scholarly journals Deposit Collecting: Unbundling the Role of Frequency, Salience, and Habit Formation in Generating Savings

2013 ◽  
Vol 103 (3) ◽  
pp. 387-392 ◽  
Author(s):  
Suresh de Mel ◽  
Craig McIntosh ◽  
Christopher Woodruff
Keyword(s):  
Sri Lanka ◽  
Field Experiment ◽  
Rural Areas ◽  
Habit Formation ◽  
Household Savings ◽  
Face To Face ◽  
Bank Accounts ◽  
Collection Methods ◽  
Made In

We report on a field experiment using several methods for collecting deposits made in formal bank accounts in rural areas in Sri Lanka. We find that only frequent, face-to-face collection increases aggregate household savings. Collection involving community lock boxes increases balances at the collecting bank, but not overall household savings. Only community box collection appears to have the possibility of being financially viable. The various collection methods allow us to unbundle the role of frequency, salience and habit formation in deposit decisions. We find that frequency and salience affect the number of transactions, but not the level of savings.

Journey of Financial Inclusion Driven by Indian Banking Industry

2018 ◽  
pp. 186-223
Author(s):  
Abhineet Saxena ◽  
Ashish Sharma
Keyword(s):  
Economic Development ◽  
Financial Institutions ◽  
Rural Areas ◽  
Rural Population ◽  
Banking Industry ◽  
Financial Inclusion ◽  
North Eastern ◽  
North Eastern Part ◽  
Made In

Financial institutions, especially banks, have proved to be a boon for the economic development of a country like India. An attempt has been made in the present chapter to analyze the state of financial inclusion and the role of banking in achieving full financial inclusion in India. The journey of financial inclusion through banking in India has been critically appraised. Some of the important outcomes that can be highlighted are increased banking access of rural population in past few years together with the huge expansion in banking infrastructure in rural areas. Banking in India has been transformed with the introduction of PMJDY, BC Model, etc. Increasing trend has been observed in IMPS and M-Wallet penetration. North-eastern part of the country is still a challenge in the way of financial inclusion. The journey of financial inclusion on the wheels of Indian banking industry is still in search of the ultimate destination, and it will take miles to achieve full financial inclusion.

Consequences of post-disaster policies and relocation approaches: two communities from rural China

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Yong Chen ◽  
Lulu He ◽  
Dan Zhou
Keyword(s):  
Rural Areas ◽  
Disaster Recovery ◽  
Rural China ◽  
Critical Role ◽  
Content Type ◽  
Face To Face ◽  
Displaced People ◽  
Questionnaire Surveys ◽  
Post Disaster

PurposePost-disaster population resettlement is a complicated process, during which the restoration of livelihood and lifestyle plays a critical role in achieving a successful resettlement outcome. This paper attempts to examine how recovery policies and relocation approaches influence people's livelihood recovery and perception of wellbeing. It specifically investigates the role of farmland in producing a livelihood and maintaining a rural lifestyle among displaced people.Design/methodology/approachThrough face-to-face questionnaire surveys and in-depth interviews with rural residents displaced from their villages after the Wenchuan earthquake in Sichuan, China, this study presents both quantitative and qualitative evidence to investigate how post-disaster policies and particularly the availability of farmland influence people's recovery and their satisfaction with the post-resettlement life.FindingsData suggest that availability of farmland, in spite of the size, makes big differences in post-disaster recovery because farmland provides resettled people with not only a livelihood to secure basic living but also a guarantee to maintain a rural lifestyle.Research limitations/implicationsMore samples are needed for analyzing factors that significantly influence disaster-displaced farmers' recovery and wellbeing post resettlement.Practical implicationsThis study can be used as an important reference for making plans for post-disaster recovery and population resettlement programs in other disaster-prone countries across the world.Originality/valueLand-based relocation is proposed as a desirable approach to addressing challenges of livelihood restoration amongst the resettled population in rural areas of developing countries.

scholarly journals Factors Influencing Residents Dealing with Municipal Organic Waste in Developing Countries: Evidence from Rural Areas of Hoi An, Vietnam

2016 ◽  
Vol 8 (6) ◽  
pp. 129
Author(s):  
Loan Thi Thanh Le ◽  
Yoshifumi Takahashi ◽  
Mitsuyasu Yabe
Keyword(s):  
Developing Countries ◽  
Rural Areas ◽  
Household Income ◽  
Organic Waste ◽  
Number Of Children ◽  
Msw Management ◽  
Women Groups ◽  
Near Future ◽  
Collection Methods

<p>Municipal solid waste (MSW) management in developing countries is facing many challenges. Most MSW is disposed of in landfill areas that are uncontrolled and overloaded. Under budget constraints, the governments encourage residents in rural areas to treat municipal organic waste (MOW) by themselves. Evidence from Hoi An, Vietnam has shown the potential for residents practicing MOW treatment at the source which may divert large quantities of biodegradable waste away from landfills. Logistic regression analysis showed that various factors influence residents treating MOW by themselves, including the gender of the person in charge of waste management, household size, presence of garden, type of city collection methods, care of collectors, and participation in compost training. Several factors are largely insignificant, including age, household income, number of children less than 15 years old, schooling years, and potential for high collection fees in the near future. The results further suggested that local authorities should encourage residents to practice MOW treatment at the source by enhancing the role of local women’ groups, gardening clubs, composting training classes, and paying attention to communal collectors’ roles.</p>

scholarly journals Comparing Face-to-Face and Online Data Collection Methods in Preterm and Full-Term Children: An Exploratory Study

2021 ◽  
Vol 12 ◽  
Author(s):  
Paige M. Nelson ◽  
Francesca Scheiber ◽  
Haley M. Laughlin ◽  
Ö. Ece Demir-Lira
Keyword(s):  
Data Collection ◽  
Developmental Psychology ◽  
Online Data ◽  
Face To Face ◽  
Data Collection Methods ◽  
Online Data Collection ◽  
Online Format ◽  
Online Methods ◽  
Collection Methods

The COVID-19 pandemic has transformed the landscape for children’s daily lives and the landscape for developmental psychology research. Pandemic-related restrictions have also significantly disrupted the traditional face-to-face methods with which developmental scientists produce research. Over the past year, developmental scientists have published on the best practices for online data collection methods; however, existing studies do not provide empirical evidence comparing online methods to face-to-face methods. In this study, we tested feasibility of online methods by examining performance on a battery of standardized and experimental cognitive assessments in a combined sample of 4- to 5-year-old preterm and full-term children, some of whom completed the battery face-to-face, and some of whom completed the battery online. First, we asked how children’s performance differs between face-to-face and online format on tasks related to verbal comprehension, fluid reasoning, visual spatial, working memory, attention and executive functioning, social perception, and numerical skills. Out of eight tasks, we did not find reliable differences on five of them. Second, we explored the role of parent involvement in children’s performance in the online format. We did not find a significant effect of parent involvement on children’s performance. Exploratory analyses showed that the role of format did not vary for children at risk, specifically children born preterm. Our findings contribute to the growing body of literature examining differences and similarities across various data collection methods, as well as literature surrounding online data collection for continuing developmental psychology research.

Public libraries as facilitators of information services

2016 ◽  
Vol 34 (1) ◽  
pp. 31-43 ◽  
Author(s):  
Tinashe Mugwisi ◽  
Glenrose Velile Jiyane ◽  
Madeleine C. Fombad
Keyword(s):  
Rural Areas ◽  
Information Needs ◽  
Public Libraries ◽  
Age Groups ◽  
Information Services ◽  
Access To Information ◽  
Face To Face ◽  
Kwazulu Natal ◽  
Adults And Children

Public libraries are important institutions to support access to information services. Many communities, especially in rural areas, cannot afford to access information services and rely on free libraries in their communities in their quest for information services. The need for libraries to serve multicultural information users should therefore be reflected in their attempts to provide access to information services in their communities. This article reports on a study of libraries as facilitators of access to information services in a developing context. Face-to-face interviews were conducted with 24 conveniently selected librarians from 9 public libraries in Northern Library Region in the KwaZulu-Natal province in South Africa. Interviews were further conducted with 98 diverse information users who were randomly sampled during data collection. Findings indicate that public libraries provide diverse information services to learners, parents, general workers, students, women and young adults and children in their different age groups, occupations and general activities performed in their role of facilitating access to information services. These diverse users have diverse information needs, which create some challenges in the provision of information services. It was found that limited funding, shortage of skills and knowledge, technology and time, among others, are challenges limiting provision of information services in these libraries. Recruiting potential users, contesting for increased funding, lobbying for support, facilitation of technological training of skills are some recommendations made by this study.

scholarly journals The Role of Human Factor in the Innovation of Apricot Production-Empirical Study in a Disadvantage Area of East-Central European Country

2012 ◽  
Vol 18 (2) ◽  
Author(s):  
D. Nagyné-Demeter ◽  
J. Nyéki ◽  
M. Soltész ◽  
Z. Szabó
Keyword(s):  
Rural Areas ◽  
Quantitative Methods ◽  
Value Added ◽  
Marketing Organization ◽  
East Central ◽  
Qualitative And Quantitative Methods ◽  
Fruit Growing ◽  
East Central European ◽  
Made In

Hungary is a traditional fruit growing country for ages. As fruit sector has a very high hand work request and value added, it has an important role to decrease the elimination of unemployment and the lack of income in the disadvantage rural areas. The study was made in the year of 2009, the studied population consisted of the members of the fruit-grower marketing organization (Gyümölcsért Ltd.), that organizes growing and sales of stone fruits in Hungary. The number of studied population were 95 capita, the number of fi lled out and evaluated questionnaires was 35. By the composition of the questions both qualitative and quantitative methods have been used. We tried to get answers to the following questions: Are the studied human factors (age, educational level, sex etc.) of growers, determined the extension of innovation of apricot production?

Collection of Ego-Centered Network Data with Computer-Assisted Interviews

Methodology ◽  
2006 ◽  
Vol 2 (1) ◽  
pp. 7-15 ◽  
Author(s):  
Joachim Gerich ◽  
Roland Lehner
Keyword(s):  
Survey Methods ◽  
A Priori ◽  
Dynamic Structure ◽  
Computer Assisted ◽  
Network Data ◽  
Great Effort ◽  
Self Administration ◽  
Face To Face ◽  
Full Network

Although ego-centered network data provide information that is limited in various ways as compared with full network data, an ego-centered design can be used without the need for a priori and researcher-defined network borders. Moreover, ego-centered network data can be obtained with traditional survey methods. However, due to the dynamic structure of the questionnaires involved, a great effort is required on the part of either respondents (with self-administration) or interviewers (with face-to-face interviews). As an alternative, we will show the advantages of using CASI (computer-assisted self-administered interview) methods for the collection of ego-centered network data as applied in a study on the role of social networks in substance use among college students.

Immunologic Studies of Antithrombin III Heparin Cofactor in the Newborn

1978 ◽  
Vol 39 (03) ◽  
pp. 624-630 ◽  
Author(s):  
W E Hathaway ◽  
L L Neumann ◽  
C A Borden ◽  
L J Jacobson
Keyword(s):  
Gestational Age ◽  
Antithrombin Iii ◽  
Newborn Infants ◽  
Term Infant ◽  
Sick Newborn ◽  
At Iii ◽  
Thrombotic Complications ◽  
Low Levels ◽  
Collection Methods ◽  
Made In

SummarySerial quantitative immunoelectrophoretic (IE) measurements of antithrombin III heparin cofactor (AT III) were made in groups of well and sick newborn infants classified by gestational age. Collection methods (venous vs. capillary) did not influence the results; serum IE measurements were comparable to AT III activity by a clotting method. AT III is gestational age-dependent, increasing from 28.7% of normal adult values at 28-32 weeks to 50.9% at 37-40 weeks, and shows a gradual increase to term infant levels (57.4%) by 3-4 weeks of age. Infants with the respiratory distress syndrome (RDS) show lower levels of AT III in the 33-36 week group, 22% vs. 44% and in the 37-40 week group, 33.6% vs. 50.9%, than prematures without RDS. Infants of 28-32 week gestational age had only slight differences, RDS = 24%, non-RDS = 28.7%. The lowest levels of AT III were seen in patients with RDS complicated by disseminated intravascular coagulation and those with necrotizing enterocolitis. Crossed IE on representative infants displayed a consistent pattern which was identical to adult controls except for appropriate decreases in the amplitude of the peaks. The thrombotic complications seen in the sick preterm infant may be related to the low levels of AT III.

ASPECTS IN BUILDING A COMPANY WEB-SITE AND ITS ROLE FOR THE DEVELOPMENT OF BUSINESS

2018 ◽  
pp. 117-124
Author(s):  
Petar Halachev ◽  
Victoria Radeva ◽  
Albena Nikiforova ◽  
Miglena Veneva
Keyword(s):  
Life Cycle ◽  
Web Site ◽  
The Internet ◽  
A Company ◽  
The Web ◽  
Design Construction ◽  
Made In ◽  
Site Types

This report is dedicated to the role of the web site as an important tool for presenting business on the Internet. Classification of site types has been made in terms of their application in the business and the types of structures in their construction. The Models of the Life Cycle for designing business websites are analyzed and are outlined their strengths and weaknesses. The stages in the design, construction, commissioning, and maintenance of a business website are distinguished and the activities and requirements of each stage are specified.

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