The Digitalization of Banking: A New Perspective from the European Savings Banks Industry before the Internet

2018 ◽  
Vol 20 (1) ◽  
pp. 159-198 ◽  
Author(s):  
J. CARLES MAIXÉ-ALTÉS
Keyword(s):  
Western Europe ◽  
The Internet ◽  
Accounting Systems ◽  
Reciprocal Influence ◽  
Savings Banks ◽  
Savings Bank ◽  
New Perspective ◽  
Computer Centers ◽  
Technology Users

This work is a contribution to the study of the adoption and use of computers in the savings bank industry in western Europe before the arrival of the Internet. It documents the presence of a pan-European network of IT users and analyzes the role of their industry associations in the processes of adopting and disseminating technology. It describes and analyzes their situation as late technology users, indicating certain specific and original patterns in the adoption of computers. Special attention is given to the implementation of shared computer centers throughout Europe and the results in the area of online accounting systems and teleprocessing systems as steps before the development of savings bank electronic funds transfer networks. It documents that in the savings banks industry, a reciprocal influence between technology and its uses was in play over long period of time and throughout the technological changes.

scholarly journals Digitalization of the Economy: the New Role of Social Media

2021 ◽  
Vol 13 (2) ◽  
pp. 006-026
Author(s):  
Rustem M. Nureev ◽  
◽  
Islam D. Surkhaev ◽  
Keyword(s):  
Social Networks ◽  
Western Europe ◽  
Electoral System ◽  
Developed Countries ◽  
The United States ◽  
The Internet ◽  
Finance Management ◽  
Conflicting Information

The article is devoted to the analysis of social networks, the role of which is constantly growing in the context of the digitalization of the economy. The Internet has become an important prerequisite for their spread. If at the beginning of 1990, even in the most developed countries, less than 1% of the population used the Internet, then by 2020 the level of its prevalence in North America and Western Europe exceeded 90%, and in the countries of East, Southeast and West Asia, and Latin America has exceeded 2/3. We live in a rapidly changing world, when the number of active Internet users exceeded 4.66 billion people in early 2021. The speed of obtaining information is currently an important factor in economic activity. Therefore, contacts are growing rapidly, which is reflected in e-mail, which has become an integral part of modern life, pushing far back other forms of communication (newspapers, mail, telegraph, etc.). The rapid acceleration of conflicting information increases the risk of decision-making, many of which must be made in the face of uncertainty. With the growth of social networks, the density of contacts increases and the importance of a fuller use of network benefits increases. Not only is the number of participants changing, but so is the quantity and quality of the most popular websites. Citizens of modern states are more informed than their previous generations. Conducting an electoral system under such conditions turns out to be a task with many unknowns. In these conditions, voting manipulation takes on new features, which were clearly manifested during the American presidential campaigns in the United States in 2008, 2012, 2016. In addition, opportunities are being created to improve the quality of public finance management by increasing the openness of budgeting at the federal and regional levels, that is, the actual implementation of the Vernon Smith auction in practice, which will be an important step in the formation of a genuine civil society.

scholarly journals An Application of Online Branding Design with Customisation, Culture and Communities Strategy : A case studies on six online store providers

2017 ◽  
Author(s):  
Seminar Nasional Multidisiplin Ilmu 2017 ◽  
mahjudin ◽  
Achmad Daengs GS ◽  
Retno Susanti
Keyword(s):  
Literature Review ◽  
Marketing Strategies ◽  
The Internet ◽  
Design Strategies ◽  
Online Marketplace ◽  
Online Branding ◽  
Strategy Model ◽  
Online Brands ◽  
New Perspective

In order to boost the value of an e-brand, we need to consider appropriate design strategies usingthe interactive capabilities of the Internet in an online marketplace. The purpose of this study isto investigate diverse experiential and emotional marketing strategies for online brands and tosuggest various methods to create powerful emotional contents of e-brand’s sites. In this paper,we examine the effects of emotional branding on the current marketplace and explore thecharacteristics of e-brands. The research processes in this paper are to: (1) investigate diversetheories related to emotional and experimental marketing through literature review; (2) develop a“Customisation, Culture and Communities Strategy” model as an emotional e-branding method;(3) analyze well-established e-brands websites with this Customisation, Culture andCommunities Strategy; and (4) identify the effects of emotional e-brand contents and thedesigner’s role of visualizing the emotional contents. This study provides a new perspective ononline marketing and designing a virtual environment to realize the desired customerexperiences

International marketing and the internet: a research overview and the path forward

2020 ◽  
Vol 37 (3) ◽  
pp. 425-436
Author(s):  
Saeed Samiee
Keyword(s):  
Competitive Advantage ◽  
Design Methodology ◽  
International Marketing ◽  
Foreign Market ◽  
Future Research ◽  
The Internet ◽  
Content Type ◽  
Digital Services ◽  
New Perspective

Purpose The purpose of this paper is to present an overview of the intersection of research into international marketing (IM) and the internet, seeking areas where knowledge is developing, and where further research is required. Design/methodology/approach The study utilizes an integrative review of the extant literature. Findings The study identifies the role of the internet as a tool for competitive advantage and internationalization. In considering these aspects of the internet within IM, the necessity for establishing a foreign market presence is also examined. Further, it is asserted that the internet’s influence on internationalization is largely through exporting of products and digital services. Originality/value The paper offers a new perspective on the issues emerging in the literature in terms of IM and the internet, and identifies new avenues for future research.

Is a snake scarier than a gun? The ontogenetic–phylogenetic dispute from a new perspective: The role of arousal.

Emotion ◽  
2019 ◽  
Vol 19 (4) ◽  
pp. 726-732 ◽  
Author(s):  
Andras Norbert Zsido ◽  
Anita Deak ◽  
Laszlo Bernath
Keyword(s):  
New Perspective

ASPECTS IN BUILDING A COMPANY WEB-SITE AND ITS ROLE FOR THE DEVELOPMENT OF BUSINESS

2018 ◽  
pp. 117-124
Author(s):  
Petar Halachev ◽  
Victoria Radeva ◽  
Albena Nikiforova ◽  
Miglena Veneva
Keyword(s):  
Life Cycle ◽  
Web Site ◽  
The Internet ◽  
A Company ◽  
The Web ◽  
Design Construction ◽  
Made In ◽  
Site Types

This report is dedicated to the role of the web site as an important tool for presenting business on the Internet. Classification of site types has been made in terms of their application in the business and the types of structures in their construction. The Models of the Life Cycle for designing business websites are analyzed and are outlined their strengths and weaknesses. The stages in the design, construction, commissioning, and maintenance of a business website are distinguished and the activities and requirements of each stage are specified.

Internet of Things as Engine of Economic Growth in Indonesia

2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Bambang Widagdo ◽  
Mochamad Rofik
Keyword(s):  
Economic Growth ◽  
Internet Of Things ◽  
Industrial Revolution ◽  
The Internet ◽  
Economic Diversification ◽  
Great Opportunity ◽  
Economic Basis ◽  
Network Quality ◽  
The Internet Of Things

The economic diversification concept gives hope for a country with rich natural resources to strengthen its economic basis. Thus industrial revolution era of 4.0 provides great opportunity to fasten the process. A study by McKensey in 2011 proved that the internet in the developing country contributes around 3.4% towards its GDP which means that the internet has become a new hope for the economy in the future. Indonesia is one of the countries that is attempting to maximize the role of the Internet of Things (IoT) for its economic growth.� The attempt has made the retail and tourism industries as the two main sectors to experience the significant effect of IoT. In the process of optimizing the IoT to support the economic growth, Indonesia faces several issues especially in the term of the internet network quality and its distribution, the inclusive access of financial access and the infrastructure

EPIZOOTOLOGICAL FEATURES OF MODERN CATTLE LEUKEMIA

1970 ◽  
pp. 53-58
Author(s):  
V. V. Makarov ◽  
D. A. Lozovoy
Keyword(s):  
Dairy Cattle ◽  
Western Europe ◽  
Control Programs ◽  
Foreign Countries ◽  
Negative Order ◽  
Dairy Cattle Breeding ◽  
The Usa ◽  
Epizootic Process ◽  
National Programs

  Enzootic bovine leucosis (EBL) has been known for more than a century and a half. Its occurrence and registration may have historically been associated with intensive breeding of dairy cattle in Western Europe to increase target productivity. It is known that any limiting intervention in the nature of the animal organism is always accompanied by an uncontrolled and unpredictable change in the genotype of a wider range than the required, particularly negative order. In particular, a decrease in the resistance to macroorganisms and the possibility of the new diseases emergence, including infectious ones (for example, immunodeficiencies such as BLAD syndrome of black-motley cattle and stress syndrome in pigs, the occurrence of scrapie and other slow sheep infections). In the last two decades of the last century, in many disadvantaged countries, primarily Western European, national programs for the eradication of EBL have been developed and subsequently successfully implemented. First of all the motivation was the economy of dairy cattle breeding (mainly the extension of productive age, as well as the tightening of requirements in international trade in cattle and bull products, breeding, pricing, etc.). In an analytical article are reviewed the elements of epizootology of EBL in the foreign countries with special attention to the situation in the USA, scenarios of various control programs, and promising methods for assessing the role of infected animals in the epizootic process. A critical assessment of the problem of EBL in the Russian Federation is given, the reasons for the ineffectiveness of against leucosis measures are discussed.

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