scholarly journals Development of Islamic Microfinance Institutions with Social Capital Mechanism: A Case Study on BMT Tumang, Boyolali

2020 ◽  
Vol 86 ◽  
pp. 01009
Author(s):  
Okta Hadi Nurcahyono ◽  
Ghufronudin
Keyword(s):  
Social Capital ◽  
Growth And Development ◽  
Good Governance ◽  
Professional Service ◽  
Microfinance Institutions ◽  
Study Approach ◽  
The Social ◽  
Microfinance Institution ◽  
Islamic Microfinance

The increasing public interest in sharia-based (non-ribawi) transaction and finance encourages the growth and development of Tumang Baitul Maal wat Tamwil (BMT) as an alternative sharia-based microfinance institution. This article is the result of research aiming to analyze the role of social capital in the development of Islamic microfinance institutions at the Tumang BMT, Boyolali. This research is a qualitative research with a case study approach. The unit of analysis of this study is that Tumang BMT stakeholders were selected by purposive sampling. The techniques of collecting data used were observation, indepth interviews and documentation. Data validation was carried out using source triangulation, and then data analysis was conducted using an interactive model. The results showed that social capital played a significant role in the growth and development of Tumang BMT’s existence in the community. The theoretical analysis used in this paper was Robert Putnam’s social capital approach. In his book “Making Democracy Work: Civic Traditions in Modern Italy (1993), Putnam defines social capital as the ’features of social organizations, such as networks, norms, and trust that facilitate coordination and co-operation for mutual benefits. The social capital owned by Tumang BMT includes norms based on Islamic principles that are embedded into members and customers. The members and the community’s trust grows through the implementation of principles of corporate good governance (GCG) trust, reflected on the professional service to the community. Reciprocity between BMT and the community could be accomplished through providing financial assistance and sponsorship to various events. Networking (networking) is created through “celengan bumbung’ system, Angkat Telepon Moro (ATM), Membangun Keluarga Utama (MKU), organizing football competitions and scholarship programs.

COMMODIFIED SPIRITUALITY: TOURISM AND INDIGENOUS HERITAGE PRACTIES IN HUAUTLA DE JIMENEZ, MEXICO

2021 ◽  
Keyword(s):  
Social Capital ◽  
Cultural Heritage ◽  
Cultural Practices ◽  
Indigenous Communities ◽  
Sustainable Tourism Development ◽  
Study Approach ◽  
The Social ◽  
Holistic Understanding ◽  
The World

With the rapid emergence of ever more diverse forms of cultural tourism, sacred indigenous practices around the world are increasingly becoming part of the repertoire of experiences available in the global travel market. Particularly, the growing tourist use of sacred plants with psychoactive properties in shamanic contexts is a sensitive issue that is still under-researched. By implementing an ethnographic case study approach in the Mazatec town of Huautla de Jimenez (HDJ), Mexico, this study analyses the effects of the touristic commodification of sacred-plant ceremonies in the social capital of indigenous communities. Findings reveal that tensions and disputes based on differing aspirations between traditionalists and modernists residents of HDJ have emerged as a result of the commodification of sacred-mushroom rituals or veladas. The lack of trust relations among local stakeholders diminishes the collective capacity to implement community-based initiatives of cultural heritage conservation and sustainable tourism development, which is indicative of a fractured social capital. Although the effects of neo-shamanic tourism in HDJ match those of more traditional forms of tourism in rural and indigenous settings, the case study of HDJ exemplifies how the touristic commodification of culture has reached the most sacred and intimate cultural practices in the most remote corners of the world. Findings are placed on a global context to enhance a holistic understanding of how touristic commodification of intangible cultural heritage affects structural relations of social capital in destination communities.

scholarly journals Modal Sosial dan Strategi Kelangsungan Usaha Sektor Informal Pedagang Kaki Lima pada Era Pandemi COVID-19

2021 ◽  
Vol 17 (2) ◽  
Author(s):  
Tri Uswatun Hasanah ◽  
Nurhadi Nurhadi ◽  
Abdul Rahman
Keyword(s):  
Social Capital ◽  
Sampling Technique ◽  
Business Continuity ◽  
Street Vendors ◽  
Study Approach ◽  
Interactive Analysis ◽  
The Social ◽  
Marketing Activities ◽  
Local Residents

This study aims to explain the social capital of street vendors and its contribution to the business continuity strategies during the Covid-19 pandemic. This research used qualitative research and case study approach. The data obtained in this study are qualitative data collected through in-depth interviews, observation and documentation. Intake of informants using purposive sampling technique. The source of data came from street vendors who trade food or drinks using motorbikes, carts and tents, totaling eight informans. Informants have been trading in this micro business sector for at least two years as their main occupation. Data were analyzed using interactive analysis techniques, through three stages of data reduction, data presentation, and drawing conclusions. The results of this study indicate that street vendors build social capital through social relationships with other traders, suppliers, customers, families, parking attendants, local residents, as well as RT and PKK social groups. The Covid-19 pandemic had an impact on drastically decreasing the number of consumers so that it had an effect on sales volume which decreased by 50%. The strategies for maintaining the business continuity of street vendors is related to the continuity of marketing, production and capital. The strategies carried out by street vendors is to strengthen and expand the network of customers, cooperate with other vendors in marketing activities, reduce the amount of production and goods from suppliers, and take advantage of government’s financial aid to help their capital problem

scholarly journals Peran Budaya Tman Penen Sebagai Modal Sosial dalam Upaya Meningkatkan Akses Pendidikan bagi Keluarga Miskin di Desa Lanaus, TTU

2019 ◽  
Vol 6 (01) ◽  
pp. 43-53
Author(s):  
Kanisius Kono
Keyword(s):  
Social Capital ◽  
Formal Education ◽  
Education Access ◽  
Study Approach ◽  
The Social ◽  
Poor Families ◽  
To Come ◽  
Human Quality

This study aims to analyze the role of social capital in improving education access for poor families. The children of poor families have low education access  to continue their study in college. Low access influenced by financial factors, helping parents to earn a living and high educated unemployed. In the other side, the utilization of social capital in the education sector focus on improving human quality by formal and non-formal education, and management of the school. This qualitative research by a case study approach confirms that social capital can be utilized to improve education access for poor families. And also, the social capital contain in “tman penen” culture. The “tman penen culture is a custom of Lanaus society to come together, united and support each other either financial or moral support for families and child who want to continue their study in college. “Tman penen” culture help poor families to send school their children in college and the children can make their dream come true. Thus, social capital can be optimized in improving education access for poor families. Keyword: Social capital, Tman Penen Culture, Education access  

scholarly journals ANALYSIS OF SOCIAL CAPITAL IN ISLAMIC MICROFINANCE

INFERENSI ◽  
2016 ◽  
Vol 10 (1) ◽  
pp. 25
Author(s):  
Ahmad Ma'ruf ◽  
Widhia Restiawati
Keyword(s):  
Social Capital ◽  
Social Networks ◽  
Statistical Analysis ◽  
Qualitative Method ◽  
Purposive Sampling ◽  
The Social ◽  
Islamic Microfinance ◽  
Descriptive Statistical Analysis

This study aims to analyze the social capital in the form of trust, social networks, and norms in Islamic Microfinance, with case study in several BMTs in Yogyakarta. In this study, sample of respondents are selected using purposive sampling. This study used a qualitative method with descriptive statistical analysis. Based on the analysis, the result is BMT has succeeded a good record on doing the social capital and trust has the highest value compared to norms and social networks. Trust becomes the most social capital variables that is widely applied in BMT. While norms become the variable that have smallest value of social capital.

scholarly journals Social Capital Of Galian Owners In Maintaining Galian C In Mawar Hamlet, Kumbang Village, Pelangi District, Pasuruan Regency

2021 ◽  
Vol 9 (2) ◽  
pp. 103-112
Author(s):  
Ika Nursyafitri
Keyword(s):  
Social Capital ◽  
Symbolic Capital ◽  
Economic Capital ◽  
Capital Social ◽  
Study Approach ◽  
Service Unit ◽  
Illegal Mining ◽  
The Social ◽  
The Rose

Mining in Mawar Hamlet, Kumbang Village, Pelangi District, Pasuruan Regency is a type of illegal mining, but mining activities have been carried out since 1984 until now. So this research aims to analyze the social capital of the owner of the excavation in maintaining the C quarry in the Rose Village with the established network. The method used is a qualitative research method to explore more complete data, and uses a case study approach because an incident in 2015 was marked with the issue of illegal mining permits that were evicted by the Civil Service Unit (Satpol PP of Pasuruan Regency). This study uses the theory proposed by Pierre Bourdie about social capital. Social capital can be related to economic capital, cultural capital, and symbolic capital. Thus, the emergence of the capital generated by the owner of the excavation originated from the habitus as a daily habit carried out by the agent, the network relationships formed were also strategies to strengthen the agent's position. Keywords: Social Capital, Galian C Mining, Illegal Mining

scholarly journals Strategi Pemasaran UMKM di Masa Pandemi Covid-19: Studi Kasus UMKM di Kawasan Pondok Pesantren Darul 'Ulum Jombang

2021 ◽  
Vol 1 (1) ◽  
pp. 43-48
Author(s):  
Mas’adah Mas’adah ◽  
◽  
Asngadi Asngadi ◽  
Agung Hirmantono ◽  
◽  
...  
Keyword(s):  
Social Capital ◽  
Management Strategies ◽  
Sampling Technique ◽  
Boarding School ◽  
Online Transactions ◽  
Study Approach ◽  
Interactive Analysis ◽  
The Social ◽  
Depth Interviews

Abstract Purpose: This study aims to determine the marketing management strategies of MSME players during the Covid-19 pandemic. This research is included in qualitative research with a case study approach. Research Methodology: The data obtained in this study were qualitative data collected through in-depth interviews, observation and documentation—retrieval of informants using a purposive sampling technique. The source of the data came from 4 MSME informants who trade in the Islamic boarding school area. The informants have been trading in this micro-business sector for at least five years as their main job. The data were analyzed using interactive analysis techniques, namely through the stages of data reduction, data presentation, and drawing conclusions and verification. Results: The result of this research is that the strategy undertaken by MSME actors is to strengthen and expand the network of customers in collaboration with Kyai or Islamic boarding school Teachers by doing "Sowan", which is in the category of social capital. Contribution: The social capital used by the informants as a marketing method during the Corona pandemic is very suitable for the current pandemic conditions. The conditions in the boarding school are that the students are not free to do online transactions like the general public. They can make online transactions via WhatsApp messages or telephone only with business people who are allowed with the permission of the boarding school caretakers.

scholarly journals Business Model of Islamic Microfinance Institution: Indonesia Case

2017 ◽  
Vol 2 (1) ◽  
pp. 22-30
Author(s):  
Imron Mawardi ◽  
Tika Widiastuti ◽  
Ari Prasetyo
Keyword(s):  
Business Model ◽  
Business Models ◽  
Jel Classification ◽  
Microfinance Institutions ◽  
Social Functions ◽  
Social Entity ◽  
Organizational Orientation ◽  
Microfinance Institution ◽  
Islamic Microfinance

Objective - Islamic Microfinance Institutions (IMFIs) grown very rapidly in the last 10 years in Indonesia. On 2015, the number of IMFIs' reached more than 5,000. As a business and social entity, IMFIs has various business models, the way in providing services and manages the business to achieve its goals. This study aims to determine the business models of IMFIs. Methodology/Technique - This study uses qualitative approach by case study technique of Robert K. Yin. Subjects of this study are IMFIs in Indonesia that selected purposively with managers as a key informant. Findings - The result is the business model of IMFI is determined by eight elements, namely: organizational orientation, business and social functions, the source of capital and allocation, investors and customers, financing usage, types of contract, allocation technique, and membership. Novelty - The elements that determine IMFI, will form a business model of IMFI which determine how IMFI runs its business activities to achieve organization objective. Type of Paper Review Keywords: Islamic Microfinance Institution; Business Model; Social Function. JEL Classification: G21, L22.

scholarly journals Pemberdayaan Masyarakat Berbasis Pondok Pesantren: Studi Kasus Pesantren Joglo Alit

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Moh. Abu Suhud ◽  
Islah Islami
Keyword(s):  
Social Capital ◽  
Role Models ◽  
Role Model ◽  
Animal Husbandry ◽  
Community Empowerment ◽  
Study Approach ◽  
The Social ◽  
Islamic Religion ◽  
New Ideas

This article explores community empowerment based on Islamic boarding schools. This research used a qualitative method by case study approach. Data was collected by in-dept interview and direct observation. This study begins with the argument that Pesantren are not only known as education of Islamic religion, but also are role models in the sustainable of economic. This is as conducted by Pesantren Joglo Alit, Karangdukuh Village, Klaten, which is able to develop of the pilot of Ummah economic empowerment. Pesantren Joglo Alit able to developing group namely sentra peternakan rakyat. This activity were influenced by a social capital of Kiai in the society. The social capital not only influence but also needs of other prompting that can to giving of stimulan on the awareness of society. The pattern of awareness acts as a reinforcement of the community’s identity so that they do not give up if they fail in raising livestock. In this aspect, it is necessary to contribute new ideas that can be transformed so as to increase people’s confidence. Strong confidence can be in line with innovative ideas so as to create superior products. This product is a competitive value for sale in the midst of intense business competition. For this reason, the prospect of community animal husbandry centers can develop as a driving force for the community’s economy.Tulisan ini mengeksplorasi pemberdayaan masyarakat berbasis pondok pesantren. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kasus. Pengumpulan data menggunakan wawancara mendalam dan observasi secara langsung. Kajian ini diawali dengan argumentasi bahwa pesantren tidak hanya dikenal sebagai lembaga pendidikan agama unsich, akan tetapi juga merupakan role model dalam kemandirian ekonomi. Hal ini sebagaimana yang dilakukan oleh Pesantren Joglo Alit, Desa Karangdukuh, Klaten, yang mampu berkembang menjadi sentra pemberdayaan ekonomi umat. Pesantren Joglo Alit mampu mengembangkan sentra peternakan rakyat. Pengembangan ini dibantu oleh posisi sentral pengelola pesantren yang memiliki modal sosial di masyarakat. Namun peran modal sosial saja tidak cukup, tetapi juga butuh pengaruh lain yang dapat memberikan stimulan dalam penyadaran masyarakat. Pola penyadaran berperan sebagai penguat jati diri masyarakat agar tidak putus asa jika mereka gagal dalam beternak. Pada aspek ini perlu sumbangan ide baru yang dapat ditransformasikan sehingga mampu meningkatkan kepercayaan diri masyarakat. Rasa percaya diri yang kuat dapat sejalan dengan ide inovatif sehingga dapat menciptakan produk unggulan. Produk ini sebagai nilai yang kompetitif untuk dijual di tengah persaingan bisnis yang ketat. Untuk itu, prospek sentra peternakan rakyat dapat berkembang sebagai motor penggerak ekonomi masyarakat.    

scholarly journals Social Capital of Madura Barbers in Makassar, South Sulawesi

2016 ◽  
Vol 8 (2) ◽  
pp. 267-274
Author(s):  
Jumadi Jumadi
Keyword(s):  
Social Capital ◽  
Human Capital ◽  
Study Approach ◽  
South Sulawesi ◽  
Stage Of Development ◽  
The Social ◽  
The Subject ◽  
The City ◽  
Selection Of

This study aims to understand and analyze the social capital and human capital Madura ethnic barbers in Makassar. This type of research is a qualitative case study approach. The subject was a barber Madura in Makassar. Selection of informants snowball, with a focus on issues of social capital and human capital. Researcher as research instrument. The collection of data through observation, interview and documentation, analyzed by a three-stage model of water, including data reduction, data presentation, and stage of development. The validity of data through observation extension technique, perseverance, member check and triangulation. The results showed that the social capital of the aspects of trust, people have to trust how the barber Madura. Aspects of the norm, uphold the norms as Madura seacoast, and the networking aspect, the barber form a network of kinship, ethnic, economic enterprises, and through the organization of Madura in the city. Human capital barber Madura in Makassar based on knowledge gained informally by way of self-taught, environment and hereditary from parents; aspects of the experience, gained since long (hereditary) with satisfactory results; aspects of the skills needed to improve their business and customers barber; aspects of creativity, creative enough to follow the model's hair and innovation aspects of the shaver is making progress, as part of the manual (gothok) to shaving machine (clipper).

scholarly journals Implementasi Pembiayaan Akad Murabahah dalam Upaya Peningkatan UMKM di KSPPS Permata Barokah Jaya Kelurahan Pandaan

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Siti Ayu Rochmaniah ◽  
Renny Oktafia
Keyword(s):  
Qualitative Research ◽  
Research Methods ◽  
Small And Medium Enterprises ◽  
Case Study Approach ◽  
Study Approach ◽  
Special Support ◽  
Microfinance Institution ◽  
Islamic Microfinance ◽  
Medium Enterprises

Micro, Small and Medium Enterprises (MSMEs) are a group of people who work as business actors, who have a desire to increase personal income and also the wider community. However, this certainly requires special support from the Islamic Microfinance Institution itself, one of which is the Sharia Cooperative. This study aims to determine how the implementation of Murabahah Akad financing and efforts to increase Micro, Small and Medium Enterprises (MSMEs) at KSPPS Permata Barokah Jaya, Pandaan Village. Researchers chose to use qualitative research methods with a case study approach. The results of this study indicate that the implementation of the Murabahah Agreement which is in demand by many financing members at KSPPS Permata Barokah Jaya is in accordance with the principles of Sharia. However, efforts to increase Micro, Small and Medium Enterprises (UMKM) at KSPPS Permata Barokah Jaya are still not able to provide maximum financing for business actors, because the Murabahah Akad financing at KSPPS Permata Barokah Jaya is dominated by members who work as factory employees. This factory employee, is considered to be able to make it easier for the KSPPS Permata Barokah Jaya in surveying prospective members, as well as the inclusion of guarantees in the form of a member Salary ATM.

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