonesia. Penelitian ini bertujuan untuk mengukur dan menganalisis penerapan konsep halal pada objek wisata Museum Tsunami Aceh dan situs Kapal Apung PLTD (Kapal Apung PLTD) di Kota Banda, Indonesia. Penelitian ini juga mencoba untuk menilai kontribusi pariwisata halal bagi perekonomian, diukur dengan efek pengganda pendapatan. Dari 1.243 pengunjung wisata halal, pengusaha di sekitar objek wisata halal, dan tenaga kerja di lokasi wisata halal tersebut, 93 orang di antaranya dipilih sebagai sampel penelitian dengan menggunakan teknik proportate stratified random sampling. Pengamatan, wawancara, dan kuesioner digunakan untuk mengumpulkan data primer. Mayoritas responden menilai tempat wisata Museum Tsunami Aceh dan Kapal Apung PLTD sudah menerapkan konsep wisata halal. Hasil penelitian juga menemukan bahwa obyek wisata halal tersebut telah memberikan kontribusi terhadap peningkatan pembangunan ekonomi masyarakat yang ditunjukkan dengan Keynesian Local Income Multiplier dan Ratio Income Multiplier lebih besar dari satu. Untuk lebih meningkatkan pendapatan masyarakat sekitar obyek wisata halal, maka sarana wisata halal harus dilengkapi dengan baik dan terjaminnya lingkungan sekitar yang kondusif.


2019 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Ni Ketut Ayu Rosiana Dewi ◽  
I Gusti Ayu Agung Pradnya Dewi

The Influence of Professionalism, Organizational Commitment and Ethical Sensitivity on Intention to Do Whistleblowing: Case of Asset and Finance Management Body of Bali Province.The purpose of this research is 1) To know the positive influence of Professionalism on Intensity in doing Whistleblowing case study in Badan Pengelola Keuangan dan Aset Daerah (BPKAD) Provinsi Bali. 2) To know the positive influence of Organizational Commitment on Intensity in doing Whistleblowing case study in Badan Pengelola Keuangan dan Aset Daerah (BPKAD) Provinsi Bali 3) To know the positive influence of Ethical Sensitivity on Intensity in doing Whistleblowing case study in Badan Pengelola Keuangan dan Aset Daerah (BPKAD) Provinsi Bali. Data collection techniques using questionnaires. The sample in this research were 167 employee of Badan Pengelola Keuangan dan Aset Daerah (BPKAD) Provinsi Bali. This study uses simple random sampling technique. Data were analysed using regression analysis techniques, descriptive statistic, determination, f-test, and t-test by software SPSS for windows. The results of the study found that 1) Professionalism has positive and significant effect on Intensity in doing Whistleblowing. 2) Organizational Commitment has positive and significant effect on Intensity in doing Whistleblowing. 3) Ethical Sensitivity has positive and significant effect on Intensity in doing Whistleblowing. Keywords: Professionalism, organizational commitment, ethical sensitivity, intensity in doing whistleblowing


Author(s):  
Julia Tristianingsih ◽  
Sarah Handayani

Latar Belakang. Tidur yang berkualitas adalah kebutuhan dasar manusia namun pada mahasiswa kebutuhan tidur akan terganggu karena tugas sebagai mahasiswa dan gaya hidup yang berubah. Apabila kualitas tidur tidak terpenuhi atau mengalami gangguan berpengaruh pada menurunnya kualitas hidup seseorang serta menurunnya fungsi kesehatan.Tujuan. untuk mengetahui faktor-faktor yang berhubungan dengan kualitas tidur pada mahasiswa Kampus A Universitas Muhammadiyah Prof. Dr. Hamka tahun 2020Metode. Penelitian ini menggunakan desain cross sectional dengan teknik pengambilan sampel proportional stratified random sampling. Populasi penelitian ialah seluruh mahasiswa Kampus A UHAMKA dengan sampel 117 mahasiswa. Data yang digunakan ialah data primer dengan menggunakan kuesioner. Analisis data menggunakan uji chi-square.Hasil. Hasil penelitian menunjukkan bahwa terdapat 69 orang (59%) responden yang memiliki kualitas tidur buruk. Terdapat hubungan penggunaan gawai (p=0,001), aktivitas fisik (p=0,001), dan stres (p=0,001) dengan kualitas tidur. Sedangkan tidak ada hubungan antara jenis kelamin (p= 0,313) dengan kualitas tidur.Kesimpulan. Kualitas tidur mahasiswa kampus A di Universitas Muhammadiyah Prof DR Hamka berkaitan dengan penggunaan gawai, aktifitas fisik serta stres. ABSTRACTBackground. Quality sleep is a basic human need, but in college students, sleep will be disrupted due to student duties and changing lifestyles. If the quality of sleep is not fulfilled or a disturbance, it will affect the decrease in a person's quality of life and decrease the health function.Objective to determine the factors related to sleep quality in Campus A students University Muhammadiyah Prof. Dr. Hamka in 2020.Method. This study used a cross-sectional design with a proportional stratified random sampling technique. The study population was students of Campus A UHAMKA with a sample of 117 students. The data used are primary data using a questionnaire. Data analysis used the chi-square test. Results. The results showed that there were 69 people (59%) of respondents who had poor sleep quality. There is a relationship between the use of gadgets (p=0.001), physical activity (p=0.001), and stress (p=0.001) with sleep quality. Meanwhile, there was no relationship between gender (p= 0.313) and sleep quality.Conclusion. The sleep quality of campus A students at the University of Muhammadiyah Prof DR Hamka is related to the use of gadgets, physical activity and stress. 


2021 ◽  
Vol 10 (2) ◽  
pp. 63-84
Author(s):  
Novia Putri Ayu Wulandari ◽  
Diah Hari Suryaningrum

This study aims to examine and analyze the factors that influence students' interest in saving in Islamic banks which consist of Religiosity, Knowledge, Location, Profit Sharing, Parents Recommendations, Disposable Income. Primary data used in this study were collected using a questionnaire distributed to UPN “Veteran” East Java students and students of the State Islamic University of Sunan Ampel Surabaya, Class of 2017. The method used in sampling was a simple random sampling technique with 118 respondents and data analysis used namely WarpPLS 7.0. The results of this study indicate that Knowledge and Profit Sharing have a positive influence on interest in saving in Islamic banks. Meanwhile, Religiosity, Location, Parental Recommendations and Disposable Income have no influence on interest in saving at Islamic banks.


Author(s):  
Nofi Afriansyah ◽  
Linda Astuti ◽  
Asnawati

This study aims to investigate the effect of Internet use on students’ knowledge on the Academic Information System (portal Siakad) Dehasen University of Bengkulu. Academic Portal is an information system that serves as an integrator of academic information among academic units, including providing academic information services for students. Unfortunately, not all students are able to operate Internet. The presence of portal Siakad assumed encourage students to learn to use the internet. This research is a descriptive quantitative survey. Primary data were collected by distributing questionnaires to 51 respondents who are students of Communication Department year 2011 to 2013 by using stratified random sampling technique. At the stage of analysis, data were tested by inferential statistical with product moment correlation formula, while hypothesis were tested by using F t test. The results showed the effect of Internet use on students’ knowledge on Academic Information System at Dehasen University of Bengkulu, so that the working hypothesis (HK) is received. It means that, the more often students use the Internet to access the portal Siakad, the higher the student's knowledge of academic information.Keywords: Internet, Knowledge, Academic Information System


2016 ◽  
Vol 12 (1) ◽  
pp. 105
Author(s):  
Indry M. Masinambow ◽  
Leonardus R. Rengkung ◽  
Agnes E. Loho

The objective of research is to analyze Community of Practice based on the elements of Domain/share repertoire, Community/Mutual Engagement, and Practice/share repertoire as factors of PT. Putra Karangetang. This research was conducted from November 2015 until January 2016, started from preparation until report compilation. The data used in the form of primary data. This research was carried out with Stratified random sampling technique. In which 40 members of a population. Data analysis was done descriptively using a likert scale. The result showed that those elements of Domain/share repertoire, Community/Mutual Engagement, and Practice/share repertoire are strong elements as forming factor in the Community of Practice of official employee PT. Putra Karangetang, the result showed 93,37% . Domain is the identity that has been set with particular interest that membership implies commitment, domain shaping up to be a collection of friends or network connections to achieve the goals of sustainable. Community as a means to gather people who share a common interest and engaged in discussions, they share knowledge and learn together. Practice as a process to improve skills, employees not only work in general but also share methods, techniques and experience to form a pattern of behavior and improve the skills of employees.


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