WILLINGNESS TO FORMALIZE: A CASE STUDY OF THE INFORMAL MICRO AND SMALL-SCALE ENTERPRISES IN ZIMBABWE

2019 ◽  
Vol 24 (01) ◽  
pp. 1950001 ◽  
Author(s):  
SOPHIA Z. E. MUKORERA

The rapidly growing informal micro and small-scale enterprise sector in Zimbabwe is an issue of concern because the government is still struggling to revive the economy from the effects of economic meltdown. Of main concern is the lost revenue through tax evasion. The growing informal sector is believed to be a result of the poor quality of certain institutions, high corruption levels in the country and lack of incentives to formalize. The objective of this study was to analyze the impact of growth constraints on the willingness to formalize by informal MSEs. Twenty internal and external growth inhibiting factors were analyzed using Principal Component Analysis (PCA) and a logistic model was estimated on a dichotomous variable of willing/not willing to formalize. The results show that willingness/unwillingness to formalize by informal entrepreneurs in Zimbabwe is significantly related to institutional imperfections and asymmetry of bureaucracy associated with the registration process, lack of access to technology, market and financial constraints and lack of entrepreneurial and management skills. Improving the bureaucracy of the registration process and access to technology may possibly increase the odds of the informal operators formalizing their businesses. However, improvement in market and financial constraints and entrepreneurial and managerial skills will decrease the odds of willingness to formalize.

2021 ◽  
Vol 13 (14) ◽  
pp. 7905
Author(s):  
Moh. Shadiqur Rahman ◽  
Hery Toiba ◽  
Wen-Chi Huang

The impacts of climate change on marine capture fisheries have been observed in several studies. It is likely to have a substantial effect on fishers’ income and food security. This study aims to estimate the impact of adaptation strategies on fishers’ income and their household’s food security. Data were collected from small-scale fishers’ households, which own a fishing boat smaller or equal to five gross tonnages (GT). The study sites were the two coastal regions of Malang and Probolinggo in East Java, Indonesia, due to the meager socioeconomic resources caused by climate change. A probit regression model was used to determine the factors influencing the fishers’ adaptation. Propensity score matching (PSM) was applied to evaluate the impact of the adaptation strategies on income and food security. Food security was measured by food consumption score (FCS). The findings indicated that participation in the fishers’ group affected adaptation strategies significantly, and so did the access to credit and climate information. Also, PSM showed that the adaptation strategies had a positive and significant impact on fishers’ income and food security. Those who applied the adaptation strategies had a higher income and FCS than those who did not. This finding implies that the fishery sector’s adaptation strategies can have significant expansion outcome and reduce exposure to risks posed by climate change. Therefore, the arrangement of more climate change adaptation strategies should be promoted by the government for small-scale fishers in Indonesia.


2014 ◽  
Vol 2014 ◽  
pp. 1-52
Author(s):  
Bin Mushambanyi Théodore Munyuli

A study was conducted from 2010 to 2012 around the flower growing areas in central Uganda to generate baseline information on the status of pollinators. Primary data were gathered using a questionnaire that aimed at determining farmers and flower farm officials’ perceptions on the impact of activities carried out inside greenhouses on pollinators, human health, and on crop production in the surroundings. Results indicated that the quantity of pesticides and fertilizers applied daily varied among the different flower farms visited. Bee species richness and abundance varied significantly (P<0.01) according to flower farm location, to the landscape vegetation type, and to field types found in the surrounding of flower farms. Bee richness found around flower farms varied in number from 20 to 40 species in total across seasons and years. Bee density increased significantly with the increase in flower density. Small-scale farmers were aware of the value and importance of pollination services in their farming business. There was no clear evidence of a direct effect of agrochemicals application on bee communities living in the surrounding habitats. There is a need for further research to be conducted on human health risks and for toxicological studies on soils, plants, flowers, and bees in the farm landscape.


2021 ◽  
Vol 8 (Special Issue) ◽  
pp. 339-353
Author(s):  
Nur Harena Redzuan ◽  
Amir Abidin Bashir

A microfinance scheme was introduced in Malaysia in the year 1987 as one of the alternatives to poverty eradication strategies in the country by the government. Since then, several institutions have created to carry out the agenda of providing small loans to the low-income group to start up their small-scale business to generate more sources of income to support their household consumption. However, for a certain reason, the people still do not find microfinance an important tool to uplift their economic positions. Most of the low-income groups are still unaware of this golden opportunity tailored for them. Besides, the sustainability of these subsidized microfinance systems implemented by Malaysia had not been appropriately studied. This study explores the attractiveness of the products offered by microfinance institutions and emphasizes the option that the participants must start utilizing the product. This research also explores microfinance facilities that contain conventional finance element which is prohibited in Islamic trade. The study also discusses the measures and actions taken by microfinance institutions in serving the low-income group in Malaysia. This paper employs a qualitative method through interviews and content analysis. The report, journal publications, and other related documents were also analyzed in achieving the objectives. The study provides the impact that it may pave the way to an indistinct understanding of how Islamic microfinance institutions sustain their operations.


Author(s):  
Forbes Chiromo ◽  
Goodwell Muyengwa ◽  
Joseph Makuvaza

AbstractThis study investigates the extent to which tenants in a jewellery incubator in the Limpopo Province of South Africa network. Since 1994 SEDA has set up more than 31 incubation centres in furniture making, construction, chemicals, jewellery, ICT, metal fabrication, agriculture and small scale mining. This study was done through a survey conducted on tenants in the SEDA Limpopo Jewellery Incubator (SLJI). Information was obtained through a structured questionnaire. The study revealed how tenants benefit from networking around exhibitions and collective purchasing of raw material. Through the Incubator institutional mechanisms, the study explains how tenants share expertise, experiences, technology and resources. Unfortunately the tenants do not initiate the own networking programmes. They lose out on benefits associated with collective effort in other areas such as advertisements, lobbying the government for industrial stands, organising an newsletter, hiring of consultants, and organising joint training programmes. Lastly the study identified opportunities that the tenants could collectively exploit in order strengthen and sustain their businesses.


2016 ◽  
Vol 2 (1) ◽  
pp. 15-25
Author(s):  
Calvin Phiri ◽  
Njabulo Bruce Khumalo ◽  
Mehluli Masuku

The 2000 land reform programme implemented by the government of Zimbabwe came with an initiative of acquiring enormous hectares of white-owned farmland and distributing it on a massive scale to small-scale farmers. Indeed the greater part of the land was taken from the white commercial farmers and distributed to the majority black Zimbabweans, leaving only a small share of the farmland in the hands of the whites. The land reform programme, undoubtedly, benefited Zimbabweans. In Zimbabwe, especially in mining areas, there are classes of Zimbabweans, those who originate from Zimbabwe, as well as those who are of foreign origin, but are Zimbabweans by birth. Zimbabweans by birth who are of foreign origin occupied an allocated A2 farm, Capital Block, located near a cement mining area, Colleen Bawn. Most of them were of Malawian origin, and the area is now popularly known as ‘New Malawi’. This study sought to investigate how Zimbabweans of foreign origin benefited from the 2000 land reform programme. The article further sought to reveal the diverse farming systems as well as Indigenous Knowledge (IK), which were passed on from the forefathers who were born in Malawi, but migrated to Zimbabwe’s mining areas in search for employment in the then Rhodesia around 1960. A qualitative methodology was used in this research, in which oral history interviews were conducted with the people living in the area of the ‘New Malawi’. The study revealed that most of the land was being used for farming purposes. Beneficiaries of the programme had become self-dependent. The study further revealed that there was knowledge sharing among the beneficiaries of different foreign origins including Zambia, Malawi, Mozambique, Botswana and those of Zimbabwean origin. Based on the findings of the study, it was concluded that the programme benefited a number of people of foreign origins who were now Zimbabweans by birth and Zimbabweans by both birth and origin were happy with these people benefiting, a situation which shows the extent to which Zimbabweans are tolerant of foreigners.


2021 ◽  
Vol 892 (1) ◽  
pp. 012081
Author(s):  
S H Suhartini ◽  
E Gunawan ◽  
J F Sinuraya ◽  
N Ilham

Abstract Increasing food production can be done through increasing productivity and increasing business scale, both of them need an additional cost. Meanwhile, capital for small-scale farmers is relatively limited, so financial support is needed. At present, the Government financing support in the form of loans program is the People’s Business Credit (KUR). The objective of the study is to analyze the role of KUR in beef cattle business and the effect on increasing livestock production. The research was conducted in 2020 in Central Lampung District with a survey method of 60 farmer respondents. The study revealed that at the national level, the participation rate of beef cattle farmers in the use of KUR was only 2.71%, and in Lampung Province, it reached 7.72%. Beef cattle farmers in the study locations used KUR funds for on-farm farming. Most of the farmers (84.4%) used the funds to purchase brood stock. The KUR program has an impact on increasing the productivity of cattle for fattening 0.2 kg live weight/head/day, increasing the scale of cattle breeding, and fattening two cows and eight cows respectively per farmer. The impact of KUR on enhancing production due to increased productivity and business scale is significantly determined by the level of farmer participation in the use of KUR. It is needed to increase farmer participation in the use of KUR and the use of KUR funds to adopt recommended technology. So that, KUR has impact on increasing livestock production.


2019 ◽  
Vol 10 (6) ◽  
pp. 124
Author(s):  
Muhammad Ikbal Abdullah ◽  
Andi Chairil Furqan ◽  
Ni Made Suwitri Parwati ◽  
Asmanurhidayani Asmanurhidayani

Increasing the concentration of ownership and control of public companies in Indonesia is more likely to increase the likelihood of earnings management practices through tax avoidance. The high percentage of concentrated ownership has encouraged the government and capital market regulators to more broadly promote regulations related to tax incentives and public ownership in order to encourage more transparent practices. This study aims to analyze the policy of public ownership of tax avoidance conducted by Indonesian public companies, specifically after the regulation of Government Regulation No. 81 of 2007 concerning Reduction of Income Tax Rates for Domestic Corporate Taxpayers in the Form of Public Companies, and Minister of Financial Regulation No. 238 / PMK.03 / 2008 concerning Procedures for Implementing and Supervision of Granting Tariff Reductions for Domestic Corporate Taxpayers in the Form of Public Companies. More specifically, this study aims to analyze the impact of public share ownership on tax avoidance by Indonesian public companies. The samples of 320 observations that conducted (firm-years) during 2008-2011. The software that will be used in data analysis is STATA 12. The results showed that the increase in public ownership have a significant effect in improve the practice of corporate tax avoidance, which it is also evidenced by the significant differences in the corporate tax avoidance practices before than after the enactment of these regulations. The findings show that the greater the proportion of public share ownership would result the decreasing number of ETR or ETRC which can be indicated that the greater the practice of corporate tax avoidance. Furthermore, the ROA variable has a negative and significant effect on corporate tax avoidance practices, meaning that the greater the profitability ratio of a company can cause the reported and paid tax burden to decrease.


2016 ◽  
Vol 5 (1) ◽  
Author(s):  
Manoj Kumar Sinha

After the crisis in 1991, the Indian government introduced some changes in its Policy on trade, foreign investment, tariffs, and taxes under the name of New Economic Reforms. The main focus of these reforms has been on liberalization, openness, and export promotion activity. The paper focuses on the impact of development variables on export from India. Developmental variables include infrastructure, human resource, openness, production & market, research & development, resources, and taxation. Each development variable consists of a set of related variables. The paper has used principal component analysis (PCA), composite index and panel regression model. These help to know impact of individual developmental variable on Indias export. The period of study is 1990 2013. The value of KMO is over 0.6 indicating the samples are adequate and the value of Bartletts test is less than 0.05 ensure suitability of PCA. The overall growth rate Indian foreign trade is 3 percent during last more than two decades. Main macro-economic variables are infrastructure, resources, and taxation. The government should strengthen and incorporate these macro-economic variables while making foreign trade policy (i.e. EXIM policy) policy under the umbrella of WTO.


Author(s):  
Kamal Joshi ◽  
Ritu Bharti ◽  
R. C. Dangwal

Entrepreneurship is seen as a driving force for economic development and job creation. Hence, the government offers different forms of support to entrepreneurs. Many researchers have examined the effectiveness of government support. However, the question of how small-scale entrepreneurs perceive government assistance remains unanswered. The study seeks to assess the perception of small-scale entrepreneurs towards government support and also tries to explore some underlying factors pertaining to government support towards entrepreneurship development in Uttarakhand. The study is based on primary data collected from 240 small-scale entrepreneurs, using a self-structured questionnaire. Descriptive statistics and principal component analysis (PCA) were used to interpret the results. It has been found that small-scale entrepreneurs have a positive perception towards single window clearance system, investment promotion facility centre and timelines for business approvals. The study further found that small-scale entrepreneurs have a negative perception towards the interest rate, transparency in loan sanctioning and the behaviour of the employees of financial institutions. The study also extracted three important factors from PCA and named them as an online support system, transparency and financial support.


2020 ◽  
Vol 12 (12) ◽  
pp. 5009 ◽  
Author(s):  
Chiara Roberta Girelli ◽  
Roberta Schiavone ◽  
Sebastiano Vilella ◽  
Francesco Paolo Fanizzi

Honey is a natural sweet substance produced by honeybees from the nectar of flowers, plant secretions or plant-sucking insect excretions. Sugars and water constitute the major components, other minor components characterize the organoleptic and nutritional properties. To date, Salento (Apulia region, Italy) honey production is considerably threatened due to the suggested use of neonicotinoids in order to control the insect-vectored bacterium Xylella fastidiosa (subsp. pauca). Metabolomics based on Nuclear Magnetic Resonance (NMR) spectroscopy was used to describe, for the first time, the composition of honey samples from different Salento producers. Exploratory Principal Component Analysis (PCA) showed, among the observed clustering, a separation between light and dark honeys and a discrimination according to producers, both further analyzed by supervised multivariate analysis. According to the obtained data, although limited to small-scale emerging production, Salento honey shows at the molecular level, a range of specific characteristic features analogous to those exhibited by similar products originating elsewhere and appreciated by consumers. The impact on this production should therefore be carefully considered when suggesting extensive use of pesticides in the area.


Sign in / Sign up

Export Citation Format

Share Document