Pengaruh Return On Assets Dan Biaya Operasional Terhadap Pendapatan Operasional Terhadap Market Share Pada Bank Syariah

2021 ◽  
Vol 9 (1) ◽  
pp. 163-172
Author(s):  
Adam Maulana ◽  
Muhammad Ariffin ◽  
Gen Gen Gendalasari
Keyword(s):  
Market Share ◽  
Predictive Ability ◽  
T Test ◽  
Third Party ◽  
Return On Assets ◽  
F Test ◽  
Operational Costs ◽  
Panel Data Regression ◽  
Data Regression ◽  
Independent Variable

This study aims to determine the extent of the influence of Return On Assets (ROA) and Operational Costs on Operational Income (BOPO) on Market Share in Islamic Banks in Indonesia as measured using Third Party Funds. This research was conducted using company publication reports from the first quarter or March 2014 to the fourth quarter or December 2018 for five years, namely the 2014-2018 period from Bank Syariah Mandiri, Bank Muamalat Indonesia, Bank BRI Syariah, Bank BNI Syariah, and Bank Mega. Sharia. The statistical method used is panel data regression, with t test and f test. The t test is used to test the effect of the independent variable partially on the dependent variable. The f test is used to test the effect of the independent variables together on the dependent variable using the EViews9 system. It can be seen from the results that have been partially tested that BOPO has a significant effect on Market Share because it has a significance value <0.05 (0.0005). Then for ROA does not have a significant effect on Market Share because it has a significance value> 0.05 (0.0546). Simultaneously, the BOPO and ROA variables both have a significant effect on Market Share with a significance value <0.05 (0.000000). The predictive ability of these two variables on Market Share is 72.75% as shown by the amount of adjusted R2, while the remaining 27.25% is influenced by other factors that are not included in the research model.   Keywords : Return On Assets (ROA), Operational Costs on Operational Income (BOPO), and Market Share.

scholarly journals ANALYZE THE EFFECT OF THIRD PARTY FUND (TPF), NON-PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR) AND PROFIT MARGIN ON MURABAHAH FINANCING OF SHARIA COMMERCIAL BANK

2019 ◽  
Vol 4 (1) ◽  
pp. 17
Author(s):  
PUTRI SAULA HASNADINA ◽  
ADE SOFYAN MULAZID
Keyword(s):  
Commercial Banks ◽  
T Test ◽  
Profit Margin ◽  
Third Party ◽  
F Test ◽  
Financial Report ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Independent Variable

The purpose of this study is to analyze the effect of each variable, Deposits of Third Party Fund (TPF) (X1), Non-Performing Financing (NPF) (X2), Financing to Deposit Ratio (FDR) (X3) and Profit Margin (X4) on Murabahah Financing (Y1). The population of this study was conducted on eleven Sharia Commercial Banks in Indonesia, namely Bank Muamalat, Bank Victoria Syariah, Bank BRI Syariah, Bank BNI Syariah, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, Bank Panin Syariah, Bank Syariah Bukopin, Bank BCA Syariah and Bank Maybank Syariah Indonesia. The sample taken was the annual financial report for five periods, namely 2011-2015 periods. The analysis technique used panel data regression analysis was tested by F-test and T-test, with a significant value of 5%. Based on the results of the T-test and F-test, it can be known that TPF, FDR and Profit Margin simultaneously have a significant positive effect and the NPF partially have no effect of murabahah financing on Sharia Commercial Banks. Adjusted R Square value of 0.275352 indicates that the independent variable could give effect the dependent variable of 0.000429%.

scholarly journals ANALISIS PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP PENGAMBILAN SAHAM PERBANKAN BUMN YANG TERDAFTAR DI BEI PERIODE 2010-2014

2020 ◽  
Vol 6 (2) ◽  
pp. 167
Author(s):  
Sanuri Sanuri ◽  
Desta Rizky Kusuma
Keyword(s):  
Interest Rates ◽  
Stock Returns ◽  
Stock Exchange ◽  
Hypothesis Test ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Panel Data Regression ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Independent Variable

This study aims to determine the influence of factors internal and external to the return of registered banking shares Indonesia Stock Exchange in 2010-2014. The population in this study were 4 BUMN bank companies registered in Indonesia Stock Exchange period 2010-2014 sampling techniques used is purposive sampling. obtained by 4 state-owned bank companies included in the independent variable criterion studied is Return On Assets (ROA), Capital Adequacy Ratio (CAR), Inflation Rate, and Rate of Interest Interest and the dependent variable studied is stock returns. Analysis Techniques used is Panel Data Regression and Hypothesis test using t-test. The results showed that both variables were simultaneously independent Return On Asset (ROA) has no effect on stock returns Partially the variables of the four independent variables are Return On Assets (ROA), Capital Adequacy Ratio (CAR), Inflation and Interest Rates are only Inflation and Interest rates that have a significant effect on stock returns. R-square value 33.42%.

scholarly journals Analysis of The Effect of Capital, Credit Risk, and Liquidity Risk on Profitability in Banks

2018 ◽  
Vol 10 (2) ◽  
pp. 44 ◽  
Author(s):  
Antyo Pracoyo ◽  
Aulia Imani
Keyword(s):  
Credit Risk ◽  
Liquidity Risk ◽  
Commercial Banking ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Panel Data Regression ◽  
Capital Adequacy Ratio ◽  
Data Regression ◽  
Independent Variable

This research aims to analyze the influence of bank-specific component to profitability of banking industry within the classification of commercial banking category 3 (Bank Umum Kegiatan Usaha 3, classification based on Central Bank of Indonesia) in the period of 2011 until 2015. The number of sample for this research are 8 banks or Bank Devisa. Independent variable used for this research are based on the ratio of banks. There are Capital measured by Capital Adequacy Ratio, Credit Risk measured by Non Performing Loan, and Liquidity Risk measured by Loan to Deposit Ratio. While dependent variable Profitability measured by Return On Assets. This research analyzed using Eviews 7 program for Panel Data Regression. The result of this research shows that Capital and Liquidity Risk has insignificance effect to Profitability. Meanwhile, Credit Risk has significant effect to Profitability

scholarly journals Analisis Pengaruh Dana Pihak Ketiga dan Pembiayaan Terhadap Market Share Perbankan Syariah di Indonesia Melalui Aset Sebagai Variabel Intervening

2019 ◽  
Vol 1 (2) ◽  
pp. 33-44
Author(s):  
Vivin Wulandari ◽  
Deky Anwar
Keyword(s):  
Market Share ◽  
Financial Reporting ◽  
Research Method ◽  
Quantitative Research ◽  
Third Party ◽  
Islamic Banking ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Positive Effect

Purpose- This study aims to analyze the direct and indirect effect of Third Party Funds (TPF) and Financing (PMBY) on the Market share (MS) of Indonesian Islamic Banking in 2013-2017, with asset variables (ASET) as intervening. Methods- A quantitative research method was used. Data collection techniques in this study are documentation financial reporting. Panel data regression is used to test hypotheses using the EVIEWS program Findings- The results indicate that simultaneous, TPF, PMBY, and ASET have a positive and significant effect on the market share of Islamic banking. And partially, TPF does not affect MS, PMBY has a significant negative effect on MS, and assets have a significant positive effect on MS. ASET are not proven to be intervening on the tested model. Research implications- This study can be a knowledge for investors to understand the market share of Islamic banking, as well as an evaluation material for management to increase market share through deposits, PMBY, and ASET.

Analisis penyerapan tenaga kerja sektor industri dan faktor-faktor yang mempengaruhinya di Provinsi Jambi

2021 ◽  
Vol 9 (1) ◽  
pp. 13-22
Author(s):  
Redi Hermansyah ◽  
Arman Delis ◽  
Etik Umiyati
Keyword(s):  
Regression Analysis ◽  
Panel Data ◽  
Minimum Wage ◽  
Industrial Sector ◽  
Variable Number ◽  
T Test ◽  
Minimum Wages ◽  
F Test ◽  
Panel Data Regression ◽  
Data Regression

This study aims to: 1) To analyze the development of industrial sector GRDP, UMP, and the number of companies in Jambi Province. And 2) To analyze what factors influence the absorption of labor in the industrial sector in Jambi Province by using panel data regression analysis tools. Based on the development of the GRDP of the industrial sector and the provincial minimum wage, it continues to increase every year, as well as the variable number of companies that fluctuates every year. Based on the results of the F test, it can be concluded that the GRDP of the industrial sector, the provincial minimum wage, and the number of companies jointly have a significant effect on employment in the industrial sector because the probability is less than 0.001. Based on the results of the t-test, it can be concluded that the variables that affect employment in the industrial sector are the GRDP of the industrial sector and the number of companies because the probability is less than 0.05.  Keywords: Absorption of labor in the industrial sector, GDP, Provincial minimum wages and number of companies.

Determinants Of Capital Structure For Multinational And Domestic Companies In India: Panel Data Regression Model

2019 ◽  
Vol 118 (7) ◽  
pp. 147-154
Author(s):  
K. Maheswari ◽  
Dr. J. Gayathri ◽  
Dr. M. Babu ◽  
Dr.G. Indhumathi
Keyword(s):  
Panel Data ◽  
Capital Structure ◽  
Regression Model ◽  
Business Risk ◽  
Return On Assets ◽  
Panel Data Regression ◽  
Data Regression ◽  
Return On Capital ◽  
Domestic Companies ◽  
The Capital Structure

The capital structure refers to the components of capital needed to establish and expand its business activities. The study was made with an objective to examine the determinants of capital structure of multinational and domestic companies listed in S&P BSE automobile sector. The study concluded that there is significant impact on capital structure determinants such as size, business risk, non debt shield tax, return on assets, tangibility, profit, return on capital employed and liquidity on the capital structure of multinational and domestic companies of Indian Automobile Sector.  

PENGARUH LEVERAGE, LIKUIDITAS, DAN UKURAN PERUSAHAAN TERHADAP PROFITABILITAS (STUDI KASUS PADA PERUSAHAAN SUB SECTOR REAL ESTATE AND PROPERTY DI BURSA EFEK INDONESIA PERIODE 2015-2018)

2020 ◽  
Vol 4 (02) ◽  
Author(s):  
Pingkan Saraswati
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Real Estate ◽  
Linear Regression Analysis ◽  
T Test ◽  
Company Size ◽  
Return On Assets ◽  
F Test ◽  
Sample Technique ◽  
A Company

Profitabilitya has significance for theecompany because it is one of the bases for evaluating the condition of a company. The level off profitability describes the ecompany's performance as seen from the company's ability to generate profits. Profitability in this study is calculated by return on assets (ROA) because it can show how the company's performance is nseenn from the overall use of assets owned by the company in generating profits. Thissstudyyaims to examine the leverage, liquidity, and size off thee company yaffect the eprofitability. The ssampling ttechniqueu used in this study wass purposivee samplingg, which issaa sample technique ethat uses certain ncriteria.. There earee16 companies ethat are sampled in this sstudy.mThe nanalysiss techniquee usedd is multiplee linearr regressionn using SPSS version 22. Multiplee linear regression analysis susess the eclassicc assumption ntest, nincluding mthe nnormality ntest, multicollonityy test,,heteroscedasticityytest,, and dautocorrelationn test.m Tootestttheevariablessused theecoefficient of determination test, t-test, f-test. The results of this study indicate that there is no significant effect on the variable leverage on profitability. Liquidity hass a positivee effectt onn profitability. There eis snoo significantt effectt off thee Company Size variablee on nthee profitability variable..

scholarly journals Analisis Profitabilitas Perbankan Syariah di Indonesia sebagai Dampak Dari Efisiensi Operasional

2017 ◽  
Vol 1 (2) ◽  
Author(s):  
Nur Zulfah Hijriyani ◽  
Setiawan Setiawan
Keyword(s):  
Financial Services ◽  
Secondary Data ◽  
Sampling Technique ◽  
Operational Efficiency ◽  
Islamic Banks ◽  
Return On Assets ◽  
Panel Data Regression ◽  
Analysis Technique ◽  
Data Regression ◽  
Negative Effect

AbstractThe purpose of this study are to measure and analyze operational efficiency that showed by bank financial ratios consisting of Operating Expenses to Operating Revenues (BOPO), Allowance for Possible Losses on Earning Assets (PPAP), Non Performing Financing (NPF) and Financing to Deposits Ratio (FDR) to Profitability that measured by Return on Assets (ROA). The population in this research is 11 Islamic Banking (BUS) by using total sampling technique in determine the sample. The data used in this study is secondary data obtained from the annual report of the bank period 2010 to 2016 published by each bank and matched with the data also by the Financial Services Authority (OJK). The analysis technique used is panel data regression analysis. Based on the result of F-test in this research, it can be concluded that the independent variables (operational efficiency) have a significant effect on the dependent variable (profitability). Meanwhile, the t-test shows that BOPO ratio has a significant negative effect on profitability. For the other three ratios, PPAP, NPF and FDR have no significant effect on profitability of Islamic Banks (BUS).Keywords: Islamic banks; Operational efficiency; Profitability. AbstrakPenelitian ini bertujuan untuk mengukur dan menganalisis pengaruh efisiensi operasionalyang diproksikan dengan rasio keuangan bank yang terdiri dari rasio Biaya Operasionalterhadap Pendapatan Operasional (BOPO), Penyisihan Penghapusan Aktiva Produktif(PPAP), Non Performing Financing (NPF) dan Financing Deposit Ratio (FDR) terhadapprofitabilitas yang diukur dengan Return on Asset (ROA). Populasi dalam penelitian ini adalah 11Bank Umum Syariah (BUS) dengan penggunaan teknik total sampling dalam penentuansampelnya. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperolehdari laporan tahunan bank periode 2010 hingga 2016 yang dipublikasikan oleh masing-masing bank dan dicocokkan dengan data yang juga dipublikasikan oleh Otoritas JasaKeuangan (OJK). Teknik analisis yang digunakan adalah analisis regresi data panel. Berdasarkan hasil uji-F pada penelitian ini, dapat disimpulkan bahwa variabel independen (efisiensi operasional) berpengaruh signifikan terhadap variabel dependen (profitabilitas). Sementara itu, hasil uji-t menunjukkan bahwa rasio BOPO berpengaruh negatif signifikanterhadap profitabilitas. Untuk tiga rasio lainnya yaitu PPAP, NPF dan FDR tidak memilikipengaruh signifikan terhadap profitabilitas Bank Umum Syariah (BUS).Kata Kunci: Bank syariah; Efisiensi operasional; Profitabilitas.

scholarly journals Pengaruh Rasio Profitabilitas terhadap Harga Saham di JII (Studi Kasus pada PT. Indofood CBP Sukses Makmur, TBK Periode 2011-2015)

2017 ◽  
Vol 6 (2) ◽  
pp. 255-270
Author(s):  
Puti Aulia M
Keyword(s):  
T Test ◽  
Return On Assets ◽  
F Test ◽  
Return On Equity

Penelitian ini berjudul “Pengaruh Rasio Profitabilitas terhadap Harga Saham di JII (Studi Kasus pada PT. Indofood CBP Sukses Makmur, TBK Periode 2011-2015)”. Tujuan penelitian ini adalah untuk mengetahui pengaruh pengaruh Return On Asset (ROA) dan Return On Equity (ROE) secara parsial terhadap harga saham di JII (studi kasus pada PT. Indofood CBP Sukses Makmur, Tbk Periode 2011-2015) dan untuk mengetahui pengaruhReturn On Asset (ROA) dan Return On Equity (ROE) secara simultan terhadap harga saham di JII (studi kasus pada PT. Indofood CBP Sukses Makmur, Tbk periode 2011-2015). Penelitian ini merupakan penelitian kausal, penelitian kausal merupakan bentuk penelitian yang sifatnya sebab-akibat, artinya keadaan satu variabel disebabkan atau ditentukan oleh keadaan satu atau lebih variabel lain. Penelitian kausal akan menghasilkan data dalam bentuk angka sehingga data dianalisis dengan pendekatan kuantitatif. Hasil penelitian menunjukan bahwa variabel-variabel independen ROA dan ROE secara simultan mempengaruhi variabel dependen yaitu harga saham di Jakarta Islamic Index (JII). Hal ini ditunjukkan bahwa nilai F test (Fhitung) sebesar 17,946 dengan signifikan 0,000 atau Fhitung > Ftabel (17,946 > 3,59). Variabel-variabel independen ROA dan ROE secara parsial masing-masing mempunyai pengaruh sebagai berikut: Return On Assets (ROA) memberikan pengaruh positif terhadapa harga saham dalam Jakarta Islamic Index (JII)yang ditunjukkan dengan nilai t test (thitung) sebesar -5,989 dengan tingkat signifikan sebesar 0,000 (dibawah 0,05) atau thitung  < ttabel ( -5,989 < -2,10092) dan Return On Equity (ROE) memberikan pengaruh positif terhadap harga saham dalam Jakarta Islamic Index (JII) yang ditunjukkan oleh nilai t test (thitung) sebesar 5,867 dengan tingkat signifikansi sebesar 0,000 (di bawah 0,05) atau thitung> t tabel  (5,867 > 2,10092).

Influence of Intellectual Capital on Performance

2021 ◽  
Vol 12 (2) ◽  
pp. 53-71
Author(s):  
Kanishka Gupta ◽  
T. V. Raman
Keyword(s):  
Financial Performance ◽  
Intellectual Capital ◽  
Value Added ◽  
Dynamic Panel Data ◽  
Return On Assets ◽  
Time Period ◽  
Panel Data Regression ◽  
Data Regression ◽  
Developed World ◽  
The Impact

Intellectual capital (IC) has gained recognition in enhancing the firms' value and gain a competitive advantage in the developed world. The present study examines the impact of IC on firms' financial performance. The study takes 48 companies for the time period of 10 years (2009-2018). The paper has used modified Pulic's value added intellectual coefficient (VAIC) as a proxy to measure IC and return on assets (ROA) to measure firms' financial performance. Granger causality between all the components of IC and ROA has been tested using Dumitrescu-Hurlin test. To analyse the impact, correlation and dynamic panel data regression technique has been applied. The result indicates that overall intellectual capital, human capital, relational capital, process capital, and financial capital have a significant impact on financial performance. On the other hand, innovation capital has no significant relationship with firms' financial performance. The results are helpful for managers, policymakers, government, and investors so that they can properly manage and regulate the IC of their organization.

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