scholarly journals THE EFFECT OF FINANCIAL LITERATURE AND LIFESTYLE ON STUDENT CONSUMPTION BEHAVIOR

2021 ◽  
Vol 1 (1) ◽  
pp. 79-86
Author(s):  
Ade Gunawan ◽  
Ayu Faadillah Carissa
Keyword(s):  
Significant Influence ◽  
Financial Literacy ◽  
Consumption Behavior ◽  
Consumptive Behavior

This study aims to determine the effect of Financial Literacy on the Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara, to determine the effect of Lifestyle on Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara. To determine the effect of Financial Literacy and Lifestyle on Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara. The results of this study conclude that partially there is a significant influence of the Financial Literacy variable on the Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara. The results of this study conclude that partially there is a significant effect of the Lifestyle variable on the Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara. The results of this study conclude that there is a simultaneous and significant influence of Financial Literacy and Lifestyle on Consumptive Behavior of Students at the Department of Management, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara.

scholarly journals The Influence of Income Level, Financial Literature, and Social Media Use on Teachers Consumption Behavior

2021 ◽  
Vol 5 (3) ◽  
pp. 479
Author(s):  
Nur Hidayati ◽  
Sri Kartikowati ◽  
Gimin Gimin
Keyword(s):  
Social Media ◽  
Financial Literacy ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Income Level ◽  
Consumption Behavior ◽  
Sample Data ◽  
Use Of Social Media ◽  
Consumptive Behavior ◽  
Level Variable

This study aims to identify and analyze the influence of income level, financial literacy, use of social media; on the consumptive behavior of teachers. The total population in this study was 127 civil servant teachers. The sampling technique used Isaac Michael's table with an error rate of 5%, the number of samples in this study was 94 teachers. The process of taking sample data using proportional random sampling technique. Data was obtained by using questionnaires and documentation methods. The collected data was then analyzed using descriptive analysis and multiple regression analysis. The findings in this study are that there is no significant effect of the income level variable on the consumptive behavior of teachers, there is a significant influence of the financial literacy variable and the use of social media on the consumptive behavior of PNS teachers. The level of consumptive behavior is related to the financial literacy of teachers and the use of social media. So that teachers are expected to increase their level of financial literacy and reduce the intensity in using social media to minimize consumptive behavior.

PENGARUH GAYA HIDUP DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF BERBELANJA ONLINE PADA IBU RUMAH TANGGA DI KECAMATAN LUBUK BEGALUNG KOTA PADANG

2019 ◽  
Vol 4 (3) ◽  
pp. 548
Author(s):  
Rika Wahyuni ◽  
Hadi Irfani ◽  
Isna Asyri Syahrina ◽  
Rina Mariana
Keyword(s):  
Data Collection ◽  
Multiple Regression ◽  
Significant Influence ◽  
Financial Literacy ◽  
Online Shopping ◽  
Quantitative Approach ◽  
Survey Method ◽  
Research Approach ◽  
Purposive Sampling ◽  
Consumptive Behavior

<p>Penelitian ini bertujuan untuk membuktikan (1) Pengaruh Gaya Hidup terhadap Perilaku konsumtif berbelanja <em>online</em>, (2) Pengaruh Literasi Keuangan terhadap Perilaku konsumtif berbelanja <em>online</em>, (3) Pengaruh Gaya Hidup dan Literasi Keuangan terhadap Perilaku konsumtif berbelanja <em>online</em>. Penelitian pada Ibu Rumah Tangga di Kecamatan Lubuk Begalung Kota Padang. Penelitian ini menggunakan pendekatan kuantitatif, sedangkan metode yang digunakan adalah metode <em>survey</em>. Populasi yaitu ibu rumah tangga yang pernah berbelanja <em>online</em>. Jumlah sampel yang diambil sebanyak 50 orang ditentukan dengan teknik <em>purposive sampling</em>. Pengumpulan data menggunakan kuesioner dan dokumentasi. Data diolah menggunakan regresi berganda. Hasil penelitian menunjukkan bahwa (1) Gaya hidup memiliki pengaruh yang signifikan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang, (2) Literasi keuangan memiliki pengaruh yang signifikan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang dan (3) Gaya hidup dan literasi keuangan memiliki pengaruh yang signifikan secara simultan terhadap perilaku konsumtif berbelanja <em>online</em> pada ibu rumah tangga di Kecamatan Lubuk Begalung Kota Padang.<em></em></p><p><em><br /></em></p><p><em>This study aims to prove (1) Effect of Lifestyle on Consumptive Behavior Of Online Shopping, (2) Effect of Financial Literacy on Consumptive Behavior Of Online Shopping, (3) Effect of lifestyle and financial literacy on Consumptive Behavior Of Online Shopping. Research on housewives in Lubuk Begalung District Padang City. The research approach that will be used in this research is quantitative approach, while the method used is survey method. The population is housewives who ever shop online. The number of samples taken as many as 50 people using purposive sampling. Data collection using questionnaires and documentation. The data were processed using multiple regression. The result of the research shows that (1) Lifestyle has a significant influence on Consumptive Behavior of online shopping on housewives in Lubuk Begalung District Padang City, (2) Financial Literacy has a significant influence on consumptive behavior of online shopping on housewives in Lubuk Begalung District Padang City and (3) Lifestyle and Financial Literacy has a significant influence on Consumptive Behavior of online shopping on housewives in Lubuk Begalung District Padang City</em>.</p><p> </p><pre> </pre>

scholarly journals PENGARUH FINANCIAL LITERACY, LIFE STYLE, LOCUS OF CONTROL DAN DEMOGRAFI TERHADAP PERILAKU KONSUMTIF GENERASI MILENIAL DI KOTA SUBANG

2021 ◽  
Vol 2 (02) ◽  
Author(s):  
Dilasari Dilasari ◽  
Sri Mulyati ◽  
Asep Kurniawan
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Life Style ◽  
Millennial Generation ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Consumption Behavior ◽  
Analysis Technique ◽  
Consumptive Behavior ◽  
The City

This study aims to determine the effect of financial Literacy, Life style, Locus of control and demographics on the consumption behavior of millennial generation in the city of Subang. Consumptive behavior is an action that prioritizes desires rather than needs, therefore consumption activities are actions taken to meet needs, if consumption is excessive, a consumptive behavior will occur.This research was conducted to the millennial generation in the city of Subang, aged 20 - 35 years in 2020. The method used in this study is a quantitative method. The number of samples in this study were 200 people, sampling using nonprobability sampling techniques with a purposive sampling approach. The data analysis technique used in this study is multiple linear regression analysis. The results of this study conclude that simultaneous financial literacy, life style, locus of control, and demographics influence the consumptive behavior of millennials in Subang City, Whereas according to the results of the hypothesis partially financial literacy variables, life style, positive and significant influence on consumptive behavior of millennial generation in Subang, locus of control variables have a negative and significant effect on consumptive behavior of millennial generation in Subang, while demographic variables (gender), and demographic (income) does not affect the consumption behavior of millennial generation in the city of Subang.

scholarly journals Consumptive Behavior of Students in Shopping Online and Implications in Guidance and Counseling Services in Universities

2019 ◽  
Vol 3 (2) ◽  
pp. 120
Author(s):  
Nelvi Mitra ◽  
Syahniar Syahniar ◽  
Alizamar Alizamar
Keyword(s):  
Qualitative Research ◽  
Research Methods ◽  
Significant Influence ◽  
Information Services ◽  
Consumption Patterns ◽  
Counseling Services ◽  
Guidance And Counseling ◽  
Individual Counseling ◽  
Consumption Behavior ◽  
Consumptive Behavior

The purpose of this study wasto examine consumer consumption behavior in shopping online. It also aimed to establishthe factors promoting students desires to transact online. Importantly, the study used qualitative research methods. The results showed that consumption behaviorswere not based on needs but rather the desires, they are easily influenced by friends and follow the latest trends, discounts, or promos in the online shop. There are other additional factors with significant influence of consumption patterns. These include price, convenience, trust, availability of goods, and the promotions attractingtheirattention. Therefore, counselors should utilize information services, group guidance, and individual counseling services to regulate students behavior.

scholarly journals PERILAKU KONSUMSI ISLAM DI INDONESIA

2017 ◽  
Vol 2 (1) ◽  
pp. 91-106
Author(s):  
Novi Indriyani Sitepu
Keyword(s):  
Time Series ◽  
Qualitative Method ◽  
Time Series Data ◽  
Series Data ◽  
Consumption Behavior ◽  
Analysis Techniques ◽  
Library Research ◽  
Public Consumption ◽  
Consumptive Behavior ◽  
Islamic Values

This study aims to analyze the urgency of consumption in the economy and the implementation of Islamic values in public consumption behavior. The data used was time series data to food consumption on Indonesian from year 2011 to 2014. The analysis was conducted with qualitative method using the analysis techniques library research, are deskriptive analysis. The result shows that consumptive behavior becomes a habit Indonesian society, so the community income mostly just for consumption. Islam provides a solution that balanced consumption behavior that is not tabdjir and not ishraf.Artikel ini bertujuan untuk menganalisis tentang urgensi konsumsi dalam perekonomian dan implementasi nilai Islam pada perilaku konsumsi masyarakat. Data yang digunakan adalah data seri waktu (time series) terhadap konsumsi makanan di Indonesia dari tahun 2011 sampai dengan 2014. Analisis dilakukan dengan metode kualitatif dengan menggunakan tekhnik analisis library research yang bersifat deskriptif analisis. Hasil-hasil penelitian menunjukkan bahwa Perilaku konsumtif menjadi kebiasaan masyarakat Indonesia, sehingga penghasilan masyarakat sebagian besar hanya untuk konsumsi. Islam menawarkan pola konsumsi yang seimbang yaitu tidak tabdjir dan tidak ishraf.

scholarly journals The Influence of Financial Literacy, Lifestyle and Self-Control on the Consumption Behavior of Economic Education Student

2021 ◽  
Vol 8 (8) ◽  
pp. 496-503
Author(s):  
Ririn Eka Fariana ◽  
Bayu Surindra ◽  
Zainal Arifin
Keyword(s):  
Financial Literacy ◽  
Sampling Technique ◽  
Economic Education ◽  
Self Control ◽  
Research Approach ◽  
Education Student ◽  
Sample Collection ◽  
Descriptive Research ◽  
Consumptive Behavior ◽  
Positive Effect

The purpose of this study was to determine financial literacy and lifestyle as well as self-control on the consumptive behavior of Economic Education students at UNP Kediri. This research approach used a quantitative approach as well as descriptive research techniques and multiple linear regressions. The sample collection used was a purposive sampling technique totaling 46 students. The results of this study indicated that financial literacy had a positive effect and had a significant value on student consumptive behavior, this can be seen in the value of Sig 0.027 <0.05. This lifestyle had a positive effect and had a significant value on the consumptive behavior of students, this could be seen in the value of Sig 0.038 <0.05. Self-control had a positive effect and had a significant value also on the consumptive behavior of students, this could be seen in the value of Sig 0.002 <0.05. Financial literacy, lifestyle and self-control had a significant and significant effect on the consumptive behavior of students, this could be seen in the value of Sig 0.000 <0.05. Keywords: Financial Literacy, Lifestyle, Self Control, Consumptive Behavior.

scholarly journals Analisis Pengaruh Penggunan Uang Elektronik Terhadap Perilaku Konsumtif Mahasiswa

2021 ◽  
Vol 17 (2) ◽  
pp. 413-434
Author(s):  
Dwi Rorin Mauludin Insana ◽  
Ria Susanti Johan
Keyword(s):  
Significant Influence ◽  
Regression Coefficient ◽  
Hypothesis Test ◽  
Economic Education ◽  
Coefficient Of Determination ◽  
Survey Method ◽  
Electronic Money ◽  
Sensitivity Level ◽  
Consumptive Behavior ◽  
The University

The purpose of this study was to analyze whether there was an effect of the use of electronic money on the consumptive behavior of students at the University of Indraprasta PGRI. The research method in this research is a survey method with a questionnaire. The population studied was 430 people with a sample of 81 people. Based on the research results, the sensitivity level of consumptive behavior towards the use of electronic money itself is 32% which is indicated by the regression coefficient Y = 42.26 + 0.32X. While the correlation coefficient shows r = 0.325 and the coefficient of determination (KD) of 10.56%. In the hypothesis test, the value of tcount> ttable is 3.085> 1.664. Then the hypothesis is that Ha is accepted and Ho is rejected. This means that there is a significant influence between the use of electronic money on the consumptive behavior of students of economic education at Indraprasta PGRI University. From the results above, it can be concluded that there is a positive and significant influence but has a low correlation with the contribution of using electronic money to student consumptive behavior by 10.56% and the remaining 89.44% is influenced by other factors. Keywords: non-cash payments, electronic money, consumptive behavior

scholarly journals Pengaruh Life Style, Self Control Dan Financial Literacy Terhadap Perilaku Konsumtif Mahasiswa Melakukan Online Shopping

2020 ◽  
Vol 16 (1) ◽  
pp. 29
Author(s):  
Ratih Dewi Titisari Haryana
Keyword(s):  
Social Media ◽  
Consumer Behavior ◽  
Financial Literacy ◽  
Life Style ◽  
Online Shopping ◽  
Sampling Technique ◽  
Self Control ◽  
Sample Data ◽  
Convenience Sampling ◽  
Consumptive Behavior

The development of technology is related to people's behavior in Indonesia. Indonesian people, especially the younger generation, are very fond of social media. Besides used to communicate, send emails, social media is also used to online shopping. This is evidenced by the growing number of marketplaces in Indonesia such as Bukalapak, Tokopedia, Shoppee, Lazada and the others. This study aims to determine the effect of life style, self control and financial literacy on consumptive behavior in online shopping. This research is a quantitative study using explanatory design. The sample used was FEB students in East Surabaya. Sample data that can be used are 102 respondents. The sampling technique uses convenience sampling. Data collection using questionnaire distribution techniques using multiple linear regression data analysis techniques. The results showed that life style had a positive and significant effect on consumer behavior in doing online shopping. While self control and financial literacy variables negatively and significantly affect consumer behavior in doing online shopping.

scholarly journals Indonesian Stock’s Influencer Phenomenon: Did Financial Literacy on Millennial Age Reduce Herding Behavior?

2021 ◽  
Vol 23 (2) ◽  
pp. 62-68
Author(s):  
Ananda Chairunnisa ◽  
Zuliani Dalimunthe
Keyword(s):  
Significant Influence ◽  
Capital Market ◽  
Financial Literacy ◽  
Stock Price ◽  
Individual Investors ◽  
Herding Behavior ◽  
Significant Evidence ◽  
Behavioral Bias ◽  
Significant Difference ◽  
Shared Information

In Indonesia's capital market, there was a phenomenon that famous influencers seem to lead to behavioral bias in the stock market. The stock price changed significantly after those stock influencers shared information or recommended certain stocks. This research examined how the stock influencer's credibility affected investors' investment in recommended stock. We collected data from 132 individual investors who participated in the research. We used a questionnaire with a 5-Likert scale. The result showed that an influencer's credibility had a significant influence on investors' herding behavior. However, there was no significant evidence that financial literacy matters in that relationship. Interestingly, we found there was no significant difference in herding behavior between millennial and non-millennial investors.

scholarly journals KONSUMERISME DAN GAYA HIDUP PEREMPUAN DI RUANG SOSIAL: ANALISIS BUDAYA PEMBEDAAN DIRI DI LINGKUNGAN FISIP UNIMAL

2020 ◽  
Vol 1 (1) ◽  
pp. 97
Author(s):  
Rahmi Rachel ◽  
Rakhmadsyah Putra Rangkuty
Keyword(s):  
Qualitative Research ◽  
Social Space ◽  
Pierre Bourdieu ◽  
Female Students ◽  
Consumption Behavior ◽  
Descriptive Approach ◽  
Consumptive Behavior

This study focuses on the objectives of being different and consumption behavior among students. This study uses the theory of habitus and environment according to Pierre Bourdieu. The method used is qualitative research with a descriptive approach in order to describe and obtain information on what female students are doing to be different and consumption behavior in their social space. The results of this study found that there are several factors that influence female students to be different. First, they want to be the center of attention for others. Second, being different is done in order to attract the attention of men in the environment. Third, someone takes action to be different because they want to be a trendsetter, feel different and attractive makes a woman feel happy, and becomes a woman's pride. Fourth, be more confident. All of that encourages consumptive behavior where consuming an item is no longer a fulfillment of a need but only because you want to appear different from others or are afraid to look the same or similar to othersABSTRAKPenelitian ini memfokuskan pada tujuan tampil beda dan perilaku konsumsi di kalangan mahasiswi dengan menggunakan teori habitus dan lingkungan menurut Pierre Bourdieu. Metode yang digunakan adalah penelitian kualitatif dengan pendekatan deskriptif agar dapat menggambarkan dan memperoleh informasi tentang apa yang dilakukan oleh mahasiswi untuk tampil beda melalui perilaku komsumsi di ruang sosialnya. Hasil dari penelitian ini menemukan bahwa terdapat beberapa faktor yang mempengaruhi mahasiswi untuk tampil beda. Pertama, adanya keinginan menjadi pusat perhatian bagi orang lain. Kedua, tampil beda dilakukan dengan tujuan menarik perhatian lawan jenis yang yang ada di lingkungan tersebut. Ketiga, seseorang melakukan tindakan tampil beda karena ingin menjadi pencipta tren, merasa berbeda dan menarik membuat rasa senang, dan menjadi kebanggaan tersendiri bagi seorang perempuan. Keempat, menjadi lebih percaya diri. Semua itu mendorong perilaku konsumtif dimana mengonsumsi suatu barang bukan lagi sebagai pemenuhan kebutuhan melainkan hanya karena ingin tampil berbeda dari orang lain atau takut terlihat sama atau mirip dengan yang lain.

Sign in / Sign up

Export Citation Format

Share Document