The Fountain of Love Credit Union: A Vibrant Microfinance Institution in a Hostile Inter-Ethnic Society

2012 ◽  
Vol 16 (01) ◽  
pp. 93-114 ◽  
Author(s):  
Rochman Achwan
Keyword(s):  
Social Capital ◽  
Ethnic Group ◽  
Ethnic Groups ◽  
Driving Forces ◽  
Well Being ◽  
Credit Union ◽  
Microfinance Institutions ◽  
Financial Organization ◽  
Mandatory Requirement ◽  
Microfinance Institution

The Fountain of Love Credit Union (FLCU) is a rare example of a vibrant microfinance institution in Indonesia. Located at the heart of a hostile inter-ethnic society in the province of West Kalimantan, the FLCU invents unique types of social capital and financial organization that bolster its unparallel financial performance. In recognition of this achievement, the Indonesian government presented the FLCU with the 2005 Award for Small-Medium Corporate Excellence. Decades of inter-ethnic hostility inspired school teachers to establish the FLCU in 1987. They dreamt of creating a big microfinance institution and promoting the economic well-being of the Dayak ethnic group. The Dayak, one of Kalimantan's two largest ethnic groups, defines itself as disadvantaged. A sense of grievance evolving around these issues culminated in a series of ethnic conflicts. Today, after more than two decades of operations, the FLCU has not only won the trust of most Dayak people but also inspires other ethnic groups to establish microfinance institutions. This environment has allowed unique types of social capital and financial organization to flourish. The Fountain of Love Foundation (FLF), the parent organization of the FLCU, has set up a variety of social and economic organizations. They work in partnership with the FLCU in all aspects of its business, from recruiting, disciplining, and empowering clients to weaving organizational networks with other microfinance institutions. The latter plays a vital role in curbing the penetration of modern micro banking in the province. The FLF, therefore, has become an ethnic-based conglomerate in which the FLCU functions as one of its driving forces. However, the FLCU faces a number of hurdles. Almost all FLCU clients, in rural and urban areas, are of the Dayak ethnic group. From organizational and policy points of view, the legal status of the FLCU is vulnerable as its assets grow beyond the mandatory requirement of the current banking law.

scholarly journals Ethnic Disparities in Social Capital and Health among Jewish and Arab Participants in the Israeli Mamanet Cachibol League

2021 ◽  
Vol 18 (1) ◽  
pp. 295
Author(s):  
Yuval Paldi ◽  
Daniel S. Moran ◽  
Orna Baron-Epel ◽  
Shiran Bord ◽  
Riki Tesler
Keyword(s):  
Social Capital ◽  
Depressive Symptoms ◽  
Ethnic Groups ◽  
Team Sports ◽  
Ethnic Disparities ◽  
Well Being ◽  
Future Research ◽  
Cross Sectional Survey ◽  
Reported Health ◽  
Health And Well Being

The Israeli Mamanet Cachibol League (MCL) serves as a community model that incorporates physical activity and amateur team sports among women. Team sports have been shown to bridge gaps and build positive relationships between communities. There is a paucity of data regarding the advantages of team sports to promote the health and well-being of women from different ethnic backgrounds. The purpose of this study was to examine the association of participation in MCL with social capital, health, and well-being across two ethnic groups: Jewish and Arab women. A cross-sectional survey was conducted among women aged 25–64: 102 Jewish and 96 Arab MCL participants, and 102 Jewish and 81 Arab non-MCL participants. Data regarding social capital (trust, social support and social involvement) and well-being (self-reported health and psychosomatic and depressive symptoms) were analyzed using two-way analyses of covariance and multiple regression models with sequential entry of the variables. MCL participants from both ethnic groups reported higher social capital (p < 0.001), better self-reported health (p < 0.001), and lower psychosomatic symptoms (p < 0.001) compared to non-participants. Jewish MCL participants reported lower depressive symptoms (p < 0.001) than non-participants, however no difference was found between Arab MCL participants and non-participants (p < 0.160). Amateur team sports such as MCL are related with higher levels of well-being and social capital. Future research should focus on longitudinal studies that examine the change in social capital and well-being over time.

scholarly journals Testing Integration Hypotheses in Dagestan: The Meditative Role of Individual Social Capital

2017 ◽  
Vol 13 (4) ◽  
pp. 28-39 ◽  
Author(s):  
A.N. Tatarko
Keyword(s):  
Social Capital ◽  
Ethnic Groups ◽  
Well Being ◽  
Equation Modeling ◽  
Subjective Well Being ◽  
Acculturation Strategies ◽  
Integration Strategy ◽  
Individual Social Capital ◽  
The Individual

The results of meditational analysis role of outgroup social capital when testing the integration hypothesis are presented. We considered how acculturation strategies, individual social capital and subjective well-being of persons living in a multicultural environment are related. The sample included representatives of three ethnic groups, living in the Republic of Dagestan: Avars (N=105), Dargins (N=121), and Russians (N=100). We used a modified method of "resource generator" to study the individual social capital. Also we used a Russian version of Berry's method of assessing acculturation strategies and subjective well-being. The obtained empirical data were analyzed using structural equation modeling. We hypothesized that the choice of integration strategy does not only promote harmonious intergroup relationships, but also has positive effects on well-being on the individual level. Those who choose the integration strategy end up with stronger social capital that works as a protective factor against various negative life events, promoting the overall well-being. However, our hypothesis was supported with Russians only, with Avars and Dargins it was supported with some restrictions. The results of this study shed light onto the socio-psychological mechanisms of integration of ethnic groups in a multicultural region, where integration is closely linked with mutual help and support across the ethnic boundaries.

scholarly journals A Strategic Approach to Value Chain Upgrading—Adopting Innovations and Their Impacts on Farm Households in Tanzania

Horticulturae ◽  
2020 ◽  
Vol 6 (2) ◽  
pp. 32
Author(s):  
Jesse Steffens ◽  
Kathleen Brüssow ◽  
Ulrike Grote
Keyword(s):  
Social Capital ◽  
Value Chain ◽  
Crop Production ◽  
Durable Goods ◽  
Driving Forces ◽  
Well Being ◽  
Adaptive Lasso ◽  
Sub Saharan Africa ◽  
Farm Households ◽  
The Impact

The level of agricultural productivity in Sub-Saharan Africa remains far below the global average. This is partly due to the scarce use of production- and process-enhancing technologies. This study aims to explore the driving forces and effects of adopting innovative agricultural technologies in food value chains (FVC). These enhancing FVC technologies are referred to as upgrading strategies (UPS) and are designed to improve specific aspects of crop production, postharvest processing, market interaction, and consumption. Based on cross-sectional data collected from 820 Tanzanian farm households, this study utilized the adaptive lasso to analyse the determinants of UPS. To measure the impact of their adoption on well-being, this study applied the propensity score matching approach (PSM). Results from the adaptive lasso suggested that access to credit, experience of environmental shocks and social capital were the main drivers of UPS adoption. In contrast, the engagement in off-farm wage employment impeded adoption. The results from the PSM suggested that UPS adoption has a positive and significant impact on well-being among sampled households, especially with respect to their total value of durable goods and commercialization. The paper suggests that the promotion of social capital and access to financial capital is pivotal in enhancing the adoption of innovative UPS in the farming sector.

ICTs for Enhanced Use of Indigenous Medicinal Plants by the Ashante Speaking People of Ghana

2011 ◽  
pp. 16-24
Author(s):  
Nana Adu-Pipim Boaduo ◽  
Nana Kwaku Kyei Boaduo
Keyword(s):  
Medicinal Plants ◽  
Ethnic Group ◽  
Ethnic Groups ◽  
Ways Of Knowing ◽  
Well Being ◽  
Social Contexts ◽  
The World ◽  
Information And Communication ◽  
Being There ◽  
Indigenous Wisdom

Knowledge, over the centuries, has been recognised as power when acquired and used to resolve pertinent human problems. It helps to develop and advance communities in the environment they reside. Knowledgeable communities manage to elevate themselves from diseases and other catastrophes. It does not matter whether people are knowledgeable in the indigenous African ways or in the Western ways of knowing. What matters most is that the knowledge, skills, attitudes and values embedded in their social contexts are not only essential for their advancement and development, they are also critical for their survival. Knowledge acquisition through education enables communities to emancipate themselves from ignorance and poverty and raise themselves above all the challenges that may impinge negatively on their general and specific well-being. There is urgent need to gather together the indigenous wisdom of different ethnic groups around the world, especially the knowledge of indigenous medicinal plants and their uses for treatment and healing. This paper proposes to make a contribution in this respect by providing the basis of some of the IKS of the Akan ethnic group of Ghana, the Asantes, related to indigenous medicinal plants application for the treatment of a multiplicity of ailments. Recommendations regarding how this IKS can be preserved and commercialized through the application of Information and Communication Technology (ICT) to benefit the indigenous Asante speaking people of Ghana are provided.

scholarly journals Kearifan Lokal Masyarakat Nias dalam Mempertahankan Harmoni Sosial

2017 ◽  
Vol 1 (1) ◽  
pp. 235
Author(s):  
Sri Suwartiningsih ◽  
David Samiyono
Keyword(s):  
Social Capital ◽  
Qualitative Research ◽  
Cultural Diversity ◽  
Ethnic Group ◽  
Ethnic Groups ◽  
Religious Pluralism ◽  
Religious Values ◽  
Social Harmony ◽  
Social Fact ◽  
The Social

Abstract:Being a pluralist community, Nias consists of not only the Nias ethnic group but also other ethnic groups, such as Tionghoa (Chinese), Padang, Batak and Javanese. Social harmony within the community is like no other ever found in other regions across Indonesia. Indeed, social harmony amongst the Nias community has been a very much interesting social fact for research and analysis. Has some sort of local wisdom been exercised as a social capital to create the social harmony within the life of this religious-pluralist community? A research on this was conducted in Kota Gunungsitoli by applying the descriptive-qualitative research. The research shows that their local wisdom of Banua dan fatalifus/em>ta, Emali dome si so ba lala, ono luo na so yomo, Sebua taideide sideideide mutayaig/em>and the fact that religious communites in this region have strong understanding and emphasize on their religious values are matters that heavily influence both the creation and the preservation of the social harmony within the community. Keyword :Social-harmony, Religious Pluralism, Cultural diversity, Nias, Banua dan fatalifus/em>ta

scholarly journals Development of Islamic Microfinance Institutions with Social Capital Mechanism: A Case Study on BMT Tumang, Boyolali

2020 ◽  
Vol 86 ◽  
pp. 01009
Author(s):  
Okta Hadi Nurcahyono ◽  
Ghufronudin
Keyword(s):  
Social Capital ◽  
Growth And Development ◽  
Good Governance ◽  
Professional Service ◽  
Microfinance Institutions ◽  
Study Approach ◽  
The Social ◽  
Microfinance Institution ◽  
Islamic Microfinance

The increasing public interest in sharia-based (non-ribawi) transaction and finance encourages the growth and development of Tumang Baitul Maal wat Tamwil (BMT) as an alternative sharia-based microfinance institution. This article is the result of research aiming to analyze the role of social capital in the development of Islamic microfinance institutions at the Tumang BMT, Boyolali. This research is a qualitative research with a case study approach. The unit of analysis of this study is that Tumang BMT stakeholders were selected by purposive sampling. The techniques of collecting data used were observation, indepth interviews and documentation. Data validation was carried out using source triangulation, and then data analysis was conducted using an interactive model. The results showed that social capital played a significant role in the growth and development of Tumang BMT’s existence in the community. The theoretical analysis used in this paper was Robert Putnam’s social capital approach. In his book “Making Democracy Work: Civic Traditions in Modern Italy (1993), Putnam defines social capital as the ’features of social organizations, such as networks, norms, and trust that facilitate coordination and co-operation for mutual benefits. The social capital owned by Tumang BMT includes norms based on Islamic principles that are embedded into members and customers. The members and the community’s trust grows through the implementation of principles of corporate good governance (GCG) trust, reflected on the professional service to the community. Reciprocity between BMT and the community could be accomplished through providing financial assistance and sponsorship to various events. Networking (networking) is created through “celengan bumbung’ system, Angkat Telepon Moro (ATM), Membangun Keluarga Utama (MKU), organizing football competitions and scholarship programs.

Adult attachment, cultural orientation, and well-being across four ethnic groups

2014 ◽  
Author(s):  
Andrew J. Shelton ◽  
Gabriel Zamudio ◽  
Diana C. Askings ◽  
Chiachih D. C. Wang
Keyword(s):  
Ethnic Groups ◽  
Adult Attachment ◽  
Well Being ◽  
Cultural Orientation

AKIBAT HUKUM PENDIRIAN LEMBAGA KEUANGAN MIKRO OLEH BADAN HUKUM KOPERASI

2018 ◽  
Vol 4 (1) ◽  
pp. 35-50
Author(s):  
Zakiah Noer
Keyword(s):  
Microfinance Institutions ◽  
Microfinance Institution ◽  
Legal Consequences ◽  
Year 2013

This research is underlined by the existence of cooperative business activities which collect and distribute funds over its members, and also to its non-members. In order to avoid the violation of the provisions in Act No. 25 Year 1992 about Cooperatives, cooperative has established a microfinance institution (MFI) which called as Cooperative MFI. The establishment of microfinance institutions causes the legal consequences on several aspects because of the different regulations between Cooperative and MFI according Act No. 25 Year 1992 about Cooperatives and Act No.1 Year 2013 about Microfinance Institutions

The Inscriptions on the Gravestones in the Croatian Villages of Slovakia, Chunovo and Jarovce: The Specificity of Mixing Graphics Systems

2019 ◽  
Vol 14 (1-2) ◽  
pp. 159-173
Author(s):  
Darya Yu. Vashchenko
Keyword(s):  
Foreign Language ◽  
Ethnic Group ◽  
Ethnic Groups ◽  
Native Language ◽  
Close Contact ◽  
Funerary Monuments ◽  
Traditional Spelling ◽  
The Family ◽  
High Degree ◽  
The Village

The article discusses the inscriptions on funerary monuments from the Croatian villages of Cunovo and Jarovce, located in the South of Slovakia, near Bratislava. These inscriptions reflect the complicated sociocultural situation in the region, which is particularly specific due to the fact that this territory was included to Slovakia’s territory only after 1946, while earlier the village was part of Hungary. In addition, the local Croatian ethnic group was actively in close contact with the German and Hungarian communities. At the same time, the orthographic norms of the literary Croatian, German, Hungarian, and Slovak languages, which could potentially be owned by the authors of the inscriptions, differ in many ways, despite the Latin alphabet used on all the gravestones. All this is reflected in the tombstones, representing a high degree of mixing codes. The article identifies the main types of fusion on the monuments: separate orthograms, writing the maiden name of the deceased in the spelling of her native language, the traditional spelling of the family name. In addition, the mixing of codes can be associated with writing feminitives, also order of name and surname within the anthroponym. Moreover, the settlements themselves represent different ethnic groups coexistence within the village. Gravestones from the respective cemeteries also differ from each other in the nature of the prevailing trend of the mixing codes. In Jarovce, where the ethnic groups live compactly, fusion is often presented as a separate foreign language orthograms. In Cunovo, where the ethnic groups constitute a global conglomerate, more traditional presents for a specific family spelling of the names on the monument.

MENAFSIRKAN TEKS SASTRA LISAN BADAMPIANG SEBAGAI UPAYA MEMAKNAI WARISAN BUDAYA BANGSA

2017 ◽  
Vol 7 (1) ◽  
pp. 115
Author(s):  
Krisnawati Krisnawati
Keyword(s):  
Ethnic Group ◽  
Ethnic Groups ◽  
Oral Tradition

Minangkabau ethnic group, as other ethnic groups in Indonesia, has many kinds of cultural heritages. Among other is Badampiang, an oral tradition. Badampiang (acting of accompanying) is mutually responding poetry (berbalas pantun) by the time accompanying a groom to a bride’s house to do the procession of wedding. This tradition is currently threatened to extinct, whereas in fact, it has many positive values which are deserved to be inherited to the next generations. Thus, it is important to do a research on Badampiang. This paper discussed about the speakers, the music instruments, the place, the time and the condition of Badampiang utterances. Besides, this paper also discussed the meaning contained in the text of Badampiang. The method used to investigate the tradition of Badampiang is hermeneutics method and theory of values. Therefore, the various elements that exist can be found so that badampiang will realize and the values that contained in the oral tradition.AbstrakSuku bangsa Minangkabau, sebagaimana suku bangsa lainnya di Indonesia, memiliki berbagai warisan budaya. Di antara warisan budaya tersebut adalah tradisi lisan badampiang. Badampiang (melakukan pendampingan) adalah berbalas pantun ketika mendampingi mempelai laki-laki menuju rumah mempelai perempuan ketika hendak melakukan ijab kabul (pernikahan). Tradisi lisan badampiang saat ini terancam punah digerus waktu, padahal banyak nilai positif dalam teks badampiang yang layak diwariskan kepada generasi penerus. Oleh sebab itu, kajian terhadap badampiang sangat penting dilakukan. Melalui makalah ini dibahas pedendang, alat musik pengiring, tempat, waktu, dan suasana pedendangan badampiang. Selain itu, dibahas pula makna yang terkandung dalam teks badampiang. Metode yang digunakan untuk mengkaji tradisi lisan ini adalah metode hermeneutika dan teori tentang nilai-nilai. Dengan demikian, terlihatlah berbagai unsur yang ada sehingga badampiang terwujud dan nilai-nilai yang terkandung dalam tradisi lisan tersebut.

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