A Review of the Mortgage Lending of Life Offices

1962 ◽  
Vol 28 ◽  
pp. 113-154
Author(s):  
R. W. Spittal

SynopsisThe paper is divided into five sections. The first deals with the historical aspect of mortgage lending and the reasons which, over some 200 years, have modified the percentage of life funds applied in this way.The second section considers the place of this type of investment in the modern portfolio—particularly in the light of changing ideas on the relation of assets to liabilities.In the third section, the importance of the selection of suitable loans is stressed, and the general principles which should govern this discussed.The fourth section details certain classes of security and the factors affecting transactions in each class.In the concluding part, the author deals with the essentials of the mortgage contract.

2016 ◽  
Vol 10 (2) ◽  
pp. 289
Author(s):  
Vladimir Ilić

The paper deals with the problems while planning the application of method of observation as the primary method for data collection. These include determining the objectives, theoretical and operational elaboration of the research plan and collection of initial evidence from other sources of data that can be used to successfully plan research mainly based on observation. In the first section of the paper it is pointed to the unjustified overemphasis of differences between participatory and non-participatory forms of observation in its planning. The second section shows the possibility of its application to other sources and methods of data collection when planning observations. Special attention is paid to the role of interview and sequential analysis. In the third section, the issues of preparing data analysis in the planning of observation are specifically discussed. The fourth section shows the specificity of the planning of observation, depending on the nature of the data. We also considered the concretization of the plan of observation, including the selection of size, location and time for performing monitoring and positioning one or more observers. The fifth section briefly points to some suggestions about training observers. The concluding section of the paper deals with planning during the observations, with emphasis on grounded theory.


The investigations described in this series of papers were partly experimental and partly observational. The first two papers will deal with the experimental work, and the third with the observational. The observational work has shown that Microtus agrestis has a definite breeding season in the British Isles, extending roughly from March till September. This species appeared to be a suitable one on which to experiment for the purpose of finding the factors which control the breeding season, a subject on which so little is known in any mammal. Our immediate object has been to find the factors, and not to find how they work. There seem to be two sorts of way in which they might work. Firstly, one could imagine that it might be physiologically impossible for an animal like Microtus to breed below a certain temperature, or in the absence of a certain foodstuff. There is, however, a second, quite different way in which such factors might act. It is possible that during the course of evolution Microtus might have evolved an adaptive response of stopping and starting reproduction when the temperature and food altered with the seasons beyond certain limits. One could imagine the natural selection of the offspring of those individuals which responded to the environment by breeding only at the most appropriate time for the rearing of the young. In our preliminary investigations we have not attempted to distinguish between these two possible modes of action of factors controlling the breeding season. Our object has been to find the factors, irrespective of the way in which they work. We have regarded the problem from the biological rather than the physiological point of view. No doubt we could stop Microtus from breeding by depriving it of vitamin E, or subjecting it to extremes of temperature ; but our experiments were planned in such a way that our animals were never subjected to unnatural conditions. They were never fed on unnatural foods, nor kept at higher or lower temperatures than occur naturally in Great Britain, nor given longer or shorter periods of light, nor more intense light. We were not anxious simply to stop and start the reproduction of Microtus at will, but to find what are the natural factors which control its breeding season in a state of nature.


Author(s):  
عادل محمد عبد الرحمن الشنداح (Al- Shandah)

يدرس البحث واحدة من القراءات القرآنية الشاذة، ألا وهي قراءة إبراهيم بن أبي عبلة، ولقد قسّمتُ الدراسة على: المقدمة، فذكرتُ فيها سبب اختياري للموضوع وأهميته والهدف منه ومعالجة متطلبات الإشكالية، وألحقتُ عناصر البحث بالمقدمة؛  وكانت كالآتي: المبحث الأول: قمتُ بدراسة الهمزة، والمبحث الثاني: درستُ فيه الإبدال، والمبحث الثالث: درستُ فيه الوقف، والمبحث الرابع: درستُ الإعلال، وجاء المبحث الخامس لدراسة الإتباع الحركي، وخصصتُ المبحث السادس لدراسة المدّ والقصر، بينما جاء المبحث السابع لدراسة التخفيف والتشديد، وأنهيتُ البحث بخاتمة أجملتُ فيها أهم ما توصلت إليه، والنتائج العلمية، ثم ذكرت قائمة المظان الأصلية التي استقيت منها البيانات التفصيلية.الكلمات المفتاحية: ابراهيم بن أبي عبلة، القراءات الشاذة، الظواهر الصوتية، الكوفيون، البصريون.*********************This research analyzes one of the anomalous styles of the Qur’anic recitations attributed to Ibrahim ibn Abi ‘Ablah. The study is divided into two sections: the introduction and discussion. In the introduction, the researcher states the reason for the selection of the subject for this study; its scope and objectives; and gives an account on the treatment of the requisites of paradox. The main body of the research includes: the first section undertakes the study of hamzah (alphabet that represents a glottal stop); the second section undertakes the study of Ibdāl (mutation of a phonetic character); the third section studies waqf (full stop); the fourth section studies I‘lāl; the fifth section studies motional appending; the sixth section studies vowels and ligatures; and the seventh section studies phonetic commutation and stressing. The researcher finally concluded the research, briefed the results and findings, and mentioned the original sources from which detailed data were drawn.   Key words: Ibrahim ibn Abi ‘Ablah, Anomalous Recitations, Acoustic Phenomena, Grammarians of Koufah, grammarians of Basrah.


Hikma ◽  
2020 ◽  
Vol 19 (1) ◽  
pp. 209-237
Author(s):  
Santiago Del Rey Quesada

This paper addresses the study of variation in translated texts from a theoretical-methodological perspective. The first section focuses on the determining factors affecting diasystematic variation in the variational space of languages, a concept emerging from the field of German variational linguistics, where I refer to the domains of communicative immediacy and communicative distance, two concepts essential for understanding the classification proposed in the following pages. The second section is devoted to the type that I have called contact-based variation, defining language variants attributable to the situation of contact in which all translations are produced. The third section briefly covers what I have termed gradational variation, i.e. the existence of forms that are intensified or attenuated with respect to others. The fourth section describes how the three types of variation interrelate in target texts and establishes a typology of phenomena aimed at explaining variants in translated texts, revolving around the concept of interference. Lastly, the viability of this proposal for analysing variants in the field of descriptive, historical, and applied linguistics is discussed


2020 ◽  
Vol 10 (5) ◽  
pp. 59-75
Author(s):  
JAROSLAV KLÁTIK ◽  
◽  
LIBOR KLIMEK

The work deals with implementation of electronic monitoring of sentenced persons in the Slovak Republic. It is divided into eight sections. The first section introduces restorative justice as a prerequisite of electronic monitoring in criminal proceedings. While the second section points out at the absence of legal regulation of electronic monitoring of sentenced persons at European level, the third section points out at recommendations of the Council of Europe addressed to European States. The fourth section analyses relevant alternative punishments in Slovak criminal justice. The fifth section introduces early beginnings of implementation of concerned system - the pilot project “Electronic Personnel Monitoring System” of the Ministry of Justice of the Slovak Republic. While the sixth section is focused on Slovak national law regulating electronic monitoring of sentenced persons - the Act No. 78/2015 Coll. on Control of the Enforcement of Certain Decisions by Technical Instruments, the seventh section is focused on further amendments of Slovak national law - namely the Act No. 321/2018 Coll. and the Act No. 214/2019 Coll. The last eight section introduces costs of system implementation and its operation.


2014 ◽  
Vol 3 ◽  
pp. 127-137
Author(s):  
Tatsiana Hiarnovich

The paper explores the displace of Polish archives from the Soviet Union that was performed in 1920s according to the Riga Peace Treaty of 1921 and other international agreements. The aim of the research is to reconstruct the process of displace, based on the archival sources and literature. The object of the research is those documents that were preserved in the archives of Belarus and together with archives from other republics were displaced to Poland. The exploration leads to clarification of the selection of document fonds to be displaced, the actual process of movement and the explanation of the role that the archivists of Belarus performed in the history of cultural relationships between Poland and the Soviet Union. The articles of the Treaty of Riga had been formulated without taking into account the indivisibility of archive fonds that is one of the most important principles of restitution, which caused the failure of the treaty by the Soviet part.


2016 ◽  
Vol 52 ◽  
pp. 6-12 ◽  
Author(s):  
M. V. Gladiy ◽  
G. S. Kovalenko ◽  
S. V. Priyma ◽  
G. A. Holyosa ◽  
A. V. Tuchyk ◽  
...  

The main goal of dairy breeds selection should be improving breeding and productive qualities of animals under modern conditions. The majority of farms, using native breeds to produce milk, has created optimal conditions for keeping and feeding, selection and matching, growing of replacements etc. Further improvement of created native dairy breeds for economically useful traits occurs at total use of purebred Holstein bulls (semen) of foreign selection. In order to realistically assess milk productivity (milk yield, fat content in milk and fat yield) of Ukrainian Black-and-White and Red-and-White Dairy cows should be conducted a comparative analysis of Holstein cows under the same conditions of feeding and keeping. It was established that Ukrainian Red-and-White Dairy cows were characterized by the highest milk yields for 305 days of all lactations, taken into account, the among three investigated breeds. Their milk yield during the first lactation was 5933 kg of milk, during the second – 6393 kg, the third – 6391 kg and during higher lactation – 6650 kg. Ukrainian Black-and-White Dairy cows were second by milk yield (except for the second lactation), during the first lactation – 5932 kg of milk, the third – 6462 kg and higher – 6541 kg, and Holstein cows were third, during the first lactation – 5794 kg of milk, the second – 6381 kg, the third – 6335 kg and higher – 6469 kg. The fat content was almost the same and varied within 3.49-3.58% in milk of Ukrainian Red-and-White Dairy cattle, 3.50-3.60% in milk of Ukrainian Black-and-White Dairy cattle and 3.50-3.56% in Holsteins’ milk. The difference between the breeds was within 0.01-0.04%. All the investigated breeds had predominance in fat yield for three lactations over standards of these breeds: Ukrainian Red-and-White Dairy cows from 75.1 to 93.4 kg, Ukrainian Black-and-White Dairy cows – 75.1-89.0 kg respectively and Holstein cows – 41.9-60.2 kg. It was found different level of positive correlation between milk yield and fat yield in all the cases and high correlation (r = 0.604-0.921, P < 0.001) in five cases (41.7%) Negative correlation coefficients indicate that selection of animals to higher milk yield in the herd will decrease the second trait – fat content in milk. Positive and highly significant correlation between milk yield and fat yield indicates that selection of cows in the herd to higher milk yields will increase fat yield. It was revealed that bulls were among the factors impacted the milk productivity (milk yield, fat content, fat yield) of three investigated breeds. So, the force (η²x) of father’s impact on milk yield was15.4-47.9%, fat content – 22.0-43.4% and fat yield – 14.9-47.7% taking into account a lactation and a breed. The force of lines impact (η²x) was second; it was on milk yield 6.1-24.5%, fat content – 4.1-17.1 and fat yield – 5.8-23.5%. The force of breeds impact (η²x) was last; it was on milk yield 0.3-2.9%, fat content – 0.2-0.3% and fat yield – 0.6-2.7%. So, the comparative studies of milk productivity of Ukrainian Red-and-White and Black-and-White Dairy cattle with Holsteins indicate that under similar conditions of feeding and keeping, these native breeds can compete with Holstein cattle. The milk yield for 305 days of higher lactation was 6650 kg of milk in Ukrainian Red-and-White Dairy cows, 6541 kg in Ukrainian Black-and-White Dairy cows and 6469 kg in Holsteins. It was found the inverse correlation r = -0.025-0.316 between milk yield and fat content in milk in most cases. Selection and matching of animals in the herd should be carried out simultaneously on these traits. It was found positive repeatability of milk yields between the first and second, the third and higher lactations (rs = 0.036-0.741), indicating the reliability of forecasting increase in milk productivity during the next lactations in all herd. Bulls have the greatest impact (η²x) on milk productivity among the factors taken into account: milk yield – 15.4-47.9%, fat content in milk – 22.0-43.4% and fat yield – 14.9-47.7%.


2018 ◽  
Vol 13 (1) ◽  
pp. 45-52
Author(s):  
Aynura Manaf kizi Ismayilova ◽  

Author(s):  
A.G. Filipova ◽  
A.V. Vysotskaya

The article presents the results of mathematical experiments with the system «Social potential of childhood in the Russian regions». In the structure of system divided into three subsystems – the «Reproduction of children in the region», «Children’s health» and «Education of children», for each defined its target factor (output parameter). The groups of infrastructure factors (education, health, culture and sport, transport), socio-economic, territorial-settlement, demographic and en-vironmental factors are designated as the factors that control the system (input parameters). The aim of the study is to build a model îf «Social potential of childhood in the Russian regions», as well as to conduct experiments to find the optimal ratio of the values of target and control factors. Three waves of experiments were conducted. The first wave is related to the analysis of the dynam-ics of indicators for 6 years. The second – with the selection of optimal values of control factors at fixed ideal values of target factors. The third wave allowed us to calculate the values of the target factors based on the selected optimal values of the control factors of the previous wave.


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