Stripe: Helping Money Move on the Internet

Author(s):  
Sarit Markovich ◽  
Nilima Achwal ◽  
Eric Queathem

This case features Stripe, a startup that enables merchants to accept payments from customers on the web, on mobile devices, and at the point of sale (POS). Stripe was launched in 2011 by the Collison brothers and quickly gained traction with e-commerce startups, particularly software and platform developers who needed help building their payment processing infrastructures. Stripe incurred high fixed costs in developing its platform and had low margins per transaction, so the company needed to reach high processing volumes (i.e., scale) to survive. This was challenging, as Stripe competed with large payment processors and traditional banks that had high processing volumes and were able to offer merchants significantly lower rates than Stripe. Still, merchants valued Stripe#x0027;s solution because it was simple and versatile. Students assume the role of the Collisons to think about possible strategies Stripe could pursue to process higher volumes of transactions. Students are challenged to think about the potential response of the incumbents to Stripe's different growth alternatives. The teaching note presents the Value Net framework and discusses the importance of considering complementors and their effect on a firm's strategy. Finally, a discussion about Stripe's potential entry into the Indian market allows students to apply the concepts they learned in the discussion of a new market.

Author(s):  
Petar Halachev ◽  
Victoria Radeva ◽  
Albena Nikiforova ◽  
Miglena Veneva

This report is dedicated to the role of the web site as an important tool for presenting business on the Internet. Classification of site types has been made in terms of their application in the business and the types of structures in their construction. The Models of the Life Cycle for designing business websites are analyzed and are outlined their strengths and weaknesses. The stages in the design, construction, commissioning, and maintenance of a business website are distinguished and the activities and requirements of each stage are specified.


1998 ◽  
Vol 14 (1) ◽  
Author(s):  
Tony Greening

<span>The World Wide Web (WWW) is achieving a place of prominence in educational practice. However, the benefits of using the Web to support learning are not always apparent. The most prominent public feature of the Internet is the multitude of possibilities that it presents for information retrieval. This is widely believed to offer educational advantage, although the means by which that advantage are realised are typically not well specified. The paper discusses the role of information retrieval opportunities presented by the Internet, and suggests that it requires a new model of information access best supported by a reconsideration of educational philosophy. The constructivist position is favoured. The paper also discusses issues in using the Internet to deliver courses, arguing that the delivery model does not take full advantage of the new possibilities offered by the technology. It then presents a case study of the use of the Web in a first year computer science course, offered in a Problem Based Learning (PBL) mode. The focus is on the appropriate use of the technology as a pedagogical tool in higher education. In the case of a curriculum clearly founded on constructivist principles an important factor in the appropriateness of the supporting technology was that it did not encourage staff and students to adopt more familiar, instructivist patterns of behaviour. In this sense, the role of the Internet within the curriculum needed to be different to those roles that currently tend to typify it.</span>


2021 ◽  
Vol 48 (4) ◽  
pp. 21-34
Author(s):  
Magdalena Szeflińska-Baran

The article focuses on the multisemiotic functioning of Internet memes in communication through the web, focused, among other things, on a humorous effect. The role of the image, first of all, in the creation of the Internet meme and also in its re-application in a multicultural and interlingual environment seems fundamental. This iconic element is part of the large and varied number of relationships with other types of signs (linguistic, cultural, discursive). It seems that the question of the typological diversity of image-text relations (in the very broad sense of it) can be addressed from a variety of perspectives that involve not only a philosophy of translation, but also an approach to humorous communication on the Internet. The article aims to analyse the nature of the relationship that unites an iconic element with a linguistic element that constitutes the essence of the message conveyed by internet memes.


Nowadays the inflence of the Internet on social processes is rapidly growing, so the Internet is recognized as a signifiant platform for realization of constitutional rights and freedoms of citizens, including the freedom of expression. At the same time, some of the ideas and opinions published on the Web can be offensive to a number of users, and public morality can be an effective measure of such behavior. The main goal of the work is to determine the balance between realization of the freedom of expression on the one hand and protection of public morality on the Web, on the other. Its comparison is carried out by defiing the categories of morality and immorality in philosophy and law, as well as identifying subjects of protection of morality on the Internet and its risks. Particular attention is paid to studying cyberharassment in its various manifestations, specifially in the light of foreign experience. In conclusion the key role of self-protection of citizens in the Web is underlined. The authors point out that we need to remove legal gaps in protection of citizens from harmful information and cyberharassment. At the same time the natural human right to express one’s opinion should not be violated.


2019 ◽  
Vol 3 (2) ◽  
pp. 126
Author(s):  
Astika Ayuningtyas ◽  
Yuliani Indrianingsih

The National Education Standards Agency's (BSNP) curriculum requires in principle the active participation of students in collecting information from various media, including one on the Internet. The role of schools, especially teachers, in providing sources of materials is also very necessary. The Internet is one of the means of information essential to the learning process. Therefore, setting up a digital hardware service network can be an effective learning tool. Digital hardware services can be mutually integrated between schools to obtain a variety of physical resources. The existence of a web service can integrate subject data into each school and can provide distributed information to many providers and service users according to the needs of each user. The Web service is different from a search engine system that does not provide the necessary data integration on hardware service systems that connect data between schools to be distributed to users according to their needs. The web service technology that is built is able to integrate the subject's service material and can be distributed to many users with different needs.


2021 ◽  
pp. 217-226
Author(s):  
James E. Herring

This research sought to gain an impression of the use of the Internet by school librarians in the United Kingdom and South Africa. The research questions addressed the issues of access to the Internet by school librarians, the purposes for which school librarians used email and the Web, the demand from teachers for access to the Web, the key issues identified by school librarians in relation to the use of the Internet in schools in the next five years, and any differences between the responses of librarians from the two countries. The key findings were that there was limited access to the Internet in the respondents' schools; school librarians used the Web mainly for curricular material; science and geography departments were the heaviest users of the Web; and the key future issues identified included information skills, cost, inservice training, and the role of the school librarian. There were no significant differences between the two countries studied.


2011 ◽  
pp. 37-50 ◽  
Author(s):  
Nilmini Wickramasinghe ◽  
Santosh Misra ◽  
Arnold Jenkins ◽  
Douglas R. Vogel

Superior access, quality, and value of healthcare services has become a national priority for healthcare to combat the exponentially increasing costs of healthcare expenditure. E-Health in its many forms and possibilities appears to offer a panacea for facilitating the necessary transformation for healthcare. While a plethora of e-health initiatives keep mushrooming both nationally and globally, there exists to date no unified system to evaluate these respective initiatives and assess their relative strengths and deficiencies in realizing superior access, quality and value of healthcare services. Our research serves to address this void. This is done by focusing on the following three key components: 1) understanding the Web of players (regulators, payers, providers, healthcare organizations, suppliers, and last but not least patients) and how ehealth can modify the interactions between these players as well as create added value healthcare services, 2) understand the competitive forces facing e-health organizations and the role of the Internet in modifying these forces, and 3) from analyzing the Web of players combined with the competitive forces for e-health organizations we develop a framework that serves to identify the key forces facing an e-health and suggestions of how such an organization can structure itself to be e-health prepared.


Author(s):  
Ali Sallemi Hrichi

The end of the 20th century was marked by the advent of the internet along with the transformation of the consumer behavior into an information behavior. As a matter of fact, our daily life becomes centered on a multitude of informational exhibitions through which brands have invested this cutting-edge information technology, tending for delivering the perfect service by adopting the multichannel communication strategies. The advent of interactive marketing has brought new features to the web, allowing online companies to configure websites and manage smarter, more social, and more personalized interactions and communications. Accordingly, this chapter aims to make a synthetic study of the concept of online interactivity and to present a review of the literature, and to better explain the concept and to how to achieve the role of Web 3.0.


Author(s):  
Paweł Garbuzik

The article presents the influence of modern information and communication technologies, including the Internet for the process of shaping the identity. It also treats the identity built on the web and its types, classifications of users of the digital world and the perception of the role of the Internet and other technologies in everyday life. In addition, it presents, based on research, which is important for the young generation on the Internet and the ways and purposes of using the web.


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