scholarly journals Can the Implementation of Sharia Banks’ Roadmap Increase Their Performance? (Evidence from Indonesia 2012-2017)

2020 ◽  
Vol 12 (2) ◽  
Author(s):  
Riko Hendrawan
Keyword(s):  
Data Envelopment Analysis ◽  
T Test ◽  
P Value ◽  
Islamic Banking ◽  
Data Envelopment ◽  
Average Efficiency ◽  
Road Map ◽  
Significant Difference ◽  
Dea Efficiency ◽  
Increase Efficiency

Abstract. The purpose of this research is to compare the efficiency of 11 Sharia Banks in Indonesia and its impact on their performance. This study relies on the quarterly data from 2012-2017 and applied Data Envelopment Analysis to measure their performance. The result of the T-test shows that the P-value for two tail = 0.706. So based on this trend the P-value is greater than α = 0.05 (P-value> α). In the condition of P-value> α, H1 is rejected, meaning that there is no change in the value of efficiency between the period 2012-2014 and the period 2015-2017. This research shows that the efficiency of Islamic banking has not occurred during the implementation of the 2012-2017 Indonesian Sharia Banking Roadmap. Furthermore, the highest efficiency value during the period before implementation was 0.92 with an average efficiency value of 0.57. This means that during this period there was room to increase efficiency by 0.35. Meanwhile the period after implementing the highest efficiency value was 0.87 with an average efficiency value of 0.59. This means that during this period there was room to increase efficiency by 0.28. This means that during the 2012-2017 period, there was no significant difference in efficiency levels during the 2012-2014 period (before the implementation) and the 2015-2017 period (after the implementation of the Islamic banking road map). Keywords: DEA, Efficiency, Sharia Bank Abstrak. Tujuan dari penelitian ini adalah untuk membandingkan efisiensi dari 11 Bank Syariah di Indonesia dan dampaknya terhadap kinerja bank tersebut. Penelitian ini menggunakan data setiap kuartal selama tahun 2012 hingga tahun 2017 dan menggunakan Data Envelopment Analysis untuk mengukur kinerja. Hasil penelitian ini menunjukan bahwa selama implementasi Roadmap, perbankan syariah belum menunjukan kenaikan efisiensi. Sementara itu, sebelum implementasi tersebut, nilai efisiensi tertinggi perbankan syariah sebesar 0,92, sedangkan rata-rata nilai efisiensinya sebesar 0,57. Ini berarti bahwa ada ruang untuk meningkatkan level efisiensi sebesar 0,35. Sedangkan pada periode implementasi, nilai efisiensi tertingi perbankan syariah sebesar 0,87, dan ratarata nilai efisiensinya sebesar 0,59. Ini berarti ada ruang untuk meningkatkan level efisiensi sebesar 0,28. Hasil penelitian juga menunjukan bahwa, secara keseluruhan periode tahun 2012 hingga tahun 2017, hasil t-test menunjukan nilai P-value for two tail = 0.706. Ini berarti P-value> α, dan menolak H1, sehingga tidak terdapat perbedaan level efisiensi selama periode 2012-2014 (sebelum implementasi) dan periode 2015 – 2017 (setelah implementasi) Kata kunci: DEA, Efisiensi, Bank Syariah

scholarly journals Efficiency versus Maqashid Sharia Index: an Application on Indonesian Islamic Bank

2018 ◽  
Vol 2 (2) ◽  
Author(s):  
Aam S. Rusydiana ◽  
Irman Firmansyah
Keyword(s):  
Data Envelopment Analysis ◽  
Banking Industry ◽  
Islamic Banking ◽  
Data Envelopment ◽  
Bank Efficiency ◽  
Islamic Bank ◽  
Market Inefficiency ◽  
Efficiency Performance ◽  
Dea Efficiency ◽  
Dea Method

The Development of Islamic Banking Industry in Indonesia relatively shows a good tendency. In the market, inefficiency would be the great obstacles in head to head to conventional bank. Despite of efficiency performance in Islamic Bank, Islamic Bank also must have sharia compliance performance. So it needed to identified the efficiency of Islamic Bank in Indonesia and the achievement of Maslahah in term of three aspects, there are education, the creating of justice, and the attainment of welfare. This study would try to measure the efficiency of Islamic Banking Industry with Data Envelopment Analysis (DEA) method and also to evaluate the performance by using Maqasid Sharia Index (MSI). Banxia Frontier Analyst 3.1 used in the data calculation. The calculation of the level of Islamic Bank efficiency in this study are relative, not absolute. Result of this study indicate four main findings, first, Islamic bank involve in quadran 1 is Islamic bank who reached the highest efficiency and the best performance; there are BMI and Bank Panin Sharia. Islamic bank involve in quadran 2 is Islamic bank who reached the highest efficiency and the lowest performance, there are BSM, Maybank Sharia, and Bank Sharia Bukopin. Islamic bank involve in quadran 3 is Islamic bank who reached the lowest efficiency and have a good performance, there are BRI sharia, and BCA sharia. Islamic bank involve in quadran 4 is Islamic bank who reached the lowest efficiency and the lowest performance, there are Bank Mega Sharia, Victoria Sharia, BNI Sharia, and BJB Sharia.Keywords: Maqasid Index, Efficiency, DEA, Efficiency-Maqasid Quadrant (EMQ) 

scholarly journals COMPARISON OF EFFICIENCY AND MODELLING OF ISLAMIC BANKS AND CONVENTIONAL BANKS IN INDONESIA

2016 ◽  
Vol 4 (2) ◽  
pp. 102 ◽  
Author(s):  
Ar Royyan Ramly
Keyword(s):  
Third Party ◽  
P Value ◽  
Islamic Banking ◽  
Data Envelopment ◽  
Islamic Banks ◽  
Input And Output ◽  
Significant Difference ◽  
Input Variables ◽  
Efficiency Comparison ◽  
Conventional Banks

This study aims to analyze the efficiency comparison between Islamic banks and conventional banks in Indonesia in 2012-2014. The data in this study were chosen through purposive sampling from 20 Islamic banks and conventional banks in Indonesia. The method used in this study is non-parametric approach with data envelopment analysis (DEA) whereas input and output variables are treated in intermediary function. The input variables are total asset, total saving (third party fund), and price of labor while the output variables are total financing (loans) and total operational expenses. To measure the efficiency level of Islamic banks and conventional banks the independent sample t test is used.The result of the study shows that there is no significant difference of efficiency between Islamic banking and conventional banking in 2014 because of the significant value (2-tailed) only at 0.537 where P-value is higher than α=0.05 Ha is refused. There is no difference of efficiency between Islamic banks and conventional banks in efficiency scale (ES). The empirical factors that affect Islamic banks and Conventional banks efficiency are ROA, CAR, and FDR variables. On the other hand, NPF results insignificantly and affects negatively towards Islamic banks efficiency. Lastly, ROA, NPL, LDR, and CAR had significantly affected Conventional banks efficiency in Indonesia from 2012 to 2014.

scholarly journals Analisis Tingkat Efisiensi BPRS di Jawa Barat dengan Metode Data Envelopment Analysis (DEA)

2021 ◽  
Vol 1 (2) ◽  
pp. 424-434
Author(s):  
Iqlima Yulian Pebrianti
Keyword(s):  
Data Envelopment Analysis ◽  
Islamic Banking ◽  
Data Envelopment ◽  
Labor Costs ◽  
West Java ◽  
Operating Income ◽  
Average Efficiency ◽  
Fixed Assets ◽  
Input Variables ◽  
Quantitative Descriptive

Global Islamic banking has developed rapidly. However, various challenges are still faced by Islamic banking, one of them is efficiency. This study aims to reveal the level efficiency of BPRS and to show the most inefficient variables. This research is quantitative descriptive. The sample is BPRS in West Java. The input variables used in this study: total savings, labor costs, total fixed assets, and capital. The Output is: total financing and other operating income with DEA, VRS model and intermediation approach for the method. The results of this study indicate that BPRS in West Java are still experiencing a fluctuating trend of efficiency and have an average efficiency of 94.52%. This shows that the BPRS in West Java are not yet efficient, but the BPRS in West Java are approaching the point of efficiency and are good enough in carrying out their role as intermediary institutions.

scholarly journals Analisis Perbandingan Efisiensi Pembiayaan BUS dengan BPRS di Jawa Barat Tahun 2017-2019

2021 ◽  
Vol 1 (2) ◽  
pp. 82-97
Author(s):  
Jasmin Bunga Islami ◽  
Trisiladi Supriyanto ◽  
Lili Puspita Sari
Keyword(s):  
Data Envelopment Analysis ◽  
Financial Services ◽  
Commercial Banks ◽  
Secondary Data ◽  
T Test ◽  
Data Envelopment ◽  
Quantitative Methodology ◽  
Operating Profit ◽  
Significant Difference ◽  
Using Data

The development of Islamic banking in Indonesia is increasingly progressing quite rapidly. This development is evidenced by the increasing total number of Islamic commercial banks, as well as the very large number of Islamic people's financing banks. This study aims to investigate the comparison between BUS and BPRS. This study uses a quantitative methodology with data analysis techniques using Data Envelopment Analysis (DEA), and a different test using an independent sample t-test. The population used is 5 Islamic Commercial Banks (BUS) and 5 Sharia People's Financing Banks (BPRS) in West Java with data samples of fixed assets, savings, operational costs, financing, and operating profit. This study uses secondary data sourced from the official website of the Financial Services Authority. The results of this study are that BPRS has a higher average efficiency level than BUS, and there is no significant difference between BUS efficiency and BPRS in 2017, 2018, and 2019 based on DEA CRS and DEA VRS.Berkembangnya perbankan syariah di Indonesia semakin memiliki kemajuan yang cukup pesat. Perkembangan ini dibuktikan dari angka total bank umum syariah yang meningkat, serta angka bank pembiayaan rakyat syariah yang berjumlah sangat besar. Penelitian ini bertujuan menginvestigasi perbandingan antara BUS dengan BPRS. Penelitian ini memakai metodologi kuantitatif dengan teknik analisis data memakai Data Envelopment Analysis (DEA), serta uji beda menggunakan sampel independent t test. Populasi yang digunakan adalah lima Bank Umum Syariah (BUS) dan lima Bank Pembiayaan Rakyat Syariah (BPRS) di Jawa Barat dengan sampel data aset tetap, simpanan, biaya operasional, pembiayaan, dan laba operasional, kemudian data sekunder yang bersumber dari website resmi Otoritas Jasa Keuangan. Hasil dari penelitian menjelaskan bahwa BPRS memiliki rata-rata tingkat efisiensi yang lebih tinggi dibandingkan dengan BUS, serta tidak terdapatnya perbedaan yang signifikan antara efisiensi BUS dengan BPRS pada tahun 2017, 2018, dan 2019 berdasarkan DEA CRS maupun DEA VRS.

scholarly journals Pattern of symptom improvement following endoscopic sinus surgery for chronic rhinosinusitis

BMC Surgery ◽  
2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Salma S. Al Sharhan ◽  
Mohammed H. Al Bar ◽  
Shahad Y. Assiri ◽  
Assayl R. AlOtiabi ◽  
Deemah M. Bin-Nooh ◽  
...  
Keyword(s):  
Surgical Outcomes ◽  
Endoscopic Sinus Surgery ◽  
T Test ◽  
Sinus Surgery ◽  
Symptom Improvement ◽  
P Value ◽  
Psychological Dysfunction ◽  
Significant Difference ◽  
The Mean ◽  
Snot 22

Abstract Background Chronic rhinosinusitis (CRS) is a common inflammation of the nose and the paranasal sinuses. Intractable CRS cases are generally treated with endoscopic sinus surgery (ESS). Although the effect of ESS on CRS symptoms has been studied, the pattern of symptom improvement after ESS for CRS is yet to be investigated. The aim of this study was to determine the magnitude and sequence of symptom improvement after ESS for CRS, and to assess the possible preoperative factors that predict surgical outcomes in CRS patients. Methods This was a longitudinal prospective study of 68 patients who had CRS (with or without nasal polyps). The patients underwent ESS at King Fahd Hospital of the University, Al Khobar, Saudi Arabia. The Sino-nasal Outcome Test-22 (SNOT-22) questionnaire was used for assessment at four time points during the study: pre-ESS, 1-week post-ESS, 4 weeks post-ESS, and 6 months post-ESS. Results The difference between the mean scores recorded for the five SNOT-22 domains pre-ESS and 6 months post-ESS were as follows: rhinologic symptoms (t-test = 7.22, p-value =  < 0.001); extra-nasal rhinologic symptoms (t-test = 4.87, p-value =  < 0.001); ear/facial symptoms (t-test = 6.34, p-value =  < 0.001); psychological dysfunction (t-test = 1.99, p-value = 0.049); and sleep dysfunction (t-test = 5.58, p-value =  < 0.001). There was a significant difference between the mean scores recorded for the five domains pre-ESS and 6 months post-ESS. Rhinologic symptoms had the largest effect size (d = 1.12), whereas psychological dysfunction had the least effect size (d = 0.24). The only statistically significant difference in the SNOT-22 mean scores recorded 4 weeks post-ESS was observed between allergic and non-allergic patients (t = − 2.16, df = 66, p = 0.035). Conclusion Understanding the pattern of symptom improvement following ESS for CRS will facilitate patient counselling and aid the optimization of the current treatment protocols to maximize surgical outcomes and quality of life. Level of evidence Prospective observational.

scholarly journals EFFECTIVENESS OF GLUTEAL MUSCLE STRENGTHENING ON FLAT FOOT

2017 ◽  
Vol 10 (6) ◽  
pp. 219
Author(s):  
Pooja A Mulchandani ◽  
Trupti Warude ◽  
Amrutkuvar Pawar
Keyword(s):  
T Test ◽  
P Value ◽  
Random Allocation ◽  
Gluteal Muscle ◽  
Flat Foot ◽  
Muscle Strengthening ◽  
Intrinsic Muscle ◽  
Navicular Drop ◽  
Significant Difference ◽  
Paired T Test

Objectives: To compare the effect of gluteal muscle strengthening along with conventional exercises versus conventional exercises alone on flat foot.Method: An experimental study conducted at Physiotherapy Department of Krishna Institute of Medical Sciences, Karad. A total of 52 subjects were equally divided into two groups using convenient sampling with random allocation (Groups A and B). Baseline treatment was given to both groups (intrinsic muscle strengthening). Group A was given intrinsic muscle strengthening alone while Group B was given gluteal muscle strengthening along with intrinsic muscle strengthening.Result: Statistical analysis was performed using paired t-test and unpaired t-test. In pre-intervention there was no statistically significant difference seen with p values for the navicular drop was 0.3563 and for Ink test was 0.7342. While on comparing the post-interventional values, the results between the two groups using paired t-test revealed that there was extremely significant difference seen with p-value for the navicular drop was <0.0001 and for Ink test was <0.0001.Conclusion: From the study, it can be concluded that there was a significant effect of gluteal muscle strengthening on the flat foot.

scholarly journals Pengembangan Lembar Kegiatan Siswa (LKS) Berbasis Inkuiri Terbimbing Pada Materi Teks Diskusi Siswa SMP Kelas IX

2018 ◽  
Vol 4 (1) ◽  
pp. 47
Author(s):  
Indah Naryati
Keyword(s):  
Degrees Of Freedom ◽  
Formative Evaluation ◽  
Cognitive Learning ◽  
T Test ◽  
P Value ◽  
Group Comparison ◽  
Guided Inquiry ◽  
Teaching Materials ◽  
Significant Difference ◽  
Static Group

ABSTRAKLembar Kegiatan Siswa (LKS) adalah salah satu bagian dari bahan ajar. Sebagai salah satu bagian dari bahan ajar, LKS merupakan komponen yang penting dalam pembelajaran. Berdasarkan hasil penelitian pendahuluan, LKS yang digunakan masih belum mengarah pada pola pembelajaran yang mengeksplorasi pengetahuan siswa. Penelitian ini bertujuan untuk menghasilkan LKS hasil pengembangan berbasis inkuiri terbimbing pada materi teks diskusi siswa SMP kelas IX yang valid dan efektif. Jenis penelitian ini merupakan penelitian dan pengembangan, kolaborasi model Borg & Gall dan Dick & Carey. Metode yang digunakan adalah kuasi eksperimen (static group comparison design). Sampel penelitian adalah siswa SMP kelas IX, 30 siswa sebagai kelas pembanding, 33 siswa sebagai kelas eksperimen. Alat ukur berupa tes pilihan ganda pada evaluasi formatif sebagai posttest. Analisis data digunakan uji-t untuk sampel berpasangan pada taraf signifikan 5 % (p<0,05). Hasil penelitian menunjukkan LKS tergolong valid berdasarkan rata-rata penilaian pakar sebesar 74,7% dengan kategori cukup valid. Efektif berdasarkan 1) hasil belajar kognitif, rata-rata kelas 90,42 dan melebihi batas ketuntasan (KKM) yang ditetapkan yaitu 80. Hasil uji-t diperoleh nilai t = -9,574 dengan derajat kebebasan (dk) sebesar 61.  Sedangkan p-value (2-tailed)= 0,0000, karena p-value = 0,0000 lebih kecil dari α = 0,05 maka H0 : µ1 = µ2 ditolak, sehingga dapat disimpulkan bahwa ada perbedaan yang signifikan antara posttest kelompok eksperimen dengan kelompok pembanding. Kata Kunci: LKS, inkuiri terbimbing, materi tek diskusi.ABSTRACTStudent Activity Sheet (LKS) is one part of teaching materials. As one part of teaching materials, LKS is an important component in learning. Based on preliminary research results, LKS used still not lead to learning patterns that explore students' knowledge. This study aims to produce LKS based on guided inquiry based on the discussion material of students of SMP class IX class that is valid and effective. This type of research is a research and development, collaboration models Borg & Gall and Dick & Carey. The method used is quasi experiment (static group comparison design). The sample of the research is the students of SMP class IX, 30 students as the comparison class, 33 students as the experimental class. Measurers are multiple choice tests on formative evaluation as posttest. Data analysis used t-test for paired samples at 5% significant level (p <0,05). The result of the research shows that LKS is valid based on the average expert rating of 74.7% with the category is quite valid. Effective on the basis of 1) cognitive learning outcomes, grade averages 90.42 and beyond the defined limit of (KKM) which is defined as 80. T-test results obtained t value = -9.574 with degrees of freedom (dk) of 61. While p-value (2-tailed) = 0,0000, since p-value = 0,0000 is smaller than α = 0.05 then H0: μ1 = μ2 is rejected, so it can be concluded that there is a significant difference between the experimental group posttest and the comparison group. Keywords: LKS, guided inquiry, discussion material.

scholarly journals EFFECT OF FAMILY PSYCHOEDUCATION ON CAREGIVER SUPPORT IN THE TREATMENT OF PATIENTS WITH TYPE II DIABETES MELLITUS

2018 ◽  
Vol 4 (1) ◽  
pp. 112-119
Author(s):  
Andika Siswoaribowo ◽  
Mateus Sakundarno ◽  
Muhammad Mu’in
Keyword(s):  
Diabetes Mellitus ◽  
T Test ◽  
Control Group ◽  
P Value ◽  
Family Psychoeducation ◽  
Control Group Design ◽  
Caregiver Support ◽  
Significant Difference ◽  
Patients With Diabetes ◽  
And Control

Background: Diabetes Mellitus is a chronic disease that requires treatment for long periods of time so it can cause physical and psychological problems for sufferers and families (caregiver). Caregiver's role is expected to provide support for people with diabetes mellitus. Family psychoeducation is a strategy that can be applied for caregiver in overcoming problems that arise during the treatment of patients with diabetes mellitus.Objective: This study aims to determine the effect of family psychoeducation on caregiver support in the treatment of patients with diabetes mellitus type II.Methods: This research used a quasi experiment with  pre-test post-test control group design. A total of 46 caregivers and patients with diabetes mellitus were recruited puposively, with 23 respondents assigned in the experiment and control group. Caregiver support scale was used to measure caregiver support, and Hensarling Diabetes Family Support Scale (HDFSS) for measuring perception of patients toward the treatment of caregiver.  Data were analyzed using paired t-test and independent t-test. Results: Findings showed there was an increase of caregiver knowledge from 5.39 to 9.09 and an improvement of caregiver treatment from 40.30 to 67.04 after given family psychoeducation. There was a significant difference of caregiver support in the experimental and control group with p-value <0.001 (<0.05).Conclusion: Family psychoeducation can increase caregiver support in the treatment of diabetes mellitus patients. The intervention can be one of nurses interventions in the empowerment of family in improving the treatment of chronic diseases, particularly in diabetes mellitus.

scholarly journals PERBANDINGAN KADAR TIMBAL (Pb) PADA GORENGAN YANG DIJUAL DI JALAN SAM RATULANGI DAN PURWODADI KOTA PEKANBARU

2020 ◽  
Vol 14 (2) ◽  
pp. 114
Author(s):  
Yeli Hartuti ◽  
Efriyeldi Efriyeldi ◽  
Maria Erna
Keyword(s):  
Lead Level ◽  
Threshold Value ◽  
T Test ◽  
The Body ◽  
Motor Vehicles ◽  
Director General ◽  
P Value ◽  
Food Control ◽  
Significant Difference ◽  
Fried Foods

Air pollution gives a negative impact to human health due to pollutants released by motor vehicles. From the several kinds of pollutants generated, CO is one of the most pollutants released by motor vehicles. Lead can contaminate the environment and can poisoning the living organisms. Lead can cause various disorders to the body and also organs such as hematopoietic system, neurological, endocrine, renal, gastrointestinal, hematological, and reproduction. This study aims to analyze the comparison of the levels of lead (Pb) in fried foods sold on Jalan Sam Ratulangi with fried foods sold on the edge of Jalan Purwodadi, Pekanbaru City. This research is descriptive quantitative. Samples in the form of bakwan which were taken by one trader by using a total sampling of 6 samples. The sample will then be examined quantitatively to determine the level of lead in the sample using the atomic absorption spectrophotometric method. The results of the lead level examination will then be compared with the maximum limit of metal contamination according to the standards set by the Directorate General of Drug and Food Control No. 00.06.1.52.4011 Year 2009 to find out whether the fried foods sold in that location meet the Threshold Value (NAB), and compared using the SPSS t test. The results of the research after analysis using the t test, it is known that the p value is 0.216 when compared with a= 0.05, then p>a, so there is no significant difference between the fried foods sold on Jalan Sam Ratulangi and Purwodadi, Pekanbaru City, all samples exceed The threshold value set by the Regulation of the Director General of Drug and Food Control Number HK.00.06.1.52.4011 of 2009 is 0.25 mg/kg.

Effects of Data Envelopment Analysis on Performance Assessment

2018 ◽  
pp. 557-581
Author(s):  
Heinz Ahn ◽  
Nadia Vazquez Novoa
Keyword(s):  
Data Envelopment Analysis ◽  
Financial Performance ◽  
Performance Assessment ◽  
Performance Appraisal ◽  
Efficiency Score ◽  
Data Envelopment ◽  
Financial Assessment ◽  
Dea Efficiency ◽  
Controlling Processes

This paper examines the Data Envelopment Analysis (DEA) methodology from a cognitive perspective. Specifically, it analyzes (a) the role of DEA scores as an overall efficiency measure and (b) to what extent the presence of DEA scores for a non-financial performance appraisal influences a posterior financial performance assessment. The study confirms that the efficiency score acts as a strong performance marker when deciding on which decision making units (DMUs) should be awarded for their non-financial performance. Furthermore, it shows that the results of the non-financial performance evaluation may act as an anchor which significantly influences a posterior financial assessment. These insights have practical consequences for planning, reporting, and controlling processes that incorporate DEA efficiency scores.

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