scholarly journals ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK

2019 ◽  
Vol 4 (1) ◽  
pp. 17
Author(s):  
PUTRI SAULA HASNADINA ◽  
ADE SOFYAN MULAZID
Keyword(s):  
Commercial Banks ◽  
T Test ◽  
Profit Margin ◽  
Third Party ◽  
F Test ◽  
Financial Report ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Independent Variable

The purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1), Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4) on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia Commercial Banks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, Bank BCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial report for five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis was tested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it can be known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPF partially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of 0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%.

Pengaruh Return On Assets Dan Biaya Operasional Terhadap Pendapatan Operasional Terhadap Market Share Pada Bank Syariah

2021 ◽  
Vol 9 (1) ◽  
pp. 163-172
Author(s):  
Adam Maulana ◽  
Muhammad Ariffin ◽  
Gen Gen Gendalasari
Keyword(s):  
Market Share ◽  
Predictive Ability ◽  
T Test ◽  
Third Party ◽  
Return On Assets ◽  
F Test ◽  
Operational Costs ◽  
Panel Data Regression ◽  
Data Regression ◽  
Independent Variable

This study aims to determine the extent of the influence of Return On Assets (ROA) and Operational Costs on Operational Income (BOPO) on Market Share in Islamic Banks in Indonesia as measured using Third Party Funds. This research was conducted using company publication reports from the first quarter or March 2014 to the fourth quarter or December 2018 for five years, namely the 2014-2018 period from Bank Syariah Mandiri, Bank Muamalat Indonesia, Bank BRI Syariah, Bank BNI Syariah, and Bank Mega. Sharia. The statistical method used is panel data regression, with t test and f test. The t test is used to test the effect of the independent variable partially on the dependent variable. The f test is used to test the effect of the independent variables together on the dependent variable using the EViews9 system. It can be seen from the results that have been partially tested that BOPO has a significant effect on Market Share because it has a significance value <0.05 (0.0005). Then for ROA does not have a significant effect on Market Share because it has a significance value> 0.05 (0.0546). Simultaneously, the BOPO and ROA variables both have a significant effect on Market Share with a significance value <0.05 (0.000000). The predictive ability of these two variables on Market Share is 72.75% as shown by the amount of adjusted R2, while the remaining 27.25% is influenced by other factors that are not included in the research model.   Keywords : Return On Assets (ROA), Operational Costs on Operational Income (BOPO), and Market Share.

scholarly journals ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PENGUNGKAPAN SHARIAH GOVERNANCE PADA BANK UMUM SYARIAH ANALISIS PADA LAPORAN TAHUNAN PERIODE 2013-2017

2020 ◽  
Vol 6 (11) ◽  
pp. 2347
Author(s):  
Mukhibbatul Adawiyah ◽  
Noven Suprayogi
Keyword(s):  
Firm Size ◽  
Commercial Banks ◽  
Sampling Technique ◽  
Third Party ◽  
Firm Age ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Shariah Governance ◽  
Governance Disclosure

This study aims to find out the simultaneous and partial influence of Firm Age, Firm Size, Third-Party Funds Growth And Predicate of GCG Self Assesment On The Level of Shariah Governance Disclosure. This study use quantitative approach. The analysis technique used is the panel data regression. The sampling technique is purposive sampling and obtain a sample of 11 shariah commercial banks in Indonesia. This result of this study indicated that firm age, firm size, and thirs-party funds growth variables partially have a positive and significant effect, while predicate of GCG self assesment have not significant effect. Nonetheless simultaneously Firm Age, Firm Size, third-party funds growth and predicate of GCG self assesment have a significant effect on the level of shariah governance disclosure on shariah commercial banks in Indonesia.Keywords: Firm Age, Firm Size, third-party funds growth, predicate of GCG self assesment, level of shariah governance disclosure, shariah commercial banks

Efisiensi dan Kinerja Perbankan Syariah di Indonesia

2019 ◽  
Vol 2 (2) ◽  
pp. 114-123
Author(s):  
Multazam Mansyur Addury
Keyword(s):  
Market Share ◽  
Commercial Banks ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Moderator Variable ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Efficiency Performance ◽  
The Relationship

Abstract - This study aims to analyze the effect of efficiency on the performance of Islamic banking by using market share as a moderator variable. The data  which are used in this study are 7 Sharia Commercial Banks in the annual form from the period of 2014 to 2018. The data analysis technique uses is the analysis of panel data regression. The results of this research prove that, first, the efficiency of Islamic banking has a significant influence on the performance of Islamic banking. Second, the market share of Islamic banks has no significant impact in moderating the relationship between the efficiency and the performance of Islamic banks. Keywords: Efficiency, Performance, Market Share, Islamic Banks

scholarly journals Implementation of Good Governance Business Sharia (GGBS) and Its Implications for Sharia Conformity and Profitability (SCnP) Financial Performance in Sharia Commercial Banks in Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 1-10
Author(s):  
Nindi Apriani ◽  
Kusnendi Kusnendi ◽  
Firmansyah Firmansyah
Keyword(s):  
Financial Performance ◽  
Commercial Banks ◽  
Good Governance ◽  
Islamic Banks ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Negative Effect ◽  
High Level ◽  
A Company

Abstract.     Financial performance is an analysis carried out to see the extent to which a company carries out the rules of implementing finances properly and correctly. The measurement of the financial performance of Islamic banks mostly still uses conventional measurement indicators namely profitability. This is considered less relevant, because the measurement of the performance of Islamic banks should be measured based on the suitability of sharia. Sharia Conformity and Profitability is a tool that measures the integrity of a bank, but still does not ignore the conventional side because the purpose of Islamic banks is to seek profit. This study aims to analyze the influence of Good Governance Business Sharia on Sharia Conformity and Profitability of Islamic Commercial Banks in Indonesia. The population in this study used all Islamic Commercial Banks (BUS) in Indonesia. The sample used was eleven Sharia Commercial Banks in Indonesia in 2012-2016. The method in this study uses explanatory research methods. The data analysis technique used is panel data regression. The results showed that the level of implementation of Good Governance Business Sharia was good enough and tended to increase. The Sharia Conformity and Profitability level of Islamic Commercial Banks in Indonesia has a high level of performance which means that the average performance is above on average. The implementation of Good Governance Business Sharia (GGBS) has a positive effect on Sharia Conformity but has a negative effect on Profitability. The results have important implications for Islamic Commercial Banks and regulator regarding Good Governance Business Sharia that should be modified as it aligns with sharia conformity but does not have impact on profitability. Keywords.    Financial performance, Sharia Conformity and Profitability, Good Governance Business Sharia.

scholarly journals ANALISIS PENGARUH HARGA EMAS, MARGIN, INFLASI DAN KURS DOLLAR TERHADAP PEMBIAYAAN MURABAHAH EMAS DI PERBANKAN SYARIAH INDONESIA PERIODE APRIL 2015-AGUSTUS 2019

2020 ◽  
Vol 7 (3) ◽  
pp. 610
Author(s):  
Ilyas Chaidir Rahmansyah ◽  
Lina Nugraha Rani
Keyword(s):  
Financial Services ◽  
Commercial Banks ◽  
Secondary Data ◽  
Sampling Technique ◽  
Islamic Banking ◽  
Independent Variables ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
The Relationship

This research employed a quantitative approach to investigate the relationship between dependent and independent variables and to test the hypotheses. The data utilized in this research were secondary data from the official website of Bank Indonesia (BI), the Financial Services Authority (OJK), the Central Statistics Agency (BPS), gold price providers in Indonesia, and monthly BUS & UUS bank statements in Indonesia. The population in this study consisted of 14 BUS and 20 UUS which registered on the Financial Services Authority. This research used a sampling technique using predetermined criteria so that a sample of 4 BUS and 1 UUS were obtained from April 2015 to August 2019. Moreover, the analysis technique employed in this research was panel data regression with EViews 9 statistical tools. The results of this research describe that the price of gold, inflation and the exchange rate of the dollar do not have a significant impact on the financing of Murabahah Gold, but margin have a significant impact and negative correlated with Murabahah Gold in Islamic banking in Indonesia, especially among Islamic Commercial Banks and Sharia Business Units.Keywords: Gold Prices, Inflation, Dollar Exchange, Murabahah Gold, Islamic Banking

scholarly journals Pengaruh Likuiditas, Solvabilitas, dan Profitabilitas terhadap Earning Per Share pada Bank Umum yang Terdaftar di Bursa Efek Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 72-82
Author(s):  
Rizki Muhammad Siddiq ◽  
Setiawan Setiawan ◽  
Ade Ali Nurdin
Keyword(s):  
Commercial Banks ◽  
Stock Exchange ◽  
Secondary Data ◽  
Sampling Technique ◽  
Total Sample ◽  
Financial Statement ◽  
Return On Assets ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression

In conducting this research which aims to find out from the influence of Loan to Deposit Ratio (LDR), Debt to Assets Ratio (DAR), and Return on Assets (ROA) to Earning per Share (EPS) in Commercial Banks listed on the IDX period 2008-2017. In this study the type of data used is secondary data, which is from financial statement data that has been published by the website on the Indonesia Stock Exchange and the website of each company that will be examined in the period 2008-2017. The total sample used in this study is four bank companies in the banking sub-sector that have been listed on the Indonesia Stock Exchange from 2008-2017. The technique that will be used in the way of sampling is by purposive sampling technique is a technique of determining samples with certain considerations. The analysis technique in this study uses panel data regression analysis using the Eviews 10 program tool.

scholarly journals PENGARUH DANA PIHAK KETIGA DAN EKUITAS TERHADAP LABA PADA BANK SYARIAH MANDIRI PERIODE 2012-2019

2021 ◽  
Vol 1 (1) ◽  
pp. 102
Author(s):  
Kasmiri Kasmiri ◽  
Kamal Nurjaman
Keyword(s):  
Financial Institution ◽  
Secondary Data ◽  
T Test ◽  
Third Party ◽  
Coefficient Of Determination ◽  
F Test ◽  
Financial Report ◽  
Net Profit ◽  
Report Data ◽  
Financial Transactions

ABSTRAKBank Syariah Mandiri sebagai lembaga keuangan terus berupaya menciptakan laba bersih dari setiap transaksi keuangan nasabahnya, sehingga upaya untuk menjaga perusahaan tetap memperoleh laba memerlukan evaluasi dari kedua instrumen keuangan bank di atas. Tujuan dari artikel ini yaitu untuk menganalisis seberapa besar pengaruh variabel Dana Pihak Ketiga dan variabel Ekuitas terhadap Laba pada Bank Syariah Mandiri Periode 2012-2019. Penelitian ini menggunakan pendekatan kuantitatif dengan metode deskriptif dan asosiatif. Data yang digunakan merupakan data sekunder yang bersumber dari data laporan keuangan triwulan Bank Syariah Mandiri periode tahun 2012 sampai 2019. Hasil penelitian menyimpulkan bahwa secara parsial Dana Pihak Ketiga (DPK) tidak berpengaruh signifikan terhadap Laba pada Bank Syariah Mandiri periode 2012-2019. Hal ini dapat dilihat pada hasil uji t (parsial) variabel X1 (DPK) diperoleh t hitung lebih kecil daripada t tabel (0,649 < 2,045), sedangkan Ekuitas berpengaruh signifikan terhadap Laba pada Bank Syariah Mandiri. Hal ini dapat dilihat pada hasil uji t (parsial) variabel X2 (Ekuitas) diperoleh thitung lebih besar daripada t tabel (2.120> 2.045), dengan nilai signifikansi lebih kecil dari 0,05 (0,043< 0,05).Berdasarkan hasil uji F, disimpulkan bahwa secara simultan DPK dan Ekuitas berpengaruh signifikan terhadap Laba Bank Syariah Mandiri periode 2012-2019. Hasil uji F (simultan) diperoleh Fhitung lebih besar daripada F tabel (9.047 > 3.328) dengan nilai signifikansi lebih kecil daripada 0.05 (0.001< 0.05 ). Berdasarkan hasil uji koefisien determinasi (R2), besarnya pengaruh DPK dan Ekuitas terhadap Laba Bank Syariah periode 2012-2019 sebesar 61 %, sedangkan sisanya sebesar 39 % dipengaruhi variabel lainnya yang tidak diteliti dalam penelitian ini. ABSTRACTBank Syariah Mandiri as a financial institution continues to strive to create a net profit from each of its customers' financial transactions, so efforts to keep the company profitable requires an evaluation of the two bank financial instruments above. The purpose of this article is to analyze how much influence the Third Party Funds and Equity variables have on Profits at Bank Syariah Mandiri for the 2012-2019 period. This research uses a quantitative approach with descriptive and associative methods. The data used is secondary data sourced from Bank Syariah Mandiri quarterly financial report data for the period 2012 to 2019. The results of the study conclude that partially Third Party Funds (TPF) have no significant effect on Profits at Bank Syariah Mandiri for the period 2012-2019. This can be seen in the results of the t test (partial) variable X1 (TPF) obtained t count smaller than t table (0.649 <2.045), while equity has a significant effect on profit at Bank Syariah Mandiri. This can be seen in the results of the t test (partial) variable X2 (Equity) obtained t count greater than t table (2.120> 2.045), with a significance value less than 0.05 (0.043 <0.05). Based on the results of the F test, it is concluded that simultaneously TPF and equity have a significant effect on the profit of Bank Syariah Mandiri for the period 2012-2019. The results of the F test (simultaneous) obtained Fcount greater than F table (9,047> 3,328) with a significance value smaller than 0.05 (0.001 <0.05). Based on the test results of the coefficient of determination (R2), the effect of TPF and Equity on the Profit of Islamic Banks for the 2012-2019 period was 61% while the remaining 39% was influenced by other variables not examined in this study.

scholarly journals THE EFFECT OF SPIN-OFF POLICY AND MACROECONOMIC FUNDAMENTAL FACTORS ON THIRD PARTY FUNDS AT SHARIA GENERAL BANKS

2021 ◽  
Vol 5 (1) ◽  
pp. 08-22
Author(s):  
Fatima Tuzzahara Alkaf ◽  
Nana Nawasiah
Keyword(s):  
Panel Data ◽  
Random Effect ◽  
Random Effect Model ◽  
Third Party ◽  
Financial Report ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Report Data ◽  
The Government

In enhancing the development of Islamic banking, the government issued Law No. 21 of 2008 concerning spin-off. With this policy, it is expected that Islamic Commercial Banks will develop. This study aims to implement panel data regression to examine in depth the influence of spin-off policy and macroeconomic fundamental factors on third party funds of Sharia General Banks. Sampling by purposive sampling, six (6) Sharia General Banks that have conducted spin-offs and financial report data from 2014-2018. The Chow Test and the Hausman Test show that the panel data regression model that matches the variable data used in 2014-2018 is the Random Effect Model (REM). Empirical results show that during the 2014-2018 period, the spin-off policy and macroeconomic fundamental factors had a significant effect on the bank's third-party funds simultaneously. Partially, only the spin-off policy has a significant effect on third party funds.

scholarly journals Sharia Compliance dan Islamic Corporate Governance Terhadap Dana Pihak Ketiga Pada Bank Umum Syariah

Akuntabilitas ◽  
2020 ◽  
Vol 13 (2) ◽  
pp. 239-250
Author(s):  
Annisa Dzahabiyah ◽  
Umiyati Umiyati
Keyword(s):  
Corporate Governance ◽  
Commercial Banks ◽  
Profit Sharing ◽  
Third Party ◽  
Analysis Tool ◽  
The Third ◽  
Panel Data Regression ◽  
Data Regression ◽  
Income Ratio ◽  
The Third Party

This study aims to analyze the effect of Sharia Compliance and Islamic Corporate Governance on Third Party Funds in Sharia Commercial Banks in Indonesia. The population in this study are Sharia Commercial Banks in Indonesia. Samples were selected using the purposive sampling method. The independent variables in this study are Islamic Income Ratio (IsIR), Proft Sharing Ratio (PSR), Zakat Performing Ratio (ZPR), and Islamic Corporate Governance (ICG). While the dependent variable is Third Party Funds (DPK).The analytical method used is panel data regression with e-views analysis tool 10. The results of this study indicate that the variable Profit Sharing Ratio (PSR) and Islamic Corporate Governance (ICG) significantly influence the Third Party Funds at Islamic Commercial Banks. While the Islamic Income Ratio (IsIR) and Zakat Performing Ratio (ZPR) variables do not significantly influence the Third Party Funds at Islamic Commercial Banks.

scholarly journals Kinerja Keuangan dan Nilai Perusahaan : Analisis Data Panel pada Jakarta Islamic Index

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Yudhistira Ardana
Keyword(s):  
Financial Performance ◽  
Free Variable ◽  
Book Value ◽  
Independent Variables ◽  
Company Value ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Independent Variable ◽  
Solvency Ratio

His study aims to determine the effect of financial performance on the value of the company. Data collection is conducted in 2012 until 2017. This research tries to analyze the influence of financial performance proxy with 3 (three) free variable, that is ratio of liquidity (quick ratio) as X1, profitability ratio (ROA) as X2, and solvency ratio (Debt to Total Assets Ratio) as X3 against the dependent variable / bound in the form of company value (Price Book Value) as Y at the company registered in Jakarta Islamic Index (JII). Data analysis technique used in this research is using panel data regression. The results of this study are independent variables profitability and solvency ratios have a positive and significant effect on the dependent variable in the form of company value measured by Price to Book Value (PBV). While the independent variable liquidity ratio measured by quick ratio has no effect on the value of the company.

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