scholarly journals DETERMINANT INFLATION ON MURABAHAH FINANCING IN SHARIA BANKS IN INDONESIA 2015-2019

2021 ◽  
Vol 1 (1) ◽  
pp. 39-49
Author(s):  
Erick S Yahya ◽  
Supandi Rahman

This study aims to know the effect of inflation on Murabahah (sale-purchase agrrement between the bank and the customer with known profit) financing in Sharia banks in Indonesia. The data in this study are secondary data from the official website of each Sharia bank and then analyzed by using simple regression analysis. The finding shows that the inflation rate has a positive and significant effect on Murabahah financing in Sharia banks in Indonesia. The positive coefficient indicates that an increase in inflation will make people greatly desire to apply for Murabahah financing because they are worried about a greater increase in inflation in the following year. This aldo occurs because the increase in inflation makes people save a lot in Sharia banks, so that banks must optimally use these funds in the form of financing operations of what is called Murabaha financing. The coefficient of determination is 0.9871, meaning that 98.71% of Murabahah financing in Sharia banks in Indonesia is explained by the inflation rate. Meanwhile, 1.29% is the variability of other variables on Murabahah financing, such as banking profit variables, CAR ratios, NPF ratios, and third party funds.

2018 ◽  
Vol 12 (2) ◽  
pp. 137
Author(s):  
Elvira Azis ◽  
Arif Partono Prasetio ◽  
Lugina Suciati Putri ◽  
Annisa Yasya Zhafira

ABSTRACTThe study investigates the effect of leadership style on employee’s work stress in ESS Transportation Management Service Telkom. The data were collected from 92 employees and obtained using a questionnaire consisted of 29 items with 6 point Likert scale. Desciptive analysis used to illustratedthe leadership style and work stress level inside the organization. Simple regression analysis was used to analyze the data and to measure the relation between independent and dependent variables. Employee perceives that the leadership style implemented in the organization was already appropriate and in line with their expectation regarding how their leader should engage the work relation. Meanwihle, the work stress level among employees were low. The regression analysis revealed the negative relation between leadership style and work stress level. When employeesperceived that their leader was act accordance to what their expectaion then the stress level will lessen. The coefficient of determination was 0.321. This mean the leadership style can only explain 32.1% of work stress, then the organization need to identify other factors which also affect the work stress. The comparison with the previous literatures also discussed.ABSTRAKPenelitian ini bertujuan menganalisis pengaruh gaya kepemimpinan terhadap tingkat stres kerja karyawan di Divisi ESS Transportation Management Service Telkom. Data penelitian diperoleh daripenyebaran kuesioner terhadap 92 orang responden. Kuesioner yang digunakan memiliki 29 pertanyaan dengan skala Likert 6 poin. Teknik analisis deskriptif digunakan untuk menjelaskan tingkat gaya kepemimpinan dan tingkat stres yang dipersepsikan oleh karyawan. Sedangkan untuk menganalisis pengaruh antara dua ariabel tersebut digunakan analisis regresi sederhana. Hasil penelitian mengungkapkan bahwa karyawan merasa gaya kepemimpinan yang diterapkan sudahsesuai dengan apa yang mereka harapkan. Mereka menilai bahwa pemimpin sudah menerapkan gaya yang tepat dalam setiap kondisi yang terkait pekerjaan. Tingkat stres karyawan di perusahaan ini relatif rendah. Selanjutnya, analisis regresi memperlihatkan hubungan signifikan negatif antara gaya kepemimpinan dan tingkat stres. Karyawan yang merasa sesuai dengan gaya kepemimpinan atasan akan memiliki tingkat stres yang lebih rendah. Koefisien determinasi dari hasil penelitian ini adalah 0.321. ini berarti bahwa gaya kepemimpinan hanya dapat menjelaskan tingkat stres sebesar 32.1% of work stress. Hasil ini menjadi masukan bagi perusahaan untuk mempelajari faktor-faktor lain penyebab stres. Pembahasan di dalam penelitian ini akan menyajikan pula hasil riset terdahulu dari berbagai latar belakang budaya


2021 ◽  
Vol 1 (2) ◽  
pp. 158-168
Author(s):  
Fitri maulidatul Rohmaniah ◽  
Eris Munandar

The purpose of this study was to determine and analyze the effect of Mudharabah Financing, Murabahah Financing and Mudharabah Savings on Return On Assets (ROA) of Indonesian Sharia People's Financing Banks for the 2015-2020 period. The research method used is descriptive quantitative method. The data used is secondary data. In this study, the analysis used is multiple linear regression analysis, coefficient of determination and hypothesis testing. Based on the results of the analysis of this study, it can be seen that partially Mudharabah Financing has a negative and significant effect on Return On Assets, Murabaha financing has a positive and significant effect on Return On Assets and Mudharabah Savings has a positive and significant effect on Return On Assets at Indonesian Islamic People's Financing Bank for the 2015 period. -2020 and simultaneously Mudharabah Financing, Murabahah Financing and Mudharabah Savings have a significant effect on the Return On Assets (ROA) of Indonesian Sharia Rural Banks for the 2015-2020 period. It is expected that the Indonesian Islamic People's Financing Bank will further improve its performance by minimizing financing risk and increasing the amount of third party funds so that its profitability growth is maximized.


2018 ◽  
Vol 6 (2) ◽  
Author(s):  
Kasmawati Ahmad

The purpose of this research is to analyse the influence of leader behavior on the job satisfaction with locus of control as moderator variable. This research used primary and secondary data using the questionnaire, interview and documentation of 90 Ambon Port Employee Cooperation. Simple regression analysis, and MRA were employed to analyse the moderation effect. The result shows that leader behavior has a positive and significant effect on the job satisfaction. Locus of control does not moderating relationship between leader berhvaior and job satisfaction.


2018 ◽  
Vol 1 (1) ◽  
pp. 74
Author(s):  
Idrus Ismail

This study aims to determine the effect of Total Population on Rice Consumption in the District of Asparaga Gorontalo Regency can be fulfilled. The data used in this study Primary data obtained directly from the object of research either through interviews or from the observation (observation) in the community in District Asparaga Gorontalo and secondary data that is sourced from documents in related institutions in District Asparaga Regency Gorontalo. The method of analysis used is simple regression analysis method to see the relation of population to rice consumption with the help of SPSS Program which used in analyzing data.The results obtained from the data that has been collected to obtain the regression equation Y = 601.439 + 0.997 X means the Number of residents in District Asparaga Gorontalo regency in every year very little effectThis study aims to determine the effect of Total Population on Rice Consumption in the District of Asparaga Gorontalo Regency can be fulfilled. The data used in this study Primary data obtained directly from the object of research either through interviews or from the observation (observation) in the community in District Asparaga Gorontalo and secondary data that is sourced from documents in related institutions in District Asparaga Regency Gorontalo. The method of analysis used is simple regression analysis method to see the relation of population to rice consumption with the help of SPSS Program which used in analyzing data.The results obtained from the data that has been collected to obtain the regression equation Y = 601.439 + 0.997 X means the Number of residents in District Asparaga Gorontalo regency in every year very little effect


2019 ◽  
Vol 16 (4) ◽  
pp. 559-568
Author(s):  
Muh. Indra Fauzi Ilyas

 The purpose of this study was to determine the extent of the effect of production costs on the selling price of Flores Arabica coffee. In this study the data analysis used is quantitative data analysis, using calculations that are with simple regression analysis and coefficient of determination analysis. From the results of the regression analysis obtained production costs significantly influence the selling price. It is better in recording and calculating the production costs must be considered and calculated in detail because the costs have a very large influence in determining the selling price.


Author(s):  
Yati Wijayanti Sudarmiani

<p><em>This study aimed to analyze the influence of the inflation rate of the Rupiah. Population and samples used in this study are all monthly time series data rate of inflation and the Rupiah during the period January 2011-December 2015 as many as 60. The data used are secondary data obtained from the official website of Bank Indonesia<a href="http://www.bi.co.id/"> (www.bi.co.id).</a> The analytical method used in this study is a simple linear regression analysis. The result of the coefficient of determination (r2) which shows that the percentage of the effect of the inflation rate to changes in the rupiah exchange rate of 7,9%. From the calculations, the equation Y = 3.941 + 0,073X , it can be concluded that the level of inflation is positive and significant effect on the rupiah.</em></p>


2012 ◽  
Vol 30 (15_suppl) ◽  
pp. 5596-5596
Author(s):  
Patrick James Gagnon ◽  
Anna Simeonova ◽  
Martin Fuss ◽  
Sheri Weintraub ◽  
Charles R. Thomas ◽  
...  

5596^ Background: Deformable image registration simplifies the process of adaptive radiotherapy and allows for sophisticated dosimetric analyses of anatomic changes. Lacking is an objective measurement that could reliably predict for undesirable dosimetric changes during a course of radiotherapy. We analyzed daily changes in contralateral parotid volume and correlated these changes to mean dose delivered to the parotid gland over a course of radiotherapy in four patients. Methods: Daily cone-beam CT (CBCT) scans of four patients were imported into the MIM Maestro software. The simulation CT scan was registered to 35 daily CBCT’s per patient using a sequence of rigid and deformable registrations. Parotid contours were resampled and a deformed reconstruction of the planning CT was exported to the Eclipse treatment planning software. The CT reconstructions were extended superiorly and inferiorly and the original fluence map was re-computed on the reconstructions with the isocenter at daily treatment position. Mean dose percent change and mean volume percent change were calculated for all CBCT’s and averaged across all patients. Average mean dose percent change was plotted against average mean volume change and evaluated with simple regression analysis. Results: A mean of 31 CBCT’s per patient were evaluated. Contralateral parotid volume percent changes for all patients were -31%, -40%, -40%, and -22% with a mean percent change of -33%. Mean dose percent changes were 25%, 35%, 19%, and 25% with a mean percent change of 26% and a mean absolute dose increase to the parotids of 6.8 Gy. Simple regression analysis identified a coefficient of determination (R2) of 0.23 where the independent variable is volume percent change and the dependent variable is mean dose percent change. Conclusions: Daily or weekly volume assessment of critical volumes is feasible utilizing deformable image registration and CBCT. Our data suggests there may be a correlation between parotid volume changes and increases in mean parotid dose though no causality is inferred. This relationship could be useful as a simple objective volumetric threshold measurement to prompt adaptive re-planning and warrants further investigation.


2019 ◽  
Vol 2 (2) ◽  
pp. 112
Author(s):  
Muhamad Ardi Nupi Hasyim ◽  
Heri Nugraha ◽  
Eka Setiajatnika ◽  
Fitriana Dewi Sumaryana

This article aims to determine the development of cooperatives in West Java at present, projections of the development of cooperatives in West Java in 2019 and the contribution of cooperatives to the economy of West Java.  The research methods used are explanatory research, data collection conducted by surveys, interviews, observations, and FGD and using a simple regression analysis approach of secondary data sourced from BPS, Kemenkop , Dinas KUKM West Java province. The results of the study show that the condition of cooperatives in terms of quantity in West Java can now be said to deteriorate. Inactive cooperatives are far more than active cooperatives. Whereas in previous years, namely in 2015-2017 active cooperatives dominated more than inactive cooperatives and West Java cooperative contributions to state revenues were still relatively small.


2021 ◽  
Vol 1 (1) ◽  
pp. 69
Author(s):  
Windi Rahmawati ◽  
Dadang Husen Sobana

ABSTRAKKemajuan ekonomi negara bisa di lihat dari banyaknya para investor yang menanamkan modalnya di pasar modal khususnya produk saham, dengan pengharapan dapat keuntungan (return) pada waktu yang telah di tentukan. Namun dalam investasi saham perlu memperhatikan beberapa faktor yang dapat mempengaruhi harga saham yang bisa dijadikan pertimbangan investor untuk membeli saham tersebut. Beberapa faktor tersebut diantaranya Gross Profit Margin dan Return On Equity. Penelitian ini bertujuan untuk mengetahui pengaruh Gross Profit Margin secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; untuk mengetahui Return On Equity secara parsial terhadap Price Share pada PT. Astra Agro Lestari Tbk. periode 2009-2018; dan untuk mengetahui pengaruh pengaruh Gross Profit Margin dan Return On Equity secara simultan terhadap Price Share di PT Astra Agro Lestari Tbk. periode 2009-2018.  Penelitin ini menggunakan metode deskriptif dengan pendekatan kuantitatif. Metode penelitian dengan mengunakan analisis secara parsial yaitu dengan analisis regresi sederhana, analisis korelasi pearson product moment, koefisien determinasi dan uji t serta dengan analisis simultan yaitu dengan analisis regresi berganda, korelasi berganda dan uji F. Analisis pada penelitian ini didukung dengan menggunakan aplikasi SPSS for windows versi 25. Data yang digunakan adalah data sekunder dari website Bursa Efek Indonesia (www.idx.co.id) dan PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) periode 2009-2018. ABSTRACTThe country's economic progress can be seen from the number of investors who invest in the capital market, especially stock products, with the expectation of a return at a predetermined time. However, in-stock investing, it is necessary to pay attention to several factors that can affect the stock price that investors consider buying these shares. Some of these factors include Gross Profit Margin and Return On Equity. This study aims to determine the effect of partial Gross Profit Margin on Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period; to know the Return On Equity partially to the Price Share at PT. Astra Agro Lestari Tbk. 2009-2018 period, and to determine the effect of Gross Profit Margin and Return On Equity simultaneously on the Price Share at PT Astra Agro Lestari Tbk. 2009-2018 period. This research uses a descriptive method with a quantitative approach. The research method used partial analysis, namely simple regression analysis, Pearson product-moment correlation analysis, coefficient of determination and t-test, and simultaneous analysis, namely by multiple regression analysis, multiple correlations and F test. The analysis in this study was supported by using the SPSS application for Windows version 25. The data used are secondary data from the Indonesia Stock Exchange website (www.idx.co.id) and PT. Astra Agro Lestari Tbk. (www.astra-agro.co.id) 2009-2018 period.


2021 ◽  
Vol 3 (1) ◽  
pp. 78-87
Author(s):  
Bakti Toni Endaryono ◽  
Tjipto Djuhartono

     The purpose of this study is to discuss and analyze the performance of subject teachers influencing students’ learning outcomes in SMK Business and Technology Bekasi. The method used in this research is quantitative methods, data collection techniques through interviews, observation and documentation; data analysis techniques in this study using simple regression analysis and coefficient of determination. This research was conducted for 6 months starting from September 2020 to February 2021 with four stages, namely planning, implementing, processing data and reporting research results, while the results of this study were that the performance of teachers in the field of study had an effect on student achievement by 6.69%, with the calculation of the simple correlation coefficient of 0.69% while the result of the coefficient of determination of 47.61% means 52.39% is influenced by other factors not mentioned in this study.


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